基于新农村建设的农村金融体系创新研究Word格式文档下载.docx
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农村金融体系,金融创新,新农村建设
Abstract
Currently,ourcountryformedapolicy-orientedfinancialcooperationfinance,commercialfinance,postalfinancialservices,nongovernmentalfinancialdivision,andcloselycooperatewiththeruralfinancialproductssupplysystemwhichhasmadeimportantcontributionstothedevelopmentofChina‘sruraleconomy,buttheexistingruralthefinancialsystemisstillnotverygoodmeetruraleconomicandsocialdevelopmentandtheincreasinglycomplexmulti-levelanddiversifieddemand,speeduptheimplementationofChinaruralfinancialsysteminnovationhasbeenimminent。
Atpresent,Chinaisatastageoftheconstructionofnewruralareas,inordertoprovidethelargeamountofcapitalrequiredintheprocessofruralurbanization,industrializationandagriculturalmodernization,also,tosolvethe"
threerural"
issue,aswellastoresolvetheproblemsofruralmicro-credit,weshouldproceedfromtheoverallsituationandlong-term,dynamicperspectivetolookatChina’sruralfinancialsysteminnovation,andmakefulluseofmarketeconomymechanisminducedbytheinterest,throughtheeffectivepolicysupportandguidance,andtheestablishmentofthenewbuildingofamulti-levelruralcreditdemand,constructcommercialfinance,financialcooperation,financialpolicy,Postalfinancialandotherformsofruralfinancialinstitutionspositioningreasonable,andthecomplementaryfunction,fullcompetition,widecoverage,andthesustainabledevelopmentofdiversifiedcompetitiveruralfinancialsystem。
Keywords:
Theruralfinancialsystem,FinancialInnovation,constructionofnewruralareas
目录
一、绪论1
(一)选题背景与研究价值1
(二)相关文献综述及研究动态2
二、农村金融的理论基础4
(一)金融创新理论4
(二)国外农村金融发展理论4
(三)国内关于农村金融的最新观点7
三、国外农村金融体系发展状况9
(一)发达国家农村金融体系发展状况9
(二)发展中国家农村金融体系发展状况10
(三)国外农村金融体系发展对我国的启示与借鉴11
四、我国农村金融体系的历史沿革与现状12
(一)、我国农村金融体系的历史沿革12
(二)我国农村金融体系发展的现状及存在的问题13
五、新农村建设时期我国农村金融体系发展分析18
(一)新农村建设时期农村金融需求分析18
(二)新农村建设时期我国农村(正规)金融体系的供给分析19
(三)新农村建设时期我国农村的金融供需分析21
六、新农村建设时期农村金融体系创新战略对策28
(一)新农村建设时期农村金融体系创新的总体目标28
(二)新农村建设时期农村金融体系创新须遵循的原则28
(三)新农村建设时期农村金融体系创新的对策建议29
七、新农村建设时期农村金融体系创新的配套措施36
(一)鼓励发展多种形式的担保机构36
(二)创新运行机制,促进资金回流36
(三)推广面向“三农”创业性投资的风险投资机构38
(四)逐步完善农村地区支付体系建设38
(五)加强农业立法、改革农业制度38
(六)其他相关配套措施39
结论40
致谢41
参考文献42
附录143
附录255
Contents
1.Introduction...................................………….....................6
1.1Backgroundandresearchtopics..........................................6
1.2RelatedLiteratureReviewandResearch...............................7
2.Thetheoreticalbasisfortheruralfinancial.................................…9
2.1TheoryofFinancialInnovation.....…..................….........9
2.2Thetheoryoffinancialdevelopmentinruralareasoutside......…10
2.3Chinesescholarsonthelatestthinkingoftheruralfinancial…………………………………………………………….....13
3.Foreignersaboutdevelopmentoftheruralfinancialsystem..........................................…............................14
3.1theruralfinancialsystemdevelopmentofdevelopedcountries...14
3.2thedevelopmentoftheruralfinancialsystemofdevelopingcountries............................................….......................…15
3.3ImplicationsandreferenceforChinaformthedevelopmentoftheruralfinancialsystemabroad.................……......……................16
4.Thehistory,problemsandcurrentsituationofChina'
sruralfinancialsystem..................................…………..........................16
4.1developmentprocessofchina'
sruralfinancialsystem......……16
4.2Thecurrentsituationandproblemsofchina'
scurrentruralfinancial(organizational)system.................…........…...............17
5.Theanalysisofchina’sruralfinancialsystemdevelopmentintheconstructionofnewcountryside............…………...................22
5.1Theanalysisofchina’sruralfinancialneedsintheconstructionofnewcountryside..................................….......................22
5.2Theanalysisofchina’sruralfinancialsupplyintheconstructionofnewcountryside.............................................................23
5.3Theanalysisofchina’sruralfinancialsupplyanddemandintheconstructionofnewcountryside.............................................26
6.Theinnovationstrat