银行术语英文.docx

银行术语英文.docx

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银行术语英文

会计账目用语

会计报表statementofaccount

往来帐目accountcurrent

现在往来帐存款额currentaccout

销货帐accountsales

共同计算帐项jointaccount

未决帐项outstandingaccount

贷方帐项creditaccountcreditoraccount

借方帐项debitaccountdebtoraccount

应付帐应付未付帐accountpayable

应收帐应收未收帐accountreceivable

新交易新帐newaccount未决帐老帐oldaccount

现金帐cashaccount

流水帐runningaccount

暂记帐未定帐suspenseaccount

过期帐延滞帐overdueaccountpastdueaccount

杂项帐户sundryaccount

详细帐单明细表detailaccount

呆帐badaccount会

计项目titleofaccount

会计薄帐薄account-book

营业报告书损益计算表accountofbudinessbusinessreport

借贷细帐交验帐accountrendered

明细帐accountstated

与...银行开立一户头toopenanaccountwith

与...银行建立交易tokeepaccountwith

继续记帐tokeepaccount

与...有交易tohaveanaccountwith

作成会计帐有往来帐项tomakeoutanaccountwith

清算清理债务tomakeupanaccount

清洁帐目与...停止交易tocloseone’saccountwith

结帐tocloseanaccount

清理未付款toaskanaccounttodemandanaccount

结清差额tobalancetheaccountwith

清算tosettleanaccounttoliquidateanaccounttosquareanaccount

审查帐目监查帐目toauditanaccount

检查帐目toexamineanaccount

转入A的帐户tochargetheamounttoA’saccount

以计帐方式付款topayonaccount代

理某人为某人onone’saccountonaccountofone

为自己计算独立帐目onone’sownaccount

由某人收益并负风险onone’saccountandriskforone’saccountandrisk

由某人负担forone’saccountforaccountofone按

某人指示列入某人帐户byorderandforaccountofone

列入5月份帐目forMayaccount编入某中帐项下topasstotheaccountoftoplacetotheaccountof

寄出清算书tosendinanaccounttosendinrenderanaccount

支票用语支票薄

chequebook支

票陈票人chequedrawer

持票人chequeholder

不记名支票chequetobearerbearercheque

记名支票认人支票chequetoorder

到期支票antedatedcheque

未到期支票postdatedcheque

保付支票certifiedcheque

未获兑现支票，退票returnedcheque

线支票crossedcheque

普通横线generalcrossing

特别横线specialcrossing

空白支票blankcheque

失效支票，过期支票stalecheque

普通支票opencheque

打10%折扣的10000元支票，（即9000元）achequefor$10,000,less10%discount

加10%费用的10000元支票，（即11000元）achequefor$10,000,plus10%charges

支票换现金兑现tocashacheque

清理票款toclearacheque

保证兑现tocertifyacheque

填写支票数额tofillupacheque

支票上划线tocrossacheque

开发支票tomakeoutacheque

签发支票，开立支票todrawachequetoissueacheque

透支支票tooverdrawacheque

背书支票toendorseacheque

请付票款清付票款topayachequetohonouracheque

支票退票todishonouracheque

拒付支票torefuseacheque

拒付支票tostoppaymentofacheque

提示要求付款topresentforpayment

见票即付持票人payabletobearer

支付指定人payabletoorder

已过期无效outofdatestale

请给出票人R/Drefertodrawer

存款不足N/SN.S.F.notsufficientfundsI/Finsufficientfunds文

字与数字不一致wordsandfiguresdiffer

支票交换时间已过accountclosed

更改处应加盖印章alterationsrequireinitials

交换时间已过effectsnotcleared

停止付款paymentstopped

支票毁损chequemutilated

汇款用语汇款

寄钱toremittosendmoney

寄票供取款支票支付tosendachequeforpayment

寄款人aremitter

收款人aremittee

汇票汇单用语

国外汇票foreignBill

国内汇票inlandBill

跟单汇票documentarybill

空头汇票accommodationbill

原始汇票originalbill

改写换新票据renewedbill

即期汇票sightbillbillondemand

...日后付款...daysafterdate...days’afterdate

...月后付款...monthsafterdate...months’afterdate

见票后...日付款...days’aftersight...days’sight

见票后...月付款...months’aftersight...months’sight

同组票据setofbills

单张汇票solaofexchangesoleofexchange

远期汇票usancebillbillatusance

长期汇票longbill

短期汇票shortbill

逾期汇票overduebill

宽限日期daysofgrace

电汇telegraphictransfer（T.T）

邮汇postalorderpostalnote（Am.）postofficeordermoneyorder

本票promissorynote（P/N）

押汇负责书押汇保证书letterofhypothecation

副保抵押品付属担保物collateralsecurity

担保书trustreceiptletterofindemnity

承兑认付acceptance

单张承兑generalacceptance

有条件承兑qualifiedacceptance

附条件认付conditionalacceptance

部分认付partialacceptance

拒付退票dishonour

拒绝承兑而退票dishonourbynon-acceptance

由于存款不足而退票dihonourbynon-payment

提交presentation

背书endorsementindorsement

无记名背书generalendorsementblankendorsement

记名式背书specialendorsementfullendorsement附条件背书conditionalendorsement限制性背书restrictiveendorsement

无追索权背书endorsementwithoutrecourse

期满到期maturity

托收collection

新汇票再兑换汇票re-exchangere-draft

外汇交易exchangedealingexchangedeals

汇兑合约exchangecontract

汇兑合约预约forwardexchangecontract

外汇行情exchangequotation

交易行情表courseofexchangeexchangetable

汇价兑换率exchangeraterateofexchange

官方汇率officialrate

挂牌汇率名义汇率nominalrate

现汇汇率spotrate

电汇汇率电汇率T.T.ratetelegraphictransferrate

兑现率兑现汇率demandrate

长期汇率longrate

私人汇票折扣率rateonaprivatebill

远期汇票兑换率forwardrate

套价套汇汇率裁定外汇行情crossrate

付款汇率pencerate

当日汇率成交价currencyrate

套汇套价公断交易率arbitrage

汇票交割汇票议付negotiationofdraft

交易人议付人negotiator

票据交割让与支票票据议付tonegotiatieabill

折扣交割票据折扣todiscountabil

l票据背书toendorseabill

应付我差额51,000美元abalanceduetousof$51,000abalanceinourfavourof$51,000

收到汇款toreceiveremittance

填写收据tomakeoutareceipt

付款用语付款方法

modeofpayment

现金付款paymentbycashcashpaymentpaymentbyreadycash

以支票支付paymentbycheque

以汇票支付paymentbybill

以物品支付paymentinkind

付清支付全部货款paymentinfullfullpayment

支付部分货款分批付款paymentinpartpartpaymentpartialpayment

记帐付款会计帐目内付款paymentonaccount

定期付款paymentonterm

年分期付款annualpayment

月分期付款monthlypaymentmonthlyinstalment

延滞付款paymentinarrear

预付货先付paymentinadvanceprepayment

延付货款deferredpayment

立即付款promptpaymentimmediatepayment

暂付款suspensepayment

延期付款delayinpaymentextensionofpayment

支付票据paymentbill

名誉支付干与付款paymentforhonourpaymentbyintervention

结帐清算支付settlement

分期付款instalment

滞付拖欠尾数款未付arrears

特许拖延付款日daysofgrace保证付款delcredere付款topaytomakepaymenttomakeeffectpayment结帐tosettletomakesettlementtomakeeffectsettlementtosquaretobalance

支出付款todefraytodisburse

结清toclearofftopyaoff

请求付款toaskforpaymenttorequestpaymen

t恳求付帐tosolicitpayment

拖延付款todeferpaymenttodelaypayment

付款被拖延tobeinarrearswithpayment

还债todischarge

迅速付款topaypromptly

付款相当迅速topaymoderatelywelltopayfairlywelltokeeptheengagementsregularly

付款相当慢topayslowlytotakeextendedcredit

付款不好topaybadlytobegenerallyinarrearwithpayments

付款颇为恶劣topayverybadlytoneverpayunlessforced

拒绝付款torefusepaymenttorefusetopaytodishonourabill

相信能收到款项WeshalllooktoyouforthepaymentWeshalldependuponyouforthepaymentWeexpectpaymentfromyou惠请付款kindlypaytheamountpleaseforwardpaymentpleaseforwardacheque.我将不得不采取必要步骤运用法律手段收回该项货款Ishallbeobligedtotakethenecessarystepstolegallyrecovertheamount.Ishallbecompelledtotakestepstoenforcepayment.惠请宽限letthematterstandovertillthen.allowmeashortextensionoftime.Kindlypostponethetimeforpaymentalittlelonger.索取利息tochargeinterest附上利息todrawinteresttobearinteresttoallowinterest生息toyieldinterest生息3%toyield3%存款todepositinabanktoputinabanktoplaceondeposittomakedeposit在银行存款tohavemoneyinabanktohaveabankaccounttohavemoneyondeposit向银行提款towithdrawone’sdepositfromabank换取现金toconvertintomoneytoturnintocashtorealize

折扣用语

从价格打10%的折扣tomakeadiscountof10%offthepricetomake10%discountofftheprice打折扣购买tobuyatadiscount打折扣出售tosellatadiscount打折扣-让价toreducetomakeareduction减价todeducttomakeadeduction回扣torebate现金折扣cashdiscount货到付款现金提货cashondeliver（C.O.D.）货到付现款cashonarrival即时付款promptcash净价最低价格付现netcash现金付款readycash即期付款spotcashcashdowncashonthenail凭单据付现款cashagainstdocuments凭提单付现款cashagainstbillsoflading承兑交单documentsagainstacceptance（D/A）付款交单documentsagainstpayment（D/P）

折扣例文

除非另有说明,30日后全额付现,如有错误,请立即通知。

Netcash30daysunlessspecifiedotherwise.Advisepromptlyifincorrect.付款条件:

30日后全额付现,10日后付现打2%折扣,过期后付款时,加上利率为6%的利息。

Terms,netcash30days,or,less2%10days.Interestchargedattherateof6%aftermaturity.付款条件:

月底后10日后付现2%折扣,现在付现3%折扣,否则,全额付现。

Terms:

2%,10daysE.O.M.,or3%cash,otherwisestrictlynet.

信用证用语

追加信用证additionalcreditadditionalL/C信用证金额amountofcredit赊帐金额creditbalance可撤消信用证revocableL/C不可撤消信用证irrevocableL/C保兑信用证confirmedL/C不保兑信用证unconfirmedL/C可转让信用证assignableL/CtransferableL/C银行信用证banker’sL/C有追索权信用证withrecourseL/C无追索权信用证withoutrecourseL/C单一信用证simplecredit无条件信用证opencreditfreecredit普通信用证generalletterofcredit旅行信用证circularletterofcredit特别信用证specialletterofcredit信用证底帐letterofcreditledger信用证发行帐letterofcreditissuedaccount信用证金额amountofcredit信用证余额信用证结欠creditbalance开立信用证toopenacredit通过银行开立信用证toestablishacreditthroughabank电开信用证tocableacredit取消信用证tocancelacredit开出信用证toissueacredit在某银行开立信用证toarrangeacreditwithabank修改信用证toamendacredit延展信用证有效期toextendacredit增加信用证面额toincreaseacredit寄出信用证tosendacredit请发给信用证totakeoutacredit

信用证例文

我们已开出以贵方为受益人的保兑信用证。

Wenaveopenedaconfirmedcreditinyourfavour.以贵方为受益人,我们开出不可撤消的的保兑信用证。

Wehaveopenedaconfirmedandirrevocablecreditinyourfavour.我们被请求已开出以贵方为受益人的信用证,特此通知。

Wearepleasedtoinformyouthatwehavebeenrequestedtoopenacreditinyourfavour.我们已开出商业信用证,特此通知。

Weintimatetoyouthatwehaveissuedacommercialletterofcredit.

银行用语

请入收款人的户号accountpayee请支付票款advicetopaycheques惠请通知该支票的经过advisefate金额有错误accountsdiffer文字与数字所记载金额不同wordsandfiguresdiffer签名有误印鉴不符signaturesdiffer请明天再次提出为荷presentagaintomorrow保证付款goodforpayment请照会发票人refertodrawee（R.D.）无交易noaccount款额不足存款不足notsufficient（N.S.）nosufficientfunds（N.S.F.）已无存款nofunds如支票不获兑现时,不必出具拒绝证书。

nottobeprotestedincaseofdishonourprotestwaivednoprotest需要出具拒绝证书tobeprotested没有通知noadvice未受指示noorders禁止转让不可转让non-transferablenottransferable已付款receivedpaymentpaymentreceived上开价金已收到valuereceivedforvaluereceived上开价金系经核算valueinaccount上开金额与发票相同valueasperinvoice上开金额与通知书相符valueasperadvice无追索权withoutrecourse有追索权偿还请求权rightofrecourse请求偿还清单清偿帐户recourseaccount偿还准备金recoursefund拒绝偿还拒绝追索recourserepudiation

银行业务例文

定期存款的条件为年利6%，存期6个月以上，只要金额1,000元，我们均乐意接受。

Weshallbepleasedtoreceiveafixeddepositforanyamountmorethan$1,000,foraperiodoversixmonthsattherateof6%p.a.谨同函寄上新开定期存款第500号存折一份，面额100,000元，请查收为荷。

该面额等于您寄来换新的旧存=折本金加上利息之和。

EnclosedpleasefindanewdepositcertificateNo.500for$100,000,whichrep