农行个人住房按揭合同翻译模板.docx
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IndividualHousingLoanContract
AGRICULTURALBANKOFCHINA
IndividualHousingMortgageLoanContract
(DNZ)NYAZi(2003)No.:
Lender:
SubbranchofChongqingDadukouDistrictBranchCenteroftheAgriculturalBankofChina(hereinafterreferredtoas“PartyA”)
Borrower:
xxx(hereinafterreferredtoas“PartyB”)
Guarantor:
xxx(hereinafterreferredtoas“PartyC”)
InaccordancewiththerelevantlawsandregulationsmadebytheState,andtheHousingLoanCooperationAgreement(No.:
DNZNYAHZi2003xxxxx)relatingtosuchmatterthatPartyAprovidesPartyBwithhousingmortgageloanandPartyCundertakestheguarantyliability,thiscontract,byconsensusreachedamongPartyA,PartyBandPartyC,issignedandconcluded.
ArticleI Definition
Thetermsmentionedinthiscontractshallbedefinedasfollowsunlessotherwisespecified:
1.Mortgage:
suchactthatPartyBpurchasescommercialhousingfromPartyC,andappliestoPartyAforloanswiththesaidhousinganditsrightsandinterestsasthepledge.
2.Debt:
allthepaymentsofPartyAindebtedtoPartyBunderthiscontract,includingtheprincipalofloans,interest,overdueinterest,compoundinterestandotherrelevantexpenses.
3.Purchasecontract:
CommercialHousingPurchase/SalesContract,Pre-saleContractofCommercialHousingorotherpurchaseagreementssignedbyandbetweenPartyAandPartyCtopurchasethecommercialhousinghereunder.
4.Pledge:
thegeneraltermforthecommercialhousingunderthispurchasecontractandalltherightsandinterestsrelatedtothecommercialhousing.
5.Mortgagepre-registration:
pre-ordercommercialhousingmortgageregistrationormortgageregistrationrecordstobeobtainedbyvirtueofsuchdataandinformationaspermitforpre-saleandpurchasecontract,etc.requiredtoacquiretheloanbeforePartyBhasnotgotthepropertyrightcertificateforitspurchasedcommercialhousing.
ArticleII ThecommercialhousingpurchasedbyPartyB
1.Itislocatedat
2.Type:
residence.
3.Structure:
steel-concretecombinationframe.
4.(Inside)buildingarea:
.
5.Value:
6.Purchasecontractnumber.
ArticleIII Loanamount
TheloanamountisRMB(inwords),namely,ofthetotalpriceofthecommercialhousingpurchasedbyPartyB.
ArticleIVLoanterm
Theloantermis,fromto
ArticleV Interestrateofloan
1.Themonthlyinterestrateoftheloanis.Iftheloantermiswithinoneyear(included),therepaymentshallbepaidoffatthecontractinterestrate.Iftheloantermisovermorethanoneyear,incaseofadjustmentoftheprescribedinterestrate,newinterestrateprovisionsshallbecarriedoutinaccordancewiththecorrespondinggradeoftheinterestrateearlynextyear.
2.Theloaninterestrateshallbepaidmonthly,andtheexpirydateforinterestisthe20thdayofeachmonth.Iftheloantermiswithinoneyear(included),therepaymentofprincipalwithinterestshallbemadeatonetime.
ArticleVI Loanappropriation
PartyAshall,withindaysafterthecompletionofthemortgagepre-registrationhereofandtheacquisitionofthemortgagepre-registrationcertificate,transfertheloanamountintothespecialhouse-saleaccountopenedbyPartyCatPartyA’sonceinthenameofthehousingpurchasepaymentofPartyB.
Incaseoffailuretocarryoutmortgagepre-registration,PartyAshall,within/daysafterPartyBhandsovertoPartyAthepurchasecontractandotherdataandinformationrequiredtoproceedpropertyrightcertificateandfulfillthenotarizationofthiscontract,transfertheloanamountintothespecialhouse-saleaccountopenedbyPartyCatPartyA’sonceinthenameofthehousingpurchasepaymentofPartyB.
ArticleVII Repaymentofloan
1.PartyBshallpaytheprincipalandinterestinfullamounttoPartyAonschedule.
2.Iftheloantermismorethanoneyear,onerepaymentperiodoftheprincipalandinterestoftheloanhereundershallbeonemonth.Therepaymentdateofeachperiodisthe20thdayofeachmonth.Thedown-paymentwillbemadeonthe20thdayofthefollowingmonthaftertheoccurrenceofloan.
3.PartyB,beforeacquiringtheloanlentbyPartyA,shallapplytoPartyAforabankcard(cardtype:
______/_______,andcardnumber:
_______/__________________)oropenadepositaccountatPartyA’s(accountnumber:
andopeningbank/place:
SubbranchofChongqingDadukouDistrictBranchCenteroftheAgriculturalBankofChina).Beforetherepaymentdateofeachperiod,PartyBshalldeposittheprincipalandinterestoftheloanforthecurrentperiodinthesaidbankcardorthedepositaccount.PartyAshalldirectlydeductthepaymentrelatedtotheloanofthiscontractfromthesaidbankcardor