新视野大学英语三级模拟试题及答案.docx

新视野大学英语三级模拟试题及答案.docx

《新视野大学英语三级模拟试题及答案.docx》由会员分享，可在线阅读，更多相关《新视野大学英语三级模拟试题及答案.docx（40页珍藏版）》请在冰豆网上搜索。

新视野大学英语三级模拟试题及答案

新视野大学英语三级模拟试题及答案

PartIReadingComprehension（SkimmingandScanning）

Directions:

Inthissection,youwillhave15minutestogooverthepassagequickly.

Forquestions1–7,markY（forYES）ifthestatementagreeswiththeinformation

giveninthepassage;N（forNO）ifthestatementcontradictstheinformationgiven

inthepassage;NG（forNOTGIVEN）iftheinformationisnotgiveninthepassage.

Forquestions8–10,completethesentenceswiththeinformationgiveninthe

passage.

YouthofToday

—Nosavings,nopension,hugedebts—

Leavingschooloruniversitymeansfinancialindependence—butdoesitalsomean

debt?

Someexpertssaytheyoungshouldtakesomecare.

Itislife,butnotasweknowit.Asthisyear'sschoolleaversandgraduates

inBritainmoveontofurthereducationorwork,tastingfinancialindependencefor

thefirsttime,theyshowsignsofbeingentirelydifferenttopreviousgenerations

intheirattitudestomoney,accordingtoinformationcollectedbyCash.Usedto

debtbutmoreaffluentthanpreviousgenerations,thecurrentcropof16-to

24-year-oldsisacomplexsectorofsociety.Butiftheycanhandletheirdebts,

thesemillionyoungadultshavethepotentialtobecomequitesophisticatedon

moneymatters.

Cashlookedforthefinancialhallmarksofthisgroup.

Theyaregoingtobebigspendersandwillbetargetedheavilybyretailers.“The

marketforproductsandservicesaimedatthisgrouphascontinuedtothrive,”

concludesresearchorganizationMintelinitsrecentreportforretailers“Selling

partlybecausetheperiodduring

“.Thisis”toandProfitingfromtheUnder25s

whichpeopleareyoung,freeandsingle,unencumbered（不受妨碍的）byparentsand

/orchildrenhasexpandedtothelatetwentiesandearlythirties,”itsays.

While13percentofthepopulationregularlypaystheirutility（公共设施）,credit

cardandotherbillslate,thisproportionrisestoaremarkable64percentfor18-

to24-year-olds,accordingtoresearchconductedamong1,000adultsby.Intheory,

thissuggeststhatmorethan4millionofthemareheadingforsuchpoorcredit

ratingsthattheywillfinditdifficulttoborrowinthefuture.Butlendersmay

becomemoreflexibleintheirlendingtermsratherthanloseoutonthishugesector

oftheconsumermarket.

Nearlyoneinthree（28percent）ofpeopleunder35“donotconsidertheirfuture

financialposition”,accordingtoresearchfromAccentureHRServices.

Althoughhalfof18-to25-year-oldswanttoowntheirhomesomeday,theyseealmost

insurmountablehurdles,accordingtoMintel:

“Forthosewhohadnotyetboughttheir

ownproperty,theprospectoftryingtodososeemeddaunting—ifnotimpossible

—financially.”Orcoulditbethattheirfutureprosperitywilldependonwhether

theyinheritpropertyfromtheirparents?

Theyregardasnecessitiesmanyitemswhichwereseenasluxuriesbytheirparents

atthesameage.Morethannineoutof10havetheirownmobilephone.“Somelooked

ontheirphoneasakindofsecurityblanket,feelinglostwithoutit,”saysMintel.

Acarisseenas“vital”by64percentof18-to25-year-olds,anddesignerclothes

arewornby44percentofmenand35percentofwomeninthisagegroup,addsMintel.

Computerequipmentisahighpriorityformanytwenty-year-olds.Audio-visual

equipmentisparticularlyvaluedbyyoungmen.

Creditcardownershipisincreasing.Nearlytwothirdsofyoungadultshaveacard.

Morethanhalf（58percent）oftheunder-25sdonotpayofftheircreditcardbill

infulleachmonth,accordingtoMintel—including16percentwhoowemorethan

2009,

bypercent20nearlyincreasetopredictedownershipcardcreditWith500.￡．

theyoungeragegroupcouldbeincreasinglytargeted,astheyaremoreaccustomed

toborrowingthanoldergroups.

Debtiscommonplaceinthisagegroup.Barclayspredictsthatgraduatedebtwill

average￡17,500in2006,risingtonearly￡34,000by2010.

Athirdofthisgroupbelievetheyare“tooyoung”tostartthinkingaboutapension,

accordingtoAccenture.“Thereisaseachangeinbehaviorgoingonhere,”says

MervynKohlerofHelptheAged.“Forrecentgraduateswhoaresaddledwithdebt

andstrugglingtobuyahome,thelastthingtheywouldcareaboutispensionplanning.

Theyhavealsoheardthemessagethattheywillhavetoworkuntiltheydrop,so

theywonderwhytheyshouldbotherwithapension.Butwhentheyretire,theywill

expectthestatetobailthemout.”

Thereisevidencetobackuptheirinstincts.Morethan73percentofthecurrent

cropofforty–year–oldsareoncoursetobeonPensionCreditandothermeans—

testedbenefitswhentheyretire,accordingtotheInstituteofFiscalStudies.

Unlesschangesaremadetothesystem,thisproportionwillincrease.

Despitethesedisturbingfindings,thereislightattheendofthetunnelforthe

young.HelenBowman,welfareofficeratDeMontfortUniversity'sStudentFinance

AdviceCentre,believesthatmany18-year-oldsgetintofinancialdifficultyout

ofignorancebutthat“theytendtobevery,verygood”atdealingwithproblems

whentheyfaceuptoreality.

Partoftheproblemisthatmanyhavereceivedlittlefinancialeducationfromtheir

parents.Someyoungadultsdonotevenknowhowtoshopforfoodandmanydonot

realizethatconveniencefoodfromcornershopswillbemoreexpensivethanfruit

andvegetablesandotherbasicingredientsboughtinmarketsorbylookingfor

bargains,valuerangesanddiscountsinsupermarkets.

Thegenerosityofparentscanalsobackfire.“Theredoescomeapointwhereparents

havetostophelping,”saysBowman.

Creditcardcompanieshavemadedebtfartooaccessible,shebelieves.

Itcouldbethatlendingismorestrictlyregulatedbytheauthoritiesinfuture.

TheLiberalDemocratsareincreasinglyconcernedattheeasyavailabilityofcredit

andthisissuecouldwellmoveupthepoliticalagenda.Thelocationofcashmachines

inpubsdoesnothelp,especiallyforagenerationthatdrinksheavily.Budgeting

ishardforstudentswhohavetopaymobilephoneandmanyotherbillsmonthlybut

whoseincomeintheformofStudentLoanscomesinatthestartofterm.

Buttherearemanycasesofstudentsgettingintodebtandthenfindingawayout

ofthemess,usuallybygettingajob.Alongtheway,theylearnhowtobudgetand

howtoavoidtemptationby,forinstance,leavingtheirplasticathome.

Parentsmaynotevenbeaware,inmanyofthesecases,thattheirchildrenhavegot

intodebtandthenscrapedtheirwayout.Andpeoplelikethese,wholearntthehard

way,haveanunderstandingofmoneywhichisprobablydeeperthanthatofpeople

whohaveneverhaddifficulties.

1.AccordingtotheCashstudy,theyoungadultsinBritaintodayformacomplex

sectorofsocietybecausetheyleadamoreaffluentlifebyoverdrawingtheircredit

card.

2.Thereare13percentofyoungadultswhoregularlypaytheirbillslate.

3.Overninetypercentof18-to25-year-oldshavegottheirownmobilephones.

4.Itispredictedthattherewillbemorecreditcardusersamongyoungpeople

thanamongolderpeople.

5.Theaveragegraduatedebtwillbegreatlyincreasedinthecomingfiveyears.

6.Mostyoungpeopledidn'treceiveenoughfinancialeducationfromtheir

parents.

7.Thepassagesuggeststhatparentsshouldalwayshelptheirchildrenin

payingtheirdebt.

8.Comparedwithpreciousgenerations,thecurrentgraduateshavevery

differentattitudesto____________________.

9.Atthetimewhentheirparentswereyoung,alotofmodernnecessary

equipmentownedbyyoungpeoplenowwasregardedas____________________.

10.Thelastthingmostyoungpeoplethinktheyarestilltooyoungtobotherabout

is____________________.

PartIIListeningComprehension

SectionAConversations

Directions:

Inthissection,youwillhear8shortconversationsand2long

conversations.Attheendofeachconversation,oneormorequestionswillbeasked

aboutwhatwassaid.Boththeconversationandthequestionswillbespokenonly

once.Aftereachquestiontherewillbeapause.Duringthepause,youmustread

thefourchoicesmarkedA）,B）,C）andD）,anddecidewhichisthebestanswer.

11.A）Shewon'tdofavorsforothers.

B）She'llreturnthebookonherwaytowork.

C）Shecan'treturnthebookfortheman.

D）Sheworksattheschoollibrary.

12.A）Toputhiscallthroughtothedirector.

B）Toarrangeanappointmentforhimtoseethedirector.

C）Totellthedirectorabouttheworkheisdoing.

D）Togoandseeifthedirectorcanmeethimrightnow.

13.A）Shewantstofurtherherstudyrightaway.

B）Shewantstoquithergraduatecourse.

C）Shehasn'tdecidedifshe'llstudyforhermaster'sdegree.

D）She'llfindajobrightaftergraduation.

14.A）He'lldrivethewomantoschool.

B）He'llridehisbicycletoschool,too.

C）He'lljoinherinherexerciseclass.

D）He'llteachthewomanhowtorideabicycle.

15.A）They'recolleagues.

B）They'refriends.

C）They'reclassmates.

D）They'retwins.

16.A）Waterherflowerswhileshe'saway.

B）Buyhersomeflowersandtakecareofthem.

C）Cleanherhousewhilesheisonbusiness.

D）Waterherflowersinhissparetime.

17.A）Hedoesn'thaveanyquestionsforher.

B）Hewon'tbeabletotakeatrip.

C）Hecanstudyduringthespringbreak.

D）Hehasn'tdecidedifhecantakeatrip.

18.A）Hisfathertoldhimtogotomedicalschool.

B）Hisfatherstud