学位论文汽车专业 翻译 中英文全new jersey automobile reparation reformWord文件下载.docx

学位论文汽车专业 翻译 中英文全new jersey automobile reparation reformWord文件下载.docx

《学位论文汽车专业 翻译 中英文全new jersey automobile reparation reformWord文件下载.docx》由会员分享，可在线阅读，更多相关《学位论文汽车专业 翻译 中英文全new jersey automobile reparation reformWord文件下载.docx（82页珍藏版）》请在冰豆网上搜索。

Basicautomobileinsurancepolicy"

meansanautomobileinsurancepolicypursuantto39:

6A-3.1.

c."

Economicloss"

meansuncompensatedlossofincomeorproperty,orotheruncompensatedexpenses,including,butnotlimitedto,medicalexpenses.

d."

Essentialservices"

meansthoseservicesperformednotforincomewhichareordinarilyperformedbyanindividualforthecareandmaintenanceofsuchindividual'

sfamilyorfamilyhousehold.

e."

Healthcareprovider"

or"

provider"

meanspersonslicensedorcertifiedtoperformhealthcaretreatmentorservicescompensableasmedicalexpensesandshallinclude:

（1）ahospitalorhealthcarefacilitymaintainedbyastateoranyofitspoliticalsubdivisions,

（2）ahospitalorhealthcarefacilitylicensedbytheDepartmentofHealthandSeniorServices,（3）otherhospitalsorhealthcarefacilitiesdesignatedbytheDepartmentofHealthandSeniorServicestoprovidehealthcareservices,orotherfacilities,includingfacilitiesforradiologyanddiagnostictesting,freestandingemergencyclinicsoroffices,andprivatetreatmentcenters,（4）anonprofitvoluntaryvisitingnurseorganizationprovidinghealthcareservicesotherthaninahospital,（5）hospitalsorotherhealthcarefacilitiesortreatmentcenterslocatedinotherstatesornations,（6）physicianslicensedtopracticemedicineandsurgery,（7）licensedchiropractors,（8）licenseddentists,（9）licensedoptometrists,（10）licensedpharmacists,（11）licensedpodiatrists,（12）registeredbio-analyticallaboratories,（13）licensedpsychologists,（14）licensedphysicaltherapists,（16）certifiednurse-midwives,（17）certifiednurse-practitioners/clinicalnurse-specialists,（18）licensedhealthmaintenanceorganizations,（19）licensedorthotistsandprosthetists,（20）licensedprofessionalnurses,and（21）providersofotherhealthcareservicesorsupplies,includingdurablemedicalgoods.

f."

Hospitalexpenses"

meansthecostoftreatmentandservices,asprovidedinthepolicyapprovedbythecommissioner,byalicensedandaccreditedacutecarefacilitywhichengagesprimarilyinprovidingdiagnosis,treatmentandcareofsickandinjuredpersonsonaninpatientoroutpatientbasis;

thecostofcoveredtreatmentandservicesprovidedbyanextendedcarefacilitywhichprovidesroomandboardandskillednursingcare24hoursadayandwhichisrecognizedbytheadministratorsofthefederalMedicareprogramasanextendedcarefacility;

andthecostofcoveredservicesatanambulatorysurgicalfacilitysupervisedbyaphysicianlicensedinthisStateorinanotherjurisdictionandrecognizedbytheCommissionerofHealthandSeniorServices,oranyotherfacilitylicensed,certifiedorrecognizedbytheCommissionerofHealthandSeniorServicesortheCommissionerofHumanServicesoranationallyrecognizedsystemsuchastheCommissiononAccreditationofRehabilitationFacilities,orbyanotherjurisdictioninwhichitislocated.

g."

Income"

meanssalary,wages,tips,commissions,feesandotherearningsderivedfromworkoremployment.

h."

Incomeproducer"

meansapersonwho,atthetimeoftheaccidentcausingpersonalinjuryordeath,hadanoccupationearningorproducingincome.

i."

Medicalexpenses"

meansreasonableandnecessaryexpensesfortreatmentorservicesasprovidedbythepolicy,includingmedical,surgical,rehabilitativeanddiagnosticservicesandhospitalexpenses,providedbyahealthcareproviderlicensedorcertifiedbytheStateorbyanotherstateornation,andreasonableandnecessaryexpensesforambulanceservicesorothertransportation,medicationandotherservicesasmaybeprovidedfor,andsubjecttosuchlimitationsasprovidedfor,inthepolicy,asapprovedbytheCommissioner."

alsoincludeanynonmedicalremedialtreatmentrenderedinaccordancewitharecognizedreligiousmethodofhealing.

j."

Medicallynecessary"

meansthatthetreatmentisconsistentwiththesymptomsordiagnosis,andtreatmentoftheinjury:

（1）isnotprimarilyfortheconvenienceoftheinjuredpersonorprovider,

（2）isthemostappropriatestandardorlevelofservicewhichisinaccordancewithstandardsofgoodpracticeandstandardprofessionaltreatmentprotocols,assuchprotocolsmayberecognizedordesignatedbytheCommissionerofBankingandInsurance,inconsultationwiththeCommissionerofHealthandSeniorServicesorwithaprofessionallicensingorcertifyingboardintheDivisionofConsumerAffairsintheDepartmentofLawandPublicSafety,orbyanationallyrecognizedprofessionalorganization,and

（3）doesnotinvolveunnecessarydiagnostictesting.

k."

Motorvehicle"

meansamotorvehicleasdefinedin39:

1-1,exclusiveofanautomobileasdefinedinsubsection（a）.

l."

Namedinsured"

meanstheperson（s）identifiedastheinsuredinthepolicyand,ifanindividual,theindividual’sspouse,ifthespouseisnamedasaresidentofthesamehousehold.Ifthespouseceasestobearesidentofthehouseholdofthenamedinsured,coverageshallbeextendedtothespouseforthefulltermofanypolicyperiodineffectatthetimeofthecessationofresidency.

m."

Noneconomicloss"

meanspain,sufferingandinconvenience.

n."

Pedestrian"

meansapersonwhoisnotoccupying,enteringinto,oralightingfromavehiclepropelledbyotherthanmuscularpoweranddesignedprimarilyforuseonhighways,railsandtracks.

o."

Standardautomobileinsurancepolicy"

meansanautomobileinsurancepolicywithatleastthecoveragerequiredpursuantto39:

6A-3and39:

6A-4.

Source:

39:

6A-2.

COMMENT

Thissectionissubstantiallyidenticaltotheoriginal,butthedefinedtermshavebeenlistedinalphabeticalorder.

I-2.Compulsoryinsurancecoveragelimits

a.Exceptasprovidedby39:

6A-3.1,everyownerofanautomobileregisteredorprincipallygaragedinthisStateshallmaintainautomobileliabilityinsurancecoverage,underprovisionsapprovedbytheCommissionerofBankingandInsurance,insuringagainstlossresultingfromliabilityimposedbylawforbodilyinjury,deathandpropertydamagesustainedbyanypersonarisingoutoftheownership,maintenance,operationoruseofanautomobile.Suchcoverageshallbeatleastinanamountorlimit:

（1）Of$15,000,exclusiveofinterestandcosts,onaccountofinjuryto,ordeathof,oneperson,inanyoneaccident;

（2）Subjecttosuchlimitforanyonepersonsoinjuredorkilled,of$30,000,exclusiveofinterestandcosts,onaccountofinjurytoordeathof,morethanoneperson,inanyoneaccident;

and

（3）Of$5,000,exclusiveofinterestandcosts,fordamagetopropertyinanyoneaccident.

b.Allautomobileinsurancepoliciesissuedorrenewedshallincludeatleastthecoveragerequiredpursuantto39:

6A-4unlessthenamedinsuredelectsabasicautomobileinsurancepolicypursuantto39:

6A-3.1oraspecialautomobileinsurancepolicypursuantto39:

6A-3.3.Electionofabasicorspecialautomobileinsurancepolicyshallbeinwritingandsignedbythenamedinsuredonthecoverageselectionformrequiredby39:

6A-23.Thecoverageselectionformshallcontainastatement,clearlyreadableandin12-pointboldtype,inaformapprovedbytheCommissioner,that:

（1）Electionofabasicautomobileinsurancepolicywillresultinlesscoveragethanthe$250,000medicalexpensebenefitscoveragemandatedpriorto39:

6A-1.1etal.orthatelectionofaspecialautomobileinsurancepolicywillresultincoverageonlyforemergencycare;

and

（2）Electionofaspecialautomobileinsurancepolicy,orabasicautomobileinsurancepolicywithouttheoptional$10,000liabilitycoverageprovidedforin39:

6A-3.1maysubjectthenamedinsuredtoaclaimorjudgmentfornoneconomiclosswhichisnotcoveredbytheinsurancepolicy,andwhichmayplacetheinsured’sassetsatrisk,andintheeventtheinsuredissued,theinsurershallnotprovidelegalcounsel.

c.Theinsurancecoverageprovidedforin39:

6A-3.1shallbeofferedbyeveryinsurerwhichwritesinsurancecoveragepursuantto39:

6A-4foraperiodoffiveyearsbeginningMay19,1998.TheCommissionershallrequireeverycompanywritingsuchinsurancecoveragetoreportannuallyduringthatfive-yearperiodastothenumberofpolicieswrittenpursuanttothissubsectioninthepreviousyear,thenumberofpolicieswiththecoverageofferedpursuantto39:

6A-4convertedtopolicieswiththecoverageofferedpursuantto39:

6A-3.1andanyotherinformationtheCommissionermayrequireincludingtheageofthepolicyholdersandtheterritoriesinwhichthepolicyholdersreside.TheCommissionershallreporttotheGovernorandtheLegislatureregardingtheacceptanceofthebasicautomobileinsurancepolicybytheautomobileinsuranceconsumersofthisStateannuallyforthefirstfouryearsthebasicpolicyissold.Onorbef