基于新农村建设的农村金融体系创新研究Word格式文档下载.docx

1、农村金融体系，金融创新，新农村建设AbstractCurrently，our country formed a policy-oriented financial cooperation finance，commercial finance，postal financial services，nongovernmental financial division，and closely cooperate with the rural financial products supply system which has made important contributions to the de

2、velopment of Chinas rural economy，but the existing rural the financial system is still not very good meet rural economic and social development and the increasingly complex multi-level and diversified demand，speed up the implementation of China rural financial system innovation has been imminent。At

3、present，China is at a stage of the construction of new rural areas，in order to provide the large amount of capital required in the process of rural urbanization, industrialization and agricultural modernization ,also , to solve the three rural issue, as well as to resolve the problems of rural micro

4、-credit, we should proceed from the overall situation and long-term，dynamic perspective to look at Chinas rural financial system innovation，and make full use of market economy mechanism induced by the interest，through the effective policy support and guidance，and the establishment of the new buildin

5、g of a multi-level rural credit demand, construct commercial finance，financial cooperation，financial policy，Postal financial and other forms of rural financial institutions positioning reasonable，and the complementary function，full competition，wide coverage，and the sustainable development of diversi

6、fied competitive rural financial system。Key words：The rural financial system，Financial Innovation，construction of new rural areas目录一、绪论 1（一）选题背景与研究价值 1（二）相关文献综述及研究动态 2二、农村金融的理论基础 4（一）金融创新理论 4（二）国外农村金融发展理论 4（三）国内关于农村金融的最新观点 7三、国外农村金融体系发展状况 9（一）发达国家农村金融体系发展状况 9（二）发展中国家农村金融体系发展状况 10（三）国外农村金融体系发展对我国的启示与

7、借鉴 11四、我国农村金融体系的历史沿革与现状 12（一）、我国农村金融体系的历史沿革 12（二）我国农村金融体系发展的现状及存在的问题 13五、新农村建设时期我国农村金融体系发展分析 18（一）新农村建设时期农村金融需求分析 18（二）新农村建设时期我国农村（正规）金融体系的供给分析 19（三）新农村建设时期我国农村的金融供需分析 21六、新农村建设时期农村金融体系创新战略对策 28（一）新农村建设时期农村金融体系创新的总体目标 28（二）新农村建设时期农村金融体系创新须遵循的原则 28（三）新农村建设时期农村金融体系创新的对策建议 29七、新农村建设时期农村金融体系创新的配套措施 36（一

8、）鼓励发展多种形式的担保机构 36（二）创新运行机制，促进资金回流 36（三）推广面向“三农”创业性投资的风险投资机构 38（四）逐步完善农村地区支付体系建设 38（五）加强农业立法、改革农业制度 38（六）其他相关配套措施 39结论 40致谢 41参考文献 42附录1 43附录2 55Contents1. Introduction . . . . . . . . . . . . . . . .61.1 Background and research topics. . . . . . . . . . . .61.2 Related Literature Review and Research

9、. . . . . . . . . .72. The theoretical basis for the rural financial. . . . 9 2.1 Theory of Financial Innovation. . . . . . . . . . . . .9 2.2 The theory of financial development in rural areas outside.10 2.3 Chinese scholars on the latest thinking of the rural financial. .133.Foreigners about devel

10、opment of the rural financial system. . . . . . . . . . . . . . . . . . . . . . . . . .14 3.1 the rural financial system development of developed countries. .14 3.2 the development of the rural financial system of developing countries . . . . . . . . . . . . . . . . . . . . .15 3.3 Implications and

11、reference for China form the development of the rural financial system abroad . . . . . . . . .164. The history, problems and current situation of Chinas rural financial system. . . . . . . . . . . . . . . . . . . . . . . .16 4.1 development process of chinas rural financial system . . . 16 4.2 The

12、current situation and problems of chinas current rural financial （organizational） system . . . . . . . . . .175. The analysis of chinas rural financial system development in the construction of new countryside . . . . . . . . . . . .22 5.1 The analysis of chinas rural financial needs in the construc

13、tion of new countryside . . . . . . . . . . . . . . . . . . . . . .225.2 The analysis of chinas rural financial supply in the construction of new countryside . . . . . . . . . . . . . . . . . . . . . . .235.3 The analysis of chinas rural financial supply and demand in the construction of new countryside . . . . . . . . . . . . . .266.The innovation strat