英语多选题.docx
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英语多选题
三大模块”题库(英语多项选择)
1.CAMELRatingSystemincludes:
answer:
ABCDE
2.WhataretheseveralstepsofSavingsdeposits?
A,
D、settlement
openanaccountB、depositmoneyC、transfermoney
E、withdrawmoneyF、AccountClosing
Answer:
ABEF
4.Bank'sinternalauditdepartments()periodicallyreviewtheratingsystemanditsbankingoperations,theprosecutiontrialincluded
A、Operationofthecreditsector.
B、Probabilityofdefault.
C、LGD(lossgivendefault).
D、Defaultriskexposure.
E、Expectedloss.
答案:
ABCD
5.Thetypicalmeasuresofinternalcontrolincluded(:
BC)
6.
A.riskidentified
behaviorcontrol
(BCD)
A.DepositsB.TrustConsulting
7.TheBaselCapitalAccord(BaselI)ismadeupofthreeelements,theyare:
(ABC)
A.
B.risk-weightedassets
D.internalcontrolandaudit
adefinitionofregulatorycapital
C.creditconversionfactors(CCFs)
8.Theriskexposureandassessmentdisclosuresrelateto(ABCD)
D.
C.operationalrisk
interestrateriskinthebankingbook
10.Strongmobilitymanagement,includingkeyfactors:
(ABCD)
A.Goodmanagementinformationsystem
B.ControloftheCentralLiquidity
C.Optionsofthenetfundingrequirements
D.Diversificationoffinancingsources,andcontingencyplans
12.Whichofthefollowingsaretheproductsofcorporatedebts(ABCD)
B.
D.syndicatedloan
corporateaccountoverdraft
商业银行主要业务》P38选择题第二题
13.Themethodsofissuingfinancialbondsinclude:
(AD)
A.throughmarketdistribution
B.throughagreement
C.throughleadcommercialbankunderwriting
D.throughdirectionaldistribution
商业银行主要业务》P135选择题第一题
15.Themaincausesthatwouldleadtointernalcontrolfailureinclude(B、
C、D)
A、poorexternalsupervisionandregulation;
B、lackofinternalsupervision;
C、disorderedcontrolstructure;
D、neglectingtherisksofnewbusiness.
出处:
《银行监管实务》P253一、(五)
17.WhichthreemajorrisksofthefollowingaretheChinesebanking
institutefacingatpresenttime?
(multiplechoices)
A.creditrisk
B.marketrisk
C.legalrisk
D.operationrisk
Answer:
ABD
20.Quantitativeandconsolidatedsupervision
A.thesupervisionofinsidetransaction
B.capitalsupervision
C.thesupervisionofinterestconflicts
D.thesupervisionoffinancialsafetynetsfree-rider
22.
(Answer:
BCD)
ComponentRiskAssessmentcontains:
A.report
B.InherentRisk
C.RiskControl
D.RiskinFuture
23.Whataretheapproachesformeasuringtheoperationriskproposedby
24.theBaselII:
(ABC)
C.
Advancedmeasurementapproach
25.Loanguaranteesinclude(sABC)
letterofcomfort
26.Whichkindofloanbelowbelongstothecategoryofcorporateloans?
27.ABCD)
26.
ThethreemainriskswhichChina'sbankingsectorisfacingare(ABD).
A.Creditrisk;B.Marketrisk;C.legalrisk;D.operationalrisk.
29.Resultsofratingsystem,whichmustbeusedinbanks'dailyoperation,include__abcd
30.Themajorinterestrateriskbanksfaceincludes;ABCD
DRepricingrisk
31.Inoperationandmanagementofcommercialbanks,capitaldemand
managementmainlyincludes__AB
CMaturitymanagement
DDebtCapitalmanagement
32.Basedonthefundingsources,liabilitybusinessofcommercialbanks
canbecategorized:
ABD
D"Clearingliability"
CInter-banklendingliability
33.Theimportantbankblankvoucherinclude:
ABCD
CCheck
DCreditcard(Letterofcredit)
34.Forcommercialbank,whichtwopartsdoestheoperatingrevenue
mainlyinclude?
AssetRevenue
RentalRevenue
ServiceRevenue
BondRevenue
ANSWER:
AC
42.Riskassessmentinclude:
(BCD)
A,toknowaboutinstitutions
B,theriskmanagementcapabilities
C,therisklevel
D,thedevelopingdirectionofriskE,tocollectinformation
43.Factorsaffectingtheloanloss:
(ABC)
A,thecustomerbehaviorB,valueofcollateralC,abilityoftheguarantor
D,thebank'smanagementlevel
44.Theloanreviewshouldfocuson:
(ABCD)
A,LoanPurposeB,sourceofrepayment,C,assetconversioncycleD,therepaymentrecord
52.Non-performingloansincludes
A.substandard
B.doubtful
C.loss
D.pass
E.specialmention
答案:
ABC
理实践练习)
namely
A.pass
B.specialmention
C.substandard
D.doubtful
E.loss
答案:
ABCDE
管理)
55.ThenewregulatoryconceptsofCBRCincludes
A.conductingconsolidatedsupervision
B.focusingonrisk-basedsupervision
C.strengtheningbanksinternalcontrols
D.enhancingtransparency
答案:
ABCD(出自《银行业监管理念监管文化》模块二中国银行业监管目标、理念和标准)
56.ThethreepillarsoftheNEWCapitalAccordinclude
A.minimumcapitalrequirements
B.thesupervisoryreviewproess
C.marketdiscipline
D.creditrating
答案:
ABC(出自《银行监管实务》第五模块资本监管)
57.CommercialBankProfitabilityanalysisofbasicmethodsinclude:
A:
ComparativeAnalysis
B:
DifferenceAnalysis
C:
RatioAnalysis
D:
FactorAnalysis
Answer:
ACD
Question19,263inSelf-PracticesofBankingPractices
58.Commercialbankspreparefinancialstatementswhichshouldmeetthefollowingrequiremen