中国银行个人抵押合同英文翻译模板.docx

1、中国银行个人抵押合同英文翻译模板Bank of China LimitedPersonal Mortgage Loan ContractSerial NO.: 2015 GE DAI ZI NO._Mortgager：_ID NO.：_Address：_ Postal Code：_Tel.: _ (Note: apply to the mortgager who is natural person)Mortgager：_/_Business License Number: _/_The Legal Representative / Principal: _/_Residence Address

2、: _/_Postal Code：_/_Opening Bank and Account Number: _/_Tel.: _/_Fax:_/_(Note: apply to the mortgager who is not natural person)Mortgagee: The Bank of China Co., LTD. _ BranchPrincipal:_Address: _Postal Code：_Tel.: _ Fax: _To guarantee the payment of the debt in the master contract which is specifie

3、d in the article one of this contract, the mortgager set up the mortgage guarantee for the creditors rights of mortgagee about the property which the mortgager enjoy the right of legal disposal right, and is listed in the attached collateral list. The two parties make the contract after equal consul

4、tation. Except this contract has other agreement, the words explanation in this contract is based on the main contract. Article One the Main ContractThe main contract of this contract is following: the contract signed by the mortgagee and the borrower _, the revise and the supplement: the “Personal

5、Housing Loan Contract” / “Personal Consumer Car Loan Contract” / “Individual Operation Car Loan Contract” whichs serials NO. is 2015 GE DAI ZI NO. / Other Loan Contract: _ “ Personal Loan Contract ”_.Article Two the Principal DebtThe debt in the main contract form the principal debt of this contract

6、, including the principal and interest (including interest, compound interest, default interest), liquidated damages, compensation for damage, the cost of the creditors rights (including but not limited to legal fee, attorney fees, notarial fee, execution fee, etc.), for the loss caused by the borro

7、wer default to the mortgagee and all other accrued expenses.Article Three Collateral Collateral information is in the attachment “collateral list”.During the period of guarantee, collateral damage, loss or be expropriated, etc., the mortgagee can get preferred payments by getting insurance money, da

8、mages or indemnities, etc. The period of performance of the secured creditors right has not expired, the insurance money, damages or indemnities, etc. can be deposited.When collateral is house, when the mortgager is in aware of house will be dismantled, the mortgager should timely inform the mortgag

9、ee.During the guarantee period, if the mortgage house is going to be demolished, for the form of house demolished using compensation of property right exchange, the mortgager should negotiate with the borrower, the mortgagee about paying off the debt, or in accordance with the requirements of the mo

10、rtgagee, to use the house which has property rights exchange or other mortgages to reset mortgage and sign a new mortgage agreement. after the loss of the original mortgage house and before the new mortgage registration is done, the mortgagor should do as the mortgagee asks, the secured party which

11、has guarantee conditions should provide guarantee; For the demolition house for which to compensate by way of compensation, the mortgagee has the right to get preferred payments about the compensation, or to ask the mortgager to make the demolition compensation as guarantee property by opening a dep

12、osit account or certificates of deposit and other form, and sign the relevant compensation collateral agreement or deposit collateral agreement.Article Four Mortgage PatternFor his contract, the mortgager provides: Periodic mortgage guarantee, since the borrower has completed specified the house whi

13、ch loan purchases /cars mortgage registration and the mortgagee has received the original mortgage certificate as described in the article one of this contract under the main contract, in this contract there will no longer occur new guarantee obligations and responsibilities to the mortgager, but be

14、fore that the debt has happened in the main contract , the principal obligation which formed the contract, the mortgager assume the guarantee liability use the mortgaged property. The entire mortgage. All of the main contract debt formed this contracts principal obligation, the mortgager assume the

15、guarantee liability use the mortgaged property.Article Five Mortgage RegistrationWhen need to manage mortgage registration according to law, within 7 days after signing the contract, the mortgager and the mortgagee should finish the mortgage registration in the relevant registration department.When the mortgage registration items change, an