1、英语多选题三大模块 ”题库 (英语多项选择)1. CAMEL Rating System includes:answer:ABCDE2. What are the several steps of Savings deposits?A,D、settlementopen an account B、 deposit money C、 transfer moneyE、 withdraw money F、Account ClosingAnswer: ABEF4.Banks internal audit departments () periodically review the rating syst
2、em and its banking operations, the prosecution trial includedA 、 Operation of the credit sector.B、 Probability of default.C、 LGD(loss given default).D、 Default risk exposure.E、 Expected loss.答案: ABCD5.The typical measures of internal control included(: BC)6.A. risk identifiedbehavior control( BCD )A
3、.Deposits B. Trust Consulting7.The Basel Capital Accord (Basel I) is made up of three elements, they are: (ABC)A.B. risk-weighted assetsD. internal control and audita definition of regulatory capitalC. credit conversion factors (CCFs)8.The risk exposure and assessment disclosures relate to (ABCD)D.C
4、.operational riskinterest rate risk in the banking book10. Strong mobility management, including key factors:( ABCD )A.Good management information systemB.Control of the Central LiquidityC.Options of the net funding requirementsD.Diversification of financing sources, and contingency plans12. Which o
5、f the followings are the products of corporate debts (ABCD)B.D. syndicated loancorporate account overdraft商业银行主要业务 P38 选择题第二题13. The methods of issuing financial bonds include: (AD )A.through market distributionB.through agreementC.through lead commercial bank underwritingD. through directional dist
6、ribution商业银行主要业务 P135 选择题第一题15. The main causes that would lead to internal control failure include(B、C、D)A 、 poor external supervision and regulation;B、 lack of internal supervision;C、 disordered control structure;D、 neglecting the risks of new business.出处:银行监管实务 P253 一、(五)17. Which three major ris
7、ks of the following are the Chinese bankinginstitute facing at present time? (multiple choices)A.credit riskB.market riskC.legal riskD.operation riskAnswer: A B D20. Quantitative and consolidated supervisionA.the supervision of inside transactionB.capital supervisionC.the supervision of interest con
8、flictsD.the supervision of financial safety nets free-rider22.(Answer:BCD)Component Risk Assessment contains:A.reportB.Inherent RiskC.Risk ControlD.Risk in Future23.What are the approaches for measuring the operation risk proposed by24.the Basel II: (ABC)C.Advanced measurement approach25.Loan guaran
9、tees include(s A B C )letter of comfort26.Which kind of loan below belongs to the category of corporate loans?27.ABCD )26.The three main risks which Chinas banking sector is facing are(ABD ).A.Credit risk; B. Market risk; C. legal risk; D. operational risk.29.Results of rating system, which must be
10、used in banks daily operation, include _abcd30.The major interest rate risk banks face includes; ABCDD Repricing risk31.In operation and management of commercial banks, capital demandmanagement mainly includes _ABC Maturity managementD Debt Capital management32.Based on the funding sources, liabilit
11、y business of commercial bankscan be categorized: ABDD Clearing liabilityC Inter-bank lending liability33.The important bank blank voucher include: ABCDC CheckD Credit card(Letter of credit)34.For commercial bank, which two parts does the operating revenuemainly include?Asset RevenueRental RevenueSe
12、rvice RevenueBond RevenueANSWER :AC42.Risk assessment include: (BCD)A,to know about institutionsB,the risk management capabilitiesC,the risk levelD,the developing direction of risk E, to collect information43.Factors affecting the loan loss: (ABC)A,the customer behavior B, value of collateral C, abi
13、lity of the guarantorD,the banks management level44.The loan review should focus on : (ABCD)A,Loan Purpose B, source of repayment, C, asset conversion cycle D, the repayment record52. Non-performing loans includesA.substandardB.doubtfulC.lossD.passE.special mention答案:A B C理 实践练习 )namelyA.passB.speci
14、al mentionC.substandardD.doubtfulE.loss答案: A B C D E管理)55.The new regulatory concepts of CBRC includesA. conducting consolidated supervisionB.focusing on risk-based supervisionC.strengthening banks internal controlsD.enhancing transparency答案:A B C D (出自银行业监管理念监管文化模块二 中国银行 业监管目标、理念和标准)56.The three pi
15、llars of the NEW Capital Accord includeA. minimum capital requirementsB.the supervisory review proessC.market disciplineD.credit rating答案:A B C (出自银行监管实务第五模块 资本监管)57.Commercial Bank Profitability analysis of basic methods include:A: Comparative AnalysisB: Difference AnalysisC: Ratio AnalysisD: Factor AnalysisAnswer: ACDQuestion 19,263 inSelf-Practices of Banking Practices58.Commercial banks prepare financial statements which should meet the following requiremen
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