Rural credit agency begins the problemWord文件下载.docx
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Ruralcreditagencybeginstheproblem@#@Ruralcreditagencybeginstheproblemthatintermediatebusinessexistsandcountermeasuretodiscuss@#@Summary:
@#@Astherapiddevelopmentofeconomyofvillagesandtowns,thetraditionwithruralcreditpureagencyisputborrowtheneedthatcollectsbusinesstoalreadycannotsatisfyruraleconomicstodevelop,shouldfutureofhavesthinmindbeginstheprofessionalworkintermediateenergetically,inordertoincreaseprofit,developmentisgotteninmarketcompetition,remaininvincible.Beginthenecessityproceedwithofintermediatebusinessfromruralcreditagency,analyticinfluenceandrestrictitstodevelopanelement,offercorrespondingdevelopmentthewaytodealwithasituation.Keyword:
@#@Intermediatebusiness;@#@Restrictanelement;@#@Countermeasure Agencyof1countrycreditbeginsthenecessityofintermediatebusiness
(1)theaccrualthatbeginsintermediatebusinesstobehelpfulforaddingfarminglettercompany.Intermediatebusinessishaddonottakeuportakeuplesserbankcapital,costthecharacteristicwithlow,highincome,ruralcreditagencycanusetheexistingresourceofruralcreditagency,innovatethroughfinance,developnewbusinessfield,itspracticalapproachextendsthebusinessintermediateenergeticallynamely,increasegaincapacity,achieveassetdiversity,gainthebiggestthemanagementendthatchange.Beinespeciallyfrominsideenvironmentoftightmonetarypolicy,beginintermediatebusinesstobecausecreditdimensionspressestheinterestincomereductivethatshrinkandbrings,canoffsetadversesituation,improveearningsthen.
(2)thecapitalsafetythatbeginsintermediatebusinesstobehelpfulforstrengtheningfarminglettercompanyanddissolvefinancialventure.Intermediatebusinessisbusinessofakindoflowrisk,highincome,itsbegindonotraisecapitalfundcommonlyindebtedgross,raisethegoalofincomeinordertoachieveinordertobenotcreditinvestmentmeanshowever,andbehelpfulforruralcreditagencycanknowingaclientintherounddeep,inordertoreducecreditrisk.Ruralcreditagencybasicallyismixedwithbourgmediumandsmallbusinessesagriculturalproductionunitismainclientandkeyserviceobject,assurewithcreditcommonlythecreditthatprovidesforthefoundation,oncetheseclientproductionaremanaged,appearedproblem,withrespecttothecapitalfundthatcanaffectruralcreditagencyandinterestincome,endangeritspossiblyeventolive.Beginintermediatebusinesstobeabletooffsetthepartiallossthatcreditriskbringsaccordingly,fallinfinancialcrisissettingespecially,beabletoliveanddevelop.(3)thecompetitionabilitythatdevelopsintermediatebusinesstobehelpfulforraisingruralcreditagency.Businessmarketbasicallyisinamongruralcreditagencybourgbasiclevel,canmakeupforthedomainthatthecommercialbankcannottouch,developitsdistinctadvantage,extendthosewhoincludeagriculturetobesureinsideactivelyavarietyofintermediatebusiness,consolidateruralmoneymarket,regardruralcreditagencyastofalltostandsidebysidewithloanbusinessinmoderneconomyconditionintermediatebusinessadvocateoneofcourseofstudy,withenhancingcompetitionabilityfurther.(4)intermediatebusinessisclientoffarmingletteragency’smutiplelevelfinancialservicedemand.(5)theinnovationthatintermediatebusinesscanpromotebusinessoffarminglettercompany. 2influencesandrestrictruralcreditagencyintermediatebusinessgrowselementfurther
(1)theblemishwithconstantpresenceofstructureoflegalpersonprocessing.Thisbasicallyreflectsin:
@#@Propertyrightconcernisobscure,possessorymanagementisshortofbreak;@#@“3meetings“thesystemflowsattheform;@#@Ruralcreditagencymanagementmechanismbecomerigid,driveandtiemechanismarediseased;@#@Informationexposuresystemisdiseased,managementdiaphaneityislow.
(2)theintermediatebusinessofcontentofhighadministrativelevels,hi-tech,highadditionalcostandlittle.Theintermediatebusinessofopenofruralcreditagencybasicallyiscenteredintraditionalbusinessdomain,ifsettleaccounts,generationreceiveseratopaybusinesstowait,stillbelikeopentheaveragebillbusinesssuchasdiscountofbillofexchange,bankacceptanceandotherbusiness;@#@Andsuchasbusinessseeksadvice,serviceoffinancialadviser,news,credenceisevaluated,actingcustomerconductfinancialtransactions,assuretheruralcreditagencythattheintermediatebusinessofcontentofthehighadministrativelevelssuchasbusiness,hi-tech,highadditionalcostisinafewareasstillbasicallyisblank.(3)businesslawstandardisnotquiteperfectstillamongruralcreditagency.2001“businessimplementsaprovisionamongthecommercialbank“waitedforafewregulationstosortofthebusinessintermediate,butwaittointermediatebusinessrate,scopeofoperationsundertakemakingclearthestandardwiththesystem,flexibilityislackedintheregulationofbreed,operationandpricerespect,ignoredcreditagencyandtheadjustmentthattheclientconcerns,lackthestandardofobligationofrightofintermediatebusinessparty.(4)themanagementideaofstaleofruralcreditagency.Beinourcountry,alotofruralcreditagenciesstillfollowwearswhatbemainincomesourcewithtraditionalcreditbusinessincometorunway,regardintermediatebusinessas“derivebusiness“,“auxiliarybusiness“waitfordeputybattalionproject,thefinancialproductthatdidnotbecomeindependentitasakindwilldevelopandbeapplied,didnotregardimplementationasintermediatebusinessconnectionassetdiversity,makeupdeficitsandincreasesurpluses,defendtheeffectivemethodthatchangesarisk.Inrealwork,amongtheseruralcreditagenciesofbusinessbeginstillbasicallybeininitiativecondition,havecertainblindnessandrandomsex,oftendepositmoneyinordertoabsorbmoreorlessmeasureopenforthestandardtheactionofthebusinessintermediateandeffect.(5)theelectronofruralcreditagencychangeslevelofscienceandtechnologytolagbehindrelatively.Thefinancialelectronthatintermediatebusinessneedshavetheaidoftobecentralcontentatelectroniccommunicationandcomputerchangesabilitytogaintheclient’sfavourwiththeexcellentserviceofquickadvantage.Althoughalotofruralcreditagencieshadusedanelectrontopaysettleaccountsthesystem,butarrangementofsoftwareofcomputerapplicationequipmentislow,atpresentnewerslow,becausethismanagesthetechnicalmeasureofthebusinessintermediatetolagbehind,thecomputerpopularizesdegreenottall,thecapacitythatusestechnologyofcontemporarycommunication,electrontorunintermediatebusinessisinsufficient,muchworkisinhandiworktooperatestate,theelectronchangestheconstructionlagdevelopmentatbusiness. Businessgrowscountermeasureamongagencyofcreditof3stimulativecountries 3.1changeideaandraisetheimportancethatknowsintermediatebusinessRuralcreditagencyshouldunderstandintermediatebusinessandassetcorrectlythedifferentiatecardbetweenindebtedbusinessconcerns,adjustmanagementpolicystrategyandtrainofthoughtintime,makeintermediatebusinessmakesthemainjobprogramofcreditagency.Wanttoresemblecatchingdeposittocatchcreditassetqualitytostressthedevelopmentofintermediatebusinesseuqally,jointherealcaseofoneself,thestrategicprogramthatgroundofadjustmeasurestolocalconditionsestablishsabusinessintermediatetodevelopandlevelsextarget,businessisinacountryamongeffectivelyplaycreditagencytheactioninmanagement.Workthroughstrengtheningtheconductpropagandaofintermediatebusinessatthesametime,raisebroadbourgdwellertobeoppositethecognitivedegreeofintermediatebusiness,thedevelopmentthatisintermediatebusinesscreatesfavorableweakenvironment,thefinancialservicethatallowsintermediatebusinessplacetoofferentersthemarketasfinancialcommoditytruly,realizethevalueofintermediatebusiness,oneofmademainsourcethatmakeincomeofruralcreditcompany.3.2perfectlegalpersonadministerstructural
(1)systemofreformpropertyright,clearpropertyrightconcerns.Itistostraightenequitystructure,bemadeclearafreshandfulfilcontributivepersontherightandobligation;@#@2itisaugmentcapitalactualstrength,enhanceruralcreditagencytoresisttheabilityoftherisk;@#@3itisdiversityofmainbodyofequitystructurediversification,investment,recruittheeconomyofindividualprivatelyownedthatprovidesenergymostineconomicprogressandthetheasclosestasprofitofruralcreditcompany,mostabidingcreditcommunememberindustrybuysashare,enhancethecohesiveaffinitythatinteriorruns.4be“abandonsmallbegbig“,raisesheetdoortoenterstartofforeheadofmoneypaidforshares,solveacommunemembertoparticipateintheissuethatmanagementmotiveforcelackscreditagency.5itisresponsibilityisfulfilled,partnershouldassumeacreditagencytoproducetheliabilityoftherisktruly,preventmeltintoofdifferentofmoneypaidforsharestodepositmoney.
(2)strengthenasystemtobuild,ensure“3meetings“effectivelyplayaction.Perfectsoundly“3meetings“workingsystemrulesofprocedureanddecision-makingprocess,waitforinfluenceorgnaizationbycommunemembercongress,board,supervisionboard,managementleader,dividetheworkaccordingtorespectivedutyandattributive,construction,decision-makingtothesystemdiscusstheexecutionwithresolution,systemandsuperviseetc,wanttofollowthedecision-making,principle