中国银行个人抵押合同英文翻译模板.docx

中国银行个人抵押合同英文翻译模板.docx

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中国银行个人抵押合同英文翻译模板

BankofChinaLimited

PersonalMortgageLoanContract

SerialNO.:

2015GEDAIZINO.__

Mortgager：

_______________

IDNO.：

_______________

Address：

_______________PostalCode：

_______________

Tel.:

_______________

（Note:

applytothemortgagerwhoisnaturalperson）

Mortgager：

______________________/___________________________

BusinessLicenseNumber:

_________/___________________________

TheLegalRepresentative/Principal:

________/____________________

ResidenceAddress:

_______/_________PostalCode：

______/_________

OpeningBankandAccountNumber:

_______________/_____________

Tel.:

_________/___________________Fax:

____________/__________

（Note:

applytothemortgagerwhoisnotnaturalperson）

Mortgagee:

TheBankofChinaCo.,LTD.______Branch

Principal:

_______________

Address:

_______________

PostalCode：

_______________

Tel.:

_____Fax:

___________

Toguaranteethepaymentofthedebtinthe"mastercontract"whichisspecifiedinthearticleoneofthiscontract,themortgagersetupthemortgageguaranteeforthecreditor'srightsofmortgageeaboutthepropertywhichthemortgagerenjoytherightoflegaldisposalright,andislistedintheattached"collaterallist".Thetwopartiesmakethecontractafterequalconsultation.Exceptthiscontracthasotheragreement,thewordsexplanationinthiscontractisbasedonthemaincontract.

ArticleOnetheMainContract

Themaincontractofthiscontractisfollowing:

thecontractsignedbythemortgageeandtheborrower________,thereviseandthesupplement:

the“PersonalHousingLoanContract”/“PersonalConsumerCarLoanContract”/“IndividualOperationCarLoanContract”which’sserialsNO.is2015GEDAIZINO../■OtherLoanContract:

______“PersonalLoanContract”__________________.

ArticleTwothePrincipalDebt

Thedebtinthemaincontractformtheprincipaldebtofthiscontract,includingtheprincipalandinterest（includinginterest,compoundinterest,defaultinterest）,liquidateddamages,compensationfordamage,thecostofthecreditor'srights（includingbutnotlimitedtolegalfee,attorneyfees,notarialfee,executionfee,etc.）,forthelosscausedbytheborrowerdefaulttothemortgageeandallotheraccruedexpenses.

ArticleThreeCollateral

Collateralinformationisintheattachment“collaterallist”.

Duringtheperiodofguarantee,collateraldamage,lossorbeexpropriated,etc.,themortgageecangetpreferredpaymentsbygettinginsurancemoney,damagesorindemnities,etc.Theperiodofperformanceofthesecuredcreditor'srighthasnotexpired,theinsurancemoney,damagesorindemnities,etc.canbedeposited.

Whencollateralishouse,whenthemortgagerisinawareofhousewillbedismantled,themortgagershouldtimelyinformthemortgagee.

Duringtheguaranteeperiod,ifthemortgagehouseisgoingtobedemolished,fortheformofhousedemolishedusingcompensationofpropertyrightexchange,themortgagershouldnegotiatewiththeborrower,themortgageeaboutpayingoffthedebt,orinaccordancewiththerequirementsofthemortgagee,tousethehousewhichhaspropertyrightsexchangeorothermortgagestoresetmortgageandsignanewmortgageagreement.afterthelossoftheoriginalmortgagehouseandbeforethenewmortgageregistrationisdone,themortgagorshoulddoasthemortgageeasks,thesecuredpartywhichhasguaranteeconditionsshouldprovideguarantee;Forthedemolitionhouseforwhichtocompensatebywayofcompensation,themortgageehastherighttogetpreferredpaymentsaboutthecompensation,ortoaskthemortgagertomakethedemolitioncompensationasguaranteepropertybyopeningadepositaccountorcertificatesofdepositandotherform,andsigntherelevantcompensationcollateralagreementordepositcollateralagreement.

ArticleFourMortgagePattern

Forhiscontract,themortgagerprovides:

Periodicmortgageguarantee,sincetheborrowerhascompletedspecifiedthehousewhichloanpurchases/carsmortgageregistrationandthemortgageehasreceivedtheoriginalmortgagecertificateasdescribedinthearticleoneofthiscontractunderthemaincontract,inthiscontracttherewillnolongeroccurnewguaranteeobligationsandresponsibilitiestothemortgager,butbeforethatthedebthashappenedinthemaincontract,theprincipalobligationwhichformedthecontract,themortgagerassumetheguaranteeliabilityusethemortgagedproperty.

■Theentiremortgage.Allofthemaincontractdebtformedthiscontract’sprincipalobligation,themortgagerassumetheguaranteeliabilityusethemortgagedproperty.

ArticleFiveMortgageRegistration

Whenneedtomanagemortgageregistrationaccordingtolaw,within7daysaftersigningthecontract,themortgagerandthemortgageeshouldfinishthemortgageregistrationintherelevantregistrationdepartment.

Whenthemortgageregistrationitemschange,an