LOAN CONTRACT借款合同范本.docx

LOAN CONTRACT借款合同范本.docx

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LOANCONTRACT借款合同范本

LOANCONTRACT

ContractNumber:

BORROWER:

Address:

LENDER:

Address:

InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina,afterreviewingthestatusandtherequestoftheBorrower,theLenderagreestogranttheBorroweralineofcrediton.TheBorrower,LenderandGuarantor,throughfriendlynegotiation,haveexecutedthisContractasfollows:

ARTICLE1CURRENCY,AMOUNTANDTERMOFTHELOAN:

1.TheCurrencyunderthisloanisReiminbi.

2.TheLineoftheloanisyuan.

3.Theperiodofthisloanis12monthsfromthedateof

effectivenessofthiscontract.

ARTICLE2THEPURPOSEOFTHELOAN:

1.Thepurposeofthisloanisusedforworkingcapitalturnover.

2.WithoutwrittenapprovaloftheLender,theBorrowercouldnotusetheloanoutofthescopeofthepurpose.

ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST:

1.Interestrate:

Theinterestrateshallbe[***]Duringtheloanterm,ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest,theinterestofthiscontractshallbe

adjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.

Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest.

2.Theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days.

3.Thepaymentofinterests:

TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbe,and

.Ifthepaymentforthelastinstallmentisnotonthepaymentdate,theinterestsshalldeducttheinterestfromthebankaccountoftheBorrower.

IntheeventthattheBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinterest,theLendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheBorrowersbreachofcontract.

ARTICLE4OVERDUEINTERESTSANDMISUSINGINTERESTS

1.IftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextension,theLendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday.

2.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract,theLendershallhaverighttochargeainterestsforthemisusingpartatarateof[***]perday.

ARTICLE5ACCOUNT

TheBorrowershallopenReiminbibasicaccountand/orforeigncurrencyaccountattheLenderorLendersbranchfortheuseofdraw-down,repayment,paymentofinterestsandfees.

ARTICLE6DRAW-DOWN

1.Theloanunderthiscontractisrevolving,thebalanceofthiscontractshallnotmorethanthelineofcredit.

2.TheBorrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.

3.TheBorrowershallnotdrawtheloanlessthan1million.

ARTICLE7CONDITIONSFORDRAW-DOWN

Thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate:

1.TheBorrowerhasopenedforeignaccountandReiminbiaccountattheofficeoftheLenderorthebranchoftheLender;

2.Thiscontractandtheappendiceshavebeeneffective;

3.TheBorrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttotheLender;

4.TheBorrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract;

5.TheBorrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments;

6.TheGuarantyunderthiscontracthasbeeneffective;

7.TheBorrowerhasbeensatisfiedthewarrantsunderArticle11ofthiscontract;

8.Theotherrequirementforthedraw-downhavebeensatisfied.

ARTICLE8REPAYMENTPLANANDPREPAYMENT

1.TheBorrowershallrepaytheloaninaccordancewiththestatusofitscash.TheBorrowershallinformtheLenderthepaymentamountanddate[***]priortomakethepayment.TheBorrowershallbeobligedtorepaythe

principalandrelatedinterestsonduedatewithoutanycondition.

2.ThepaymentmadebytheBorrowerandthedeductionfromtheaccountoftheBorrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.

3.IntheeventtheBorrowerfailstorepaytheloan,theLendershallhaverightstodeductthedebtfromthebankaccountoftheBorrowerattheLenderorempowerthebranchesoftheLendertodeductthedebtfromthe

bankaccountoftheBorrowerattheLendersbranches;

4.Theinstallmentofrepaymentshallnotlessthan1million.

ARTICLE9DEBTCERTIFICATE

TheLendershallkeeprecordintheLendersaccountfortheprincipal,interestsandfeesandotherfeesoftheBorrowerunderthiscontract;Theabovementionedrecordandthedocumentationforthedraw-down,repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheBorrowerandtheLender.

ARTICLE10GUARANTY

1.（the"Guarantor"）shall

betheguarantorfortheloanunderthiscontractandtakejointlyliabilities.

2.Duringthetermofthiscontract,iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak,theLendershallhaverighttorequesttheBorrowerchangesguarantoror

providemortgageandpawnsecuredforthisloanunderthiscontract.

ARTICLE11REPRESENTATIONSANDWARRANTIES

I.TheBorrowersrepresentsandwarrantsasfollows:

1.TheBorrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthePeoplesRepublicofChinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontract

andjointhelitigation.TheBorrowerhasthepowertohandleitassetsusedinoperation.

2.TheBorrowerisatitsoptiontosignandperformthiscontract.ItistheBorrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.The

procedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.

3.Thealldocuments,materials,reportsandcertificatesprovidedtotheLenderbytheborrowerforconsummationofthiscontractistrue,real,competeandeffective

4.TheBorrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausetheLenderrefusetoextendtheloan:

（1）TheBorrowerortheprincipalexecutivesoftheBorrowerinvolveinmaterialeventswhichbreachregulations,lawsorcompensationtoothers;

（2）Pendingactionsandarbitration;

（3）TheBorrowersdebtsorproposeddebtsorliensandotherencumbrances;

（4）Theothermatterswillimpactthefinancialstatusor

abilitiesofrepaymentforthedebts;

（5）TheBorrowerbreachedcontractwhichisbetweenthe

Borrowerandothercreditors.

II.TheBorrowerherebywarrantsasfollows:

1.Usingthecapitaloftheloanasusagesetforthinthiscontract,theBorrowerwillnotusetheloanasEquityinvestment;TheBorrowerwillnotusethecapitaloftheloaninvestinsecurity,future,realestate

etc.TheBorrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.TheBorrowerwillnotmisusingorappropriationoftheloan.

2.Makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract;

3.Providingupdatedfinancialstatementorfinancialbulletineveryquarter;Providingtheauditedfinancialreportatthefirstquartofeachyear;Providingoperationreport,financialreportorotherfilesandmaterialsandshallwarrantthereality,correctandeffectivenessforthefilesandmaterials;

4.Anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsoftheLenders;

5.AcceptingthesupervisionoftheLender,providesassistanceandcooperationfortheLenderssupervisions;

6.Willnotreducetheregistrationcapital;PriorapprovalfromthelendershallberequiredwhentheBorrowerchangesofshareholdersandoperationmanner（includingbutnotlimitedtojointventure,cooperation,

jointlycooperation;dissolution,closedown,liquidation,transformation;merger;changetosharecompany,usethehousing,machineryorotherrealassetsortrademark,intellectualproperty,Knowhow,landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany,tradingofoperationrightorownrightbycontracting,jointoperation,trusteeship）

7.TheBorrowershallinformtheLenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheBorrowerwhentheBorrowerguaranteeforotherpartyormortgageitsassets.TheBorrowerwarrants

thatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts.

8.TheBorrowerwillnotpaytheothersimilarloanspriortotheLender;

9.TheBorrowerwarrantstoinformtheLenderimmediatelywhenthefollowingeventsoccurred:

（1）TheeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheBorrowerandanybranchesofBankofChinaorotherbanks,non-bankfinancialorganization;

（2）TheBorrowerchangesshareholdersorrevisethearticleof association;

（3）TheBorrowersufferdifficultiesandbadresultinfinancialandoperation;

（4）TheBorrowerinvolvesinmaterialactionsorarbitration;

10.TheBorrowershallkeepsufficientbalanceforrepaymentprior[***]totheduedate.

11.TheBorrowershallkeepitsbanktransactionsregardingincomecollection,sellforeigncurrencyorbuyforeigncurrencyect.ShallbeconductedattheLenderorotherbranchesoftheLender.Theturn-overforthe

capitalshallsa