英语多选题Word文档格式.docx

1、D、 Default risk exposure.E、 Expected loss.答案： ABCD5.The typical measures of internal control included（: BC）6.A. risk identifiedbehavior control（ BCD ）A.Deposits B. Trust Consulting7.The Basel Capital Accord （Basel I） is made up of three elements, they are: （ABC）A.B. risk-weighted assetsD. internal c

2、ontrol and audita definition of regulatory capitalC. credit conversion factors （CCFs）8.The risk exposure and assessment disclosures relate to （ABCD）D.C.operational riskinterest rate risk in the banking book10. Strong mobility management, including key factors：（ ABCD ）A.Good management information sy

3、stemB.Control of the Central LiquidityC.Options of the net funding requirementsD.Diversification of financing sources, and contingency plans12. Which of the followings are the products of corporate debts （ABCD）B.D. syndicated loancorporate account overdraft商业银行主要业务 P38 选择题第二题13. The methods of issui

4、ng financial bonds include: （AD ）A.through market distributionB.through agreementC.through lead commercial bank underwritingD. through directional distribution商业银行主要业务 P135 选择题第一题15. The main causes that would lead to internal control failure include（B、C、D）A 、 poor external supervision and regulatio

5、n;B、 lack of internal supervision;C、 disordered control structure;D、 neglecting the risks of new business.出处：银行监管实务 P253 一、（五）17. Which three major risks of the following are the Chinese bankinginstitute facing at present time? （multiple choices）A.credit riskB.market riskC.legal riskD.operation risk

6、 A B D20. Quantitative and consolidated supervisionA.the supervision of inside transactionB.capital supervisionC.the supervision of interest conflictsD.the supervision of financial safety nets free-rider22.（Answer：BCD）Component Risk Assessment contains:A.reportB.Inherent RiskC.Risk ControlD.Risk in

7、Future23.What are the approaches for measuring the operation risk proposed by24.the Basel II:C.Advanced measurement approach25.Loan guarantees include（s A B C ）letter of comfort26.Which kind of loan below belongs to the category of corporate loans?27.ABCD ）26.The three main risks which Chinas bankin

8、g sector is facing are（ABD ）.A.Credit risk; B. Market risk; C. legal risk; D. operational risk.29.Results of rating system, which must be used in banks daily operation, include _abcd30.The major interest rate risk banks face includes;D Repricing risk31.In operation and management of commercial banks

9、, capital demandmanagement mainly includes _ABC Maturity managementD Debt Capital management32.Based on the funding sources, liability business of commercial bankscan be categorized: ABDD Clearing liabilityC Inter-bank lending liability33.The important bank blank voucher include:C CheckD Credit card

10、（Letter of credit）34.For commercial bank, which two parts does the operating revenuemainly include?Asset RevenueRental RevenueService RevenueBond RevenueANSWER ：AC42.Risk assessment include: （BCD）A,to know about institutionsB,the risk management capabilitiesC,the risk levelD,the developing direction

11、 of risk E, to collect information43.Factors affecting the loan loss:A,the customer behavior B, value of collateral C, ability of the guarantorD,the banks management level44.The loan review should focus on : （ABCD）A,Loan Purpose B, source of repayment, C, asset conversion cycle D, the repayment reco

12、rd52. Non-performing loans includesA.substandardB.doubtfulC.lossD.passE.special mentionA B C理 实践练习 ）namelyA.passB.special mentionC.substandardD.doubtfulE.loss A B C D E管理）55.The new regulatory concepts of CBRC includesA. conducting consolidated supervisionB.focusing on risk-based supervisionC.streng

13、thening banks internal controlsD.enhancing transparencyA B C D （出自银行业监管理念监管文化模块二 中国银行 业监管目标、理念和标准）56.The three pillars of the NEW Capital Accord includeA. minimum capital requirementsB.the supervisory review proessC.market disciplineD.credit ratingA B C （出自银行监管实务第五模块 资本监管）57.Commercial Bank Profitability analysis of basic methods include:A: Comparative AnalysisB: Difference AnalysisC: Ratio AnalysisD: Factor Analysis ACDQuestion 19,263 inSelf-Practices of Banking Practices58.Commercial banks prepare financial statements which should meet the following requiremen