1、 Read the passage through carefully before making your choices. Each choice in the bamk is identified by a letter.Please mark the corresponding letter for each item onAnswer Sheet 2 with a single line through the centre You may not use any of the words in the bank more than once. For investors who d
2、esire low risk and guaranteed income,U.S. Government bonds are a secure investment because these bonds have the financial backing and full faith and credit of the federal government.Municipal bonds,also secure,are offered by local governmengts and often have_36_such as tax-free interest.Some may eve
3、n be _37_.Corportate bonds are a bit more risky. Two questions often_38_first-time corportate bond investors.The first is”If I purchase a corportate bond,do I have to hold it until the matueity date”The answer is no.Bonds are bought and sold daily on _39_securities exchanges.However,if your bond doe
4、s not have_40_ that make it attractive to other investors, you may be forced to sell your bond at a_41_i.e., a price less than the bonds face value. But if your bond is highly valued by other investors, you may be able to sell it at a premium, i.e., a price above its face value. Bond prices gcncrall
5、y_42_ inversely (相反地)with current market interest rates. As interest rates go up, bond pnccs tall, and vice versa (反之亦然).Thus, like all investments,bonds have a degree of risk. The second question is “How can I _43_ the investment risk of a particular bond issue” Standard & Poors and Moodys Investor
6、s Service rate the level of risk of many corporate and government bonds. And _44_, the higher the market risk of a bond,the higher the interest rate. Investors will invest in a bond considered risky only if the _45_return is high enough. 注意:此部分试题请在答题卡2上作答。 A) advantagesI) fluctuate B) assessJ) indef
7、inite C) bother K) insured D) conservedL) major E) deductionM) naturally F) discountN) potential G) embarrass0) simultaneously H) features 参考答案 36. N) spoiling 本空与前面的spend构成spend time doing的搭配,需要动词ing形式。备选的有illustrating(阐述)和spoiling(宠爱),能与空后的grandkids构成合理搭配的明显只有spoiling,意为“花更多时间去宠孙子”。 37. K) radical
8、ly 本空所在句不缺主干成分,且本空是修饰different ideas,所以需要副词。备选的有mysteriously(神秘地)、radically(根本地)和separately(分开地)。能与 different ideas构成合理搭配的只有radically,这里做水准副词,表示丈夫与妻子有着“根本上不同的观点”。 38. C) disagree 本空为从句中的谓语,所以缺少动词,因为从句主语为复数couples,所以需要动词原形或过去式;且要考虑与空后的on构成搭配,应为不及物动词。备选的有assume(假设)、disagree(不同意)、observe(观察)和underestim
9、ate(低估)。其中不及物且与on能构成搭配的只有disagree。另外,第一段段末提到的丈夫与妻子有着“根本上不同的观点”也提示了这里所描述的现象理应是夫妻们不同意彼此的意见。 39. O) underestimate 本空为该句谓语,且与之并列的前半句使用的是一般现在时,所以需要动词原形,备选的有assume(假设)、observe(观察)和 underestimate(低估)。能够与空后的age构成合理搭配的只有underestimate,意为丈夫们“低估了妻子退休时的年龄”。另外,前半句与该句构成转折,而前半句提到的是妻子一般能准确判断丈夫的退休年龄,可知该句应描述的是丈夫不了解妻子的
10、退休年龄。 40. I) optimistic 本空为表语,且被副词slightly修饰,空气还有more,提示了应为形容词。备选的又confidential(机密的)、 forthcoming(即将到来的)和optimistic(乐观的)。注意本空形容的是空后的standard of living(生活标准),能构成合理意思的只有optimistic,意为丈夫比妻子“对于生活标准要略微乐观一些”。 41. M) separately 本空与together构成并列,所以应该与together词性一致,为副词。备选的有mysteriously(神秘地)和 separately(分开地)。能与t
11、ogether意思上构成并列的只有separately,表示正好相反的状态,被or串联,构成选择型的并列。 42. A) assume 本空为该句谓语,且并列的后半句用的是一般现在时,而本句主语为复数they,所以本空需要动词原形。备选的有assume(假设)和observe(观察)。能在这里构成合理意思的只有assume,意为“他们以为他们意见一致”。 43. L) reality 空前的the提示了本空需要名词,空后的is提示了本空需要可数名词单数或不可数名词。备选的有formula(公式、方案)、 package(包裹)和reality(现实)。这里能构成合理意思的只有reality,意
12、为“但现实是他们甚至都没有谈论这个话题”。注意前半句的 assume暗示了前半句是夫妻们自以为的现象、也就是假象,这也暗示43空所在的转折之后的后半句描述的才是真相。 44. E) forthcoming 本空是在形容retirement date(退休日期),需要形容词。备选的有confidential(机密的)和forthcoming(即将到来的)。能构成合理意思的只有 forthcoming,意为“常常是马上就要来临的退休日成为了退休规划的催化剂”,即人们只有接近退休的时候才会被迫开始做规划。 45. J) package 空前的an后面需要可数名词单数,但early-retiremen
13、t并非可数名词单数,所以本空才理应是被an限定的可数名词单数。备选的有 formula(公式、方案)和package(包裹)。这里意思更合理的是package,这个词能够表示“一揽子计划”,early- retirement package意为“提前退休计划”。 Section B:In this section,you are going to read a passage with ten statments attached to it.each statement contains information given in one of the paragraphs.identify
14、the paragraph from weich the information is derived.you may choose a parpgraph more than once.each paragraph is marked with a letter.answer the questions by marking the corresponding letter on answer sheet 2. lessons from a Feminist Paradise AOn the surface,Sweden appears to be a feminist paradise.L
15、ook at any global survey of gender equality and Sweden will be near the top.Family-friendly policies are its norm-with 16 months of paid parental leave,special protections for part-time workers,and state-subsidized preschools where,according to a government website,gender-awareness education is incr
16、easingly common.due to an unfficial quota system,women hold 45 percent of positions in the swedish parliament.they have enjoyed the protection of government agencies with titles like the Ministry of Integration and Gender Equality and the Secretariat of Gender Research.So why are American women so f
17、ar ahead of their Swedish counterparts in breaking through the glass ceiling? Bin a 2012 report,the World Economic Forum found that when it comes to closing the gender gap ineconmic participation and opportunity,the United States is ahead of not only Sweden but also Finland,Denmark,the Netherlands,I
18、celand,Germany,and the United Kingdom.Swedens rank in the report can largely be explained by its political quota system.Though the United States has fewer women in the workorce(68 percent compared to Swedens 77 percent).American women who choose to be employed are far more likely to work full-time a
19、nd to hold high-level jobs as manangers or professionals.They also own more businesses,lauch more start-ups(新创办的企业),and more often work in traditionally male fields.As for breaking through the glass ceiling in business,American women are well in the lead. Cwhat explains the American advantageHow can
20、 it be that societies like Sweden,where gender equality is vigorously pusued and engorced,have fewer female managers,executives,professionals,and business owners than eh laissez-faire(自由放任的)united statesA new study by clrnell economists Francine Blau and Lawrence Kahn gives an explanation. DGenerous
21、 parental leave policies and readily available part-time options have unintended consequences:instead of strengthening womens attachment to the workplace,they appear to weaken it.In addition to a 16-month leave,a swedish parent has the right to work six hours a day (for a reduced salary)until his or
22、 her child is eight years old.Mothers are far more likely than fathers to take advantage of this law,But extended leaves and part-time employment are known to be harmful to careersfor both genders. And with women a second factor comes into play:most seem to enjoy the flexible-time arrangement(once k
23、nown as the “mommytrack”)and never find their way back to full-time or high-level employment.In sum:generous family-friendly policies do keep more women in the labor market,but they also tend to diminisb their careers. E According to Blau and Kahn,Swedish-style paternal(父亲的)leave policies and flexib
24、letime arrangements pose a second threat to womans progress:they make employers cautious about hiring woman for full-time positions at all.Offering ajob to a man is the safer bet.He is far less likely to take a year of parental leave and then return on a reduced work schedule for the next eight year
25、s. FI became aware of the triale of career-focused European woman a few years ago when I met a post-doctoral student from Germany who was then a visiting fellow at Johns Hopkins. She was astonished by the professional possibilities afforded to young American woman. Her best hope in Germany was a gov
26、ermment jobprospects for woman in the private sector were dim.”In Germany “ she told me,”we have all the benefits,”but employers dont wan to hire us.” G Swedish economists Magnus Henrekson and Mikael Stenkula addressed the following question in their 2009 study:why are there so few female top execut
27、ives in the European egalitarian(平等主义的)welfare states?Their answer:”Broad-based welfare-state policies hinder womens representation in elite competitive positions.” H It is tempting to declare the Swedish policies regressive(退步的)and hail the American system as superior.But that would be shortsighted
28、.The Swedes can certainly take a lesson from the United States and look for ways to clear a path for their ambitious female careerists. But most woman are not committsd careerists.When the Pew Research Center recently asked American parents to identify their”ideal”life arrangement,47 percent of moth
29、ers said they would prefer to work park-time and 20percent said they would prefer not to work at all.Fathers answered differrntly:75 percent preferred full-time work.Some version of the Swedish system might work well for a majority of American parents,but the United States is unlikely to fully embra
30、ce the Swedish model. Still,we can learn from their experience. I Despite its failure to shatter the glass ceiling,Sweden has one of the most powerful and innovative economies in the world.In its 2011-2012survey,the World Economic Forum ranked Sweden as the “rockstar of the recovery”in the Washingto
31、n Post,also leads the world in life satisfaction and happiness. It is a society well worth studying,and its efforts to conquer the gender gap impart a vital lessonthough not the lesson the Swedes had in mind。 J Sweden has gone farther than any other nation on earth to integrate the sexes and to offer women the same opportunities and freedoms as men.For decades,these desce
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