商务英语中级词汇银行与金融.docx

商务英语中级词汇银行与金融.docx

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商务英语中级词汇银行与金融

银行与金融-中级

accountant（noun）=会计

apersonwhokeepsfinancialrecordsandpreparesfinancialreports

Maryisanaccountantforalargeconstructioncompany.

accountspayable（nounphrase）=应付帐款

thedepartmentinacompanywhichkeepsrecordsofmoneythatthecompanyowes

Themanagerinaccountspayablesaysthatweowethevendor$10,000.

accountsreceivable（nounphrase）=应收帐款

thedepartmentinacompanywhichkeepsrecordsofmoneyowedbyothercompanies

Accordingtothemanagerinaccountsreceivable,thatcompanyowesus$15,000.

accrue（verb）=增加

increaseorgrow

Theinterestonmysavingsaccountaccruesattherateof4percentperyear.

acquisition（noun）=收购

atakeoverofanothercompany

Ouracquisitionoftheautomobilepartscompanystrengthenedourcompany.

across-the-board（adjectivephrase）=全体

includingallpartsofacompany

Weneedacross-the-boardbudgetcutstoimproveourprofitability.

annuity（noun）=年金

thepaymentofafixedsumofmoneyatregularintervals

Wechosetheannuitythatofferedthehighestmonthlypayments.

arbitration（noun）=仲裁

aprocessinwhichanimpartialpersonhelpsresolveadispute

Thefactoryusedarbitrationtosolvetheirproblemwiththeirdistributor.

asset（noun）=资产

athingofvaluethatabusinessowns（usuallyplural）

Weownourofficebuildingandallofourequipment.Wehavealotofassets.

audit（noun）=审计

anexaminationofacompany'sfinancialrecordstocheckforaccuracy

OurcompanyhasanannualauditeveryMarch.

balanceoftrade（nounphrase）=贸易差额

thedifferencebetweenacountry'simportsandexports

Mycountryhasafavorablebalanceoftradewiththosethreecountries.Wesellmoretothemthanwebuy.

银行与金融-中级

（2）

balancesheet（nounphrase）=资产负债表

financialstatementshowingwhatacompanyownsandowesatagiventime

Ourbalancesheetshowedthatthecompanywasworthalotofmoney.

ballparkfigure（nounphrase）=估计数字

aroughestimateofanamount

Shedidn'tknowexactlyhowmuchitwouldcost,soshegavemeaballparkfigure.

bankruptcy（noun）=破产

alegalprocedurethatallowsabusinesstoavoidpayingitsdebts

Weowedsomuchmoneythatwehadtodeclarebankruptcy.

barter（noun）=易货贸易

theexchangeofgoodsorserviceswithoutusingmoney

Inpoorareas,barterisacommonwaytogetgoodsandservices.

bearmarket（nounphrase）=熊市

alongperiodofdeclineinastock,bond,orcommoditymarket

I'mtakingmymoneyoutofstocksbecauseI'mafraidtherewillbeabearmarket.

blackmarket（nounphrase）=黑市

amarketinwhichpeoplebuyandsellgoodsillegally

WeboughtthoseDVDscheaplyontheblackmarket.

blockedcurrency（nounphrase）=冻结货币

acurrencythatcannotbeconvertedintoanothercurrencybecauseofgovernmentrestrictions

Idon'tknowwhattodowiththemoneyIbroughtbackfrommyoverseasvacation.It'sablockedcurrency,soIcan'texchangeithere.

blue-chipstock（nounphrase）=蓝筹股

astockthathasahighpricebecauseofitslonghistoryofgoodprofitsandgrowth

Ionlybuyblue-chipstocksbecauseIbelievethattheywon'tlosevalue.

blue-collarworker（nounphrase）=蓝领职工

anemployeewhosejobinvolvesmanuallabor

Myfatherwasablue-collarworkerfor35years.Heworkedinanautomobilefactory.

bond（noun）=债券

acertificateofdebtthatguaranteespaymentoftheamountofthebondplusinterest

Iinvested$20,000ingovernmentbondsbecausetheywillearnaguaranteedrateofinterest.

银行与金融-中级（3）

borrow（verb）=借入

toreceivesomethingasaloan

Iborrowedalotofmoneytostartmyowncompany,butIhavepaidalmostallofitback.

bottomline（nounphrase）=财务底线

netprofit,loss,orresult

Thebottomlinewasthattheprojectcosttoomuchmoney,sotheCEOdidn'tapproveit.

branch（noun）=分公司

alocalofficeofabank

Mybankhasabranchinmyneighborhood,soit'sveryconvenientforme.

branch（noun）=分支

aspecificpathwithinadecisionsystemortree

Itwasdifficulttoprogramourcallsystemwiththenumberofbranchesneededforthewiderangeofcustomerneeds.

budget（noun）=预算

alistofexpectedexpensesandincomeforaperiodoftime

Weneedtoinvestmoreinmarketing,sothisyear'sadvertisingbudgetishigherthanlastyear's.

bullmarket（noun）=牛市

alongperiodofincreaseinastock,bond,orcommoditymarket

Myfriendmadealotofmoneyduringthebullmarket.

cap（noun）=上限

alimitationorceiling

Theinterestrateonmyhomemortgagehasacapof5percent.

capital（noun）=资本

theamountofmoneyinvestedinabusiness

Wedon'thaveenoughmoney.Weneedmorecapitaltostartourownbusiness.

capitalism（noun）=资本主义

aneconomicsysteminwhichthemeansofproduction,forexamplefarmsandfactories,areprivatelyowned

Capitalismisthemostcommoneconomicsystemintheworldtoday.

银行与金融-中级（4）

cartel（noun）=卡特尔

agroupo