1、 consumer loans and mercial loans. A consumer loan is one that is made to an individual, and it may be to buy a house or an automobile or to finance an education. A mercial loan may be used to start a new business, pay for new equipment and staff, or expand an office or factory. The business of maki
2、ng loans also contributes to a healthy economy by enhancing the employment market. Loans allow consumers to buy and improve homes, creating jobs for carpenters, architects and etc. Loans enable businesses to expand, and when these businesses open a branch office or a new store, they also increase th
3、eir consumption of office supplies, furnishings, and puters. In a booming economy, money circulates quickly, and each deal represents earnings for someone. It may be reasonable to say that a certain level of debt is normal, even necessary, to a healthy economy as long as the individual borrower or b
4、usiness is careful and try not to take on more than a manageable amount of debt.(Note: Answer the questions or plete the statements in NO MORE THAN TEN WORDS.)81. “Neither a borrower nor a lender be.” is excellent advice for keeping good family and friends while it is _. 82. What is the purpose of c
5、ollateral in a loan agreement?83. Different from mercial loans, consumer loans may be used to _. 84. How can the individual borrower or business profit from a booming economy?81. not for building / developing a booming / fast-growing economy82. To prevent the borrower from not paying the loan. / 83.
6、 fulfill / achieve the purpose of personal development / 84. By being careful and avoiding being in too much debt / (闸北)A son in many developing countries means insurance, who will inherit his fathers property and help support the family. However, to parents, a daughter is just another expense. Her
7、place is in the home, not in the world of men. A girl cant help but feel inferior when everything around her tells her that she is worth less than a boy. Her future is, to some extent, shaped as soon as her family limits her opportunities and treat her as second-rater, which explain why women in dev
8、eloping countries perform much worse than men both in study and career. Deep discrimination (歧视)against women creates a firm force that keeps girls from living up to their full potential. It also leaves them victims to severe physical and emotional harm. These “servants of the household e to accept
9、that life will never be any different. Whats most harmful, it results not only in millions of individual tragedies, but also in the lost potential for the entire country. Studies show there is a direct link between a countrys attitude toward women and its social and economic progress. The status of
10、women is central to the health of a society. If one part suffers, so does the whole.To deal with the situation, many women turn to education. Educated women are essential to ending sex discrimination, starting by reducing the poverty The most basic skills in literacy and Maths open up opportunities
11、for better-paying jobs for women. Uneducated women in rural areas of Zambia, for instance, are twice as likely to live in poverty as those who have had eight or more years of education.Women who have had some schooling are more likely to get married later, survive childbirth, have fewer and healthie
12、r children, and make sure their own children plete school. Understanding the importance of hygiene (卫生)and nutrition, they are more likely to stay in physical wellness.Nevertheless, the prehensive change for a society speaks for the more far-reaching meaning of women education. As women get the oppo
13、rtunity to go to school and obtain higher-level jobs, they gain status in their munities, which translates into the power to influence their families and societies. Such power may, together with other forces of outside interference, make even bigger changes possible and gradually lighten up womens f
14、ates in these countries. 81. What two facts make a woman achieve less than men in developing countries?82. The most severe result of discrimination against women is _.83. Why are educated women in developing countries more likely to remain healthy?84. High social position at home helps women to have
15、 the ability to _.81. Her family limiting her opportunities and treating her as second-rater.82. the lost potential for the entire country83. Because they understand the importance of hygiene and nutrition.84. influence their families and societies(杨浦)Pizza Hut lovers, you can now smell just like yo
16、ur favorite food. Pizza Hut launches its own perfume that smells like a fresh pizza pie. This is not a joke although it started as one! While it might seem like an unusual venture for the brand famous for pizza, the panys perfume is already available as a limited edition product. fuck myself Accordi
17、ng to the Globe and Mail, the project started out as a joke by Grip Limited, an advertising firm that works with Pizza Hut in Canada, who asked the chains Facebook fans to imagine the pleasant smell of a fresh-delivered pie as a perfume and to name it. Fans responded to the idea so enthusiastically
18、that Grip Limited decided to take the joke a step further and make the perfume a reality.A month and a half later, to celebrate that Pizza Hut Canada had gotten 100,000 fans, the chains munity managers announced that the first 100 people to message them would actually get a bottle of Pizza Hut perfu
19、me. And sure enough, the bottles were shipped to those 100 lucky fans before Christmas. Grip Limited isnt the only pany to attract attention with odd aromas (芳香). Four years ago, Burger King offered a $4 meat-scented body spray for men. Before that in xx, Stilton created a perfume meant to mimic (模拟
20、) the scent of blue cheese. Pizza Hut Canada has not announced any plans to make more of the perfume in the future. But the chain also said in the release that its possible the perfume could appear in stores in the future. Answer the questions or plete the statements in NO MORE THAN TEN WORDS.) 81.
21、Some people consider the perfume a joke because they think Pizza Hut is a _. 82. _ pushed Grip Limited to turn the joke into reality. 83. Who are the lucky birds to get the perfume?84. Why did Pizza Hut follow Burger Kings steps to release a perfume?81. famous brand for pizza 82. The fans enthusiast
22、ic response to the project / idea / activity 83. The first 100 people to message the Pizza Hut Canada 84. To attract public attention (徐汇)If you need another reason to give thanks at the dinner table on Thanksgiving Day, hows this: people who maintain an “attitude of gratitude” tend to be happier an
23、d healthier than those who dont, according to an instructive article this week in the Wall Street Journal.The WSJs Melinda Beck reports that adults who feel grateful have “more energy, more optimism, more social connections and more happiness than those who do not, according to studies conducted ove
24、r the past decade. Now a new study conducted by researchers at Hofstra University the results of which are set to be published in an uping issue of the Journal of Happiness Studies finds similar benefits of gratitude for adolescents as well.Dr. Jeffrey J. Froh, assistant professor of psychology and
25、lead researcher of the new study, surveyed 1,035 students aged from 14 to 19 and found that grateful students reported higher grades, more life satisfaction, better social integration and less envy and depression than their peers who were less thankful and more materialistic. Additionally, feelings
26、of gratitude had a more powerful impact on the students lives overall than materialism.What the majority of the research suggests is that gratitude should bechronic(长期的)in order to make a lasting difference in well-being. Dr. Robert Emmons, professor of psychology at the University of California, Da
27、vis, and a pioneer in gratitude research, told the WSJ that in order toreap(收获)all of its benefits, feeling gratitude must be rooted into your personality, and you must frequently acknowledge and be thankful for the role other people play in your happiness: “The key is not to leave it on the Thanksg
28、iving table,” he said.For older children and adults, one simple way to cultivate gratitude is to literally count your blessings. Keep a journal and regularly record whatever you are grateful for that day. Be specific. Listing “my friends, my school, my dog” day after day means that “gratitude tiredness” has set in, Dr. Froh says. Writing “my dog licked my face when I was sad” keeps it fresher. The real benefit
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