初级银行综合类1听力部分暂无答案.docx

1、初级银行综合类1听力部分暂无答案初级银行综合类-1(听力部分暂无答案)(总分：97.00，做题时间：90分钟)一、B听力题/B(总题数：2，分数：10.00)Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked A, B,

2、 C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement there will be a pause. During the

3、 pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.（分数：5.00）A.They will write to their home.B.They will write to their head quarter.C.They will ask fo

4、r their rights.D.They will wait for an officer.解析：听力原文 They will write to their home office to waive their claim.A.We thank you for your doing kindness to us.B.We hope you will send us your check as soon as possible.C.We thank you because you provide us convenience in checking.D.You will have to pay

5、 us 50 000.解析：听力原文 We shall thank you for kindly handing us your cheek for fifty thousand yuan in settlement at your earliest convenience.A.You need to obtain a signature of Bank of China on the draft.B.The account book is to be countersigned by Bank of China.C.The draft should be countersigned by a

6、 bank of China.D.The time draft neednt any other signature because your signature is true.解析：听力原文 The time draft is to be countersigned by the Bank of China, Beijing, certifying that your signature is true and valid.A.How do credit card companies provide money?B.How are credit cards important to com

7、panies?C.How do the companies exchange credit cards for money?D.How do the companies make profits?解析：听力原文 How do credit card companies earn money?A.They planned a total buying.B.They went on higher stage in business.C.They managed to accept a buying bid.D.They wanted to overtake other companies.解析：听

8、力原文 They staged a management buyout to pre-exempt a takeover bid.（分数：5.00）A.Retail business needs a lot of cash.B.Whole sale business needs only credit cards.C.Retail and wholesale businesses are quite the same.D.Retail and wholesale businesses are done in different ways.解析：听力原文 Retail business is u

9、sually done on a cash basis, and wholesale business is done on credit.A.The difference of our prices is big.B.You offered me a price on the counter.C.My price and your offer are not the same.D.My price and your offer are not different.解析：听力原文 The difference between my price and your counter offer is

10、 too wide.A.I need some cash.B.I want some money to send a telegraph.C.I am ordered to mail some money.D.I want to exchange the order for money.解析：听力原文 I want to cash this telegraphic money order.A.Many banks in America accept accounts with the Bank of China, Shanghai.B.Many banks in America start b

11、usiness with the Bank of China, Shanghai.C.Many banks in America have accounts with the Bank of China, Shanghai.D.Many banks in America owe money to the Bank of China, Shanghai.解析：听力原文 Many banks in America now carry accounts with the Bank of China, Shanghai.A.Ive come to ask you to do something.B.I

12、 dont think your insurance is good.C.I need your insurance service.D.I want to ask some questions about the insurance service provided by you.解析：听力原文 I have come to inquire about your insurance service.二、B单项选择/B(总题数：15，分数：15.00)1.You are allowed to write up to ten checks without a service charge.Tha

13、ts all? You mean ten checks is the _?（分数：1.00）A.A. balance B.B. maximum C.C. minimum解析：2.If you need money I can _ you some.（分数：1.00）A.A. pay back B.B. borrow C.C. lend解析：3.The bank charges a _ to cover the cost of bookkeeping.（分数：1.00）A.A. payee B.B. transaction C.C. fee解析：4.Many banks work with so

14、 many different customers and accounts that they need _ to record all transactions.（分数：1.00）A.A. deposit slips B.B. computers C.C. parties解析：5.If you _ your car loan, the bank will take possession of your car.（分数：1.00）A.A. pay off B.B. default on C.C. compute解析：6.In order to calculate the monthly pa

15、yments on your loan, the bank adds the interest to the _ and divides the total by the number of months.（分数：1.00）A.A. tenure B.B. principal C.C. charge account解析：7.James has not paid back two loans. He must have a terrible _.（分数：1.00）A.A. credit rating B.B. charge card C.C. principal解析：8.An account t

16、hat two or more people hold is a _.（分数：1.00）A.A. joint account B.B. term -deposit account C.C. savings account解析：9.When my friend needed a loan he offered the bank his house as _.（分数：1.00）A.A. debt B.B. term C.C. collateral解析：10.You have to _ your check in order to cash it.（分数：1.00）A.A. withdraw B.B

17、. endorse C.C. accommodate解析：11.A check that can be signed over to a third party is _.（分数：1.00）A.A. subtracted B.B. negotiable C.C. overdrawn解析：12.I wrote a check for more money than I have in my account. Im afraid Im _.（分数：1.00）A.A. overdrawn B.B. insufficient funds C.C. minimum balance解析：13.In ord

18、er to withdraw money the bank requires your _.（分数：1.00）A.A. depositor B.B. interest C.C. signature解析：14.The bank records all transactions of an account in the customers _.（分数：1.00）A.A. withdrawal slip B.B. assets C.C. passbook解析：15.The monthly statement gives you a record of all the _ of your checki

19、ng account.（分数：1.00）A.A. subtracted B.B. negotiable C.C. transactions解析：三、B完型填空/B(总题数：1，分数：20.00)Directions: Insert the correct words or phrases in the appropriate spaces in the passage below.investigate, quantity, discount, negligence, replements, discrepancy, packing list, unsaleable, inferior, pe

20、nalty clause, up to standardComplaints are often received by companies who ship consignments overseas. These complaints are sometimes about the U(26) /U of goods received. Perhaps not enough goods were sent, perhaps too many. And sometimes it is a complaint that the wrong goods were sent.Often there

21、 are complaints about U(27) /U packing, which can cause damage to the goods. Sometimes the complaint is about inferior quality. Buyers in this case often complain that the goods are not U(28) /U There may be a U(29) /U between the description of the goods in the brochure and the goods which actually

22、 arrived.A complaint may be about a delay in shipment, although companies often have a U(30) /U in their contract to protect them against loss from delay.Complaints about damage are usually the business of insurance companies, but if the damage is caused by the U(31) /U of the packers, then the insu

23、rance companies will not accept responsibility.When there is a complaint that the wrong goods were sent, or too many, or too few, then it is always necessary to check the U(32) /U for the cases, as well as the invoice. Then the agent must U(33) /U what happened. The goods may still be in the port of

24、 unloading.Bad, inferior or inadequate packing may cause damage to goods in transit. The buyers may accept damaged goods if the supplier offers a U(34) /U, but if the goods arc badly damaged they may be U(35) /U, and in this case the buyer will demand replacements.（分数：20.00）(1).（分数：2.00）填空项1:_（正确答案：

25、quantity）解析：填空项1:_（正确答案：inferior）解析：填空项1:_（正确答案：up to standard）解析：填空项1:_（正确答案：disrepancy）解析：填空项1:_（正确答案：penalty clause）解析：填空项1:_（正确答案：negligence）解析：填空项1:_（正确答案：packing list）解析：填空项1:_（正确答案：investigate）解析：填空项1:_（正确答案：discount）解析：填空项1:_（正确答案：unsaleable）解析：四、B阅读理解/B(总题数：2，分数：12.00)B We meets the challen

26、ge of globalization/BTen years ago, US bankers and brokers talked about globalization. Capital barriers would fall, there would be seamless 24 - hour trading across time zones and full - service institutions would serve farmers in Iowa to car workers in Osaka.As the US capital markets enter the 1990

27、s, the reality is that globalization is still in its early stages and next decade as it was in the last. There has, however, been a qualitative change in the rhetoric.Then, globalization was seen in the US as an opportunity. Now the US is far less confident of its ability to dominate the global mark

28、et and is showing signs of falling behind its competitors. Globalization is now an urgent challenge.Mr. Curtis Welling, managing director in charge of equities at First Boston, says, The US has had a very geocentric view. Our hegemony over world capital flows was almost regarded as a birthright. As

29、far as important capital flows are concerned, there was a real danger of the world passing us by. The US was in danger of becoming irrelevant.While the US was once slow to realise its competitive position in world financial markets could be eroded. Mr. Welling believes that there is a growing awareness of the need to act quickly to position the nations markets and financial institutions for the future.This concern has been crystallised in regulatory initiativ