银行从业资格考试公共基础重点汇总bankqualificationexamWord下载.docx

银行从业资格考试公共基础重点汇总bankqualificationexamWord下载.docx

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sbankingsystem

Testsitedifficultyanalysis

I.thescopeofresponsibilitiesofthepeople^sBankofChinaandthescopeofsupervisionoftheCBRC

Startingfrom2003,thesupervisorydutiesofthepeople'

sBankofChinaonbankingfinancialinstitutionsshallbeexercisedbythecbrc.Thepeople^sBankofChinaregulatoryresponsibilitiesalsohavecorrespondingchanges,thepeople'

sBankofChineseresponsibleformacromonetarypolicy・Andmaintainthestabilityofthefinancialmarket,ChinaCBRCsupervisionforotherfinancialinstitutionsapprovedtheestablishmentofthenationalbankingfinancialinstitutions,andtheStateCouncil,themainresponsibilitiesaroundthe.Candidatesneedtounderstandindetail,soasnottoconfusetextinmultipletopics・

Two.SupervisionmeasuresoftheChinaBankingRegulatoryCommission

RegulatorymeasuresofChinaBankingRegulatoryCommission:

marketaccess,off-sitesupervision,on-sitesupervision,regulatorytalks,informationdisclosuresupervision.Candidatesinthestudyrequireddetailedmonitoringproceduresforeachmeasure,proficiencyinordertocopewithmultiple-choicetopicsoftenoccurinregulatorydecomposition.

Three,ChinaBankingAssociationmemberunitsandassociatemembers

Thedefinitionofthetwoshouldbestrictlydistinguishedinstudy.ThemembersoftheChinaBankingAssociationarebankingfinancialinstitutionswithlegalpersonality,andtheassociatemembersarebankingassociationsinallprovinces（autonomousregions,municipalitiesdirectlyunderthecentralgovernment,andmunicipalitiesdirectlyunderthecentralgovernment）・Whenyouhaveaclearideaofthetwo,thenyou'

11haveaveryclearmindwhenyouchooseandjudge・

Four,"

fivebiglines"

theestablishmenttime,thestocksystemreform,themarkettimejudgment

Insomemultiple-choicequestionsorindividualjudgmentquestions,itiseasytohavequestionsabouttheestablishmenttime,restructuringtimeandlistingtimeofthe"

fivebiglines〃・Candidatesneedtopayattentiontosummingupinstudy・Forexample,thebankis"

Five"

intheoldest,foundedin1908,isChina'

sfirstjoint-stockcommercialbank,establishedinApril1,1987,andlistedontheHongkongstockexchangeinJune23,2005andbecomeChina'

sfirstoverseaslistedbanks・

Five,thescopeofbusinessbetweenruralbanksandruralmutualfundcooperatives

Villagebanksandruralcooperativesisanewinstitutionapprovedtheestablishmentin2007,especiallytheruralmutualcooperativebusinessneedtograspthekey,inpreviousyears,singleormultiplejudgmenthaveappearedontheruralfundcooperativesquestions.

Six,thedifferencebetweenthebusinessinstitutionsofforeignbanksandthebusinessscopeofdifferentforeignbanks

Theoperationalinstitutionsofforeignbanksinclude:

whollyforeign-ownedbanks,Sinoforeignjointventurebanksandbranchesofforeignbanks・Amongthem,whollyforeign-ownedbanksandSinoforeignjointventurebanksenjoynationaltreatment,andmayoperatesomeoralloftheforeignexchangeandRMBbusiness・Otherforeignbanksmustestablishindependentlegalpersonbankstoenjoynationaltreatment・

Seven,thebusinessscopeofnonbankingfinancialinstitutionsunderthesupervisionoftheCBRC

DistinguishthenonbankingfinancialinstitutionsoftheChinaBankingRegulatoryCommission,theChinaSecuritiesRegulatoryCommissionandtheChinaInsuranceRegulatorycommission.AnalysisandcontrolofnonbankfinancialinstitutionsChineseCBRCinfinancecompanies,autofinancecompaniesandmoneybrokeragecompanyfinancialleasingcompanies,eachengagedinbusiness,especiallyintheexamofthebankingsectoraccountedforChina・

Thesecondchapterisbankingenvironment

I.understandingofthetargetsofmacroeconomicdevelopment,pricestabilityandthebalanceofinternationalbalanceofpayments

（I）pricestabilityandinflation,deflation

Deflationisalsoamanifestationoftheimbalanceofmoneysupplyanddemand,theinstabilityofprices,andthestableoperationofsocietyandeconomy・Wemustavoidhighinflationandpreventdeflation.

（two）balanceofpaymentsandbalanceofpayments

Thebalanceofpaymentsisareasonablystablerangeinthebalanceofpayments,andalargeamountofbalanceofpaymentssurplusanddeficitaremanifestationsoftheimbalanceinthenationaleconomy.

Two,thecomprehensiveidentificationoffinancialmarketsandfinancialinstruments

Tounderstandthefinancialmarketsandfinancialinstrumentsindifferentcriteriaanddifferentcategories,onthebasisofcomprehensiveidentification,graspthefinancialmarketsan