大额取款英语实用word文档 21页Word格式.docx

1、篇一：常见银行英语词汇_金融术语account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书

2、 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票cheque stub, counterfoil 票根 cash cheque 现金支票 travelers cheque 旅行支票cheque for transfe

3、r 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandars note 庄票，银票 banker 银行家 president 行长savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de IIndoChine 东方汇理银

4、行 central bank, national bank, bankers bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行c

5、onfirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit tru

6、st 信托投资公司 trust institution 银行的信托部credit department 银行的信用部 commercial credit company（discount company） 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 ba

7、nk of communications 交通银行 mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行chartered bank 特许银行 corresponding bank 往来银行 investment bank 投资银行merchant bank, accepting bank 承兑银行 import and export ban

8、k （EXIMBANK） 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计 depreciation accounting 折旧会计 general ledger 总帐 computerized accounting 电脑化会计 subsidiary ledger 分户帐 cash book 现金出纳帐 c

9、ash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 internat

10、ional balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算national gross product 国民生产总值 public bond 公债 stock, share

11、 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率foreign currency （exchange） reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现 discount rate, bank rate 贴现率gold reserve 黄金储备 money

12、（financial） market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员an application form 申请单 bank statement 对帐单 letter of credit 信用证strong room, vault 保险库 equitable tax system 等价税则specimen signature 签字式样 banking hours, business hours 营业时间minimum paid-up share capital 最低

13、实缴股本reciprocity 互惠corresponding bank 代理行liaison office 联络办公室moratorium 延期偿付权legislation 法规innovation 改革underwriting 包销merge 合并portfolio 资产组合unit trust 单位投资信托arbitrage 套汇deregulation 放松管制capital adequacy ratio 资本充足率derivative 金融衍生工具maturity 到期日redemption 兑现certificates of indebtedness 债务证书linked exch

14、ange rate 联系汇率accounting arrangements 会计安排resumption of sovereign 收回主权holding company 控股公司privileges 特权legal tender 法币medium of exchange 交换媒介deferred payment 延期支付face value 面值mintage 铸币homogeneity 同质权 fiat money 不兑换纸币，名义纸币 negotiable certificates of deposits大额转让存单narrowly-defined 狭义定义的broadly-define

15、d 广义定义的required reserve 法定准备金excess reserve 超额准备金 monetary base 货币流通基础open market operations 公开市场操作auction 拍卖non-intervention 不干涉主义net balance 净差余额book value per share 每股帐面价值 advance 贷款retained earnings 留存收益risk-weighted assets 风险加权资产off-balance sheet items 表外业务项目collateral 抵押claims 债权denominate 面值 residual maturity 剩余期限mortgage 住房抵押arrears 拖欠尾数default 违约on-balance sheet items 表内业务contingency 意外开支repurchase agreement 回购协议 recourse 追索权irrevocable 不可撤消rediscounting 在贴现 market risk exposure市场风险 position 头寸debt-to-equity ratio 资产负债比率treasure bond 国库券leasing 租赁 money laundering 洗钱treasure bill