银行方面用语Word文档格式.docx
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背书支票toendorseacheque
清付票款topayacheque||tohonouracheque
支票退票todishonouracheque
拒付支票torefuseacheque
拒付支票tostoppaymentofacheque
提示要求付款topresentforpayment
见票即付持票人payabletobearer
支付指定人payabletoorder
已过期||无效outofdate||stale
请给出票人R/D||refertodrawer
存款不足N/S||N.S.F.||notsufficientfunds||I/F||insufficientfunds
文字与数字不一致wordsandfiguresdiffer
支票交换时间已过accountclosed
更改处应加盖印章alterationsrequireinitials
交换时间已过effectsnotcleared
停止付款paymentstopped
支票毁损chequemutilated
信用证用语篇
一、信用证用语
追加信用证additionalcredit||additionalL/C
信用证金额amountofcredit
赊帐金额creditbalance
可撤消信用证revocableL/C
不可撤消信用证irrevocableL/C
保兑信用证confirmedL/C
不保兑信用证unconfirmedL/C
可转让信用证assignableL/C||transferableL/C
银行信用证banker’sL/C
有追索权信用证withrecourseL/C
无追索权信用证withoutrecourseL/C
单一信用证simplecredit
无条件信用证opencredit||freecredit
普通信用证generalletterofcredit
旅行信用证circularletterofcredit
特别信用证specialletterofcredit
信用证底帐letterofcreditledger
信用证发行帐letterofcreditissuedaccount
信用证余额||信用证结欠creditbalance
开立信用证toopenacredit
通过银行开立信用证toestablishacreditthroughabank
电开信用证tocableacredit
取消信用证tocancelacredit
开出信用证toissueacredit
在某银行开立信用证toarrangeacreditwithabank
修改信用证toamendacredit
延展信用证有效期toextendacredit
增加信用证面额toincreaseacredit
寄出信用证tosendacredit
请发给信用证totakeoutacredit
二、信用证例文
我们已开出以贵方为受益人的保兑信用证。
Wenaveopenedaconfirmedcreditinyourfavour.
以贵方为受益人，我们开出不可撤消的的保兑信用证。
Wehaveopenedaconfirmedandirrevocablecreditinyourfavour.
我们被请求已开出以贵方为受益人的信用证，特此通知。
Wearepleasedtoinformyouthatwehavebeenrequestedtoopenacreditinyourfavour.
我们已开出商业信用证，特此通知。
Weintimatetoyouthatwehaveissuedacommercialletterofcredit.
付款方面用语
付款方法modeofpayment
现金付款paymentbycash||cashpayment||paymentbyreadycash
以支票支付paymentbycheque
以汇票支付paymentbybill
以物品支付paymentinkind
付清||支付全部货款paymentinfull||fullpayment
支付部分货款||分批付款paymentinpart||partpayment||partialpayment
记帐付款||会计帐目内付款paymentonaccount
定期付款paymentonterm
年分期付款annualpayment
月分期付款monthlypayment||monthlyinstalment
延滞付款paymentinarrear
预付货||先付paymentinadvance||prepayment
延付货款deferredpayment
立即付款promptpayment||immediatepayment
暂付款suspensepayment
延期付款delayinpayment||extensionofpayment
支付票据paymentbill
名誉支付||干与付款paymentforhonour||paymentbyintervention
结帐||清算||支付settlement
分期付款instalment
滞付||拖欠||尾数款未付arrears
特许拖延付款日daysofgrace
保证付款delcredere
付款topay||tomakepayment||tomakeeffectpayment
结帐tosettle||tomakesettlement||tomakeeffectsettlement||tosquare||tobalance
支出||付款todefray||todisburse
结清toclearoff||topyaoff
请求付款toaskforpayment||torequestpayment
恳求付帐tosolicitpayment
拖延付款todeferpayment||todelaypayment
付款被拖延tobeinarrearswithpayment
还债todischarge
迅速付款topaypromptly
付款相当迅速topaymoderatelywell||topayfairlywell||tokeeptheengagementsegularly
付款相当慢topayslowly||totakeextendedcredit
付款不好topaybadly||tobegenerallyinarrearwithpayments
付款颇为恶劣topayverybadly||toneverpayunlessforced
拒绝付款torefusepayment||torefusetopay||todishonourabill
相信能收到款项
Weshalllooktoyouforthepayment||Weshalldependuponyouforthepayment||Weexpectpaymentfromyou
惠请付款
kindlypaytheamount||pleaseforwardpayment||pleaseforwardacheque.
我将不得不采取必要步骤运用法律手段收回该项货款
Ishallbeobligedtotakethenecessarystepstolegallyrecovertheamount.||Ishallbecompelledtotakestepstoenforcepayment.
惠请宽限
letthematterstandovertillthen.||allowmeashortextensionoftime.||Kindlypostponethetimeforpaymentalittlelonger.
索取利息tochargeinterest
附上利息todrawinterest||tobearinterest||toallowinterest
生息toyieldinterest
生息3%toyield3%
存款todepositinabank||toputinabank||toplaceondeposit||tomakedeposit
在银行存款tohavemoneyinabank||tohaveabankaccount||tohavemoneyondeposit
向银行提款towithdrawone’sdepositfromabank
换取现金toconvertintomoney||toturnintocash||torealize
折扣用语从价格打10%的折扣tomakeadiscountof10%offtheprice||tomake10%discountofftheprice
打折扣购买tobuyatadiscount
打折扣出售tosellatadiscount
打折扣-让价toreduce||tomakeareduction
减价todeduct||tomakeadeduction
回扣torebate
现金折扣cashdiscount
货到付款||现金提货cashondeliver（C.O.D.）
货到付现款cashonarrival
即时付款promptcash
净价||最低价格付现netcash
现金付款readycash
即期付款spotcash||cashdown||cashonthenail
凭单据付现款cashagainstdocuments
凭提单付现款cashagainstbillsoflading
承兑交单documentsagainstacceptance（D/A）
付款交单documentsagainstpayment（D/P）
汇票汇单用语
一、汇款用语
汇款||寄钱toremit||tosendmoney
寄票供取款||支票支付tosendachequeforpayment
寄款人aremitter
收款人aremittee
二、汇票汇单用语
国外汇票foreignBill
国内汇票inlandBill
跟单汇票documentarybill
空头汇票accommodationbill
原始汇票originalbill
改写||换新票据renewedbill
即期汇票sightbill||billondemand
...daysafterdate||...days’afterdate...日后付款
...monthsafterdate||...months’afterdate...月后付款
见票后……日付款……days’aftersight||...days’sight
见票后……月付款……months’aftersight||...months’sight
同组票据setofbills
单张汇票solaofexchange||soleofexchange
远期汇票usancebill||billatusance
长期汇票longbill
短期汇票shortbill
逾期汇票overduebill
宽限日期daysofgrace
电汇telegraphictransfer（T.T）
邮汇postalorder||postalnote（Am.）||postofficeorder||moneyorder
本票promissorynote（P/N）
押汇负责书||押汇保证书letterofhypothecation
副保||抵押品||付属担保物collateralsecurity
担保书trustreceipt||letterofindemnity
承兑||认付acceptance
单张承兑generalacceptance
有条件承兑qualifiedacceptance
附条件认付conditionalacceptance
部分认付partialacceptance
拒付||退票dishonour
拒绝承兑而退票dishonourbynon-acceptance
由于存款不足而退票dihonourbynon-payment
提交presentation
背书endorsement||indorsement
无记名背书generalendorsement||blankendorsement
记名式背书specialendorsement||fullendorsement
附条件背书conditionalendorsement
限制性背书restrictiveendorsement
无追索权背书endorsementwithoutrecourse
期满||到期maturity
托收collection
新汇票||再兑换汇票re-exchange||re-draft
外汇交易exchangedealing||exchangedeals
汇兑合约exchangecontract
汇兑合约预约forwardexchangecontract
外汇行情exchangequotation
交易行情表courseofexchange||exchangetable
汇价||兑换率exchangerate||rateofexchange
官方汇率officialrate
挂牌汇率||名义汇率nominalrate
现汇汇率spotrate
电汇汇率||电汇率||T.T.rate||telegraphictransferrate
兑现率||兑现汇率demandrate
长期汇率longrate
私人汇票折扣率rateonaprivatebill
远期汇票兑换率forwardrate
套价||套汇汇率||裁定外汇行情crossrate
付款汇率pencerate
当日汇率||成交价currencyrate
套汇||套价||公断交易率arbitrage
汇票交割||汇票议付negotiationofdraft
交易人||议付人negotiator
票据交割||让与支票票据议付tonegotiatieabill
折扣交割||票据折扣todiscountabill
票据背书toendorseabill
应付我差额51,000美元abalanceduetousof$51,000||abalanceinourfavourof$51,000
收到汇款toreceiveremittance
填写收据tomakeoutareceipt
银行柜台用语
一、银行用语
请入收款人的户号accountpayee
请支付票款advicetopaycheques
惠请通知该支票的经过advisefate
金额有错误accountsdiffer
文字与数字所记载金额不同wordsandfiguresdiffer
签名有误|印鉴不符signaturesdiffer
请明天再次提出为荷presentagaintomorrow
保证付款goodforpayment
请照会发票人refertodrawee（R.D.）
无交易noaccount
款额不足||存款不足notsufficient（N.S.）||nosufficientfunds（N.S.F.）
已无存款nofunds
如支票不获兑现时,不必出具拒绝证书。
nottobeprotestedincaseofdishonour||protestwaived||noprotest
需要出具拒绝证书tobeprotested
没有通知noadvice
未受指示noorders
禁止转让||不可转让non-transferable||nottransferable
已付款receivedpayment||paymentreceived
上开价金已收到valuereceived||forvaluereceived
上开价金系经核算valueinaccount
上开金额与发票相同valueasperinvoice
上开金额与通知书相符valueasperadvice
无追索权withoutrecourse
有追索权||偿还请求权rightofrecourse
请求偿还清单||清偿帐户recourseaccount
偿还准备金recoursefund
拒绝偿还||拒绝追索recourserepudiation
二、银行业务例文
定期存款的条件为年利6%，存期6个月以上，只要金额1,000元，我们均乐意接受。
Weshallbepleasedtoreceiveafixeddepositforanyamountmorethan$1,000,foraperiodoversixmonthsattherateof6%p.a.
谨同函寄上新开定期存款第500号存折一份，面额100,000元，请查收为荷。
该面额等于您寄来换新的旧存折本金加上利息之和。
EnclosedpleasefindanewdepositcertificateNo.500for$100,000,whichrepresentstheprincipalandinterestoftheoldcertificateyousentusforrenewal.
如存款为100元以上，我们将乐意接受。
Weshallbegladtoreceivedepositsof100yenandupward.
三、结算
到目前为止，我公司应收帐尚有二万美元。
兹奉上结算报告书一份，敬请查收为荷。
Enclosedwehandyouastatementofaccounttodate,showingabalanceof$20,000inourfavour,whichwetrustwillbefoundinorder.
上开帐目，现正核对,如无错误，将遵照贵公司的指示，将转入新开的帐户内。
Thisaccountisunderexamination,andiffoundcorrect,itshallbecarriedtoanewaccount,inconformitywithyourinstructions.
您昨日函敬悉。
兹遵照贵方请求，同函附上结算报告书，敬请惠予查收为荷。
Yourfavourofyesterdaywasdulyreceived,andwehandyouherewithastatementofyouraccountasrequested,whichwehopeyouwillfindcorrect.
兹奉上棒铁总价为512,000元清单一份，恳请列入我公司贷方帐项为荷。
Wehandyououraccountonthebariron,amountingto$512,000,whichkindlypasstoourcredi
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