借款合同中英文范本.docx

借款合同中英文范本.docx

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借款合同中英文范本

借款合同中英文范本

　　借款合同中文范本

　　借款单位：

_______________

　　法定代表人：

________

　　贷款单位：

_____________

　　法定代表人：

________

　　保证单位：

____________

　　法定代表人：

________

　　签约日期：

________

　　根据《中华人民共和国合同法》的规定，借款方为保证施工生产正常进行，向贷款方申请建筑企业流动资金贷款，经贷款方审查同意发放，为明确各方权责，特签订本合同共同遵守。

　　第一条本合同规定____年贷款额为人民币（大写）____万元，用于____.

　　第二条借款方和贷款方必须共同遵守贷款办法，有关贷款事项按办法规定办理。

　　第三条贷款自支用之日起，按实际支用数计收利息，利率为月息____‰，超计划贷款的超过部分利率为月息____‰，逾期贷款加计利息XX%，挪用贷款挪用部分加罚利息XX%.

　　第四条贷款方保证按照本合同的规定供应资金，贷款方如因工作差错贻误用款，以致借款方遭受损失时，应按直接经济损失，由贷款方负责赔偿。

　　第五条贷款方有权检查贷款使用情况。

检查时，借款方对调阅有关文件、帐册、凭证和报表，查核物资库存和施工生产情况等，必须给予方便。

　　第六条借款方如违反合同和贷款办法的规定，贷款方有权停止贷款，提前收回部分或全部贷款。

　　第七条担保方对借款方归还贷款本息承担责任，如果借款方未按期清偿贷款本息时，担保方应在接到贷款方还款通知后一个月内负责归还。

　　第八条本合同有效期：

自____年____月____日起，至____年____月____日为止。

　　本合同正本一式三份，签章各方各执一份。

　　借款方：

____________（盖章）________代表人____________

　　贷款方：

____________（盖章）________代表人____________

　　担保方：

____________（盖章）________代表人____________

　　借款合同英文范本

　　ContractNumber：

_____________

　　BORROWER：

________________

　　Address：

_________________

　　LENDER：

__________________

　　Address：

_________________

　　InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina，afterreviewingthestatusandtherequestoftheBorrower，theLenderagreestogranttheBorroweralineofcrediton.TheBorrower，LenderandGuarantor，throughfriendlynegotiation，haveexecutedthisContractasfollows：

　　ARTICLE1CURRENCY，AMOUNTANDTERMOFTHELOAN：

　　1.TheCurrencyunderthisloanisReiminbi.

　　2.TheLineoftheloanisyuan.

　　3.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.

　　ARTICLE2THEPURPOSEOFTHELOAN：

　　1.Thepurposeofthisloanisusedforworkingcapitalturnover.

　　2.WithoutwrittenapprovaloftheLender，theBorrowercouldnotusetheloanoutofthescopeofthepurpose.

　　ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST：

　　1.Interestrate：

Theinterestrateshallbe[***]Duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest.

　　2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.

　　3.Thepaymentofinterests：

TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbe，and.Ifthepaymentforthelastinstallmentisnotonthepaymentdate，theinterestsshalldeducttheinterestfromthebankaccountoftheBorrower.Intheeventthat

　　　　theBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinterest，theLendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheBorrowersbreachofcontract.

　　ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTS

　　1.IftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextension，theLendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday.

　　2.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract，theLendershallhaverighttochargeainterestsforthemisusingpartatarateof[***]perday.

　　ARTICLE5ACCOUNT

　　TheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees.

　　ARTICLE6DRAW-DOWN

　　1.Theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit.

　　2.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.

　　3.TheBorrowershallnotdrawtheloanlessthan1million.

　　ARTICLE7CONDITIONSFORDRAW-DOWN

　　Thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate：

　　1.TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender；

　　2.Thiscontractandtheappendiceshavebeeneffective；

　　3.TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender；

　　4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract；

　　5.TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments；

　　6.TheGuarantyunderthiscontracthasbeeneffective；

　　7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract；

　　8.Theotherrequirementforthedraw-downhavebeensatisfied.

　　ARTICLE8REPAYMENTPLANANDPREPAYMENT

　　1.TheBorrowershallrepaytheloaninaccordancewiththestatusofitscash.TheBorrowershallinformtheLenderthepaymentamountanddate[***]priortomakethepayment.TheBorrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.

　　2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.

　　3.IntheeventtheBorrowerfailstorepaytheloan，theLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthebankaccountoftheBorrowerattheLendersbranches；

　　4.Theinstallmentofrepaymentshallnotlessthan1million.

　　ARTICLE9DEBTCERTIFICATE

　　TheLendershallkeeprecordintheLendersaccountfortheprincipal，interestsandfeesandotherfeesoftheBorrowerunderthiscontract；Theabovementionedrecordandthedocumentationforthedraw-down，repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender.

　　ARTICLE10GUARANTY

　　1.（the'Guarantor'）shallbetheguarantorfortheloanunderthiscontractandt

　　　　akejointlyliabilities.

　　2.Duringthetermofthiscontract，iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak，theLendershallhaverighttorequesttheBorrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.

　　ARTICLE11REPRESENTATIONSANDWARRANTIES

　　I.TheBorrowersrepresentsandwarrantsasfollows：

　　1.TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.

　　2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.

　　3.Thealldocuments，materials，reportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistrue，real，competeandeffective

　　4.TheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan：

（1）TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations，lawsorcompensationtoothers；

（2）Pendingactionsandarbitration；

　　（3）TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances；

　　（4）Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts；

　　（5）TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors.

　　II.TheBorrowerherebywarrantsasfollows：

　　1.Usingthecapitaloftheloanasusagesetforthinthiscontract，theBorrowerwillnotusetheloanasEquityinvestment；TheBorrowerwillnotusethecapitaloftheloaninvestinsecurity，future，realestateetc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan.

　　2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract；

　　3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter；Providingtheauditedfinancialreportatthefirstquartofeachyear；Providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials；

　　4.Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders；

　　5.AcceptingthesupervisionoftheLender，providesassistanceandcooperationfortheLenderssupervisions；

　　6.Willnotreducetheregistrationcapital；PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmanner（includingbutnotlimitedtojointventure，cooperation，jointlycooperation；dissolution，closedown，liquidation，transformation；merger；changetosharecompany，usethehousing，machineryorotherrealassetsortrademark，intellectualproperty，Knowhow，landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany，tradingofoperationrightorownrightbyco

　　　　ntracting，jointoperation，trusteeship）

　　7.TheBorrowershallinformtheLenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheBorrowerwhentheBorrowerguaranteeforotherpartyormortga