农行个人住房按揭合同翻译模板.docx

1、Individual Housing Loan ContractAGRICULTURAL BANK OF CHINAIndividual Housing Mortgage Loan Contract(DNZ) NYA Zi (2003) No.: Lender: Subbranch of Chongqing Dadukou District Branch Center of the Agricultural Bank of China (hereinafter referred to as “Party A”)Borrower: xxx (hereinafter referred to as

2、“Party B”)Guarantor: xxx (hereinafter referred to as “Party C”)In accordance with the relevant laws and regulations made by the State, and the Housing Loan Cooperation Agreement (No.: DNZNYAH Zi 2003 xxxxx) relating to such matter that Party A provides Party B with housing mortgage loan and Party C

3、undertakes the guaranty liability, this contract, by consensus reached among Party A, Party B and Party C, is signed and concluded.Article IDefinitionThe terms mentioned in this contract shall be defined as follows unless otherwise specified:1. Mortgage: such act that Party B purchases commercial ho

4、using from Party C, and applies to Party A for loans with the said housing and its rights and interests as the pledge.2. Debt: all the payments of Party A indebted to Party B under this contract, including the principal of loans, interest, overdue interest, compound interest and other relevant expen

5、ses.3. Purchase contract: Commercial Housing Purchase/Sales Contract, Pre-sale Contract of Commercial Housing or other purchase agreements signed by and between Party A and Party C to purchase the commercial housing hereunder.4. Pledge: the general term for the commercial housing under this purchase

6、 contract and all the rights and interests related to the commercial housing.5. Mortgage pre-registration: pre-order commercial housing mortgage registration or mortgage registration records to be obtained by virtue of such data and information as permit for pre-sale and purchase contract, etc. requ

7、ired to acquire the loan before Party B has not got the property right certificate for its purchased commercial housing.Article IIThe commercial housing purchased by Party B1. It is located at 2. Type: residence.3. Structure: steel-concrete combination frame.4. (Inside) building area: .5. Value: 6.

8、Purchase contract number.Article IIILoan amountThe loan amount is RMB (in words) , namely, of the total price of the commercial housing purchased by Party B.Article IV Loan termThe loan term is , from to Article VInterest rate of loan1. The monthly interest rate of the loan is . If the loan term is

9、within one year (included), the repayment shall be paid off at the contract interest rate. If the loan term is over more than one year, in case of adjustment of the prescribed interest rate, new interest rate provisions shall be carried out in accordance with the corresponding grade of the interest

10、rate early next year.2. The loan interest rate shall be paid monthly, and the expiry date for interest is the 20th day of each month. If the loan term is within one year (included), the repayment of principal with interest shall be made at one time.Article VILoan appropriationParty A shall, within d

11、ays after the completion of the mortgage pre-registration hereof and the acquisition of the mortgage pre-registration certificate, transfer the loan amount into the special house-sale account opened by Party C at Party As once in the name of the housing purchase payment of Party B.In case of failure

12、 to carry out mortgage pre-registration, Party A shall, within / days after Party B hands over to Party A the purchase contract and other data and information required to proceed property right certificate and fulfill the notarization of this contract, transfer the loan amount into the special house

13、-sale account opened by Party C at Party As once in the name of the housing purchase payment of Party B.Article VIIRepayment of loan1. Party B shall pay the principal and interest in full amount to Party A on schedule.2. If the loan term is more than one year, one repayment period of the principal a

14、nd interest of the loan hereunder shall be one month. The repayment date of each period is the 20th day of each month. The down-payment will be made on the 20th day of the following month after the occurrence of loan.3. Party B, before acquiring the loan lent by Party A, shall apply to Party A for a

15、 bank card (card type:_/_, and card number:_ _/_) or open a deposit account at Party As (account number: , and opening bank/place: Subbranch of Chongqing Dadukou District Branch Center of the Agricultural Bank of China). Before the repayment date of each period, Party B shall deposit the principal and interest of the loan for the current period in the said bank card or the deposit account. Party A shall directly deduct the payment related to the loan of this contract from the said bank card or