Master PolicyPL.docx

Master PolicyPL.docx

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MasterPolicyPL

中国人民财产保险股份有限公司

PICCPropertyandCasualtyCompanyLimited

总公司设在北京一九四九年创立

HeadOffice:

BeijingEstablishedin1949

PRODUCTSLIABILITYINSURANCEPOLICY

PolicyNo.:

WHEREASTHEINSUREDnamedintheScheduleheretohasmadetoPICCPropertyandCasualtyCompanyLimited（hereinaftercalled“theCompany”）awrittenProposalwhichtogetherwithanyotherstatementsmadebytheInsuredforthepurposeofthisPolicyisdeemedtobeincorporatedhereinandhaspaidtotheCompanythepremiumstatedintheSchedule.

NOWTHISPOLICYOFINSURANCEWITNESSESthatsubjecttothetermsandconditionscontainedhereinorendorsedhereontheCompanyshallindemnifytheInsuredforthelegalliabilityincurredbytheInsuredduringtheperiodofinsurancestatedintheScheduleinthemannerandtotheextenthereinafterprovided.

ByPICCPropertyandCasualtyCompanyLimited

GuangzhouBranch

DateofIssue:

Oct.312011

PlaceofIssue:

Guangzhou

Add：

9/F10/F,NorthBlock,PICCPlaza,No.303GuangzhouAvenue,GuangzhouChina

ZipCode：

510600

Tel：

（020）87365888

Fax：

（020）37570188

SCHEDULE

PolicyNo.:

1.NameandAddressoftheInsured:

1.1TheInsured:

LGElectronicBeijingTechnicalServiceCenter&otherLG

ElectronicsinChina

乐金电子（中国）有限公司

1.2Address:

No.14Building,Songyudongli,ChaoyangDistrict,Beijing,P.R.China

2.InsuredProductsorGoods:

2.1Description:

AllproductssoldinChinabyLGElectronicsEnterpriseinChina

2.2Turnover:

RMB12,366,635,400.00

2.3Territory:

WithintheterritoryofP.R.China（excludingH.K.SAR,MacaoSAR&Taiwan）

3.TerritoryofCoverage:

WithintheterritoryofP.R.China（excludingH.K.SAR,MacaoSAR&Taiwan）

4.LimitofIndemnity:

4.1LimitofIndemnityforAnyOneAccident*:

USD500,000.00

4.2AggregateLimitofIndemnity:

USD1,000,000.00

Thewords"ANYONEACCIDENT"shallmeananyoneaccidentorseriesofaccidentsarisingoutofoneevent.

5.Deductible:

USD1,000.00forpropertydamageanyoneaccident

6.PeriodofInsurance:

From1November2011at0:

00to31October2012at24:

00

7.Premium

7.1PremiumRate:

0.04086%

7.2DepositPremium:

RMB5,000,000.00

8.Jurisdiction:

ChineseJurisdiction

9.RetroactiveDate:

November1,2006

10.SpecialProvisions:

ClaimMadeBasisClause（Retrodate:

Nov.1st,2006）

AdditionalInsured（Vendors）Clause

ProductsRecall/GuaranteeExclusion

BatchClause

Y2KExclusionClauseinLiabilityInsurance

PremiumAdjustmentClause（MinimumpremiumRMB4,500,000.00）

Adjusters：

GABRobinsChinaCo.,Ltdorotheradjustersappointedby

theInsurer.

PremiumInstallmentClause:

3Installments（34%:

33%:

33%）

Section1:

BeforeDec.20,2011Premium:

RMB1,700,000.00

Section2:

BeforeMay20,2012Premium:

RMB1,650,000.00

Section3:

BeforeOct.20,2012Premium:

RMB1,650,000.00

PICCP&CPROPERTYANDCASUALTYCOMPANYLIMITED

PRODUCTSLIABILITYINSURANCECLAUSES

（1995VERSION）

Ⅰ.ContractConstitution

TheInsuranceClauses,ProposalForm,PolicyorCertificate,andEndorsements（ifany）constitutethisInsuranceContract.AnyagreementrelatedtothisInsuranceContractshallbeinwrittenform.

Ⅱ.ScopeofCover

1.TheInsurerwillindemnifytheInsuredinthemannerandwithintheLimitofIndemnityasspecifiedintheScheduleagainstsuchsumastheInsuredshallbecomelegallyliabletopayinrespectofclaimsmadeagainsttheInsuredarisingfrombodilyinjurytoorillnessordeathoforlossofordamagetopropertyofoneormorepersonsusing,consumingorhandlingtheinsuredproductsorgoods,orofanyotherpersonsconsequentuponanoccurrencetakingplaceintheterritoryofcoveragewithintheperiodofinsurancecausedbyproductsorgoodsmanufacturedorsoldbytheInsuredasstatedintheSchedule.

2.InrespectofanyclaimcoveredunderthisPolicy,theInsurershallinadditionindemnifytheInsuredagainsttherelevantlitigationcostspayablebytheInsuredandotherexpensesincurredintheabovementionedoccurrencewiththepriorwrittenconsentoftheInsurer.

ThetotalsumpayablebytheInsurerforeachoccurrenceundertheabove-mentioneditem1anditem2shouldnotexceedtheLimitofIndemnityforeachoccurrenceasspecifiedintheScheduleofthePolicy.DuringthePeriodofInsurance,thetotalliabilityoftheInsurerforthesumsofcompensationandthelitigationcostsandexpensesshallnotexceedtheAggregateLimitofIndemnityasspecifiedintheScheduleofthePolicy.

Ⅲ.Exclusions

TheInsurershallnotbeliablefor:

1.liabilityassumedinaccordancewithanyagreementbetweentheInsuredandotherparties,unlesssuchlegalliabilitywouldhavebeenattachedtotheInsurednotwithstandingsuchagreement;

2.liabilityassumedbytheInsuredunderanyLaborLaworWorkmen'sCompensationStatute;

3.liabilityoftheInsuredtoemployeeswhichisbasedontherelationshipofemployerandemployee;

4.lossofordamagetotheinsuredproducts;

5.costsarisingoutofreplacementorrecalloftheinsuredproducts;

6.lossofordamagetopropertybelongingtoorheldincare,custodyorcontroloftheInsured;

7.bodilyinjury,illnessordeathordamagetopropertysustainedbyanypersoncausedbyproductsorgoodsmanufacturedorsoldbytheInsuredinwillfulviolationofanylaw;

8.liabilityarisingoutofpollutionofanykindordescriptionwhatsoeversuchaspollutionofatmosphere,landandwatercausedbytheinsuredproducts;

9.liabilityforlossofordamagetotheaircraftsorshipscausedbytheinsuredproducts;

10.liabilityforanyconsequencearisingdirectlyorindirectlyfromwar,warlikeoperation,hostilities,armedconflicts,terrorism,conspiracyinsurrection,coupd'etat;

11.liabilityforanyconsequencearisingdirectlyorindirectlyfromstrike,riot,civilcommotionormaliciousacts;

12.liabilityarisingdirectlyorindirectlyfromnuclearfission,nuclearfusion,nuclearweapon,nuclearmaterial,nuclearradiationandradioactivecontamination;

13.fines,penalties,punitiveorexemplaryindemnities;

14.thedeductiblesasstatedintheScheduleorstipulatedinthePolicytobebornebytheInsured;

15.Anyotherloss,expensesorliabilitynotcoveredunderthisPolicy.

Ⅳ.ClaimTreatment

1.IntheeventofanyoccurrenceorlawsuitrecoverableunderthisPolicy:

1.1OncetheInsuredreceivesaclaimnoticefromthevictim,theInsuredshallnotifytheInsurerimmediately.TheInsurerisnotboundbyanyadmission,rejection,offer,promise,paymentorindemnitymadeorgivenbytheInsuredtothevictimwithoutthewrittenconsentoftheInsurer.TheinsurerisentitledtoverifytheindemnitypromisedorpaidbytheInsuredandshallnotassumeanyliabilitynotcoveredunderthispolicyorexceedtheportionofindemnitytheInsurershallbeliablefor；

1.2TheInsurershallbeentitled,atitsownexpenseandforitsownbenefit,tolodgeinthenameoftheInsuredanyclaimforindemnityagainstanyresponsiblepersons.WithoutthewrittenconsentoftheInsurer,theInsuredshallnotacceptthepaymentorarrangementofindemnityinrespectofthelossordamageofferedbyanypartyheldresponsibleforsuchlossordamageandshallnotabandontherightofrecoveryfromsuchparty,otherwise,theInsuredshallbeliableforanyconsequencearisingtherefrom；

1.3TheInsurershallhavefulldiscretiontoconductanyproceedingsorsettleanyclaimwhichshouldbepaidbytheInsurerultimately,andtheInsuredshallgiveallnecessaryinformationandassistanceastheInsurermayrequire.

2.TheindemnitythatshallbepaidbytheInsurerforeachoccurrenceissubjecttocourtaward,arbitrationawardorsettlementagreedbytheInsured,thevictimandtheInsurer.

3.Bodilyinjurytoorillnessordeathofordamagetopropertyofmorethanonepersonarisingfromsamelotofproductsorgoodsmanufactured,soldduetothesamecauseshallbeconsideredasresultingfromoneoccurrence.

4.UponreceiptofaclaimfromtheInsured,theInsurershallconfirmwhethertheLossiscoveredbythisPolicyornotinatimelymannerandnotifytheInsuredofthedecision.Forcomplicatedcase,iftheInsurercouldnotconfirmwhetherthelossiscoveredbythisPolicyornotwithin30dayscountingfromthedatewhentheInsurerreceivestheindemnityrequestfromtheInsured,theInsurershallconsultwiththeInsuredtosetdownareasonableperiodaccordingtoactualsituation,thenmakethedecisionandnotifytheInsuredwithintheaboveperiod.TheInsurershallfulfilltheobligationofpaymentwithintendaysafterreachinganagreementwiththeInsuredifthelossiscoveredunderthisPolicy.

IfthelossisnotcoveredunderthisPolicy,theInsurershallissuearejectionletterandexplainthereasonstotheInsuredwithinthreedaysafterthedecision.

5.TheInsurershallallowanadvancepaymentthatcanbedeterminedbytheavailableproofsordocumentsifthefinalsettlementamountcannotbedeterminedwithinsixtydaysafterreceiptofsuchclaimandrelevantdocuments,andpaythebalancetotheInsuredafterthefinalamountofindemnityisadjusted.

6.Uponanoccurrencecausingbodilyinjuryorpropertydamagetothevictimbytheinsuredproducts,theinsurershallnotindemnifytheinsureduntiltheinsuredindemnifiesthevictim.

7.ThetimelimitationofactiontoclaimforindemnityraisedbytheinsuredtotheinsurerunderthisPolicyshallbetwoyearscountingfromthedatewhentheInsuredhasknownorshouldhaveknowntheoccurrenceoftheAccident.

Ⅴ.ObligationsoftheApplicantand/orinsured

ThefollowingObligationsshallbestrictlyfulfilledbytheapplicant,Insuredandtheirrepresentative