《国际支付与结算》修订版王益平课后答案.docx
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《国际支付与结算》修订版王益平课后答案
ChapterOne
1.Fillintheblankstocompleteeachsentence.
(1)locallegalsystem,political,exchangerisks
(2)openaccount,advancepayment,remittanceandcollection
(3)letterofcredit,bankguarantee
(4)priceterms,deliveryterms
(5)least/minimum,most/maximum
(6)advancepayment
(7)openaccount
(8)cleancollection,documentarycollection
2.略
3.TranslatethefollowingtermsintoEnglish.
(1)settlementonbankcredit
(2)thepotentialforcurrencyfluctuation
(3)toclearthegoodsforexport
(4)topaytheinsurancepremium
(5)tocarryoutexportformalities
(6)themajorparticipantsininternationaltrade
(7)thecommodityinspectionclause
(8)tofulfilltheobligationtodeliverthegoods
(9)thegoodshavepassedovertheship’srail
(10)Internationalcontractisconcludedinacompletelydifferentcontextthandomesticones
4.Decidewhetherthefollowingstatementsaretrueorfalse.
(1)F
(2)F(3)T(4)T(5)T
(6)T(7)F(8)T(9)T(10)F
5.Choosethebestanswertoeachofthefollowingstatements
(1)-(5)BCCBD(6)-(10)DACCC
(11)-(15)BDDCD(16)-(20)DCACD
ChapterTwo
1.Fillintheblankstocompleteeachsentence.
(1)barter
(2)mediumofexchange
(3)expensive,risky
(4)our
(5)Vostro
(6)vostro
(7)nostro
(8)specimenofauthorizedsignatures,telegraphictestkeys,termsandconditions,Swiftauthentickeys
2.Definethefollowingterms
(1)Correspondentrelationship〖Abankhavingdirectconnectionorfriendlyservicerelationswithanotherbank.〗
(2)Internationalsettlements〖Internationalsettlementsarefinancialactivitiesconductedamongdifferentcountriesinwhichpaymentsareeffectedorfundsaretransferredfromonecountrytoanotherinordertosettleaccounts,debts,claims,etc.emergedinthecourseofpolitical,economicorculturalcontractsamongthem.〗
(3)Visibletrade〖Theexchangeofgoodsandcommoditiesbetweenthebuyerandtheselleracrossborders.〗
(4)Financialtransaction〖Internationalfinancialtransactioncoversforeignexchangemarkettransactions,governmentsupportedexportcredits,syndicatedloans,internationalbondissues,etc.〗
(5).Vostroaccount〖Vostroaccountisanaccountheldbyabankonbehalfofacorrespondentbank.〗
3.TranslatethefollowingtermsintoEnglish.
(1)commercialcredit
(2)controldocuments
(3)accountrelationship
(4)cashsettlement
(5)financialintermediary
(6)creditadvice
(7)agencyarrangement
(8)creditbalance
(9)reimbursementmethod
(10)testkey/code
4.Decidewhetherthefollowingstatementsaretrueorfalse.
(1)T
(2)F(3)F(4)T(5)F
5.Choosethebestanswertoeachofthefollowingstatements
(1)-(5)BCDAD(6)-(10)BBDAB
ChapterThree
1.DefinethefollowingTerms:
(1)Negotiableinstrument〖“Anegotiableinstrumentisachoseinaction,thefullandlegaltitletowhichistransferablebydeliveryoftheinstrument(possiblywiththetransferor’sendorsement)withtheresultthatcompleteownershipoftheinstrumentandallthepropertyitrepresentspassesfreefromequitiestothetransferee,providingthelattertakestheinstrumentingoodfaithandforvalue.〞〗
(2)Billofexchange〖Abillofexchangeisanunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemand,oratafixedordeterminablefuturetime,asumcertaininmoney,toortotheorderofaspecifiedperson,ortobearer.〗
(3)Check〖Acheckisanunconditionalorderinwritingaddressedbythecustomertoabanksignedbythatcustomerauthorizingthebanktopayondemandaspecifiedsumofmoneytoortotheorderofanamedpersonortobearer.〗
(4)Documentarybill〖Itisabillwithshippingdocumentsattachedthereto.〗
(5)Crossing〖Acrossingisineffectaninstructiontothepayingbankfromthedrawerorholdertopaythefundtoabankonly.〗
2.TranslatethefollowingtermsintoEnglish.
(1)一般划线支票〖generallycrossedcheck〗
(2)特殊划线支票〖speciallycrossedcheck〗
(3)过期支票〖acheckthatisoutofdate〗
(4)未到期支票〖postdatedcheck〗
(5)大小写金额〖amountinwords〗
(6)白背书〖blankendorsement〗
(7)特别背书〖specialendorsement〗
(8)限制性背书〖restrictiveendorsement〗
(9)跟单汇票〖documentarybill〗
(10)即期汇票〖sightdraft〗
(11)远期汇票〖usance/termbill〗
(12)承兑汇票〖acceptancebill〗
(13)可确定的未来某一天〖determinablefuturedate〗
(14)光票〖cleanbill〗
(15)流通票据〖negotiableinstrument〗
(16)贴现行〖discountinghouse〗
(17)商人银行〖merchantbank〗
(18)无条件的付款承诺〖unconditionalpromiseofpayment〗
(19)负连带责任〖jointlyandseverallyresponsible〗
(20)出票后90天付款〖payable90daysafterdate〗
3.Decidewhetherthefollowingstatementsaretrueorfalse.
(1)T
(2)F(3)T(4)T(5)T
(6)F(7)T(8)T(9)T(10)T
(11)F(12)T(13)T(14)F(15)T
(16)T(17)T(18)F(19)F(20)F
4.Choosethebestanswertoeachofthefollowingstatements
(1)-(5)CACBC(6)-(10)BACBB
(11)-(15)BDCCC(16)-(20)BBAAC
5-7略
ChapterFour
1.Fillintheblankstocompleteeachsentence.
(1)beneficiary
(2)paymentorder/mailadvice/debitadvice
(3)theremittanceamountislarge/thetransferoffundsissubjecttoatimelimit/testkey
(4)sellittohisownbankforcreditinghisaccount
(5)debits/credits
(6)demanddraft
(7)actofdishonor
(8)swiftness/reliability/safety/inexpensiveness
(9)debitingremittingbank’snostroaccount
(10)deliveryofthegoods
2.DefinethefollowingTerms.
(1)Internationalremittancemeansaclient(payer)askshisbanktosendasumofmoneytoabeneficiaryabroadbyoneofthetransfermethodsathisoptionwhilethebeneficiarycanbepaidatthedesignatedbankwhichiseithertheremittingbank’soverseasbranchoritscorrespondentwithanostroaccount.
(2)Remittingbankisthebanktransferringfundsattherequestofaremittertoitscorrespondentoritsbranchinanothercountryandinstructingthelattertopayacertainamountofmoneytoabeneficiary.
(3)Amailtransferistotransferfundsbymeansofapaymentorderoramailadvice,orsometimesadebitadviceissuedbyaremittingbank,attherequestoftheremitter.
(4)Demanddrafttransferisaremittancemethodusingabankdemanddraft.Itisanegotiableinstrumentdrawnbyonebankonitsoverseasbranchoritscorrespondentabroadorderingthelattertopayondemandthestatedamounttotheholderofthedraft.
(5)Cancellationofthereimbursementundermailtransferortelegraphictransferisusuallydonebeforeitspaymentismadeattherequestoftheremitterorthepayeewhorefusestoreceivethepayment.
3.TranslatethefollowingtermsintoEnglish.
(1)汇款通知单remittanceadvice
(2)汇出汇款outwardremittance
(3)国际汇款单internationalmoneyorder(4)往来账户currentaccount
(5)自动支付系统automatedpaymentsystem(6)作为偿付incover
(7)赔偿保证书letterofindemnity(8)信汇通知书mailadvice
(9)汇票的不可流通副本non-negotiablecopyofdraft(10)首期付款downpayment
4.Choosethebestanswertoeachofthefollowingstatements
(1)-(5)BCABD(6)-(10)BBBAA
ChapterFive
1.Fillintheblankstocompleteeachsentence.
(1)presentingbank
(2)titledocuments/paysthedraft/acceptstheobligationtodoso
(3)legal/theexchangecontrolauthorities
(4)thepaymentismade
(5)openaccount/advancepayment
(6)Inwardcollection
(7).theremittingbank
(8)trustreceipt
(9)D/Patsight
(10)documents,draft,andcollectionorder
2.Definethefollowingterms
(1)Collectionisanarrangementwherebythegoodsareshippedandarelevantbillofexchangeisdrawnbytheselleronthebuyer,and/orshippingdocumentsareforwardedtotheseller’sbankwithclearinstructionsforcollectionthroughoneofitscorrespondentbankslocatedinthedomicileofthebuyer.
(2)Thecaseofneedistherepresentativeappointedbytheprincipaltoactascaseofneedintheeventofnon-acceptanceand/ornon-payment,whosepowershouldbeclearlyandfullystatedinthecollection.
(3)Documentarycollectionisacollectionoffinancialinstrumentsbeingaccompaniedbycommercialdocumentsorcollectionofcommercialdocumentswithoutbeingaccompaniedbyfinancialinstruments,thatis,commercialdocumentswithoutabillofexchange.Alternatively,thedocumentarycollectionisapaymentmechanismthatallowstheexporterstoretainownershipofthegoodsuntiltheyreceivepaymentorarereasonablycertainthattheywillreceiveit.
(4)Outwardcollectionisabankingbusinessinwhichabankactingastheremittingbanksendsthedraftdrawnagainstanexportwithorwithoutshippingdocumentsattached,toanappropriateoverseasbank,namely,thecollectingbanktogetthepaymentoracceptancefromtheimporter.
(5)Collectionbillpurchasedisakindoffinancingbybanksforexportersunderdocumentarycollectionmethods.Itmeansthattheremittingbankpurchasesthedocumentarybilldrawnbytheexporterontheimporter.Itinvolvesgreatriskfortheremittingbankduetolackofaguarantee.
3.TranslatethefollowingtermsintoEnglish.
(1)承兑交单acceptanceagainstdocuments
(2)商业承兑汇票tradeacceptance
(3)需要时的代理人caseofneed(4)出口押汇exportbillpurchased
(5)物权单据titledocument(6)以寄售方式onconsignment
(7)直接托收directcollection(8)货运单据shippingdocuments
(9)付款交单documentsagainstpayment(10)远期汇票time/tenor/term/usancedraft
4.Choosethebestanswertoeachofthefollowingstatements
(1)-(5)ABCAB(6)-(10)ACAAD
ChapterSix
1.Definethefollowingterms:
(1)Letterofcredit〖TheDocumentaryCreditorletterofcreditisanundertakingissuedbyabankfortheaccountofthebuyer(theapplicant)orforitsownaccount,topaythebeneficiarythevalueofthedraftand/ordocumentsprovidedthatthetermsandconditionsofthedocumentarycreditarecompliedwith.〗
(2)Confirmedletterofcredit〖Acreditthatcarriesthecommitmenttopaybyboththeissuingbankandtheadvi