国际结算选择题附答案140题.docx

国际结算选择题附答案140题.docx

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国际结算选择题附答案140题

Introduction

1.Totheexporter,thefastestandsafestmethodofsettlementis（B）

A.letterofcreditB.cashinadvanceC.openaccountD.banker?

sdraft

2.Totheimporter,themostfavorablemethodofsettlementis（C）

A.letterofcreditB.cashinadvanceC.openaccountD.collection

3.Whichofthefollowingpaymentmethodisbasedoncommercialcredit?

（C）

A.letterofcreditB.banker?

sletterofguaranteeC.collectionD.standbycredit

4.AnexportersellsgoodstoacustomerabroadonFOBandonCIFterms,whoisresponsibleforthefreightchargesineach?

（A）

A.importer;exporterB.exporter;importer

C.importer;importerD.exporter;exporter

5.Internationalcashsettlementhasthefollowingdisadvantagesexcept（B）

A.expensiveB.safeC.riskyD.time-consuming

6.CHIPSistheelectronicclearingsystemfor（B）

A.GBPB.USDC.CNYD.EUR

7.CHAPSistheelectronicclearingsystemfor（A）

A.GBPB.USDC.CNYD.EUR

8.FromaChinesebank?

spointofview,thecurrentaccountitmaintainsabroadisknownas（A）

A.anostroaccountB.avostroaccount

C.acurrentaccountD.ahomecurrencyaccount

9.FromaChinesebank?

spointofview,thecurrentaccountmaintainedbyaforeignbankwithhimisknownas（B）

A.anostroaccountB.avostroaccount

C.acurrentaccountD.aforeigncurrencyaccount

10.Internationaltradesettlementmethodsareusedtocompletethemoneytransferarousedby（A）

A.goodstransactionsB.servicessupply

C.currenttransfersD.investmentincomes

11.Documentarycreditbusinessissubjectto（A）

A.UCP600B.URC522C.URDG758D.ISP98

12.Collectionbusinessissubjectto（B）

A.UCP600B.URC522C.URDG758D.ISP98

13.Standbycreditbusinessissubjectto（D）

A.UCP600B.URC522C.URDG758D.ISP98

14.Letterofguaranteebusinessissubjectto（C）

A.UCP600B.URC522C.URDG758D.ISP98

15.Londonistheclearingcentrefor（B）

A.USDB.GBPC.EURD.HKD

16.NewYorkistheclearingcentrefor（A）

A.USDB.GBPC.EURD.HKD

17.Tokyoistheclearingcentrefor（D）

A.USDB.GBPC.EURD.JPY

18.Frankfurtistheclearingcentrefor（C）

A.USDB.GBPC.EURD.HKD

19.TherearetotallytencategoriesofmessagetypesinSWIFTsystem,amongwhich（A）areusedonlytodealwithremittancebusiness.

A.category1B.category2C.category4D.category7

20.TherearetotallytencategoriesofmessagetypesinSWIFTsystem,amongwhich（C）are

usedonlytodealwithcollectionbusiness.

A.category1B.category2C.category4D.category7

21.TherearetotallytencategoriesofmessagetypesinSWIFTsystem,amongwhich（D）areusedtodealwithletterofcreditbusiness.

A.category1B.category3C.category4D.category7

22.BOJ-NETistheelectronicclearingsystemfor（D）

A.USDB.GBPC.EURD.JPY

23.TARGETistheelectronicclearingsystemfor（C）

A.USDB.GBPC.EURD.JPY

24.CHATSistheelectronicclearingsystemfor（D）

A.USDB.GBPC.EURD.HKD

25.Amongthefollowingdocuments,theonewhichisnotregardedascontroldocumentsis（D）

A.authorizedsignaturesB.testkeys

C.scheduleoftermsandconditionsD.correspondentarrangement

26.Thesellershouldarrangefortheinsuranceofthegoodstransportationunder（C）

A.FOBB.CFRC.CIFD.EXW

Negotiableinstruments

27.Achequemustbesignedby（A）

A.thedrawerBthedraweeC.thepayerD.thepayee

st

28.Ifachequedated1Feb.2007waspresentedon（D）,itwouldbepost-dated.ststth

A.1stMar.2007B.2ndMay2007C.1stFeb.2008D.5thJan.2007

29.（A）chequecanbecashedoverthecounterofpayingbank.

A.AnopenB.AcrossedC.AgeneralcrossingD.Aspecialcrossing

30.Theeffectofablankendorsementistomakethechequepayabletothe（C）A.specifiedpersonB,orderofaspecifiedpersonC.bearerD.namedperson

）bankistodebitthechequetothecustomer?

saccount.

C.advisingD.confirming

60daysafterdate”,thedateofpaymentisdecidedac（cordCing）to

33.A（B）carriescomparativelylittlerisksandcanbediscountedatthefinestrateofinterest.

A.sightbillB.bankbillC.timebillD.commercialbill

34.Atermbillmaybeacceptedbythe（B）

A.drawerB.draweeC.holderD.payee

35.Thepartytowhomthebillisaddressediscalledthe（B）

A.drawerB.draweeC.holderD.payee

36.Whenfinancingiswithoutrecourse,thismeansthatthebankhasnorecoursetothe（D）

ifsuchdraftsaredishonored.

A.payerB.draweeC.acceptorD.drawer

37.The（C）ofapromissorynoteassumestheprimeliabilitytomakepaymentofthenote.

A.holderB.draweeC.makerD.acceptor

38.Thebillwhichmustbepresentedforacceptanceis（B）

A.thebillpayableatxxdaysafterdateB.thebillpayablexxdaysaftersight

C.thebillpayableonafixeddateD.thebillpayableatsight

39.Inordertoretaintheliabilitiesoftheotherparties,abillthathasbeendishonoredmustbe（A）

A.protestedB.giventotheacceptor

C.retainedinthefilesD.presentedtoabank

40.（C）isnotaholderofabill

A.PayeeB.EndorseeC.DrawerD.Bearer

41.Whichofthefollowingisarelativeessentialitemofabill?

（B）

A.amountB.tenorC.payeeD.drawee

42.Anendorsement,whichprohibitsthefurthernegotiationoftheinstrument,iscalled（D）endorsement.

A.qualifiedB.generalC.specificD.restrictive

43.Acheckisa（D）draftdrawnonabank

A.timeB.usanceC.directD.demand

44.Anacceptancewith“payableondeliveryofbilloflading（D”）onthedraftis

A.generalacceptanceB.partialacceptance

C.non-acceptanceD.qualifiedacceptance

45.The（B）ofthedraftisthepersonwhoisinstructedtomakethepayment.

A.drawerB.draweeC.payerD.payee

46.Theactwhichisneverinvolvedinpromissorynotebusinessis（C）A.endorsementB.dishonorC.acceptanceD.presentation

47.Theactwhichisneverinvolvedincheckbusinessis（C）

A.endorsementB.dishonorC.acceptanceD.presentation

48.Thedraftwiththetenorwrittenas（B）mustbepresentedforacceptance.

A.payableatsightB.payableat30daysaftersight

C.payableat30daysafterdateD.payableat30daysaftershipmentdate

49.Theendorsementwhichhasnointentiontotransfertheownershipoftheinstrumentis（D）

A.blankendorsementB.specialendorsement

C.conditionalendorsementD.endorsementforcollection

50.Amongthefollowingpersons,theonewhohastherighttoendorsenegotiableinstrumentsis（D）

A.drawerB.draweeC.endorserD.holder

51.Thepersonwhohastherightofrecourseisthe（C）ofthenegotiableinstruments.

A.drawerB.draweeC.holderD.acceptor

52.Theacceptorofabillisthepersonwhooriginallynamedas（B）ofthebill.

A.drawerB.draweeC.payeeD.endorser

53.Thefirstendorserofabillisthe（C）ofthebill

A.drawerB.draweeC.payeeD.acceptor

54.Thefirstholderofabillisthe（C）ofthebill

A.drawerB.draweeC.payeeD.acceptor

55.Amongthefollowingcrossedcheques,theonewhichcontainsthewords（D）isaspecial

crossedcheque.

A.bankerB.notnegotiableC.A/CpayeeD.BankofChina

Remittance

56.Themeansofauthenticatingpaymentorderinmailtransferisthe（D）

A.SWIFTauthentickeyB.scheduleoftermsandconditions

C.testkeyD.authorizedsignatures

57.Themeansofauthenticatingpaymentorderintelegraphictransferisthe（C）

A.correspondentarrangementB.scheduleoftermsandconditions

C.testkeyD.authorizedsignatures

58.Whichofthefollowingisnotamethodofremittance?

（C）A.M/TB.T/TC.T/RD.D/D

59.Openaccountasapaymentmethodisusuallyusedwhen（D）

A.goodsaresoldundertheseller?

smarketcondition

B.goodsarebadlyneededbythebuyer

C.goodsareofspecialstandardsorspecialspecifications

D.goodsaresoldunderthebuyer?

smarketcondition

60.Inremittancebusiness,theremittingbankmaysendthepaymentordertothepayingbankthroughSWIFTby（A）

A.MT103B.MT202C.MT400D.MT700

61.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,wehavecreditedyourA/Cwithus?

theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe（A）

A.thepayingbankmaintainsanA/Cwithremittingbank

B.theremittingbankmaintainsanA/Cwithpayingbank

C.bothremittingbankandpayingbankmaintaintheirA/Cswithathirdbank

D.remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks

62.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,pleasedebitourA/Cwithyou?

theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe（B）

A.thepayingbankmaintainsanA/Cwithremittingbank

B.theremittingbankmaintainsanA/Cwithpayingbank

C.bothremittingbankandpayingbankmaintaintheirA/Cswithathirdbank

D.remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks

63.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,wehaveauthorizedBankAtodebitourA/CandcredityourA/Cwiththem?

theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe（C）

A.thepayingbankmaintainsanA/Cwithremittingbank

B.theremittingbankmaintainsanA/Cwithpayingbank

C.bothremittingbankandpayingbankmaintaintheirA/Cswithathirdbank

D.remittingbankandpayingbankhavetheirA/Cswithtwodifferentbanks

64.Ifthereimbursementinstructionwrittenonthepaymentorderisexpressedas,incover,wehaveinstructedBankXtotransfertheproceedstoyourA/CwithbankY?

theA/Crelationshipbetweentheremittingbankandthepayingbankmustbe（D）

A.thepayingbankmaintainsanA/Cwithremittin