《英语听力教程4》答案及原文0222125843Word文件下载.docx
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limitedopeninghours2:
Onlinebankingservices3:
gettingcurrentinformationonproducts4:
e-mailingquestionstothebank5:
competingforcustomers6:
havingnocomputers
athome
ItisbankingthroughtheInternet.2:
'
Onlinebanking'
offersconveniencewhichappealstothekindofcustomerbankswanttokeep.3:
Banksmostwanttokeeppeoplewhoareyoung,well-educated,andhavegoodincomes.
PartIVMoreaboutthetopic:
SecretofGoodCustomerServiceB.Keys:
EnglishGoodCustomerService（Harrods）
inapleasantenvironment2:
Secondtonone3:
differentcustomers,takealookateverything,alternatives,cometosalesassistants4:
firstcontactwiththecustomerAmericanGoodCustomerService（Saks）
humanside,family,occasionsinlife,apartnership2:
repeatbusiness,sales
PartVDoyouknow⋯?
Keys:
c2:
a、b、c3:
a、b、c4:
c5:
c6:
b
Tapescript
Unit2HotelorB&
B
35%,60%2:
45%,20%3:
60%,80%4:
30%,15%5:
50%,70%6:
30%,20%
C.Keys:
（1）1:
￡30/single;
￡60/double,childrenunder122:
￡29/fullboard3:
￡28/double+bath,excluded
（2）1:
hotfood,friedegg2:
coffee,tea,jam,cooked3:
dinner,bedandbreakfast4:
theroomplusallmeals5:
ValueAddedTax
PartIIAtouchofhome
OutlineI:
bedandbreakfast,15000,advantagesoverbighotelsII:
meetingdifferentpeopleIII:
features,1883,guestsIV:
B&
Bsnotsuitableforsomepeople
PartIIIRentingacar
A.Keys:
1:
three2:
Mon.July10th3:
stationwagon4:
$79.955:
$59.956:
4p.m.7:
10a.m.8:
free9:
12cents10:
$1011:
8%12:
$100
acompactcar/astationwagon/automatictransmission/currentmodels/pickup/returnthecar/specialweekendrate/regularrate/unlimitedmileage/insurance/salestax/afulltankofgas/deposit/lowestrates.
WhatTypeofRoomDoYou
Want?
1:
52:
23:
64:
45:
36:
1
￡40,allgrades2:
￡55,Sales3:
￡150,Managerial,entertainingprivateguest,thelake4:
￡220,privacy,country-side,kitchen
（France）Italy,
（2）3,（3）2,（4）8（Loudon,UK）Paris,France,（8）4B.Keys:
F2:
T3:
F4:
F
5:
T
Unit3“Planting”Money
Sincere;
Y2:
Doubtful;
N3:
Sarcastic;
N4:
N5:
Y6:
Skeptical;
N7:
Surprised;
Y8:
Y9:
Emphatic;
Y10:
N
PartIINationalteachchildrentosaveday
Thursday,April172:
teachingchildrenhowtosavemoney3:
25004:
5000presentations
4;
2:
3;
3:
2;
4:
PartIIICreditcards
importance2:
later3:
Thepotentialdisadvantages4:
lotsofpurchases5:
interest6:
Thebenefits7:
emergencies8:
travel
GulfBetweentheRichandPoorA.Keys:
32:
13:
24:
somuchoftheirincome5:
everlargerhousesandcars6:
socialprogramsorinfrastructurerepairs7:
happier8:
fewerdisputesofwork9:
lowerlevelsofstresshormones10:
lessoften11:
atanolderage
vicepresident2:
MythsofRichandPoor3:
positiveside4:
increasedprosperity5:
betteroff6:
30yearsago7:
hundredsofgadgets8:
easier9:
morepleasurable10:
cellularandcordlessphones11:
computers12:
answeringmachines13:
microwaveovens14:
3/415:
washingmachines16:
half17:
clothesdryers18:
97%19:
colortelevisions20:
3/421:
VCRs22:
2/323:
microwavesandairconditioners
24:
3/425:
automobile26:
40%27:
home28:
half29:
stereosystems
Tokyo2:
Osaka3:
Oslo4:
Zurich5:
HongKong6:
Copenhagen7:
Geneva8:
Paris9:
Reykjavik10:
LondonB.Keys:
TheEurohasappreciatedagainsttheUSdollar.2:
Persistenteconomicturmoil.3:
Tehran.4:
Theeconomist
teamcheckspricesofawiderangeofitemsfrombreadandmilkcarsandutilitiestocompilethisreport.5:
Businessclientsuseittocalculatetheamountofallowancesgrantedtooverseasexecutivesandtheirfamilies.
Unit4LoansfortheDream
Items
Charities
Theatreandotherartsevents
Hobbies（DIY,sailing,etc.）√Antiques√
Foodandgroceries√Cars
ItemsSameUpDownFigures
Entertainment√2566
Depreciation√300Secretarialexpenses√
Motorexpenses√2612
Audit&
accountancycosts√——
Telephone&
postage√Halfasmuchaslastyear
PartIIRaisingmoneyforbuyingacar
1：
college2：
repairing3：
ahundredpounds4：
threehundredfiftytofourhundred5：
interestrates6：
anOrdinaryLoan7：
24months
X2：
√3：
7%4：
Aday-to-daybasis
1：
overdraft2：
repay3：
lendersintheshortterm4：
payintereston5：
collateral6：
lifepolicy7：
deedsofthehouse8：
GovernmentSecurities9：
certificate10：
onaday-to-daybasis
PartIIIHousingintheU.S.A.
costofhousing2：
1/4-1/33：
sizeandlocation4：
mortgage5：
easytogetthingsrepaired6：
mortgage7：
condominium
borrows,mortgages,shares,mortgage-basedsecurities2：
TheycontrolabouthalfthehomeloansinAmerica.
3：
Hidingthechangesinthevalue;
Poorsupervision;
Notcarefullyreportingitsfinances.4：
ThepriceofFannieMaehasdropped.
ConsumerRights
a.merchantablequalityb.fittingforparticular
purpose/sellerc.asdescribed2:
no/retailer'
sresponsibility/taketoshop3:
item/toolarge/fragile4:
evidenceofpurchase/dateofpurchase5:
gotocourt/suetheseller
1：
anyfederaltax2：
taxonwhiskeyandotheralcoholicdrink;
farmersrefused3：
GeorgeWashington;
13000troops;
defeatedtheWhiskeyRebellion.4：
personalincome5：
rejected6：
The16thAmendment7：
income
taxedat35%;
highestrate9：
10：
noincometax11：
7%:
incometaxonbusiness12：
over40%:
personalincometax13:
35%:
retirementprograms14:
below18%:
customs
A.
a.1:
8000/half2:
4000
b.3:
2000/twice4:
c.5:
2000/double6:
4000.
d.7:
8000/aquarter8:
2000
e.9:
4000/similiar10:
Dialogueone:
$300002:
24%
3:
overdraft4:
sailing
Dialoguetwo:
Abrandnewvideowasstolen.
2:
Yes.Thespeakerpaidthepremiumlastweek.Dialoguethree:
mortgage2:
income3:
savingmoney
4:
entertaining5:
pensionschemes6:
insurance
PartIIBriefingonpersonaltaxation
Structure2:
rates3:
25%4:
40%
5:
￡32956:
￡50157:
pension8:
40%9:
7%
10:
collection11:
PAYE12:
Insurance13:
9%14:
10%B.Keys:
10%
simpleandrelativelylow
3:
separatetaxation
40%,PayAsYouEarn,theemployer
theemployee
PartIIIShouldIbuyaninsurancepolicy?
（I）
insurancepolicy
savemoney
buyingahouse
afixedobjectiveinmind/howmuchtopayeachmonth;
afixedobjectiveeachmonthinmind/howmuchtoproduceoversomeyears
No;
regular&
systematic/shortterm/bank/BuildingSociety
ShouldIbuyaninsurancepolicy?
（II）
unmarried2:
dependents3:
noneed
acumulatecapital/expandbusiness/endofterm
savingtoproduceapension
T2:
F3:
T5:
B.
a.Weexpectedabouteightthousand,butitwashalfofthat.
b.Weestimatedabouttwothousand,butit'
stwiceasmuchasthat.
c.Hersalaryisabouttwothousand,andhisisaboutdoublethat.
d.Wethoughtabouteightthousand,butit'
snotmorethanaquarterofthat.
e.Wethouhtaboutfourthousand,andit'
ssimiliartothat.
Unit6VisionsofBusiness
Scale.1:
Individualproprietorship2:
Twoormorepeople3:
thecomplexOwnership.1:
propertyowners2:
alltheproperty3:
Twoormorepeople4:
gointobusiness5:
Investors6:
stock7:
share8:
ownership
Responsibility.1:
proprietor2:
Limitedpartners3:
fullpartners4:
Aboardofdirectors5:
corporatepolicies6:
topofficersLifetime.1:
Limited2:
Limited3:
Unlimited
PartIIMichaelDellvs.FrederickSmith（I）
MichaelDell:
Chairman2:
CEO3:
Dell4:
tenuredCEO5:
computerindustry6:
direct-to-consumer7:
build-to-order8:
DellComputer9:
middle-man
FrederickSmith:
President3:
CEO4:
FedEx5:
transportation6:
overnightdelivery7:
just-in-timedelivery8:
FedEx9:
FedEx10:
grounddelivery
thequalityofservice2:
thebreadthofthenetwork3:
theuniqueservicesneeded4:
thecost
PartIIIMichaelDellvs.FrederickSmith（II）
Efficientinformationsystemcan1:
alltheunnecessary;
costs;
moreapplicable2:
thedistancebetween
Agreatpartofeconomywillworkon"
supplychain"
because1:
afastcyclebasis;
aworldofchoice2:
onacomputer;
customize3:
haveitdeliveredveryrapidly
Michael:
Motivation:
Theopportunityintheindustry,inthebusi
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