保险专业词汇英汉对照1.docx

1、保险专业词汇英汉对照1保险专业词汇英汉对照acceptance policy 核保政策accounting period 结算期aggregate limit 累积限额aggregated loss 累积损失antiselection 逆选择ART (Alternative Risk Transfer) 新型风险转移balance 所欠款项barrages 堰坝captive pools 自保组合catastrophe risk 巨灾风险ceiding company 分出公司cession limit 分保限额claim-prone 容易出险claims assistance 理赔协助cle

2、an cut 结清方式coinsurance 共保commencement and termination 起讫cover 承保cover 责任额deposit premium 预付保费destroyed 毁坏earth caves 土坏房屋EPAevent limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款exclusion 除外责任exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区finite risk 有限制的风险flash floods 骤发洪水flooding o

3、f rivers 洪水泛滥frame structure 框架结构full coverage 全额承保full insurance value 足额保险价值full liability 全部责任Geophysics Institute 地球物理研究所GNPI 总净保费收入hailstorm 雹暴heavy damage 严重破坏hollow brick wall 空斗砖结构hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次less

4、 exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损失净自赔

5、额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio

6、 outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event c

7、over 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构unde

8、rwriting policy 承保政策windstorm 风暴险种及险别险种health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance during a period of illness 疾病保险insurance for medical care 医疗保险major medical insurance policy 巨额医药费保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险social insurance 社会保险persona

9、l property insurance 个人财产保险insurance of contents 家庭财产保险险别Free from Particular Average（F.P.A.） 平安险With Particular Average （W.P.A.） 水渍险All Risks 一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO)

10、 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss) 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insura

11、nce War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TPND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shor

12、tage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险保险业词汇Terms used in insurance industryaccident意外事故险actuarial method精算法Advance Loss Profits (ALOP)预期利润损失险，利损险Advance profit预期利润broker经纪人Business Interruption Ins

13、urance (BI)营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险ceding company分出公司claim索赔claim settlement理赔combined ratio综合赔付率Consequential Loss (CL)后果损失Contractors All Risks (CAR)建筑工程一切险（建工险）cover保障Delay in completion完工延误EEI电子设备险engineering insurance工程保险Erection All Risks (EAR)安装工程一切险（安工险）excess of loss cove

14、r超额赔偿EXL protection超赔保障facultative business临分保IBRNIncurred but not reported losses 已发生但未报的损失IBRN reserveIBRN 储备金indemnity period/limit赔期/期限inflated claim超额索赔insurance capacity承保能力insured property参保物业Kobe神户Lloyd劳合社long-tail长尾Loss of profit利损险Machinery (Breakdown) Insurance机器（损坏险，机损险mail/sub-contracto

15、r主/分承包商maintenance保证期multiple claim多次（重复）索赔non-life非寿险officer & director liability雇主保险outstanding claim reserve未决索赔准备金PC industryproperty & catastrophe industryperil危险policy保单pool联营possible maximum loss可能的最大损失premium保费primary insurance company原保公司、主保险商principal/employer业主professional专业险profit margin

16、利润边际property财产险proportional cover比例分保punitive damage惩罚性损害rate费率reinsurer分保人（分保公司）reinsurer再保人reserve准备金retention自留return period（巨灾）间隔期short-tail短尾solvency margin赔偿能力standing charges维持费用subject insured风险标的sum insured保额tarrif zone险区Third Party Liability (TPL)第三者责任险treaties business合同分保turnover营业额under

17、writing承保working expenses /cost营业费用writing承保非常见专业词汇翻译-保险类 nominal premium 名目保费non arrival 未送达；船失踪non carrying vessel 非载货船non institute clause 非协会条款non marine = n.m. 非海上Non Marine Underwriters Association = NMA 劳依兹非海上保险人协会non-admitted company 美国无执照之保险公司non-compliance with a warranty 未履行保证Non-Contribu

18、tion Clause 无分摊条款non-delivery = n.d.; n/d 未送达；未送交付non-disclosure 未告知non-payment risk 不付款风险non-separation agreement 船货不分开协议non-separation clause 船货不分开条款normal course of transit 正常运送途径normal loss 正常耗损North American Warranty = BNA Warranty 北美洲保证条款；北美洲禁区保证not at risk; not on risk; no risk = n.r. 保险人不负责N

19、ot calling at British, North American ports or places = No BNA 不前往英国、北美港口not exceeding = n/e; n.e. 不得超过not specially provided for = n.s.p.f. 没有特别规定not to insure clause 无受益条款not under repair = NUR 非修理中noted 投保通知notice of abandonment 委付通知notice of assignment 转让通知notice of cancellation 注销通知notice of ca

20、ncellation at anniversary date = NCAD 时间保单到期日附注注销通知拉丁文notice of delay 迟延通知notification of claim against carrier 对运送人的索赔通知nuclear contamination 核子污染nuclear exclusion 核子危险除外o. cgo. 其它货物；损及被保货物o/o or o/d 甲板上或舱面；见票即付OBA 劳依兹授权海外经纪人可在海外支付赔款OBCL 劳依兹任用海外经纪人但在伦敦支付赔款objects 船舶以外之物体obligatory 义务obligatory rein

21、surance 义务再保险oblighe line 优惠承保业务obliteration marks 货物标志消失occurence; one occurrence 单一事件ocean marine insurance 远洋海上保险of a like kind 类似危险事故；见票即付off cover = o/c; off risk 停止承保off shore drilling rig; off shore oil drilling rig 外海钻油设备off slip; signer; signing slip; slip 承保条oil contamination; oil pollutio

22、n 油污oil damage 油污毁损oil drilling rigs 钻油设备omission 漏报Omnibus Clause 通则on a strand 船搁浅on consignment 抵埠寄售on gross = OG 折扣前保险费on net = o.n. 折扣後保险费on passage 运送途中on risk 承保中on signed lines 签单责任额on signed lines = o.s.l. 在承保额内on the berth 载泊妥待onus of proof of claim 索赔的举证责任open cover = o.c. 预约承保契约open poli

23、cy = o.p. 预约保险单open slip 预报承保单Option Request Form 伦敦保险市场调查表or as original 或如原保险单ordinary breakage 正常破损ordinary course of transit 正常运送路线ordinary leakage 正常漏损ordinary loss 正常损失ordinary shortage 正常短少origin of goods 货物原产地original = orig.; original policy or policies 原保险单original assured 原被保险人original co

24、nditions 原保险单承保条件original cover; original slip 原承保条original deductions; original discount 原折扣original gross premium = o.g.p.; original net premium = o.n.p. 原总保险费original gross premium income = o.g.p.i.; original net premium insurance = o.n.p.i.; original net rate premium income = o.n.r.p.i. 原总保险费收入o

25、riginal gross rate = o.g.r.; original net rate = o.n.r. 原总保险费率original net premium income = o.n.p.i. 原净保险费收入original net rate = o.n.r. 原净保险费率original net rate to head office = o.n.r. to h.o. 总公司收到original net retained premium income 原净自留保险费收入original open cover 原预约承保契约original rate = o.r. 原保险费率origi

26、nal term 原保险单条款other cargo 其它货物other perils 其他危险事故other ships cargo 其它船上货物other ships engagements 对其它船义务outboard 外档；船体外的；舷外outstanding = O/S 未决赔款outstanding claims 未决索赔outstanding claims advance = o.c.a. 预先提存未决索赔；预先提存未决赔款 outstanding claims reserve 未决索赔准备金outstanding liability 待决责任outstanding loss r

27、eserve 未决赔款准备金outturn 卸载量outturn report 卸货报告；卸载报告outward port charges 出港手续费共同海损分担费用之一outward towage 出港拖船费overall length = o.a.l. 船全长overall measurement = o.a. 整体测量overclosing 超额承保over-deck 甲板上overdue market 过期市场overdue ship 失踪或过期船只overlapping insurance 重叠保险overplacing 超额安排保险overriding commission = o

28、verrider; o/r; o.r. 手续佣金；手续费overspill call 因超过再保险契约索赔所徵收之会费overspill claim 超过再保险之索赔overvaluation 高估价值owners clauses 船东条款owners declaration 船东申报单owners interest; shipowners interest 船东利益owners repair 船东自费修理owners survey fees 船东自费检验oxidation 生锈Pacific coast ports = Pac. 太平洋海岸港口Pacific Standard Time =

29、PST 太平洋标准时间Pacific warranty 太平洋保证特款package insurance 综合保险package policy 综合保险单painting the bottom 油漆船底pair and set clause 配对条款parcel = pcl. 包裹parcel post = p.p. 邮包parity clause 同等费率条款partial interest 部分利益partial loss = p/l 部分损失partial loss of freight 部分运费损失partial loss of goods 部分货物损失partial loss of ship 部分船舶损失partial reparis to shipand unreparied damage 船舶部分条理及未修理毁损particular average = PA 单独海损particular average and/or general average loss = PA and/or GAL 单独海损及/或共同海损particular average warranty 单独海损保证particular charge = p/c 单独费用passagers luggage 旅客行李pauschal prime 预付保费荷兰语