协会A条款INSTITUTE CARGO CLAUSESA.docx

协会A条款INSTITUTE CARGO CLAUSESA.docx

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协会A条款INSTITUTECARGOCLAUSESA

PICCP&CINSTITUTECARGOCLAUSES（A）

RISKSCOVERED

1Thisinsurancecoversallrisksoflossofordamagetothesubject-matterinsuredexceptasprovidedinClauses4,5,6and7below.

Risks

Clause

2Thisinsurancecoversgeneralaverageandsalvagecharges,adjustedordeterminedaccordingtothecontractofaffreightmentand/orthegoverninglawandpractice,incurredtoavoidorinconnectionwiththeavoidanceoflossfromanycauseexceptthoseexcludedinClauses4,5,6and7orelsewhereinthisinsurance.

GeneralAverageClause

3ThisinsuranceisextendedtoindemnifytheAssuredagainstsuchproportionofliabilityunderthecontractofaffreightment"BothtoBlameCollision"Clauseasisinrespectofalossrecoverablehereunder.IntheeventofanyclaimbyshipownersunderthesaidClausetheAssuredagreetonotifytheUnderwriters,whoshallhavetheright,attheirowncostandexpense,todefendtheAssuredagainstsuchclaim.

"BothtoBlameCollision"Clause

EXCLUSIONS

4Innocaseshallthisinsurancecover

General

ExclusionsClause

4.1lossdamageorexpenseattributabletowilfulmisconductoftheAssured

4.2ordinaryleakage,ordinarylossinweightorvolume,orordinarywearandtearofthesubject-matterinsured

4.3lossdamageorexpensecausedbyinsufficiencyorunsuitabilityofpackingorpreparationofthesubject-matterinsured（forthepurposeofthisClause4.3"packing"shallbedeemedtoincludestowageinacontainerorliftvanbutonlywhensuchstowageiscarriedoutpriortoattachmentofthisinsuranceorbytheAssuredortheirservants）

4.4lossdamageorexpensecausedbyinherentviceornatureofthesubject-matterinsured

4.5lossdamageorexpenseproximatelycausedbydelay,eventhoughthedelaybecausedbyariskinsuredagainst（exceptexpensespayableunderClause2above）

4.6lossdamageorexpensearisingfrominsolvencyorfinancialdefaultoftheownersmanagerscharterersoroperatorsofthevessel

4.7lossdamageorexpensearisingfromtheuseofanyweaponofwaremployingatomicornuclearfissionand/orfusionorotherlikereactionorradioactiveforceormatter.

55.1Innocaseshallthisinsurancecoverlossdamageorexpensearisingfrom

UnseaworthinessandUnfitness

ExclusionClause

unseaworthinessofvesselorcraft,

unfitnessofvesselcraftconveyancecontainerorliftvanforthesafecarriageofthesubject-matterinsured,

wheretheAssuredortheirservantsareprivytosuchunseaworthinessorunfitness,atthetimethesubject-matterinsuredisloadedtherein.

5.2TheUnderwriterswaiveanybreachoftheimpliedwarrantiesofseaworthinessoftheshipandfitnessoftheshiptocarrythesubject-matterinsuredtodestination,unlesstheAssuredortheirservantsareprivytosuchunseaworthinessorunfitness.

6Innocaseshallthisinsurancecoverlossdamageorexpensecausedby

WarExclusion

Clause

6.1warcivilwarrevolutionrebellioninsurrection,orcivilstrifearisingtherefrom,oranyhostileactbyoragainstabelligerentpower

6.2captureseizurearrestrestraintordetainment（piracyexcepted）,andtheconsequencesthereoforanyattemptthereat

6.3derelictminestorpedoesbombsorotherderelictweaponsofwar

7Innocaseshallthisinsurancecoverlossdamageorexpense

StrikesExclusion

Clause

7.1causedbystrikers,locked-outworkmen,orpersonstakingpartinlabourdisturbances,riotsorcivilcommotions

7.2resultingfromstrikes,lock-outs,labourdisturbances,riotsorcivilcommotions

7.3causedbyanyterroristoranypersonactingfromapoliticalmotive.

DURATION

88.1Thisinsuranceattachesfromthetimethegoodsleavethewarehouseorplaceofstorageattheplacenamedhereinforthecommencementofthetransit,continuesduringtheordinarycourseoftransitandterminateseither

TransitClause

8.1.1ondeliverytotheConsignees'orotherfinalwarehouseorplaceofstorageatthedestinationnamedherein,

8.1.2ondeliverytoanyotherwarehouseorplaceofstorage,whetherpriortooratthedestinationnamedherein,whichtheAssuredelecttouseeither

8.1.2.1forstorageotherthanintheordinarycourseoftransitor

8.1.2.2forallocationordistribution,

or

8.1.3ontheexpiryof60daysaftercompletionofdischargeoversideofthegoodsherebyinsuredfromtheoverseavesselatthefinalportofdischarge,

whichevershallfirstoccur.

8.2If,afterdischargeoversidefromtheoverseavesselatthefinalportofdischarge,butpriortoterminationofthisinsurance,thegoodsaretobeforwardedtoadestinationotherthanthattowhichtheyareinsuredhereunder,thisinsurance,whilstremainingsubjecttoterminationasprovidedforabove,shallnotextendbeyondthecommencementoftransittosuchotherdestination.

8.3Thisinsuranceshallremaininforce（subjecttoterminationasprovidedforaboveandtotheprovisionsofClause9below）duringdelaybeyondthecontroloftheAssured,anydeviation,forceddischarge,reshipmentortranshipmentandduringanyvariationoftheadventurearisingfromtheexerciseofalibertygrantedtoshipownersorcharterersunderthecontractofaffreightment.

9IfowingtocircumstancesbeyondthecontroloftheAssuredeitherthecontractofcarriageisterminatedataportorplaceotherthanthedestinationnamedthereinorthetransitisotherwiseterminatedbeforedeliveryofthegoods,asprovidedforinClause8above,thenthisinsuranceshallalsoterminateunlesspromptnoticeisgiventotheUnderwritersandcontinuationofcoverisrequestedwhentheinsuranceshallremaininforce,subjecttoanadditionalpremiumifrequiredbytheUnderwriters,either

TerminationofContractofCarriageClause

9.1untilthegoodsaresoldanddeliveredatsuchportorplace,or,unlessotherwisespeciallyagreed,untiltheexpiryof60daysafterarrivalofthegoodsherebyinsuredatsuchportorplace,whichevershallfirstoccur,

or

9.2ifthegoodsareforwardedwithinthesaidperiodof60days（oranyagreedextensionthereof）tothedestinationnamedhereinortoanyotherdestination,untilterminatedinaccordancewiththeprovisionsofClause8above.

10Where,afterattachmentofthisinsurance,thedestinationischangedbytheAssured,heldcoveredatapremiumandonconditionstobearrangedsubjecttopromptnoticebeinggiventotheUnderwriters.

ChangeofVoyageClause

CLAIMS

1111.1InordertorecoverunderthisinsurancetheAssuredmusthaveaninsurableinterestinthesubject-matterinsuredatthetimeoftheloss.

InsurableInterestClause

11.2Subjectto11.1above,theAssuredshallbeentitledtorecoverforinsuredlossoccurringduringtheperiodcoveredbythisinsurance,notwithstandingthatthelossoccurredbeforethecontractofinsurancewasconcluded,unlesstheAssuredwereawareofthelossandtheUnderwriterswerenot.

12Where,asaresultoftheoperationofariskcoveredbythisinsurance,theinsuredtransitisterminatedataportorplaceotherthanthattowhichthesubject-matteriscoveredunderthisinsurance,theUnderwriterswillreimbursetheAssuredforanyextrachargesproperlyandreasonablyincurredinunloadingstoringandforwardingthesubject-mattertothedestinationtowhichitisinsuredhereunder.

ForwardingChargesClause

ThisClause12,whichdoesnotapplytogeneralaverageorsalvagecharges,shallbesubjecttotheexclusionscontainedinClauses4,5,6and7above,andshallnotincludechargesarisingfromthefaultnegligenceinsolvencyorfinancialdefaultoftheAssuredortheirservants.

13NoclaimforConstructiveTotalLossshallberecoverablehereunderunlessthesubject-matterinsuredisreasonablyabandonedeitheronaccountofitsactualtotallossappearingtobeunavoidableorbecausethecostofrecovering,reconditioningandforwardingthesubject-mattertothedestinationtowhichitisinsuredwouldexceeditsvalueonarrival.

ConstructiveTotalLossClause

1414.1IfanyIncreasedValueinsuranceiseffectedbytheAssuredonthecargoinsuredhereintheagreedvalueofthecargoshallbedeemedtobeincreasedtothetotalamountinsuredunderthisinsuranceandallIncreasedValueinsurancescoveringtheloss,andliabilityunderthisinsuranceshallbeinsuchproportionasthesuminsuredhereinbearstosuchtotalamountinsured.

IncreasedValueClause

IntheeventofclaimtheAssuredshallprovidetheUnderwriterswithevidenceoftheamountsinsuredunderallotherinsurances.

14.2WherethisinsuranceisonIncreasedValuethefollowingclauseshallapply:

TheagreedvalueofthecargoshallbedeemedtobeequaltothetotalamountinsuredundertheprimaryinsuranceandallIncreasedValueinsurancescoveringthelossandeffectedonthecargobytheAssured,andliabilityunderthisinsuranceshallbeinsuchproportionasthesuminsuredhereinbearstosuchtotalamountinsured.

IntheeventofclaimtheAssuredshallprovidetheUnderwriterswithevidenceoftheamountsinsuredunderallotherinsurances.

BENEFITOFINSURANCE

15Thisinsuranceshallnotinuretothebenefitofthecarrierorotherbailee.

NottoInureClause

MINIMISINGLOSSES

16ItisthedutyoftheAssuredandtheirservantsandagentsinrespectoflossrecoverablehereunder

DutyofAssuredClause

16.1totakesuchmeasuresasmaybereasonableforthepurposeofavertingorminimisingsuchloss,

and

16.2toensurethatallrightsagainstcarriers,baileesorotherthirdpartiesareproperlypreservedandexercised

andtheUnderwriterswill,inadditiontoanylossrecoverablehereunder,reimbursetheAssuredforanychargesproperlyandreasonablyincurredinpursuanceof