银行术语英文.docx

1、银行术语英文会计账目用语 会计报表statement of account往来帐目account current现在往来帐存款额current accout销货帐account sales共同计算帐项joint account未决帐项outstanding account贷方帐项credit accountcreditor account借方帐项debit accountdebtor account应付帐应付未付帐account payable应收帐应收未收帐account receivable新交易新帐new account未决帐老帐old account现金帐cash account流水帐

2、running account暂记帐未定帐suspense account过期帐延滞帐overdue accountpastdue account杂项帐户sundry account详细帐单明细表detail account呆帐bad account会计项目title of account会计薄帐薄account-book营业报告书损益计算表account of budinessbusiness report借贷细帐交验帐account rendered明细帐account stated与. 银行开立一户头to open an account with与. 银行建立交易to keep acco

3、unt with继续记帐to keep account与. 有交易to have an account with作成会计帐有往来帐项 to make out an account with清算清理债务to make up an account清洁帐目与. 停止交易to close ones account with结帐to close an account清理未付款to ask an accountto demand an account结清差额to balance the account with清算to settle an accountto liquidate an accountto

4、square an account审查帐目监查帐目to audit an account检查帐目to examine an account转入A的帐户to charge the amount to As account以计帐方式付款to pay on account代理某人为某人on ones accounton account of one为自己计算独立帐目on ones own account由某人收益并负风险on ones account and riskfor ones account and risk由某人负担for ones accountfor account of one按某人

5、指示列入某人帐户by order and for account of one列入5月份帐目for May account编入某中帐项下to pass to the account ofto place to the account of寄出清算书to send in an accountto send in render an account 支票用语支票薄 cheque book支票陈票人cheque drawer持票人cheque holder不记名支票cheque to bearerbearer cheque记名支票认人支票cheque to order到期支票antedated ch

6、eque未到期支票postdated cheque保付支票certified cheque未获兑现支票，退票returned cheque线支票crossed cheque普通横线general crossing特别横线special crossing空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque打10%折扣的10000元支票，(即9000元)a cheque for $10,000, less 10% discount加10%费用的10000元支票，(即11000元)a cheque for $10,000, plus 10% cha

7、rges支票换现金兑现to cash a cheque清理票款to clear a cheque保证兑现to certify a cheque填写支票数额to fill up a cheque支票上划线to cross a cheque开发支票to make out a cheque签发支票，开立支票to draw a chequeto issue a cheque透支支票to overdraw a cheque背书支票to endorse a cheque请付票款清付票款to pay a chequeto honour a cheque支票退票to dishonour a cheque拒付支

8、票to refuse a cheque拒付支票to stop payment of a cheque提示要求付款to present for payment见票即付持票人payable to bearer支付指定人payable to order已过期无效out of datestale请给出票人R/Drefer to drawer存款不足N/SN.S.F.not sufficient fundsI/Finsufficient funds文字与数字不一致words and figures differ支票交换时间已过account closed更改处应加盖印章alterations requi

9、re initials交换时间已过effects not cleared停止付款payment stopped支票毁损cheque mutilated 汇款用语汇款 寄钱to remitto send money寄票供取款支票支付to send a cheque for payment寄款人a remitter收款人a remittee 汇票汇单用语 国外汇票foreign Bill国内汇票inland Bill跟单汇票documentary bill空头汇票accommodation bill原始汇票original bill改写换新票据renewed bill即期汇票sight billb

10、ill on demand. 日后付款 . days after date. days after date. 月后付款 . months after date. months after date见票后. 日付款. days after sight. days sight见票后. 月付款. months after sight. months sight同组票据set of bills单张汇票sola of exchangesole of exchange远期汇票usance billbill at usance长期汇票long bill短期汇票short bill逾期汇票overdue b

11、ill宽限日期days of grace电汇telegraphic transfer (T.T)邮汇postal orderpostal note (Am.)post office ordermoney order本票promissory note (P/N)押汇负责书押汇保证书letter of hypothecation副保抵押品付属担保物collateral security担保书trust receiptletter of indemnity承兑认付acceptance单张承兑general acceptance有条件承兑qualified acceptance附条件认付conditi

12、onal acceptance部分认付partial acceptance拒付退票dishonour拒绝承兑而退票dishonour by non-acceptance由于存款不足而退票dihonour by non-payment提交presentation背书endorsementindorsement无记名背书general endorsementblank endorsement记名式背书special endorsementfull endorsement附条件背书conditional endorsement限制性背书restrictive endorsement无追索权背书end

13、orsement without recourse期满到期maturity托收collection新汇票再兑换汇票re-exchangere-draft外汇交易exchange dealingexchange deals汇兑合约exchange contract汇兑合约预约forward exchange contract外汇行情exchange quotation交易行情表course of exchangeexchange table汇价兑换率exchange raterate of exchange官方汇率official rate挂牌汇率名义汇率nominal rate现汇汇率spot

14、 rate电汇汇率电汇率T.T. ratetelegraphic transfer rate兑现率兑现汇率demand rate长期汇率long rate私人汇票折扣率rate on a private bill远期汇票兑换率forward rate套价套汇汇率裁定外汇行情cross rate付款汇率pence rate当日汇率成交价currency rate套汇套价公断交易率arbitrage汇票交割汇票议付negotiation of draft交易人议付人negotiator票据交割让与支票票据议付to negotiatie a bill折扣交割票据折扣to discount a bil

15、l票据背书to endorse a bill应付我差额51,000美元a balance due to us of $51,000a balance in our favour of $ 51,000收到汇款to receive remittance填写收据to make out a receipt 付款用语付款方法 mode of payment现金付款payment by cashcash paymentpayment by ready cash以支票支付payment by cheque以汇票支付payment by bill以物品支付payment in kind付清支付全部货款pay

16、ment in fullfull payment支付部分货款分批付款payment in partpart paymentpartial payment记帐付款会计帐目内付款payment on account定期付款payment on term年分期付款annual payment月分期付款monthly paymentmonthly instalment延滞付款payment in arrear预付货先付payment in advanceprepayment延付货款deferred payment立即付款prompt paymentimmediate payment暂付款suspens

17、e payment延期付款delay in paymentextension of payment支付票据payment bill名誉支付干与付款payment for honourpayment by intervention结帐清算支付settlement分期付款instalment滞付拖欠尾数款未付arrears特许拖延付款日days of grace保证付款del credere付款to payto make paymentto make effect payment结帐to settleto make settlementto make effect settlementto squ

18、areto balance支出付款to defrayto disburse结清to clear offto pya off请求付款to ask for paymentto request payment恳求付帐to solicit payment拖延付款to defer paymentto delay payment付款被拖延to be in arrears with payment还债to discharge迅速付款to pay promptly付款相当迅速to pay moderately wellto pay fairly wellto keep the engagements regu

19、larly付款相当慢to pay slowlyto take extended credit付款不好to pay badlyto be generally in arrear with payments付款颇为恶劣to pay very badlyto never pay unless forced拒绝付款to refuse paymentto refuse to payto dishonour a bill相信能收到款项We shall look to you for the paymentWe shall depend upon you for the payment We expect

20、payment from you惠请付款kindly pay the amountplease forward paymentplease forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款I shall be obliged to take the necessary steps to legally recover the amount. I shall be compelled to take steps to enforce payment.惠请宽限let the matter stand over till then.allow me a short e

21、xtension of time. Kindly postpone the time for payment a little longer.索取利息to charge interest附上利息to draw interestto bear interestto allow interest生息to yield interest生息3%to yield 3%存款to deposit in a bankto put in a bankto place on depositto make deposit在银行存款to have money in a bankto have a bank accou

22、ntto have money on deposit向银行提款to withdraw ones deposit from a bank换取现金to convert into moneyto turn into cashto realize 折扣用语 从价格打10%的折扣to make a discount of 10% off the priceto make 10% discount off the price打折扣购买to buy at a discount打折扣出售to sell at a discount打折扣-让价to reduceto make a reduction减价to de

23、ductto make a deduction回扣to rebate现金折扣cash discount货到付款现金提货cash on deliver (C.O.D.)货到付现款cash on arrival即时付款prompt cash净价最低价格付现net cash现金付款ready cash即期付款spot cashcash downcash on the nail凭单据付现款cash against documents凭提单付现款cash against bills of lading承兑交单documents against acceptance (D/A)付款交单documents

24、against payment (D/P) 折扣例文 除非另有说明, 30日后全额付现, 如有错误, 请立即通知。Net cash 30 days unless specified otherwise. Advise promptly if incorrect.付款条件: 30日后全额付现, 10日后付现打2%折扣, 过期后付款时, 加上利率为6%的利息。Terms, net cash 30 days, or, less 2% 10 days. Interest charged at the rate of 6% after maturity.付款条件: 月底后10日后付现2%折扣, 现在付现

25、3%折扣, 否则, 全额付现。Terms: 2%, 10 days E.O.M., or 3% cash, otherwise strictly net. 信用证用语 追加信用证additional creditadditional L/C信用证金额amount of credit赊帐金额credit balance可撤消信用证revocable L/C不可撤消信用证irrevocable L/C保兑信用证confirmed L/C不保兑信用证unconfirmed L/C可转让信用证assignable L/Ctransferable L/C银行信用证bankers L/C有追索权信用证wi

26、th recourse L/C无追索权信用证without recourse L/C单一信用证simple credit无条件信用证open creditfree credit普通信用证general letter of credit旅行信用证circular letter of credit特别信用证special letter of credit信用证底帐letter of credit ledger信用证发行帐letter of credit issued account信用证金额amount of credit信用证余额信用证结欠credit balance开立信用证to open a

27、 credit通过银行开立信用证to establish a credit through a bank电开信用证to cable a credit取消信用证to cancel a credit开出信用证to issue a credit在某银行开立信用证to arrange a credit with a bank修改信用证to amend a credit延展信用证有效期to extend a credit增加信用证面额to increase a credit寄出信用证to send a credit请发给信用证to take out a credit 信用证例文 我们已开出以贵方为受益人

28、的保兑信用证。We nave opened a confirmed credit in your favour.以贵方为受益人, 我们开出不可撤消的的保兑信用证。We have opened a confirmed and irrevocable credit in your favour. 我们被请求已开出以贵方为受益人的信用证, 特此通知。We are pleased to inform you that we have been requested to open a credit in your favour. 我们已开出商业信用证, 特此通知。We intimate to you t

29、hat we have issued a commercial letter of credit. 银行用语 请入收款人的户号account payee请支付票款advice to pay cheques惠请通知该支票的经过advise fate金额有错误accounts differ文字与数字所记载金额不同words and figures differ签名有误印鉴不符signatures differ请明天再次提出为荷present again tomorrow保证付款good for payment请照会发票人refer to drawee (R.D.)无交易no account款额不足

30、存款不足not sufficient (N.S.)no sufficient funds (N.S.F.)已无存款no funds如支票不获兑现时, 不必出具拒绝证书。notto be protested in case of dishonourprotest waivedno protest需要出具拒绝证书to be protested没有通知no advice未受指示no orders禁止转让不可转让non-transferablenot transferable已付款received paymentpayment received上开价金已收到 value receivedfor val

31、ue received上开价金系经核算value in account上开金额与发票相同value as per invoice上开金额与通知书相符value as per advice无追索权without recourse有追索权偿还请求权right of recourse请求偿还清单清偿帐户recourse account偿还准备金recourse fund拒绝偿还拒绝追索recourse repudiation 银行业务例文 定期存款的条件为年利6%，存期6个月以上，只要金额1,000元，我们均乐意接受。We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a. 谨同函寄上新开定期存款第500号存折一份，面额100,000元，请查收为荷。该面额等于您寄来换新的旧存=折本金加上利息之和。Enclosed please find a new deposit certificate No. 500 for $100,000, which rep