雅思词汇金融类.docx

雅思词汇金融类.docx

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雅思词汇金融类

：

金融词汇

银行交易的场景主要以银行提供的服务项目为主，包括开户头、存款、提款、货币兑换等信息。

1）常用词汇

Makeaprofit

Makealoss

Deposit

Withdraw

Share,stock,dividends

Credit,debit

Inflation,deflation.

Discount

Refund

Income,expenditure

Overdraft

Economise

bankbook/passbook存折  

openanaccount开户

earninterest赚取利息 

savingsaccount储蓄存款帐户

currentaccount活期存款帐户     

check/cheque account支票帐户

depositaccount定期存款帐户    

 annualinterestrate年利率

monthlysavingsaccount按月计息帐户   

dailyinterestaccount按天计息帐户

instantaccount速成户头      

servicecharge服务费/手续费

signaturecard签名卡            

draw/withdraw提款

ordercheck/cheque记名支票       

rubbercheck/cheque空头支票

blankcheck/cheque空白支票      

 exchangerate汇率

denomination=facevalue面额      fourinhundred四张一百元面额

givethemoneyinfives/tens换成五元或十元面额

bill钞票      

change零钱

cash现金           

password/code密码

amountinfigures小写金额     

amountinwords大写金额

creditcard信用卡            

thebalanceofyourbankaccount帐户余额

traveler’scheck/chque旅行支票   coin硬币

penny便士          

nickel（美、加）的五分硬币

dime（美、加）的十分硬币       

unit货币单位

value/worth面值     

ounce盎司1/16磅

commercial/merchantbank商业银行  fullrefund全额偿还

extension延期                 

overdraw/overdraft透支

rebate回扣   

payday发薪日

payslip/envelop薪水单      

mortgage抵押

expenseaccount公款支付帐户

aprincelysum（anexcessiveamount）巨款

applyfor/grant___aloan申请/批准贷款

debt债务             

 collateral担保物

fillout/in填写       

chequebook/checkbook支票簿

loan贷款         

 jointaccount联名帐户

byinstallment分期付款         

cashier收银员

teller银行职员       

 statement对帐单

moneyorder汇票             

accountant会计               

常用句型

I’dliketoopena_____________account.

I’dliketocheckthepresentbalancein___________account.

I’dliketoapplyforapersonalloan.

I’dliketochange（兑换）___________for_____________.

What’sthecurrentrate?

Howwouldyouliketoreceiveyourchange（零钱）?

acquiringcompany收购公司badloan呆帐chartofcashflow现金流量表clearly-establishedownership产权清晰debttoequity债转股diversi...

acquiringcompany          收购公司

badloan                   呆帐

chartofcashflow         现金流量表

clearly-establishedownership     产权清晰

debttoequity             债转股

diversityofequities      股权多元化

economyofscale           规模经济

emergingeconomies         新兴经济

exchange-rateregime       汇率机制

fundandfinancing         筹资融资

globalfinancialarchitecture        全球金融体系

globalintegration,globality   全球一体化，全球化

gopublic                  上市

growthspurt               （经济的）急剧增长

haveone's"twocommas"    百万富翁

hedgeagainst              套期保值

housingmortgage           住房按揭

holdings                   控股，所持股份

holdingcompany            控股公司

initialofferings          原始股

initialpublicofferings   首次公募

innovativebusiness        创新企业

intellectualcapital       智力资本

inter-banklending         拆借

internetcustomer          网上客户

investmentpayoffperiod   投资回收期

joint-stock                参股

mallrat                   爱逛商店的年轻人

meansofproduction        生产要素

（the）medicalcostsocialpoolformajordiseases    

大病医疗费用社会统筹

mergersandacquisitions   并购

mobile-phonebanking       移动电话银行业

moods                      人气

netpotato                 网虫

non-storeseling           直销

offering                   新股

online-banking             网上银行业

online-finance             在线金融

onlineclient              （银行的）网上客户

paperprofit               帐面收益

physicalassets

有形资产

projectfundsystem       项目资本金制度

pyramidsale              传销

recapitalize              资产重组

regionalcorrencyblocks  地区货币集团

regulate                  调控

selloff                  变现

share（stock）option       期权，股票认购权

smartcard                智能卡

slashprices              杀价

sparecapacity            闲置的生产能力

stronggrowth             强劲的增长势头

switchtrade              转手贸易

take…public              上市

taptheidleassets       盘活存量资产

transaction（银行的）    交易

transferpaymentfromtheexchequer       

财政转移支付

venture-capital           风险资本

virtualbank              虚拟银行