1、 qx0RCP /s Although electronic means of payment may be more efficient than a payments system based on paper, several factors work6_the disappearance of the paper system. First, it is very7_to set up the computer, card reader, and telecommunications networks necessary to make electronic money the8_fo
2、rm of payment Second, paper checks have the advantage that they9_receipts, something that many consumers are unwilling to10_. Third, the use of paper checks gives consumers several days of float - it takes several days11_a check is cashed and funds are12_from the issuers account, which means that th
3、e writer of the check can cam interest on the funds in the meantime.13_electronic payments arc immediate, they eliminate the float for the consumer. T( y#09 Fourth, electronic means of payment may14_security and privacy concerns. We often hear media reports that an unauthorized hacker has been able
4、to access a computer database and to alter information15_there. The fact that this is not an 16_ occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and17_from someone elses accounts. The18_of this type of fraud is no easy task, and a new fiel
5、d of computer science is developing to 19_security issues. A further concern is that the use of electronic means of payment leaves an electronic20_that contains a large amount of personal data. There are concerns that government, employers, and marketers might be able to access these data, thereby v
6、iolating our privacy. t55Kz*cD 1. A HoweverB MoreoverC ThereforeD Otherwise p8Y5: 2. A off B back C overD around j?KiMD1 3. A powerB concept C historyD role O_8ERxj g 4. A reward B resist C resumeD reverse 2XJn3wPi 5. A silentB suddenC slow D steady j.MpQeJ7 6. A for B againstC withD on uNbOtA 7. A
7、imaginativeB expensiveC sensitiveD productive y3T- 8. A similarB originalC temporary D dominant 49X N 9. A collectB provideC copy D print j*&F8 10. A give up B take over C bring back D pass down f!;i$Oif 11. A beforeB afterC since D when pq#A* 12. A kept B borrowedC released D withdrawn JDv7jy 13. A
8、 UnlessB UntilC BecauseD Though BMUNZA 14. A hideB expressC raise Dease jLC,0=v Text 1 mu)?SGpyE In an essay entitled “Making It in America”, the author Adam Davidson relates a joke from cotton about just how much a modern textile mill has been automated: The average mill only two employees today,”
9、a man and a dog. The man is there to feed the dog is there to keep the man away from the machines.” ?|TVz!3 Davidsons article is one of a number of pieces that have recently appeared making the point that the reason we have such stubbornly high unemployment and declining middle-class incomes today i
10、s also because of the advances in both globalization and the information technology revolution, which are more rapidly than ever replacing labor with machines or foreign worker. /ivt8Uiw In the past, workers with average skills, doing an average job,could earn an average lifestyle ,But ,today ,avera
11、ge is officially over. Being average just wont earn you what it used to. It cant when so many more employers have so much more access to so much more above average cheap foreign labor, cheap robotics, cheap software, cheap automation and cheap genius. Therefore, everyone needs to find their extra-th
12、eir unique value contribution that makes them stand out in whatever is their field of employment. Av87!kJ!X Yes, new technology has been eating jobs forever, and always will. But theres been an acceleration. As Davidson notes,” In the 10 years ending in 2009, U.S. factories shed workers so fast that
13、 they erased almost all the gains of the previous 70 years; roughly one out of every three manufacturing jobs-about 6 million in total -disappeared. (FbqKxuq There will always be changed-new jobs, new products, new services. But the one thing we know for sure is that with each advance in globalizati
14、on and the I.T. revolution, the best jobs will require workers to have more and better education to make themselves above average. c.m %4 In a world where average is officially over, there are many things we need to do to support employment, but nothing would be more important than passing some kind
15、 of G.I.Bill for the 21st century that ensures that every American has access to poet-high school education. :N*; 21. The joke in Paragraph 1 is used to illustrate_ 7A8jnq7m/ A the impact of technological advances P .3j |)NW B the alleviation of job pressure H!= C the shrinkage of textile mills UMmH
16、Q D the decline of middle-class incomes iN0pYqY* 22. According to Paragraph 3, to be a successful employee, one has to_ mKY;C A work on cheap software a)MjXy B ask for a moderate salary $FD01h.t3 C adopt an average lifestyle -w:D D contribute something unique (BVLlOo?J 23. The quotation in Paragraph
17、 4 explains that _ L=iaLzdJ A gains of technology have been erased VWs_ B job opportunities are disappearing at a high speed WiH%URFB C factories are making much less money than before W=j/2c/ D new jobs and services have been offered )UI$ s24. According to the author, to reduce unemployment, the mo
18、st important is_ DIB Az s A to accelerate the I.T. revolution N;HNbBP B to ensure more education for people j?jEWreq C to advance economic globalization sRE$*i D to pass more bills in the 21st century &O#a=F!( 25. Which of the following would be the most appropriate title for the text? -3/:Dk3 A New
19、 Law Takes Effect zm&$nnN B Technology Goes Cheap RI:xdo C Average Is Over L4zSro:Si D Recession Is Bad $ e+9LNK Text 2 n8w|8uV A century ago, the immigrants from across the Atlantic included settlers and sojourners. Along with the many folks looking to make a permanent home in the United States cam
20、e those who had no intention to stay, and 7millin people arrived while about 2 million departed. About a quarter of all Italian immigrants, for example, eventually returned to Italy for good. They even had an affectionate nickname, “uccelli di passaggio,” birds of passage. w(J-t118 Today, we are muc
21、h more rigid about immigrants. We divide newcomers into two categories: legal or illegal, good or bad. We hail them as Americans in the making, or our broken immigration system and the long political paralysis over how to fix it. We dont need more categories, but we need to change the way we think a
22、bout categories. We need to look beyond strick definitions of legal and illegal. To start, we can recognize the new birds of passage, those living and thriving in the gray areas. We might then begin to solve our immigration challenges. UX41/# 4 Crop pickers, violinists, construction workers, entrepr
23、eneurs, engineers, home health-care aides and physicists are among todays birds of passage. They are energetic participants in a global economy driven by the flow of work, money and ideas .They prefer to come and go as opportunity calls them , They can manage to have a job in one place and a family in another. j5R= K*y With or without permission, they straddle laws, jurisdictions and identities with ease. We need them to imagine the United States as a place where they can be productive for a while without committing t
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