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unpredictabilitythe

1

I.Answerthefollowingquestions:

1.Whatdoestheword“risk”mean?

2.Doestheriskimplyanoutcomewhichisfavorable?

3.Whatdoesthissituationimplywhereachildisplayinginthemiddleofabusyroad?

4.Howdoyouunderstandtheword“abstract”?

5.Whatarethethreecomponentsinthemeaningofrisk?

II.Findthewordinthetextthatmeans:

1.toexpressindirectly_________

2.toappear_________

3.tofalldown_________

4.danger_________

5.torepresentameaning_________

III.Awordmayhavemorethanonemeaning.Itsmeaningdependsonthewayitisused.Choosethecorrectmeaninginthetext.

1.leave

A.togoaway

B.toallowtoremain

C.tofailtotakeorbring

2.produce

A.toofferforexaminationorconsideration

B.togroworsupply

C.tomakesomethingfrommaterials

3.run

A.tomoveonone’slegsataspeedfasterthanwalking

B.tocontrol

C.topass

4.runthrough

A.toreadorexaminequickly

B.topassordrawrightthrough

C.torepeatforpractice

5.case

A.asingleexample

B.acombinationofevents

C.alargebox

IV.Say“yes”or“no”inthefollowingsentencesaccordingtothetext:

()1.Riskimpliessomeformofuncertaintyaboutanoutcomewhichisfavorabletous.

()2.Riskisunpredictability—thetendencythatactualresultsmaydifferfrompredictedresults.

()3.Uncertaintyisindependentonbeingrecognizedasexistingbypeople.

()4.Thechildmayescapefreeofinjurywhenhewasplayinginthemiddleofabusyroad,butitdoesnotmeanthatthereisnorisk.

()5.Uncertaintyisconnectedmoretotheeventitself,ratherthantoanypersonalperceptionoftheexistenceofuncertainty.

V.Putinthemissingwordintheblank:

Itisinterestingtocontrasttheword______withthewordchance.Chancealso______somedoubtabouttheoutcomeina______situation,thedifferenceisthattheoutcomeisnormallya________outcome.Wetalkaboutthe______ofanaccident,the______oflosingourjob,butwetalkaboutthe_______ofwinningabet,the________ofpassinganexam.

VI.Putthebestwordorphraseintheblanks:

1.Electricalenergy________fromthesuninaround-aboutwayisthemostwidelyusedtoday.

A.comingB.tocomeC.comeD.havingcome

2.A_________achievementofelectronicsiselectroniccomputers.

A.widelyknowingB.beingwidelyknown

C.widelyknownD.havingwidelyknown

3.Nowtheneed__________otherpeoples’languageisbecominggreaterandgreater.

A.tolearnB.learningC.tobelearnedD.beinglearned

4.Someoftheexperiments_______inthebookareeasytoperform.

A.describingB.tobedescribedC.describedD.todescribe

5.Electriccharges________inacircuitcandowork.

A.flowedB.flowingC.havingflowedD.beingflowed

6.The“picturewriting”________longlongagoishardforustounderstandtoday.

A.drawingB.tobedrawnC.todrawD.drawn

7.Thenoiseofdesks_______couldbeheardoutinthestreet.

AopenedandclosedB.tobeopenedandclosed

C.beingopenedandclosedD.havingbeenopenedandclosed

8.Statisticsisadiscipline_________alltheothersciences.

A.affectedB.affectingC.tobeaffectedD.beingaffecting

9.Powerstationemploys________watertoproduceelectricity.

A.fallingB.fallenC.fillingD.filled

10.Theorder________pumpswillcomefromthecontrolroom.

A.stoppingtoB.tostopC.stoppedD.stops

VII.PutthefollowingpassageintoChinese:

Lookingbackoverthehistoryofmankind,wecancertainlyseetheeffectofrisk.Ithashaditsnegativeimpact,butitisalsotruetosaythattherehavebeenmanypositiveoutcomesfromthewaysinwhichpeoplehavebeenpromptedtorespondtorisk.Thinkofthegreatexplorersofthemiddleages;theywerecertainlyrisktakers,astheyventuredoffintounknownpartsoftheglobe.Manyofthegreatstepsforwardinmedicinehavebeenachievedatthepersonalriskofthoseresearcherswhowerepreparedtotestdrugsandtreatments.

VIII.TranslatethefollowingsentencesintoEnglish:

1.我们在日常生活中,每做一件事都充满着不确定的感觉。

2.人们很早就认识到,不确定性是无所不在的。

3.风险即为损失的不确定性。

4.房屋可能被烧毁,财产可能被偷窃。

5.如果运用保险可以大大减轻可能造成的经济损失。

6.风险是损失的可能性。

7.如果一个小孩在繁忙的道路上玩,有可能受到严重的伤害。

8.如果靠近人行道的墙倒塌,行人将会受到伤害。

 

2

Ⅰ.Answerthefollowingquestionsaccordingtothetext:

1.Howmanygroupsofrisksarementionedinthetext?

Whatarethey?

2.What’safinancialrisk?

3.What’sanon-financialrisk?

4.Whatisfundamentalrisk?

5.Whatcanbeincludedintoparticularrisk?

Ⅱ.Say“T”or“F”inthefollowingsentencesaccordingtothetext:

()1.Personalinjurycan’tbemeasuredfinancially.

()2.Thechoiceofanewcarisnotariskysituation.

()3.Purerisksareforlosssituationsonly.

()4.Investingmoneyinsharebelongstospeculativeriskbecausethereisachanceofgain.

()5.Fundamentalrisksinvolvenotonlynaturaldisastersbutalsosocialchange,politicalinterventionandwar.

Ⅲ.Matchupthefollowingcollocations:

1.scrutinizea.morethanusual;special

2.negotiationb.explainthemeaningof;interpret

3.construec.thingthatisaresultoraneffectofsth.else

4.alternatived.lookatorexaminecarefullyorthoroughly

5.investe.oforformingthebasisorfoundationofsth.

6.fundamentalf.discussionaimedatreachinganagreement

7.particularg.becominginvolved

8.disasterh.use(money)tobuyshares,property,etc.toearninterestorbringprofit

9.interventioni.availableinplaceofsth.else;other

10.consequencej.eventthatcausesgreatharmordamage

Ⅳ.Therearefourchoicesineachsentence.ChoosethebestonefromA,B,CandD.

1.Thequestionisdiscussing.

A.worthyB.worthwhileC.worthD.wealthy

2.ItwasnotuntilthenextdayIlearnedthetruth.

A.whenB.asC.thatD.inwhich

3.hiskindhelp,Iwouldnothavefinishedthistestsoquickly.

A.ButforB.ProvidedC.ProvidingD.Except

4.Herushedintotheroom,.

A.sweatcoveredhisfaceB.hisfacewascoveredwithsweat

C.sweatwascoveredhisfaceD.hisfacecoveredwithsweat

5.Theresidents,hadbeendamagedbytheflood,weregivenhelpbytheRedCross.

A.alltheirhomesB.allthosehomes

C.allofwhosehomesD.alloftheirhomes

6.Itisnousewithhimoverthematter.Hewillnotchangehismind.

A.youargueB.foryoutoargueC.yourarguingD.ofyourargument

7.Bythetimeyoureturn,Ithisbook.

A.wouldfinishB.willfinishC.shallfinishD.shallhavefinished

8.Ishallbepleasedgoskatingwithyou.

A.not…atallB.themost…toC.onlytoo…toD.so…that

Ⅴ.Cloze

Didyoueverhavesomeone’snameonthetipofyourtongueandyetyouwereunabletorecallit?

1thishappensagain,donot2torecallit.Dosomething3foracoupleofminutes,4thenamemaycomeintoyourhead.Thenameisthere,sinceyouhavemet5personandlearnedhisname.It6hastobedugout.Theinitialefforttorecall7themindforoperation,butitisthesubconscious(下意识的)8thatgotoworktodigupa9memory.Forcingyourselftorecall10neverhelpsbecauseitdoesn’t11yourmemory;itonlytightensit.Studentsfindthepreparatorymethodhelpful12examinations.Theyreadoverthequestions13tryingtoansweranyofthem.14theyanswerfirsttheones15whichtheyaremostconfident.Meanwhile,deepermentalactivitiesinthesubconsciousmindaretaking16;workisbeingdoneonthe17difficultquestion.Bythetimetheeasierquestionsareanswered,answers18themoredifficultoneswillusuallybeginto19intoconsciousness.Itisoften20aquestionofwaitingforrecalltocometothememory.

1.A.AsB.WhenC.WhileD.Whether

2.A.tryB.wantC.hesitateD.wait

3.A.simpleB.apartC.elseD.similar

4.A.unlessB.andC.orD.until

5.A.someB.certainC.aD.this

6.A.thenB.reallyC.onlyD.indeed

7.A.leadsB.beginsC.helpsD.prepares

8.A.deedsB.activitiesC.movementsD.procedures

9.A.lightB.freshC.dimD.dark

10.A.merelyB.almostC.barelyD.hardly

11.A.loosenB.weakenC.decreaseD.reduce

12.A.intoB.inC.aboutD.by

13.A.afterB.besidesC.beforeD.against

14.A.ThusB.ButC.ThereforeD.Then

15.A.ofB.withC.forD.in

16.A.placeB.shapeC.chargeD.action

17.A.tooB.lessC.notD.more

18.A.toB.ofC.aboutD.for

19.A.appearB.growC.extendD.come

20.A.nearlyB.likelyC.justD.even

Ⅵ.PutthefollowingpassageintoChinese:

Purerisksinvolvealossor,atbest,abreak-evensituation.Theoutcomecanonlybeunfavourabletous,orleaveusinthesamepositionasweenjoyedbeforetheeventoccurred.Theriskofamotoraccident,fireatafactory,theftofgoodsfromastore,orinjuryatworkareallpureriskswithnoelementofgain.

Thealternativetothisisspeculativerisk,wherethereisthechanceofgain.Investingmoneyinshareisagoodexample.Theinvestmentmayresultinalossorpossiblyabreak-evenposition,butthereasonitwasmadewastheprospectofgain.

Ⅶ.TranslatethefollowingsentencesintoEnglish:

1.如果你有困难可以问你的老师。

2.双方因为进行了商议而达成了一致。

3.风险可以被分为很多类别。

4.非财务风险就是指后果不能以金钱来衡量的风险。

5.他学保险不是因为他认为保险有趣,而是因为他毕业后想去保险公司工作。

6.纯风险的后果是对我们不利的。

7.形势的发展现在已经超出了经理的控制。

8.财产的偷盗会被看作特定风险。

 

3

Ⅰ.Answerthefollowingquestionsaccordingtothetext:

1.What’sthedefinitionofriskmanagement?

2.Whatarethetwoessentialsifriskidentificationistobeeffective?

3.Whatarethestepsforthemeasurementofrisk?

4.Whatarethetwokindsofriskcontrol?

5.Howmanycategoriescanfinancialmechanismsbedividedinto?

Whatarethey?

Ⅱ.Say“T”or“F”inthefollowingsentencesaccordingtothetext:

()1.Risksmustbeidentifiedaftertheyaremeasured.

()2.Theprinciplesof

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