Financial English.docx

1、Financial English课程名称：金融证书英语Teaching of Financial English Certificate TestFor Undergraduates of FinanceSchool of Economics & Management of Wuhan University2010-2-26 Lecture 1We are blessed with the opportunity to share knowledge under the same roof. Instructor: Prof. Gui Guoping桂国平：男，1953年出生，湖北省蕲春县蕲

2、州人，英文硕士，当过下放知青和冶建工人，自学英语，1978考入武汉大学英文系，曾在国外任国际商务英文翻译多年，应校长召唤回国任武汉大学首任六级英语教研室主任，1993年转入武汉大学经济与管理学院金融系。他不仅是武汉大学1992年以来大学英语四、六级全国统考通过率记录的创造者和保持者（一次通过率均为100%），是中国MBA入学英语辅导教程最早的编者和英语辅导通过率最高的教授之一，他还多年担任金融学本科、硕士和MBA 硕士论文指导导师。2006年以来，他所指导的学士论文中国汽车金融新探等3篇论文被评为湖北省一等奖。作为迄今武汉大学第一位商务英语教授，他是武汉大学MBA教学指导委员会成员、是MBA专

3、业英语、EMBA的商务英语、MPACC专业英语 课程的牵头人与主讲教授。在中国高教竞争最激烈的深圳，他是“武汉大学深圳科学馆教学点”首页介绍的20位“武汉大学名师”之一。他主编的MBA专业英语是教育部MBA教学指导委员会的MBA教学大纲中“英语教学大纲”的“参考文献”中唯一提及的专业英语教材。他是中国最权威、最大的的金融工具书17卷本的，15000词条，540万字的中华金融词库分主编之一和全部词条英译的全国两位主审专家之一。至今出版专著与教材16本，论译文40多篇，英语教学录音带12盘；他是包括三峡国际招商、纳斯达克上市公司文件在内的国际项目文件的主译。（更多的个人信息可上google 查询。

4、）As opposed to From today on you shall have the access to nationally the first class education in Financial EnglishI. Opener:I ). The Selecting of this Teaching book: 1. English esp. professional financial English has been one of the most important ingredients in the making of a competitive financia

5、l professional (in another word, professional English offers you better chance in job-hunting and career development), very few financial professional survived this test; 2. For the first time in our history, such course is no longer offered to graduates of our department, so you have to be more att

6、entive to this course II ). Teaching Objectives & Stresses of the Course:(Many ideas and materials have been taught to and used previously for Ph. D and master candidates of Whole Wuhan University. )Objectives:Awaken students to what a decent English might mean to their career development; (positive

7、 and upbeat attitude; insightful idea organization, logic reasoning, well-woven structural paragraph and discourse organization, good facility with the language seen in variable sentences and above all, high quality diction e.g. )1. a. 重视英语的学习：attach importance/value to sth/doing sth. b. 对专业外语有越来越高的

8、: to put/place an increasingly high premium on sth./doing sth; c. 中国的入世; Chinas accession to WTO d. 对做sth优先考虑：2. Shed light on students appreciation of Criteria for professional English (focuses of general and professional English) so that students can achieve the transition from general English tow

9、ard professional English, in the end, such professional English shall greatly facilitate and benefit students in career development in international context.*- Technology transfer v.s equity assignment Premise = premises 3. Facilitate students ability to handle financial studies and practices in mos

10、t professional financial English. Visit/trip/journey to WudaA pilgrimage to Wuhan University.Stresses: 1. Develop professionalism in financial business English;2. Develop professional accuracy in both oral and written expressions; Case-studies:Business philosophy: In English, all obligations, duties

11、 and commitments in essence and in the end stand for debts: (including many concealed forms )*-Due to other banks*-同业存放*-Due from other banks *- 存放同业*- Invitation for Bids招标May ladies and gentlemen resume your seats, Please. *- Under this Clause, the payment for performing this work should be due fr

12、om the contractor.*- Under this Clause, the client of the project is not bound to accept any or all bids he has received./ bind /binding / bound/ be binding upon sb. 对sb有约束力 Values today: In English obligation, liability ,responsibility /commitment, pledge or duty in the end refer to debt. Duty (dut

13、y-free shop)*- Assets and liabilities (responsibility?)资产负债Claims and obligations 债权债务Once a firm is not in a position to meet is maturing obligations, its survival shall be threatened. Proceed v.s proceeds*- Proceeds from disposal of used truck Your C/D (Certificate of Deposit ) will not become val

14、id unless we succeed in collecting the proceeds* from that US issuing bank. Under this policy, the proceeds from issuing the corporate bonds should be used for capital improvement of the issuing firm. *Securities investment is as opposed to capital investment. Premise v.s premises Technology transfe

15、r; v.s equity assignment2. Learn substantial number of Financial English Terms and Expressions;3. Learn how to handle professional C-E and E-C translations;III ). Teaching Approaches:4. Explaining and interpreting materials selected;5. Impromptu translation and interpretation;6. Simulated situation

16、English;7. Reading assignments shall be given and shall be checked in the form of dictation or oral work.IV ). Grading of the Course;1. Attendance and class performance 40%;2. Final 60%;V. The Mix of the written Final:Paper A/A卷 经济与管理学院 Economics and Management School of Wuhan University2003级学位2004级

17、1班金融证书英语试题出题人：桂国平 考试形式：闭卷 考试时间：2006年1月11日 120分钟姓名_ 学号_ 记分_I. C- E Translation of Specialized Terms (60 * 0.5 = 30 points )（不得缩写）1债权债务:claims and obligations。 60 财产的清算 II. C- E Sentence Translation ( 30 points ) (without attending such course, masters and Ph.Ds cant do such translation)61. 价格的竞争力基于企业

18、的规模效益，换言之，企业能够大批量生产该产品。这意味着要对现有设备设施进行技术改造。问题是，该企业不是一个上市企业，无法从资本市场上搞到(to have access to sth. )资金，只能仰仗银行的贷款。令他们失望的是，银行认为该企业的不动产产权证书(title /deed to sth.)不能贷款中充当抵押品，因为其所有权可能有疑问。 (7 points) The competitiveness of price is based on an entitys scale economies, in another word, the business is in a position

19、 to manufacture the products on mass scale. This means it is necessary to implement the capital improvement of existing equipment and facilities. The point is that the firm is not a listed one and has no access to funds from the capital market. It is heavily dependent on bank loans. To their disappo

20、intment, the bank decline to accept their title /deed to premises as collateral in loan making decision as its ownership is in question. *- Capital improvement *-capital construction 基本建设(新上项目) home improvement *- a listed firm上市企业 / to become listed * real estate = real property = realty v.s premis

21、es *- mortgage 抵押 v.s collateral 65. 银行信贷员以我按揭买房买车，每月收入微薄，还贷负担过重为由，谢绝了我贷款申请。The bank loan officer declined my application for the loan on the grounds that I had bought a house and a car on mortgage I had but modest monthly income, as a result, I had heavy commitment. (was committed )III. E-C Sentenc

22、e Translation (10x2+10 = 20 points )66. Solvency refers to the condition where an entity is in the position to meet all its obligations.70 In order to enhance their competitiveness, the central government grants them preferential policies with debt/equity swap. 73. i. Translate the Following Financi

23、al Statement / Trade Document into Chinese (20 points)(balance sheet/ statement of cash flows; documentary L/C)ii. Why is this book chosen as our textbook?1. Most professional and challenging business English;2. This book is used for both undergraduates and graduates of this dept, the first half bei

24、ng for undergraduates while the second half being for graduates in addition to supplementary materials;First values: English : competitive edge ,tells the last differenceI. Most valued courses for MBA in the worldP.9 Ability to communicate 1 Ambition driven 2 College education 3 Sound decision-makin

25、g skills 4 Self-confidence 5 Good appearance 6 Ability to get things done with and through people 7Capacity for hard work 8Paramount 随着中国的入世，这些岗位对英语有越来越高的要求，这就是为何我们重视英语学习的原因。With Chinas accession to WTO, such positions place an increasingly high premium on ones English. Thats why we attach importanc

26、e/value to studying English. The right to interpretation of the document rests with the Management Office. P. 79.IV. Differences in Preferred Courses Among EMBA in the World.PERCENT OF MANAGERS RECOMMENDING SPECIFIC COURSES AS “VERY IMPORTANT PREPARATION FOR GENERAL MANAGEMENTCourse U.S Asia ChinaOr

27、al Communication 79.5% 71.8% 8.6%Written Communication 78.0 69.7 8.0Computer/Information Systems 53.4 27.0 21.1Business Policy/Planning 47.5 48.2 14.1Finance 39.9 38.5 30.9Accounting 37.4 30.2 45.9Personnel/Industrial Relations 36.0 36.1 37.7Marketing 36.9 402 20.2Business Economics/Public Policy 31

28、.9 34.2 14.2Business Law 26.0 19.1 8.5Production/Operations 25.3 11.7 30.7Statistics 18 .1 10.8 16.9Advertising/Sales 14.5 10.3 22.4International Business 10.3 21.5 10.5*- to attach importance/value to sth/doing sth. 重视sth/, 把sth看得很重*- to give priority to sth/doing sth 对sth 优先考虑/予以倾斜*- to place/put

29、a (high) premium on sth. 对sth有很高的要求Two most sophisticated oral work as assignments:No. 1: A Briefing to yourself;I am Gui Guoping, a native of Hubei, I am 57 years old. In 1953, I was born of teachers parents. In 1982, I graduated from Wuhan University, majoring in the English and American languages

30、 and literatures. After graduation, (personal, family and educational backgrounds)I have worked for/ been with several employers. Currently, I am with the XXX, a state-owned enterprise(nature of the firm) engaged in manufacture of office equipment(line of business ). I am head of marketing departmen

31、t(position ) directly reporting to (under) CEO of our group company. I supervise a marketing staff of 11(duties and responsibilities ). I want a change in employer because, in a state-owned business one is less likely to put what he has learnt into practice and to attain his career objective owing to its stiff mechanism (reason for job-hopping and aspiration). No.2: About our Wuhan University and our Dept. of FinanceI am a junior student of Finance from Economics and Management School of Wuhan