借款合同中英文范本.docx

1、借款合同中英文范本借款合同中英文范本借款合同中文范本借款单位：_法定代表人：_贷款单位：_法定代表人：_保证单位：_法定代表人：_签约日期：_根据中华人民共和国合同法的规定，借款方为保证施工生产正常进行，向贷款方申请建筑企业流动资金贷款，经贷款方审查同意发放，为明确各方权责，特签订本合同共同遵守。第一条 本合同规定_ 年贷款额为人民币（大写）_ 万元，用于_ .第二条 借款方和贷款方必须共同遵守贷款办法，有关贷款事项按办法规定办理。第三条 贷款自支用之日起，按实际支用数计收利息，利率为月息_ ，超计划贷款的超过部分利率为月息_ ，逾期贷款加计利息XX%，挪用贷款挪用部分加罚利息XX%.第四条

2、贷款方保证按照本合同的规定供应资金，贷款方如因工作差错贻误用款，以致借款方遭受损失时，应按直接经济损失，由贷款方负责赔偿。第五条 贷款方有权检查贷款使用情况。检查时，借款方对调阅有关文件、帐册、凭证和报表，查核物资库存和施工生产情况等，必须给予方便。第六条 借款方如违反合同和贷款办法的规定，贷款方有权停止贷款，提前收回部分或全部贷款。第七条 担保方对借款方归还贷款本息承担责任，如果借款方未按期清偿贷款本息时，担保方应在接到贷款方还款通知后一个月内负责归还。第八条 本合同有效期：自_ 年_ 月_ 日起，至_ _ 年_ 月_ 日为止。本合同正本一式三份，签章各方各执一份。借款方：_（盖章）_ 代表

3、人_贷款方：_（盖章）_ 代表人_担保方：_（盖章）_ 代表人_借款合同英文范本Contract Number： _BORROWER： _Address： _LENDER： _Address： _In accordance with provisions of Contract Law of the Peoples Republic of China and Bank of China， after reviewing the status and the request of the Borrower， the Lender agrees to grant the Borrower a li

4、ne of credit on . The Borrower， Lender and Guarantor， through friendly negotiation， have executed this Contract as follows：ARTICLE 1 CURRENCY， AMOUNT AND TERM OF THE LOAN：1. The Currency under this loan is Reiminbi.2. The Line of the loan is yuan.3. The period of this loan is 12 months from the date

5、 of effectiveness of this contract.ARTICLE 2 THE PURPOSE OF THE LOAN：1. The purpose of this loan is used for working capital turnover.2. Without written approval of the Lender， the Borrower could not use the loan out of the scope of the purpose.ARTICLE 3 INTEREST RATE AND CALCULATION OF INTEREST：1.

6、Interest rate： The interest rate shall be * During the loan term， if the countrys related authority adjusted the interest rate or the manner of calculation of interest， the interest of this contract shall be adjusted accordingly after one year from the date of execution of this contract. The adjustm

7、ent shall be conducted when the interest rate are executed one year.It is not obliged to inform the Borrower when the adjustment of interest.2. The interest shall be calculated from the date of first drawdown and the actual days the borrower use. One year shall be calculated as 360 days.3. The payme

8、nt of interests： The Borrower shall pay the interests per quarter. The payment date shall be ， and. If the payment for the last installment is not on the payment date，the interests shall deduct the interest from the bank account of the Borrower. In the event thatthe Borrower fails to pay the interes

9、ts on time and the balance of the account of the Borrower is not enough for the payment of interest， the Lender shall have rights to collect a penalty being * of the outstanding amount per day for the Borrowers breach of contract.ARTICLE 4 OVERDUE INTERESTS AND MISUSING INTERESTS1. If the Borrower f

10、ails to repay the loan and can not reach a agreement with the Lender regarding the extension， the Lender shall collect an overdue penalty for * of the overdue amount per day.2. If the Borrower fails to uses the loan in accordance with the provisions set forth in this contract， the Lender shall have

11、right to charge a interests for the misusing part at a rate of * per day.ARTICLE 5 ACCOUNTThe Borrower shall open Reiminbi basic account and/or foreign currency account at the Lender or Lenders branch for the use of draw-down， repayment，payment of interests and fees.ARTICLE 6 DRAW-DOWN1. The loan un

12、der this contract is revolving， the balance of this contract shall not more than the line of credit.2. The Borrower shall send a draw-down application as the form herein attached in this contract 7 days before the date of draw-down.3. The Borrower shall not draw the loan less than 1 million.ARTICLE

13、7 CONDITIONS FOR DRAW-DOWNThe following conditions shall be satisfied in advance of the draw-down date：1. The Borrower has opened foreign account and Reiminbi account at the office of the Lender or the branch of the Lender；2. This contract and the appendices have been effective；3. The Borrower has p

14、rovided the recognition of the investment or certificate of the investment to the Lender；4. The Borrower has provided the board resolution and power of attorney regarding this loan contract；5. The Borrower has provided the list and the signature sample of the authorized person who empower to sign th

15、is contract and documents；6. The Guaranty under this contract has been effective；7. The Borrower has been satisfied the warrants under Article 11 of this contract；8. The other requirement for the draw-down have been satisfied.ARTICLE 8 REPAYMENT PLAN AND PREPAYMENT1. The Borrower shall repay the loa

16、n in accordance with the status of its cash. The Borrower shall inform the Lender the payment amount and date * prior to make the payment. The Borrower shall be obliged to repay the principal and related interests on due date without any condition.2. The payment made by the Borrower and the deductio

17、n from the account of the Borrower shall be used for repaying the interest at first and then for repaying the principal.3. In the event the Borrower fails to repay the loan， the Lender shall have rights to deduct the debt from the bank account of the Borrower at the Lender or empower the branches of

18、 the Lender to deduct the debt from the bank account of the Borrower at the Lenders branches；4. The installment of repayment shall not less than 1 million.ARTICLE 9 DEBT CERTIFICATEThe Lender shall keep record in the Lenders account for the principal，interests and fees and other fees of the Borrower

19、 under this contract； The above mentioned record and the documentation for the draw-down， repayment and payment of interest is the certificates of the debts between the Borrower and the Lender.ARTICLE 10 GUARANTY1. （the Guarantor） shall be the guarantor for the loan under this contract and take join

20、tly liabilities.2. During the term of this contract， if the guarantors financial status become deteriorated or the liabilities for repayment of debts become weak， the Lender shall have right to request the Borrower changes guarantor orprovide mortgage and pawn secured for this loan under this contra

21、ct.ARTICLE 11 REPRESENTATIONS AND WARRANTIESI. The Borrowers represents and warrants as follows：1. The Borrower is a company duly organized and validly existing under the law of the Peoples Republic of China and has the power and authority to own its property to consummate the transactions contempla

22、ted in this contract and join the litigation. The Borrower has the power to handle it assets used in operation.2. The Borrower is at its option to sign and perform this contract.It is the Borrowers true meaning and has the power to sign this contract and it is not breach it article of association or

23、 regulations or contracts. The procedure for signature and performance of this contract has been gone through and fully effectiveness.3. The all documents， materials， reports and certificates provided to the Lender by the borrower for consummation of this contract is true， real， compete and effectiv

24、e4. The Borrower shall not conceal the following events which is being happened or have been happened which will cause the Lender refuse to extend the loan：（1） The Borrower or the principal executives of the Borrower involve in material events which breach regulations， laws or compensation to others

25、；（2） Pending actions and arbitration；（3） The Borrowers debts or proposed debts or liens and other encumbrances；（4） The other matters will impact the financial status or abilities of repayment for the debts；（5） The Borrower breached contract which is between the Borrower and other creditors.II. The B

26、orrower hereby warrants as follows：1. Using the capital of the loan as usage set forth in this contract， the Borrower will not use the loan as Equity investment； The Borrower will not use the capital of the loan invest in security， future， real estate etc. The Borrower will not lend to the others pr

27、ivately or involving other maters which is prohibited by the country. The Borrower will not misusing or appropriation of the loan.2. Making payment and related expenses in accordance with the provisions set forth in this contract；3. Providing updated financial statement or financial bulletin every q

28、uarter； Providing the audited financial report at the first quart of each year； Providing operation report， financial report or other files and materials and shall warrant the reality， correct and effectiveness for the files and materials；4. Any anti-guaranty or other similar documents will not make

29、 any impact on the rights and benefits of the Lenders；5. Accepting the supervision of the Lender， provides assistance and cooperation for the Lenders supervisions；6. Will not reduce the registration capital； Prior approval from the lender shall be required when the Borrower changes of shareholders a

30、nd operation manner（including but not limited to joint venture， cooperation， jointly cooperation； dissolution， closedown， liquidation， transformation； merger； change to share company， use the housing， machinery or other real assets or trademark， intellectual property， Knowhow， landing using rights o

31、r other intangible assets to invest in share company or investment company， trading of operation right or own right by contracting， joint operation， trusteeship）7. The Borrower shall inform the Lender and warrants the liability under its security will not more than net assets of the Borrower when the Borrower guarantee for other party or mortga