金融英语模拟题2.docx

金融英语模拟题2.docx

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金融英语模拟题2

Test2

PartOne　　　　　　　　　Listening

SectionOne（10%）

Directions:

Inthissectionyouwillhear10shortstatements.Eachstatementwillbespokenonlyonce.Aftereachstatementtherewillbeapause.Duringthepause,youmustreadthefoursuggestedanswersmarkeda,b,candd,anddecidewhichisthebestanswer.Nowyouwillheartheexample:

　　ShewenttothebankwithMr.Smith.

Youwillread:

　　A.Shewenthome.　　　　　　　C.Shewenttothebank.

　　B.ShelikedMr.smith.　　　　　　D.ShewenttoMr.Smith'shouse.

StatementC,"Shewenttothebank"istheclosestinmeaningtothestatement"ShewenttothebankwithMr.Smith."Therefore,youshouldchooseanswerC.Nowlistentothestatements.

1.　A.Financialmarketsmustsupportsoundfinancialinstitutions.

B.Soundfinancialinstitutionsaremadebyfinancialmarkets.

C.Financialmarketsshouldbebackedbystrongfinancialinstitutions.

D.Financialmarketsaresoundbecauseoffinancialinstitutions.

2.　A.USdollarisgoinghighervs.JapaneseYen.

B.USdollarisgoinghighervs.PoundSterling.

C.USdollarisgoinglowervs.JapaneseYen.

D.USdollarisgoinglowervs.DeutscheMark.

3.　A.PleaseremitusthebillamountthroughBarclay'sbankonduedate.

B.PleaseclaimthebillamountonBarclay'sBankonduedate.

C.PleasepaythebillamounttoBarclay'sBank.

D.PleaseinformBarclay'sBanktoreimburseusonduedate.

4.　A.ThePeople'sBankofChinamaynotprovideloansfororganizationsorindividuals.

B.ThePeople'sBankofChinamaynotgivefinancialsupporttoenterprises.

C.ThePeople'sBankofChinamayactasafinancialguarantorfor

organizationsorindividuals.

D.ThePeople'sBankofChinamaynoteffectafinancialguaranteefor

individualsororganizations.

.5.A.Policyistheonlyfactorthataffectsstockprices.

B.Policyisonefactorthataffectsstockprices.

C.Monetarypolicyisoneofthefactorsthataffectstockprices.

D.Monetarypolicyistheonlyfactorthataffectsstockprices..　

6.A.Iwishtocashsomecheques.

B.Iwishtocashsometraveler'scheques.

C.Iwishtopaycashformyexpenseshere.

D.Iwishtopayformytraveller'schequeshere

7.A.TheL/Cwillbeconfirmedbyourbank.

B.Ourbank'sagentwillconfirmtheL/C.

C.Thecreditwillbeopenedbyourbank'sagent.

D.OurbranchinSanFranciscowillconfirmtheL/C.

8.A.U.S.dollarisdearer.

B.U.S.dollarishigher.

C.Japaneseyenisweaker.

D.Japaneseyenisstronger.

9.A.Thedraftisasightone.

B.ThedraftispayablebyCitibank.

C.ThebillisdrawnonCitiBranch.

D.Thebillisnotnegotiable.

10.A.Wepaidyouearlyasrequired.

B.Yourdocumentscametousasrequired.

C.Yourdocumentshavebeencorrectlypresentedasrequired.

D.Youdidnotpresentthedocumentsasrequired.

SectionTwo（10%）

Directions:

Inthissection,youwillhear10shortconversations.Attheendofeachconversationaquestionwillbeaskedaboutwhatwassaid.Theconversationsandquestionswillbespokenonlyonce.Duringthepause,youmustreadthefoursuggestedanswersmarkeda,b,c,andd,anddecidewhichisthebestanswer

Nowyouwillhear:

M:

DoesourbankhaveadirectcorrespondentrelationshipwiththeBradalys'Bank?

W:

No,wedon't.SowehavetoadvisethisL/Cviaanotherbank.

Q:

Whichofthefollowingisright?

Nowyouwillread:

　　A.WecanadvisethisL/CtotheBradlays'Bank.

　　B.TheBradlays'Bankisourcorrespondent.

　　C.TheL/Chastobeadvisedbyathirdbank.

　　D.WeshouldadvisethisL/Cbyourselves.

FromtheconversationweknowthatwehavetoadvisethisL/Cviaanotherbank.ThebestanswerisC.ThereforeyoushouldchooseanswerC.

11.A.Toapplyforrollingovertheloanforanotherperiod.

B.Todefaultonrepayment.

C.Torepayitimmediately.

D.Toapplyforanewloan.

12.A.827.28B.829.19C.826.71D.Notmentioned.

13.A.Hesoldahouse.

B.Heborrowssomemoneyfromtheman.

C.Heborrowedsomemoneyfromthebank.

D.Hevisitedanewhouse.

14.A.Shepaysavisittothebank.

B.Shedealswithatransactionwithhercustomer.

C.ShewantstocheckParks'cashandtransactionsoftheday.

D.ShepaysavisittotheAuditingDepartment.

15.A.Aboutremittingmoney.B.Aboutgettingabillofexchange.

C.Aboutdiscountingabillofexchange.D.Aboutquotationofbuyingrate.

16.A.shedefinitelyacceptedtherequest.

B.Shewillnotdowhatthemanrequested.

C.Shewillusehercar.D.Shedefinitelyrefusedtherequest.

17.A.HowtogetatickettoParis.B.HowtogotoParis.

C.HowtotransfermoneytoParis.D.Howtofilltheform.

18.A.Toopenacurrentaccount.B.Toopenasavingsaccount.

C.Tocashhercheques.D.Todrawmoneyfromhersavingsaccount.

19.A.5%B.3%C.8%D.6%

20.A.TheinterestratewillbeloweredB.Theinterestratewillbestable.

C.Theinterestratewillincrease.D.Theinterestratewillbefloating.

SectionThree（10%）

Directions:

Inthissection,youwillhear3shortpassages.Attheendofeachpassageyouwillhearsomequestionsaboutwhatwassaid.Thepassagesandquestionswillbespokenonlyonce.Duringthepause,youmustreadthefoursuggestedanswersmarkeda,b,c,andd,anddecidewhichisthebestanswer

Questions21--23arebasedonpassage1　

21.A.4:

00p.m.B.5:

30p.m.C.6:

00p.m.D.6:

30p.m.

22.A.Hegoestoconcerts.B.Hevisitshisfriends.

C.Hemeetshiscustomers.D.Heworksathome.

23.A.Thebank'sstaff.B.Thebank'slocation.

C.Thebank'slonghoursofservices.D.Thebank'sbalancesheet.

Questions24-26arebasedonpassage2　

24.A.Shorttermloanswithoutguaranteesbybanks.

B.Longtermloanswithoutguaranteesbytheirrespectivegovernments.

C.Longtermloansunderguaranteesbytheirrespectivegovernments.

D.Mediumtermloansunderguaranteesbytheirrespectivebanks.

25.A.Internationalbanks.B.industrialnations.

C.Syndicatesofinternationalbanks.D.Developedcountries.

26.A.Yes,theyare.B.No,theyarenot.

C.Yes,theyare.Theyrepresentunusualrisktobanks.

D.No,theyarenot.Theyrepresentusualrisktobanks.

Questions27-30arebasedonPassage3　

27.A.146B.159C.194D.168

28.A.US$32.1billionB.US$37.4billion.

C.US$27.3billion.D.US$4.8billion.

229.A.AllowingmoreforeignbankstodoRMBbusinessinPudong.

B.ExtendingtheexperimentationtoShenzhen.

C.IncreasingthelimitontheRMBpositionoftheforeignbanksonacase-by-casebasis.

D.Alloftheabove.

30.A.Tointroducenewproductsandexpertise.

B.Toimproveefficiencyinfinancialintermediation.

C.TointroducemoreforeigncapitalintoChina.

D.BothAandB

Parttwo　　ReadingSectionOne（10%）

Directions:

Therearetenstatementsinthissection.ForeachstatementtherearefourchoicesmarkedA,B,C,D.Youshouldchoosethebestanswer.

31.Whichactivitiesarenottheinvestmentbankingactivities?

　A.underwritingnewissues

　B.financialadvising

　C.dealingandbroking

　D.savings'taking

32.___________isthepurchaseofonecompanybyanotherusingmainlyborrowedfunds.

A.Ahorizontalmerger

　B.Aleveragedbuyout

　C.Averticalmerger

　D.AMBO

33.Thebillofladingisevidenceofownership.Itthusfunctionsasa________.

A.receiptforgoods

　B.contractfordelivery

　C.titledocument

　D.negotiableinstrument

34.Liquidity______________.

A.isameasureofhowquicklyanitemmaybeconvertedtoforeigncurrencies

　B.isameasureofhowquicklyanitemmaybeconvertedtocash

　C.isameasureofhowquicklyanitemmaybeconvertedtoliabilities

　D.isameasureofhowquicklyanitemmaybeconvertedtofixedcapital

35.35.Amongvariousworriesconcerningtheinternetbanking,thefirstandforemostistheproblemof__________.

A.profit

　B.interest

　C.client

　D.security

36.Accordingtotherulesofdebitandcreditforbalancesheetaccounts______________.

A.decreasesinasset,liabilities,andowner'sequityaccountsarerecordedbydebits

　B.increasesinliabilitiesandowner'sequityaccountsarerecordedby

credits

　C.decreasesinliabilitiesandassetarerecordedbycredits

　D.increasesinassetandowner'sequityarerecordedbydebits

37._________consistofasimultaneoussaleorpurchaseofcurrency.

A.Spottransactions

　B.Forwardtransactions

　C.Optionforwardtransactions

　D.Swaptransaction

38.Cashinflowsfromfinancingactivitiesforabankexclude:

________.

　A.receivingdeposits

　B.issuanceofequitysecurities（capitalstock）

　C.issuanceofdebtsecurities（bond,notes,mortgages）

　D.redemptionofdebt

39.Whenabankholdssomevaluablesonbehalfofitscustomer,therelationshipbetweenthebankandcustomeris___________.

A.debtor-----creditor

　B.bailor--------bailee

　C.principal-----agent

　D.trustor-------trustee

40.Theredclausedocumentarycreditisoftenusedasamethodof______.

A.providingthesellerwithfundspriortoshipment

B.providingthebuyerwithfundspriortoshipment

C.providingthesellerwithfundsaftershipment

D.providingthebuyerwithfundsaftershipment

SectionTwo（10%）

Directions:

Thereare10blanksinthefollowingpassages.ForeachblankstherearefourchoicesmarkedA,B,C,D.Youshouldchoosethebestanswer.

PassageOne

Commercialbanks___41______manyfunctions,somecentraltotheirmainroleintheeconomyandothersmoreperipheral.Althoughlendinganddeposit_____42______havebeentheepicenterofcommercialbanking,thelastfewyearshavewitnesseda_______43_______inboththetypesandthevolumeofbankingservices.Thissurgehas____44____inpartbygovernment_____45_____,butmostimportantlybycompetitivepressur