银行基本业务英语口语之欧阳物创编Word格式文档下载.docx
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Wouldyoumindshowingmeyourpassport?
请把您的护照给我。
Couldyoupleasefillinthisformandsignyournamehere?
请填写这份表格并签上您的名字。
PleaseuseArabicnumbers.
请用阿拉伯数字填写。
Pleasefillinyouraddressandphonenumberhere.
请您在此处填写地址和电话号码。
Pleaseenteryourcodenumber.
请输入您的密码。
Weareopenforbusinessfrom8:
30a.m.to4:
30p.m.withnobreakatnoon.
我们的营业时间是上午8点半至下午4点半，中午不休息。
WeareopenforbusinessallweekincludingSaturdayandSunday.
我门星期六、星期日照常营业。
Thankyousomuch.
谢谢。
Withpleasure.
不客气。
Hopetoseeyouagain.
欢迎您再次光临。
Dialogue对话OneClerk:
Goodmorning,madam.
Customer:
Goodmorning.
Clerk:
MayIhelpyou?
Customer:
Yes,Iwanttochangesomemoney.
Thisway,please.
Thankyou.Clerk:
You'
rewelcome.
TwoClerk:
Goodafternoon,Mr.Anderson.
Goodafternoon,MissLi.
Hownicetoseeyouagain!
Nicetoseeyou,too.Clerk:
It'
sbeenalongtime,hasn'
tit?
Howareyou?
Fine,thankyou.Andyou?
Clerk:
Verywelltoo,isthereanythingIcandoforyou?
Yes.CouldyouguidemetowhereIcanchangemoney?
Sure,Mr.Anderson,pleasecomealongwithme.
Mypleasure.
Unit2Openinganaccount开立账户
currentdeposit,currentaccount活期存款
fixeddeposit,fixedaccount定期存款
fixeddepositbyinstallments零存整取
PracticalSentencesandPatterns实用句型
Whatkindofaccountdidyouhaveinyourmind?
你想开哪种帐户?
Doyouliketoopenacurrentaccount?
你想开一个活期存款帐户吗?
Adepositorcurrentaccount?
定期还是活期?
Pleasetellmehowyouwouldliketodeposityourmoney.
请告诉我你想存何种户头?
Ourminimumdepositforacurrentaccountis1yuan.
我们活期存款的最低存款额是人民币1元。
Hereisyourpassbook.Pleasebringitbackwhenyoudepositorwithdrawmoneyanytimeyoulike.Keepitwellandinformuswheneveryouloseit.
这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
CanIopenacurrentaccounthere?
我能否在这儿开个活期存款帐户？
Ishouldliketoopenacurrentaccount.
我想开一个活期存款帐户。
IthinkI'
dlikeadepositaccount.
我想要开个定期存款帐户。
Isthereanyminimumforthefirstdeposit?
第一次储蓄有最低限额吗？
Pleasetellmetheprocedureforopeningasavingsaccount.
请告诉我开个储蓄帐户需要什么手续。
Dialogues对话OneClerk:
MayIhelpyou,sir?
Yes,please.I'
dliketoopenabankaccountwithyou.Canyougivemesomeinformation?
Yes,I'
dbeveryhappytohelpyou.Usuallyweoffercurrentaccountsandfixedaccountsforindividuals.Customer:
Oh,it'
salmostthesameinAmerica.Clerk:
WhatkindofaccountdidyouhaveinmindCustomer:
Well,I'
dprefertoopenacurrentaccount.Two
Couldyoutellmesomethingaboutcurrentaccounts?
I'
dloveto.Youmayopenanaccountinyourname.Thenyoucanmakedepositsorwithdrawalsatanytimewithpresentingyourpassbook.Customer:
Isthereanyminimumbalance?
Yes,oneyuanistheminimumbalance.Customer:
Isee.ThereisonemorethingI'
dliketoknow,thatis,doIearninterestontheaccount?
Yes,ofcourse,wepaytheinterestratepermittedforbanks.Everyquarterwecredittheearnedinterestintoyouraccountautomatically.Customer:
Isee.Thankyou.Bytheway,whendoesthebankclose?
Itclosesat4:
30p.m.Customer:
Thankyouverymuchfortheinformation.Clerk:
Youarewelcome.
Unit3Handlingdepositsandwithdrawals办理存取款
certificateofdeposit存单depositbook,passbook存折
accountnumber账号slip存取款凭条
todeposit存款
depositreceipt存款收据todrawmoney取款
drawing-outslip取款单
tocloseanaccount,toclearanaccount结清
teller,cashier出纳员interestrate利率
simpleinterest单利
compoundinterest复利
legalinterest法定利息
Howmuchdoyouwanttodepositwithus?
你想在我们这存多少？
Howmuchmoneydoyouplantokeepinyouraccountonaregularbasis?
你计划在你的账户上定期存放多少钱？
Ithinkyoumaydeposityourmoneywiththebank,orleaveitherefortemporarysafe-keeping.
我认为你可把钱存入银行，或留在银行暂保管起来。
Iwanttodeposit300yuaninmyaccount.
我想在我的户头上存300元。
I'
dliketopay200yuanintomydepositaccount.
我想在在我的定期存款账户上存200元。
Interestispaidattherateof0.72%perannumatpresent.
目前年利率是0.72%。
Itvariesfromtimetotime.
（利率）每个时期都不同。
Itallowsyoutoearnalittleinterestonyourmoney.
这可使你从存款中获得一点利息。
Theinterestisaddedtoyouraccounteveryyear.
每年的利息都加到你的存款中。
What'
stheinterestrateforthecurrentaccount?
活期存款的利率是多少？
Doyoupayinterestonthisaccount?
这种存款付给利息吗？
Pleasetellmewhattheannualinterestrateis.
请告诉我年利率是多少。
Pleasetellmehowyouwishtodrawyourmoney.
请告诉我你希望怎样支款。
Yourbalanceatthebankis300yuan.
你在本行的结余是300元。
Yourdepositisexhausted.
你的存款支净了。
Iwanttowithdraw200yuanfrommycurrentaccount.
我要从我的活期存款中支取200元。
Couldyoutellmemybalance?
能否把存款结余金额告诉我？
Iwanttoclosemyaccountwithyou.
我想结束在你们这儿的帐户。
Dialogue对话OneCustomer:
Hello!
I’dliketodepositsomeforeigncurrency.
whichcurrencydoyouhave?
USdollars.
Howmuchdoyouwanttodeposit?
1000USdollars.
Timedepositordemanddeposit?
Timeone.Clerk:
Howlongareyougoingtodeposityourmoney?
Oneyear.
That’sokay.I’lldothatforyounow.Two
Excuseme,butcanIdrawonmyaccountforpaymentofthingsIbuyinChina?
Certainly,sir.Howmuchdoyoudraw?
RMB8,000please.Wouldyoupleasetellmemybalance?
Yes,sir.YourbalanceisRMB34,000.
Iamsorry,butmayIaskonemorequestion?
Ofcourse,pleasedo.Whatisit?
Whatistheinterestrateforthecurrentaccount?
Thedetailedinformationisontheboard.Pleasegoandseeit.
Manythanks.
Unit4Moneyexchange货币兑换
currency,money货币
convertiblemoney可兑换纸币
anexchangeform兑换单
foreignexchange外汇
foreignexchangequotations外汇行情foreignexchangerestriction外汇限额SAFE（TheStateAdministrationofForeignExchange）国家外汇管理局
tochecktherate查牌价
exchangerate外汇率
buyingrate买进价格
sellingrate卖出价格
banknote钞票
noteoflargedenomination大票
noteofsmalldenomination小票
smallchange零钱
Whatkindofcurrencydoyouwanttochange?
请问您想要换哪种货币？
Pleasetellmehowmuchyouwanttochange.
请告诉我你要换多少。
HowmuchoftheremittancedoyouwanttoconvertintoChineseyuan?
你要把多少汇款换成人民币？
Ifyou'
llwaitamoment,I'
llfindouttheratesofexchange.
请等一会儿，我查一下兑换率。
ThebuyingrateofU.S.dollarnotesis699yuanperhundreddollars.
美元现钞买入价是100美元付699元人民币。
Inwhatdenominations?
要什么面值的？
Pleasetellmewhatnoteyouwant.
请告诉我要什么钞票。
Willseventensbeallright?
7张10元的可以吗？
Wouldyoukindlysigntheexchangeform,andwritedownyournameaswellasaddress?
请在兑换单上签字，写出你的姓名和地址，好吗？
Couldyouchangethesedollarsforme?
能给我兑换这些美元吗？
dliketoconvertthefullamountoftheremittanceintoRenminbi.
我想把全部汇款换成人民币。
stheexchangeratetoday?
今天的兑换率是多少？
PleasetellmewhatyouwouldgivemeformyU.S.dollars.
请告诉我这些美元可以兑换多少钱。
dlikesomecoinsforthisnote.
我想把这张纸币换成硬币。
Couldyougivemesomesmallnotes?
给我一些小票好吗？
Excuseme.Doyouexchangeforeigncurrencyhere?
Yes,wedo.Customer:
Iwanttoconvert1000USdollarsintoChineseyuan.
Thisisanexchangememo.Pleasefillintheamountyouintendtochangealongwithyourname,nationality,passportnumberandaddress.
What’stheexchangerateforthedollars?
Today’srateforcashpurchaseisRMB699yuanforUS$100banknote.Doyouhaveyourpassportwithyou?
Yes.Hereyouare.HowmuchRMBwillIget?
Letmesee.US$1000makesRMB6990yuan.You’llreceivethemoneyinamoment.
Nohurry.
Hereisthecashandtheexchangememo.Pleasecheckit.
Two
WhatcanIdoforyou?
Yes.I’dliketogetsomeUSdollars.What’stoday’srateofUSdollarsagainstChineseyuan?
It’sRMB701yuanperhundredUSdollars.Howmuchwouldyouliketochange?
200USdollarstotal.
Pleasefillouttheexchangeform.
Allright.
Wouldyoumindshowingmeyourpassport?
Hereitis.
Pleasewaitamoment.I’lldoitforyouassoonaspossible.
Unit5UsinganATM如何使用自动柜员机
ATM（automatictellermachine）自动柜员机
insertthebankcard插入银行卡
slot卡槽
PIN（personalidentificationnumber）个人密码
amendingpassword修改密码
transferringmoney转账
makinginquiry查询
arrow箭头
screen荧光屏、屏幕
theavailableservices能够提供的服务
CASHWITHDRAWL提取现金
ENTER输入、确定
Dialogue对话One
Excuseme,wouldyoutellmehowtousethisATM?
Withpleasure.First,youshouldcheckwhethertheATMisatwork.
Nextstep?
Andthenyoushouldinsertyourcardasshownonthescreen.
Doyoumeantoputthecardintotheslotofthemachine?
You’reright.Thenascreenmessagewillaskyoutoenteryourpersonalidentificationnumber（PIN）onthekeyboard.Afterthat,pressthe“ENTER”button.BesuretorememberyourPINcorrectlyandpresstherightbuttons.
Idoremember.
Afteryouenteryou
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