大额取款英语实用word文档 21页Word格式.docx

大额取款英语实用word文档 21页Word格式.docx

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篇一：

常见银行英语词汇_金融术语

accountnumber帐目编号depositor存户pay-inslip存款单adepositform存款单abandingmachine自动存取机todeposit存款depositreceipt存款收据

privatedeposits私人存款certificateofdeposit存单depositbook,passbook存折creditcard信用卡principal本金overdraft,overdraw透支tocountersign双签toendorse背书endorser背书人tocash兑现tohonoracheque兑付

todishonoracheque拒付tosuspendpayment止付cheque,check支票

chequebook支票本ordercheque记名支票bearercheque不记名支票

crossedcheque横线支票blankcheque空白支票rubbercheque空头支票

chequestub,counterfoil票根cashcheque现金支票traveler'

scheque旅行支票

chequefortransfer转帐支票outstandingcheque未付支票canceledcheque已付支票forgedcheque伪支票Bandar'

snote庄票，银票banker银行家president行长

savingsbank储蓄银行ChaseBank大通银行NationalCityBankofNewYork花旗银行HongkongShanghaiBankingCorporation汇丰银行

CharteredBankofIndia,AustraliaandChina麦加利银行

BanquedeI'

IndoChine东方汇理银行centralbank,nationalbank,banker'

sbank中央银行bankofissue,bankofcirculation发行币银行commercialbank商业银行，储蓄信贷银行memberbank,creditbank储蓄信贷银行discountbank贴现银行exchangebank汇兑银行requestingbank委托开证银行issuingbank,openingbank开证银行

advisingbank,notifyingbank通知银行negotiationbank议付银行

confirmingbank保兑银行payingbank付款银行associatebankerofcollection代收银行consignedbankerofcollection委托银行clearingbank清算银行localbank本地银行domesticbank国内银行overseasbank国外银行unincorporatedbank钱庄

branchbank银行分行trusteesavingsbank信托储蓄银行trustcompany信托公司financialtrust金融信托公司unittrust信托投资公司trustinstitution银行的信托部

creditdepartment银行的信用部commercialcreditcompany（discountcompany）商业信贷公司（贴现公司）neighborhoodsavingsbank,bankofdeposit街道储蓄所

creditunion合作银行creditbureau商业兴信所self-servicebank无人银行

landbank土地银行constructionbank建设银行industrialandcommercialbank工商银行bankofcommunications交通银行mutualsavingsbank互助储蓄银行

postofficesavingsbank邮局储蓄银行mortgagebank,buildingsociety抵押银行

industrialbank实业银行homeloanbank家宅贷款银行reservebank准备银行

charteredbank特许银行correspondingbank往来银行investmentbank投资银行

merchantbank,acceptingbank承兑银行importandexportbank（EXIMBANK）进出口银行jointventurebank合资银行moneyshop,nativebank钱庄creditcooperatives信用社clearinghouse票据交换所publicaccounting公共会计businessaccounting商业会计costaccounting成本会计depreciationaccounting折旧会计generalledger总帐

computerizedaccounting电脑化会计subsidiaryledger分户帐cashbook现金出纳帐cashaccount现金帐journal,day-book日记帐，流水帐baddebts坏帐investment投资surplus结余idlecapital游资economiccycle经济周期economicboom经济繁荣economicrecession经济衰退economicdepression经济萧条economiccrisis经济危机economicrecovery经济复苏inflation通货膨胀deflation通货收缩devaluation货币贬值revaluation货币增值internationalbalanceofpayment国际收支favourablebalance顺差adversebalance逆差hardcurrency硬通货softcurrency软通货

internationalmonetarysystem国际货币制度thepurchasingpowerofmoney货币购买力

moneyincirculation货币流通量noteissue纸币发行量nationalbudget国家预算

nationalgrossproduct国民生产总值publicbond公债stock,share股票debenture债券treasurybill国库券debtchain债务链directexchange直接（对角）套汇

indirectexchange间接（三角）套汇crossrate,arbitragerate套汇汇率

foreigncurrency（exchange）reserve外汇储备foreignexchangefluctuation外汇波动foreignexchangecrisis外汇危机discount贴现discountrate,bankrate贴现率

goldreserve黄金储备money（financial）market金融市场stockexchange股票交易所broker经纪人commission佣金bookkeeping簿记bookkeeper簿记员

anapplicationform申请单bankstatement对帐单letterofcredit信用证

strongroom,vault保险库equitabletaxsystem等价税则

specimensignature签字式样bankinghours,businesshours营业时间

minimumpaid-upsharecapital最低实缴股本reciprocity互惠

correspondingbank代理行liaisonoffice联络办公室moratorium延期偿付权

legislation法规innovation改革underwriting包销merge合并

portfolio资产组合unittrust单位投资信托arbitrage套汇deregulation放松管制

capitaladequacyratio资本充足率derivative金融衍生工具maturity到期日

redemption兑现certificatesofindebtedness债务证书

linkedexchangerate联系汇率accountingarrangements会计安排

resumptionofsovereign收回主权holdingcompany控股公司privileges特权

legaltender法币mediumofexchange交换媒介deferredpayment延期支付

facevalue面值mintage铸币homogeneity同质权fiatmoney不兑换纸币，名义纸币negotiablecertificatesofdeposits大额转让存单narrowly-defined狭义定义的

broadly-defined广义定义的requiredreserve法定准备金excessreserve超额准备金monetarybase货币｛流通｝基础openmarketoperations公开市场操作auction拍卖

non-intervention不干涉主义netbalance净差｛余｝额bookvaluepershare每股帐面价值advance贷款retainedearnings留存收益risk-weightedassets风险加权资产

off-balancesheetitems表外业务项目collateral抵押claims债权denominate面值residualmaturity剩余期限mortgage住房抵押arrears拖欠尾数default违约

on-balancesheetitems表内业务contingency意外开支repurchaseagreement回购协议recourse追索权irrevocable不可撤消rediscounting在贴现marketriskexposure市场风险position头寸debt-to-equityratio资产负债比率treasurebond国库券leasing租赁

moneylaundering洗钱treasurebill