房子的英文单词Word格式.docx

房子的英文单词Word格式.docx

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agencyfee中介费

homestay寄宿家庭,指和房东住在一起,由房东提供食宿）universityaccommodation学校宿舍（住在大学提供的宿舍里）privateaccommodation私人住房

Room（房间）

cozy温馨的

livingroom/lounge起居室;

客厅

bedroom卧室

mainbedroom主卧

carpet地毯

coffeetable（置于沙发前的）茶几

armchair单人沙发

sofa沙发

remotecontrol遥控器

radiator暖气片

centralheating中央供暖

fridge/freezer冰箱

kettle电烧水壶

stool厨房高脚椅

oven烤箱

dishwasher洗碗机

tap水龙头

sink洗碗池

cupboard橱柜

shower淋浴/冲凉

bath浴缸

bathroom卫生间

mainbathroom主卫

toilet马桶

Buya（an）flat/apartment买房

realestate房地产

mortgage按揭（指向银行借长期抵押贷款,用来买房子）

downpayment首付

completedapartment/flat现房（指已建好供销售的房子）

forwardhousingdelivery期房

resoldapartment二手房

affordablehousing经济适用房

housingprice房价

semi-detachedhouse

半独立式房子（一栋房子从中间隔开,成为两户人家,花园也用篱笆隔开）detachedhouse

独立式房子（一家拥有）

terracedhouses/rowhouses

连栋房屋（互相连接的一排房屋;

两幢之间只有一层墙壁相隔）

fence篱笆

frontdoor房子前门

garage车库

driveway车库通向马路的空地

Flat/Apartment（公寓）

blockofflats公寓楼

groundfloor第一层

firstfloor第二层lift/elevator电梯stairs楼梯

steps楼外的台阶balcony阳台

篇二:

和房屋各个结构有关的英语单词

和房屋各个结构有关的英语单词

梁beam

檐口eave

窗台windowsill

arch拱

vault穹顶

ogive葱形饰;

尖形拱顶

facade侧面

frontispiece三角墙,山墙

column柱

pilaster壁柱,半露柱

pediment山墙饰,山花

fronton山墙

groundplan平面图

floor,storey层

groundfloor第一层（美作:

firstfloor）

flat套（美作:

apartment）

stairwell楼梯间

liftshaft电梯,升降梯（美作:

elevatorshaft）

fireescape防火梯

staircase楼梯

lift电梯（美作:

elevator）

goodslift公务电梯（美作:

freightelevator）

centralheating暖气

ventilationshaft通风井

airconditioning空调

air-conditioned带空调的

flooring（一块）地板

floorboard地板（总称）

parquet木条地板

herringboneparquet人字形木条地板

tile瓷砖

terrazzo磨石子地

wall墙

mainwall承重墙

partitionwall隔断墙

plastering抹灰

skirtingboard壁脚板

towhitewash粉刷

facade建筑物正面

window窗

basement地下室

penthouse遮檐,披屋

attic,garret阁楼

kitchen厨房

diningroom饭厅

livingroom起居室

lounge吸烟室,大厅

bathroom浴室

toilet卫生间

chimney烟囱

fireplace壁炉

gutter排水沟

drainpipe雨水管,落水管

ceiling天花板

flatroof,roofgarden屋顶平台,屋顶花园

roof屋瓦顶

tile,rooftile瓦

房屋:

house/buildings;

门槛:

threshold;

窗台:

windowsill;

窗户:

window;

房檐（复数）:

eaves;

屋脊:

ridge;

屋顶:

roof/housetop;

梁:

roofbeamC

篇三:

与房屋有关英语词汇

与房屋有关的词汇House（房子）

semi-detachedhouse半独立式房子（一栋房子从中间隔开,成为两户人家,花园也用篱笆隔开）

detachedhouse独立式房子（一家拥有）

terracedhouses/rowhouses连栋房屋（互相连接的一排房屋;

两幢之间只有一层墙壁相隔）fence篱笆frontdoor房子前门garage车库driveway车库通向马路的空地Flat/Apartment（公寓）blockofflats公寓楼groundfloor第一层firstfloor第二层lift/elevator电梯stairs楼梯steps楼外的台阶balcony阳台Renting（租房）

landlord房东rent房租HouseLeasingContract房屋合同deposit定金furnishedhouse/apartment有家具的房子/公寓unfurnishedhouse/apartment无家具的房子/公寓avacantroom/aspareroom空房

singleroom单人间doubleroom双人间utilities水.电.煤气和垃圾处理等费用flatmate合住一套公寓的人;

合租者lettingagency房屋中介agencyfee中介费

homestay寄宿家庭,指和房东住在一起,由房东提供食宿）

universityaccommodation学校宿舍（住在大学提供的宿舍里）

privateaccommodation私人住房

Room（房间）cozy温馨的livingroom/lounge起居室;

客厅bedroom卧室mainbedroom主卧carpet地毯coffeetable（置于沙发前的）茶几

armchair单人沙发remotecontrol遥控器radiator暖气片centralheating中央供暖fridge/freezer冰箱kettle电烧水壶

stool厨房高脚椅oven烤箱dishwasher洗碗机tap水龙头

sink洗碗池cupboard橱柜shower淋浴/冲凉bath浴缸

bathroom卫生间mainbathroom主卫toilet马桶

Buya（an）flat/apartment买房realestate房地产

mortgage按揭（指向银行借长期抵押贷款,用来买房子）

downpayment首付completedapartment/flat现房（指已建好供销售的房子）forwardhousingdelivery期房resoldapartment二手房

affordablehousing经济适用房housingprice房价

Financingisthekeytomostrealestatetransactions,soifyouarebuyingrealestateforyourpersonaluse,consumercreditconsiderationsareofparamountimportance.Unlikethestandardstockleveragingscheme,wherethedebtiscappedat50percentoftheprincipalvalueofthetransaction,thestandarddebt-to-assetratioinrealestateorwhatthebankscalltheloan-to-valueratio,is80percent,witha_percentdownpayment.Insuchaninstance,thelenderlooksasmuchtothecreditoftheborrowerastothevalueoftheproperty,tobesureofrepayment.Hence,yourrecordofpaymentofotherdebts,orlackthereof,willbeacriticalfactorinwhetherornotyougetcreditforahomepurchase.Otherfactorsthatcomeintoplayareyouroverallfinancialpicture.Ifyouhavelargeamountsofotherassetssuchasstocks,thatwillhelp.Retirementassetssuchasindividualretirementaccounts（IRAs）cannotbeusedtosecureloans,buteventheymayindirectlycountinaborrower’sfavorasevidenceofastuteness.

Ifyouarebuyingpropertyforrentalasabusiness,thenmorebusinesslikeconsiderationsapply.Thebankwillstillwanttoevaluateloan-to-valueandincome-to-debtserviceratios,butmaygivelesserweighttoyourpersonalfinancialsituation.Yourpastbusinesse_perience,eitherinrealestateorinotherareas,willbetakenintoaccount,aswillyourbusinesscreditrecord.Inunusualcases,thelendermayrequireyoutosignforloanspersonally,inwhichcaseyourpersonalfinancialsituationwillmatter.Thereareseveraltypesoflenders.Themostcommononeisafinancialinstitutionsuchasabankorasavingsandloan.AsecondisgovernmentagenciessuchasVeteran’sAdministrationortheFederalHousingAuthority.Thethirdsourceoffinancingisownerfinancing.

对于大多数房地产交易来说,关键在于资金问题的解决.一旦你决定买房,重中之重便是考虑消费品信用贷款.与标准存量中要求债务上限为交易本金的50%的平衡计划不同,在房市中,标准负债与资产比率（银行称之为贷款与价值比率）可达80%,只需_%的预付定金.在这种情况下,贷方把借方的信誉和资产看得同样考试大重要,以确保借方有能力偿还债务.所以,你的其它债务的还款记录（或者记录缺失）将会成为致命因素,直接影响你能否获得购房信贷.当然,还有一些因素在起着作用,它们也会影响你的整个筹资计划.你如果有大量的诸如股票之类的另类资产的话,这会对你的信贷非常有利.个人退休金帐户之类的退休资产虽然不能用来做贷款担保,可即便如此,它们却会证明你很精明,并因此而博得贷方的好感.

如果你购房是为了商业经营,那你就需要一步步深思熟虑.银行仍然会对你的贷款与价值和工资与债务的偿还比率进行评估,但可能会低估你的个人财务状况.你的商业信贷记录也会被纳入评估的考虑范围,以往的经营经验（房地产或是其它领域）也会被予以考虑.特殊情况下,贷方可能要求本人亲自签收贷款,此时,你的个人财务状况就会与此挂钩.贷方分为好多种.最常见的就是银行和信用合作社等金融机构.第二种就是退伍军人管理局和联邦房屋管理局的政府机构.第三种资金来源就是业主融资

Abankwilllookattheborrower’sincomerelativetotheproposeddebtservicepayments.Theruleofthumbduringthemiddleofthetwentiethcenturywasthatamortgageshouldnotbemorethantwoandahalftimesincome.Amorecurrentruleofthumbwasthatmortgagepaymentsshouldnotbemorethan28percentofincome,andtotaldebtservicepaymentsshouldnotbemorethan34percentofincome.Inrecentyears,thelatterratiohasbeenrela_edtoasmuchas40percent,afinancialstretch.Aborrowercanevenapplyforaloanwithnoincomeverification.Typically,however,thebankrequiresalarge-than–usualdownpayment25to35percentormore,andacleancreditrecord.

Somewhatdifferentrequirementsapplyforagovernmentloan.Forinstance,theVeteran’sAdministrationwillmakeloanstowarveteransatlowinterestrates.Othergovernmentagenciestargetotherconstituenciessuchaslow-incomehousing.Ifyouhaveagoodrecordofrunningmulti-familyhouses,youmayqualifyforgovernmentloansforthedevelopmentandmanagementoflow-incomeunits.Insuchcases,yourabilitytogettheloaniscontingentonyourmeetingtheparticularpoliticallyrequirements.Also,governmentloansaremorelikelytohaveoneroustermssuchasprepaymentpenalties.

Athirdsourceoffinancing,ifyoufindtherightsellerandarepersuasiveenough,isownerfinancing.AmortgageisnothingmorethananIOUinwhichabuyeragreestopayalenderthevalueofthehouseoveraperiodoftime.Itisreallyawayofborrowingmoneyusingthehouseascollateral.Theborrowerissuesamortgage,andisknownasamortgage,whilethelenderisknownasthemortgage.Inthisparticularinstance,thesellerisalsothelenderofthelastresort.Occasionally,therewillbehomeadvertisementsinthenewspaperthatsayOWC,orownerwillcarry.

针对预定的债务偿还量,银行还会了解借方的收入情况._世纪中期单纯经验的方法就是抵押最多为工资的二点五倍.更为流行的单纯经验方法就是抵押贷款月供最多为月薪的28%,总偿债支付款最多为还款期间工资总额的34%.在最近几年,后者已经达到了40%,这就是金融延伸.借方甚至没有收入证明也可以申请贷款,可尽管如此,银行却会特别要求一笔25-35%甚至更多的巨额首付和一个无污点的信贷记录.

申请政府贷款要求多少会有些不同.例如,退伍军人管理局会给予曾经参战的退伍军人低息贷款.其它政府机构提供的是一些赞助服务,比如对那些低收入家庭.如果你具有一个经营多户住宅的良好记录,你就可以获得政府贷款以对低收入住宅进行开发管理.在这些情况之下,你能否获得贷款取决于你能否遇到政治上的特殊需要.当然,政府贷款更可能包括一些繁苛的条款,比如说提前预付罚金.

第三种资金来源为业主融资,即通过你的能力,自己发现和说服卖家.其实抵押就是借据,通过这个借据,买方同意在一定的时间范围内偿还房价借款,说到底只是贷款买房方式的一个担保.借方提供了抵押,并将其作为抵押,而且贷方也认可了这个抵押.在这个特例中,卖方其实就是最后贷方.偶尔,新闻上刊登一些房屋广告会提到〝业主负责还款〞.

Thebuyingandborrowingtransactionsarehandledsimultaneouslybyacloser.Shewilltakethedownpayment,typicallyintheformofacertifiedcheckfromthebuyer,andthecheckfromthelenderfortheamountofthemortgage.Shewillthentaketitlefromthesellerandre-registerthepropertyinthenameofthebuyer.Finally,shewillhandoverthemonetaryproceedstotheseller.Ifthepartieswanttomakeabsolutelysureofthevalidityofthetransaction,theywillcloseinescrow.Formosttransactions,suchalevelofdetailisnotnecessary.

Itissaidthatthethreebasicsofrealestatearelocation,location,andlocation.Thatistrue,allotherthingsbeingequal.Itmeansthatyoushouldnotbuyinapoorlocation.Butitisalsodoesnotmeanthatyoushouldnecessarily〝payup〞forthebest.Justaswithstocksyoucanmakemoneyfromane_pandingmultiple,aswellasfromrisingrents.Someofthebestmultipleplaysareinneighborhoodswheretheeconomiesandthequalityofthetenantsisimproving.ThesesituationsaremostoftenfoundinlargemetropolitanareaslikeNewYorkCity.

Thebestdealscanbeobtainedfrommotivatedsellers,sometimescolloquially