营业中断险附加险条款英文Word格式文档下载.docx

1、K09. Murder, Infectious Disease, and Food Contamination Extension （B）K10. Murder, Infectious Disease, and Food Contamination Extension （C）K11. Infectious Disease Extension K12. Closure of Operation Facility K13. Public Utilities Extension （A）K14. Public Utilities Extension （B）K15. Loss of Book Debts

2、 K16. Suppliers Extension （ A）K20. Customers/Suppliers /Contractors K21. Unnamed Suppliers/Customers K22. Bomb Scare （only applied to PDBI） K23. Government action （Not exceeding _ consecutive weeks） K24. Public Authority ExtensionK33. Departmental extension K34. Auditors Fees K35. Accountants/Audito

3、rs Fees K36. Errors & Omissions （A）K37. Errors & Omissions （B）2.Restriction ClausesX01. War and Terrorism Exclusion X02. IT Clarification X03. Total Asbestos ExclusionX04. Mold & Fungi ExclusionX05. Y2K EXCLUSION CLAUSE 3.Clarification ClausesG01. Designation G02. Premium Adjustment G03. Premium Adj

4、ustment G04. Increase in Cost of Working G05. Output G06.New Business G07. Monthly Payment on Account G08. Payment on Account G09. Gross Profit Difference BasisG13. Inclusion of All Turnover G14. Uninsured Standing Charges G15. Accumulated Stocks G16. Breach of Condition and Warranty G21. Automatic

5、Reinstatement of Sum Insured G22. _Days Cancellation G23. _Days Notify Cancellation or Refuse to Renewal G24. Nomination of Loss Adjuster G28. Co-Insurance G32. Waiver of Subrogation （A）K01. Scope of Cover（A）It is agreed and understood that, subject to the Applicant having paid the agreed additional

6、 premium, the Insurer shall indemnify the Insured in respect of loss of Gross Profit resulting from interruption of or interference with the business at the premises in consequence of physical damage to the property used in business operation caused by perils or hazards covered under the Physical Da

7、mage Insurance during the period of insurance.Provided that the Insurer shall not be liable for any loss due to causes as following: 1.willful act and/or gross negligence of the Applicant and/or the Insured; and/or2.earthquake or tsunami and/or secondary disasters so caused;3.strike, riot, civil com

8、motion, malicious damage an/or act of terrorism;4.confiscation, temporary or permanent requisition by order of the government de jure or de facto or by any public authority;5.nuclear radiation, nuclear fission, nuclear fusion, nuclear pollution or contamination and other radioactive pollution or con

9、tamination;6.pollution of atmosphere, soil, water and other non-radioactive pollution;7.other exclusions which agreed by the Insurer and the Insured.This Clause is subject otherwise to the terms, Conditions and Exclusions of this Policy.It is agreed and understood that, subject to the Applicant havi

10、ng paid the agreed additional premium, loss as insured by this Policy resulting from interruption of or interference with the business in consequence of the damage （as within define） to property in the vicinity of the Premises which shall prevent or hinder the use thereof of access thereto, whether

11、the Premises or property of the Insured therein shall be damaged or not, shall be deemed to be loss resulting from damage to property used by the Insured at the Premises.This Clause is subject otherwise to the terms, conditions and exclusions of this Policy.Provided, however, that the Insurer shall

12、not be liable for any loss if the aforesaid prevention of the use of the premise or the hinder of the access thereto is contributed to the failure of gas and/or water supply in the vicinity of Insured premises resulting from the property damage thereof.The indemnity limit under this clause shall not

13、 exceed the relevant sub limits stated in the Policy.K08. Murder, Infectious Disease, and Food Contamination Extension Clause （A）It is agreed and understood that, subject to the Applicant having paid the agreed additional premium, this Policy is extended to cover loss as insured hereunder resulting

14、from interruption of or interference with the Business carried on by the Insured at the Premises in consequences of:1. Murder or suicide occurring at the Premises stated in the Policy;2. Closure &/or quarantine of the Premises stated in the Policy by order of a competent public authority due to Noti

15、fiable Infectious Disease manifested by any person at the Premises;3. Closing of the whole or part of the premises by order of a competent pulblic authority consequent upon defects in the drains and other sanitary facilities at the Premises stated in the Policy.4. Injury or illness sustained by any

16、guest arising from spoilage of or infectious matter in food or drinks provided at the Premises stated in the Policy.In respect of each and every occurrence of the damage giving rise to a claim under this Clause, the Insurer shall not be liable for the first seventy-two （72） hours of such loss.It is

17、a condition precedent to any liability of the Insurer that the Insured shall observe and fulfill relevant laws, regulations and requirements on security, sanitation and health, and shall exercise due diligence to avoid the occurrence of the contingencies aforementioned.1. The cancellation of or inab

18、ility to accept bookings for accommodation at the premises as a result of an outbreak of an infectious or contagious disease occurring at the Premises;2. Murder or suicide occurring at the Premises;3. Injury or illness sustained by any guest arising from spoilage of or infectious matter in food or d

19、rinks provided at the Premises;4. Closing of the whole or part of the Premises by order of a competent public authority consequent upon defects in the drains and other sanitary facilities at the Premises.It is a condition precedent to liability on the part of the Insurer that the Insured shall make

20、sure every article is appropriately used and shall exercise due diligence to avoid the occurrence of the contingencies aforementioned.The indemnity limit under this clause shall not exceed _.4. Closing of the whole or part of the premises by order of a competent public authority consequent upon defe

21、cts in the drains and other sanitary facilities at the Premises.In respect of each and every occurrence of the damage giving rise to a claim under this Clause, the Insurer shall not be liable for the first three （3） days of such loss.It is agreed and understood that, subject to the Applicant having

22、paid the agreed additional premium, this policy is extended to cover loss resulting from interruption of or interference with the business as the direct and sole result of Notifiable Infectious Disease manifested by any person at the Insured Premises which results in the total closure &/or quarantine of the Insured Premises by order of a competent governmen