LOAN CONTRACT.docx

LOAN CONTRACT.docx

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LOANCONTRACT

编号：

LOANCONTRACT

甲　　方：

乙　　方：

签订日期：

   年   月   日

合同签订注意事项

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四、甲乙双方约定的其他内容，合同的变更等内容在本合同内填写不下时，可另附纸。

五、本合同应使钢笔或签字笔填写，字迹清楚，文字简练、准确，不得涂改。

　　ContractNumber：

_____________________

　　BORROWER：

____________________________

　　Address：

_____________________________

　　LENDER：

_____________________________

　　Address：

_____________________________

　　InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina，afterreviewingthestatusandtherequestoftheBorrower，theLenderagreestogranttheBorroweralineofcrediton.TheBorrower，LenderandGuarantor，throughfriendlynegotiation，haveexecutedthisContractasfollows：

ARTICLE1CURRENCY，AMOUNTANDTERMOFTHELOAN：

　　1.TheCurrencyunderthisloanisReiminbi.

　　2.TheLineoftheloanisyuan.

　　3.Theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.ARTICLE2THEPURPOSEOFTHELOAN：

　　1.Thepurposeofthisloanisusedforworkingcapitalturnover.

　　2.WithoutwrittenapprovaloftheLender，theBorrowercouldnotusetheloanoutofthescopeofthepurpose.

　　ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST：

　　1.Interestrate：

Theinterestrateshallbe______Duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.

　　Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest.

　　2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.

　　3.Thepaymentofinterests：

TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbe，and.Ifthepaymentforthelastinstallmentisnotonthepaymentdate，theinterestsshalldeducttheinterestfromthebankaccountoftheBorrower.IntheeventthattheBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinterest，theLendershallhaverightstocollectapenaltybeing________oftheoutstandingamountperdayfortheBorrowersbreachofcontract.

　　ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTS

　　1.IftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextension，theLendershallcollectanoverduepenaltyfor_________oftheoverdueamountperday.

　　2.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract，theLendershallhaverighttochargeainterestsforthemisusingpartatarateof____________perday.

　　ARTICLE5ACCOUNT

　　TheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees.

　　ARTICLE6DRAW-DOWN

　　1.Theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit.

　　2.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.

　　3.TheBorrowershallnotdrawtheloanlessthan1million.

　　ARTICLE7CONDITIONSFORDRAW-DOWN

　　Thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate：

　　1.TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender；

　　2.Thiscontractandtheappendiceshavebeeneffective；

　　3.TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender；

　　4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract；

　　5.TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments；

　　6.TheGuarantyunderthiscontracthasbeeneffective；

　　7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract；

　　8.Theotherrequirementforthedraw-downhavebeensatisfied.

　　ARTICLE8REPAYMENTPLANANDPREPAYMENT

　　1.TheBorrowershallrepaytheloaninaccordancewiththestatusofitscash.TheBorrowershallinformtheLenderthepaymentamountanddate______priortomakethepayment.TheBorrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.

　　2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.

　　3.IntheeventtheBorrowerfailstorepaytheloan，theLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthebankaccountoftheBorrowerattheLendersbranches；

　　4.Theinstallmentofrepaymentshallnotlessthan1million.

　　ARTICLE9DEBTCERTIFICATE

　　TheLendershallkeeprecordintheLendersaccountfortheprincipal，interestsandfeesandotherfeesoftheBorrowerunderthiscontract；Theabovementionedrecordandthedocumentationforthedraw-down，repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender.

　　ARTICLE10GUARANTY

　　1.（the'Guarantor'）shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.

　　2.Duringthetermofthiscontract，iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak，theLendershallhaverighttorequesttheBorrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.

　　ARTICLE11REPRESENTATIONSANDWARRANTIES

　　I.TheBorrowersrepresentsandwarrantsasfollows：

　　1.TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.

　　2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.Theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.

　　3.Thealldocuments，materials，reportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistrue，real，competeandeffective

　　4.TheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan：

（1）TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations，lawsorcompensationtoothers；

（2）Pendingactionsandarbitration；

　　（3）TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances；

　　（4）Theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts；

　　（5）TheBorrowerbreachedcontractwhichisbetweentheBorrowerandothercreditors.

　　II.TheBorrowerherebywarrantsasfollows：

　　1.Usingthecapitaloftheloanasusagesetforthinthiscontract，theBorrowerwillnotusetheloanasEquityinvestment；TheBorrowerwillnotusethecapitaloftheloaninvestinsecurity，future，realestateetc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan.

　　2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract；

　　3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter；Providingtheauditedfinancialreportatthefirstquartofeachyear；Providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials；

　　4.Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders；

　　5.AcceptingthesupervisionoftheLender，providesassistanceandcooperationfortheLenderssupervisions；

　　6.Willnotreducetheregistrationcapital；PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmanner（includingbutnotlimitedtojointventure，cooperation，jointlycooperation；dissolution，closedown，liquidation，transformation；merger；changetosharecompany，usethehousing，machineryorotherrealassetsortrademark，intellectualproperty，Knowhow，landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany，tradingofoperationrightorownrightbycontracting，jointoperation，trusteeship）

　　7.TheBorrowershallinformtheLenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheBorrowerwhentheBorrowerguaranteeforotherpartyormortgageitsassets.TheBorrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts.

　　8.TheBorrowerwillnotpaytheothersimilarloanspriortotheLender；

　　9.TheBorrowerwarrantstoinformtheLenderimmediatelywhenthefollowingeventsoccurred：

（1）TheeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheBorrowerandanybranchesofBankofChinaorotherbanks，non-bankfinancialorganization；

（2）TheBorrowerchangesshareh