初级银行综合类1听力部分暂无答案.docx
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初级银行综合类1听力部分暂无答案
初级银行综合类-1（听力部分暂无答案）
（总分：
97.00，做题时间：
90分钟）
一、{{B}}听力题{{/B}}（总题数：
2，分数：
10.00）
Directions:
Inthissection,youwillheartenshortstatements.Eachstatementwillbespokenonlyonce.Aftereachstatementtherewillbeapause.Duringthepause,youmustreadthefoursuggestedanswersmarkedA,B,CandD,anddecidewhichisthebestanswer.ThenmarkthecorrespondingletterontheANSWERSHEETwithasinglelinethroughthecenter.
Directions:
Inthissection,youwillheartenshortstatements.Eachstatementwillbespokenonlyonce.Aftereachstatementtherewillbeapause.Duringthepause,youmustreadthefoursuggestedanswersmarkedA,B,CandD,anddecidewhichisthebestanswer.ThenmarkthecorrespondingletterontheANSWERSHEETwithasinglelinethroughthecenter.
（分数：
5.00）
A.Theywillwritetotheirhome.
B.Theywillwritetotheirheadquarter.
C.Theywillaskfortheirrights.
D.Theywillwaitforanofficer.
解析：
[听力原文]Theywillwritetotheirhomeofficetowaivetheirclaim.
A.Wethankyouforyourdoingkindnesstous.
B.Wehopeyouwillsendusyourcheckassoonaspossible.
C.Wethankyoubecauseyouprovideusconvenienceinchecking.
D.Youwillhavetopayus￡50000.
解析：
[听力原文]Weshallthankyouforkindlyhandingusyourcheekforfiftythousandyuaninsettlementatyourearliestconvenience.
A.YouneedtoobtainasignatureofBankofChinaonthedraft.
B.TheaccountbookistobecountersignedbyBankofChina.
C.ThedraftshouldbecountersignedbyabankofChina.
D.Thetimedraftneedn'tanyothersignaturebecauseyoursignatureistrue.
解析：
[听力原文]ThetimedraftistobecountersignedbytheBankofChina,Beijing,certifyingthatyoursignatureistrueandvalid.
A.Howdocreditcardcompaniesprovidemoney?
B.Howarecreditcardsimportanttocompanies?
C.Howdothecompaniesexchangecreditcardsformoney?
D.Howdothecompaniesmakeprofits?
解析：
[听力原文]Howdocreditcardcompaniesearnmoney?
A.Theyplannedatotalbuying.
B.Theywentonhigherstageinbusiness.
C.Theymanagedtoacceptabuyingbid.
D.Theywantedtoovertakeothercompanies.
解析：
[听力原文]Theystagedamanagementbuyouttopre-exemptatakeoverbid.
（分数：
5.00）
A.Retailbusinessneedsalotofcash.
B.Wholesalebusinessneedsonlycreditcards.
C.Retailandwholesalebusinessesarequitethesame.
D.Retailandwholesalebusinessesaredoneindifferentways.
解析：
[听力原文]Retailbusinessisusuallydoneonacashbasis,andwholesalebusinessisdoneoncredit.
A.Thedifferenceofourpricesisbig.
B.Youofferedmeapriceonthecounter.
C.Mypriceandyourofferarenotthesame.
D.Mypriceandyourofferarenotdifferent.
解析：
[听力原文]Thedifferencebetweenmypriceandyourcounterofferistoowide.
A.Ineedsomecash.
B.Iwantsomemoneytosendatelegraph.
C.Iamorderedtomailsomemoney.
D.Iwanttoexchangetheorderformoney.
解析：
[听力原文]Iwanttocashthistelegraphicmoneyorder.
A.ManybanksinAmericaacceptaccountswiththeBankofChina,Shanghai.
B.ManybanksinAmericastartbusinesswiththeBankofChina,Shanghai.
C.ManybanksinAmericahaveaccountswiththeBankofChina,Shanghai.
D.ManybanksinAmericaowemoneytotheBankofChina,Shanghai.
解析：
[听力原文]ManybanksinAmericanowcarryaccountswiththeBankofChina,Shanghai.
A.I'vecometoaskyoutodosomething.
B.Idon'tthinkyourinsuranceisgood.
C.Ineedyourinsuranceservice.
D.Iwanttoasksomequestionsabouttheinsuranceserviceprovidedbyyou.
解析：
[听力原文]Ihavecometoinquireaboutyourinsuranceservice.
二、{{B}}单项选择{{/B}}（总题数：
15，分数：
15.00）
1."Youareallowedtowriteuptotencheckswithoutaservicecharge.""That'sall?
Youmeantenchecksisthe______?
"
（分数：
1.00）
A.
A.balance
B.
B.maximum
√
C.
C.minimum
解析：
2.IfyouneedmoneyIcan______yousome.
（分数：
1.00）
A.
A.payback
B.
B.borrow
C.
C.lend
√
解析：
3.Thebankchargesa______tocoverthecostofbookkeeping.
（分数：
1.00）
A.
A.payee
B.
B.transaction
C.
C.fee
√
解析：
4.Manybanksworkwithsomanydifferentcustomersandaccountsthattheyneed______torecordalltransactions.
（分数：
1.00）
A.
A.depositslips
B.
B.computers
√
C.
C.parties
解析：
5.Ifyou______yourcarloan,thebankwilltakepossessionofyourcar.
（分数：
1.00）
A.
A.payoff
B.
B.defaulton
√
C.
C.compute
解析：
6.Inordertocalculatethemonthlypaymentsonyourloan,thebankaddstheinteresttothe______anddividesthetotalbythenumberofmonths.
（分数：
1.00）
A.
A.tenure
B.
B.principal
√
C.
C.chargeaccount
解析：
7.Jameshasnotpaidbacktwoloans.Hemusthaveaterrible______.
（分数：
1.00）
A.
A.creditrating
√
B.
B.chargecard
C.
C.principal
解析：
8.Anaccountthattwoormorepeopleholdisa______.
（分数：
1.00）
A.
A.jointaccount
√
B.
B.term-depositaccount
C.
C.savingsaccount
解析：
9.Whenmyfriendneededaloanheofferedthebankhishouseas______.
（分数：
1.00）
A.
A.debt
B.
B.term
C.
C.collateral
√
解析：
10.Youhaveto______yourcheckinordertocashit.
（分数：
1.00）
A.
A.withdraw
B.
B.endorse
√
C.
C.accommodate
解析：
11.Acheckthatcanbesignedovertoathirdpartyis______.
（分数：
1.00）
A.
A.subtracted
B.
B.negotiable
√
C.
C.overdrawn
解析：
12.IwroteacheckformoremoneythanIhaveinmyaccount.I'mafraidI'm______.
（分数：
1.00）
A.
A.overdrawn
√
B.
B.insufficientfunds
C.
C.minimumbalance
解析：
13.Inordertowithdrawmoneythebankrequiresyour______.
（分数：
1.00）
A.
A.depositor
B.
B.interest
C.
C.signature
√
解析：
14.Thebankrecordsalltransactionsofanaccountinthecustomer's______.
（分数：
1.00）
A.
A.withdrawalslip
√
B.
B.assets
C.
C.passbook
解析：
15.Themonthlystatementgivesyouarecordofallthe______ofyourcheckingaccount.
（分数：
1.00）
A.
A.subtracted
B.
B.negotiable
C.
C.transactions
√
解析：
三、{{B}}完型填空{{/B}}（总题数：
1，分数：
20.00）
Directions:
Insertthecorrectwordsorphrasesintheappropriatespacesinthepassagebelow.
investigate,quantity,discount,negligence,replements,discrepancy,packinglist,unsaleable,inferior,penaltyclause,uptostandard
Complaintsareoftenreceivedbycompanieswhoshipconsignmentsoverseas.Thesecomplaintsaresometimesaboutthe{{U}}（26）{{/U}}ofgoodsreceived.Perhapsnotenoughgoodsweresent,perhapstoomany.Andsometimesitisacomplaintthatthewronggoodsweresent.
Oftentherearecomplaintsabout{{U}}（27）{{/U}}packing,whichcancausedamagetothegoods.Sometimesthecomplaintisaboutinferiorquality.Buyersinthiscaseoftencomplainthatthegoodsarenot{{U}}（28）{{/U}}Theremaybea{{U}}（29）{{/U}}betweenthedescriptionofthegoodsinthebrochureandthegoodswhichactuallyarrived.
Acomplaintmaybeaboutadelayinshipment,althoughcompaniesoftenhavea{{U}}（30）{{/U}}intheircontracttoprotectthemagainstlossfromdelay.
Complaintsaboutdamageareusuallythebusinessofinsurancecompanies,butifthedamageiscausedbythe{{U}}（31）{{/U}}ofthepackers,thentheinsurancecompanieswillnotacceptresponsibility.
Whenthereisacomplaintthatthewronggoodsweresent,ortoomany,ortoofew,thenitisalwaysnecessarytocheckthe{{U}}（32）{{/U}}forthecases,aswellastheinvoice.Thentheagentmust{{U}}（33）{{/U}}whathappened.Thegoodsmaystillbeintheportofunloading.
Bad,inferiororinadequatepackingmaycausedamagetogoodsintransit.Thebuyersmayacceptdamagedgoodsifthesupplieroffersa{{U}}（34）{{/U}},butifthegoodsarcbadlydamagedtheymaybe{{U}}（35）{{/U}},andinthiscasethebuyerwilldemandreplacements.
（分数：
20.00）
（1）.
（分数：
2.00）
填空项1:
__________________ （正确答案：
quantity）
解析：
填空项1:
__________________ （正确答案：
inferior）
解析：
填空项1:
__________________ （正确答案：
uptostandard）
解析：
填空项1:
__________________ （正确答案：
disrepancy）
解析：
填空项1:
__________________ （正确答案：
penaltyclause）
解析：
填空项1:
__________________ （正确答案：
negligence）
解析：
填空项1:
__________________ （正确答案：
packinglist）
解析：
填空项1:
__________________ （正确答案：
investigate）
解析：
填空项1:
__________________ （正确答案：
discount）
解析：
填空项1:
__________________ （正确答案：
unsaleable）
解析：
四、{{B}}阅读理解{{/B}}（总题数：
2，分数：
12.00）
{{B}}Wemeetsthechallengeofglobalization{{/B}}
Tenyearsago,USbankersandbrokerstalkedaboutglobalization.Capitalbarrierswouldfall,therewouldbeseamless24-hourtradingacrosstimezonesandfull-serviceinstitutionswouldservefarmersinIowatocarworkersinOsaka.
AstheUScapitalmarketsenterthe1990s,therealityisthatglobalizationisstillinitsearlystagesandnextdecadeasitwasinthelast.Therehas,however,beenaqualitativechangeintherhetoric.
Then,globalizationwasseenintheUSasanopportunity.NowtheUSisfarlessconfidentofitsabilitytodominatetheglobalmarketandisshowingsignsoffallingbehinditscompetitors.Globalizationisnowanurgentchallenge.
Mr.CurtisWelling,managingdirectorinchargeofequitiesatFirstBoston,says,"TheUShashadaverygeocentricview.Ourhegemonyoverworldcapitalflowswasalmostregardedasabirthright.Asfarasimportantcapitalflowsareconcerned,therewasarealdangeroftheworldpassingusby.TheUSwasindangerofbecomingirrelevant."
WhiletheUSwasonceslowtorealiseitscompetitivepositioninworldfinancialmarketscouldbeeroded.Mr.Wellingbelievesthatthereisagrowingawarenessoftheneedtoactquicklytopositionthenation'smarketsandfinancialinstitutionsforthefuture.
Thisconcernhasbeencrystallisedinregulatoryinitiativ
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