国际结算上机作业.docx

国际结算上机作业.docx

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国际结算上机作业

三、信汇中的委托书和支付授权书

     <一）汇出行IndustrialandCommercialBankofChina,Shangdong根据业务内容，填写支付授权书。

     ①Date:

15Sept.,2002；②PayingBank:

HongkongandShanghaiBankingCorp.Ltd.,HongKong。

③RefNo.MT28376。

④Amount:

HKD30,000.00；⑤Cover:

PleasedebitourA/Cwithyou；⑥Message:

CommissionunderS/CNO.FB9768；⑦Payee:

WinFoodCompany,Ltd.,HongKong；⑧Remitter:

ShangdongCerealsOil&FoodstuffsI&EGroupCorp.

IndustrialandCommercialBankofChina

Shangdong

PAYMENTORDER

                                         Date:

    15      ，  Sept.         ，   2002         

　TO:

HongkongandShanghaiBankingCorp.Ltd.,HongKong

No.ofpaymentorder

Tobepaidorcreditedto

Amount

 No.MT28376

 WinFoodCompany,Ltd.,HongKong 

 HKD30,000.00

Amountinwords:

      HKdollarsthirtythousands                            

Byorderof    ShangdongCerealsOil&FoodstuffsI&EGroupCorp.

Remarks

✓Youareauthorizedtodebitouraccountwithyou.

□WehavecreditedyourA/Cwithus. 

□Fundsremittedtoyouvia 

IndustrialandCommercialBankofChina

     <二）1999年3月18日，中国银行广州分行收到中国银行香港分行信汇委托书，中国银行广州分行按信汇委托书所示内容对其进行审核。

b5E2RGbCAP

中国银行香港分行

BANKOFCHINA,HONGKONGBRANCH

下列汇款，请即解付，如有费用请内扣。

            日期：

15,March,1999,Guangzhou

我已贷记你行账户。

Pleaseadviseandeffectthe 

followingpaymentlessyourcharges 

ifany.Incover,wehavecreditedyour

accountwithus.

此致

TOBANKOFCHINA，GUANGZHOU 

信汇号码

No.ofMailtransfer

收款人

Tobepaidto

金额

Amount

 MT992568

RuiqiGarmentCo.Ltd.,Guangzhou

a/cNo.34568-113

HKD200,000.00

 大写金额

AmountinWords:

H.K.DollarsTwoHundredThousand

附言:

BeingProceedsunderS/C

汇款人 

MessageNo.99CC03026

ByorderofUniversalGarmentImp.&Exp.Co.

                      HongKong

中国银行香港分行     

BANKOFCHINA,HONGKONG

（1>汇出行

 BANKOFCHINA,HONGKONGBRANCH

（2>汇入行

 BANKOFCHINA，GUANGZHOU

（3>收款人

 RuiqiGarmentCo.Ltd.,Guangzhou

（4>汇款人

 UniversalGarmentImp.&Exp.Co.

（5>汇款货币及金额

 HKD200,000.00

（6>款项用途

 BeingProceedsunderS/C,MessageNo.99CC03026

（7>汇款头寸划拨指示

 wehavecreditedyour

accountwithus.

四、票汇中的银行即期汇票

     中国银行纽约分行于2002年6月1日收到WileteccCo.,Ltd.,HongKong提交的汇票，按所给问题对汇票进行审核和处理。

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（1>汇出行

 BankofChina,Guangzhou

（2>汇入行

 BankofChina,410MadisonAvenueNewYork

（3>收款人

 WileteccCo.,Ltd.,NewYork

（4>汇款人

 No

（5>汇款货币及金额

 U.S.DollarsTwentyThousandOnly

（6>汇票的付款期限

 Oneyearfromthedateissue

（7>客户提出汇票遗失，出票行的处理

 要求出具担保书，通知汇入行注销票根

（8>是否是中心汇票

 是

中心汇票是指以汇票票面货币的清算中心所在地银行为付款人的汇票，通常是货币的发行和结算中心。

如某汇票的票面金额以美元表示，而美元的清算中心在纽约，因此汇出行在开立汇票汇票时，要选择一家位于纽约的与自己有业务代理关系的银行为汇票付款人。

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五、汇款中的退汇

     根据汇出行和汇入行发出的退汇电文和退汇通知书，按其所示内容进行处理。

     <一）退汇电文一

   WereturnherewithyourDraftNo.C249/7681forUSD200,000.00forcredittoouraccount786-723987-023AngloInternationalCo.andregrettoadvisethatweareunabletodeposittheproceedstothecaptionedaccountbecausethenameofthepayeediffersfromourrecords.ItshouldreadasAngloInternationalCo.Ltd....

     <二）退汇电文二

   OurDraftNo.3893-987dated20May2002forAUD105,000.00forcredittoGoodluckCo.Ltd.,referringtothecaptioneditem,weareinformedbytheremitterthattheabovementioneddrafthasgoneashtrayinmaildelivery.

   Inthisconnection,weshallbemuchobligedifyouwillcancelthesaiddraftfromyourrecordsandreturntherelativeadviceofdrawingtous.

     <三）退汇通知书 

YourRemittancereceiptNo.TT56343

forHKD65,00000datedAug.30,2001payabletoA/CNo.86754forA/CofBBBCo.withreferencetotheabove,wereturnherewiththeremittancereceipttoyouforthefollowingreason（s>:

Noaccount

Accountclosed

NameNA/Cnotmatched

Insufficientdetailtoidentify

Kindlyacknowledgereceiptbysigningandreturningtoustheattachedcopyofthisletter.

业务及处理

退汇电文一

退汇电文二

退汇通知书

（1>汇款基本情况

 DraftNo.C249/7681forUSD200,000.00forcredittoouraccount786-723987-023AngloInternationalCo.

DraftNo.3893-987dated20May2002forAUD105,000.00forcredittoGoodluckCo.Ltd.,

 HKD65,00000datedAug.30,2001payabletoA/CNo.86754forA/CofBBBCo

（2>退汇理由

 payeediffersfromourrecords

 drafthasgoneashtrayinmaildelivery

 Accountclosed

（3>退汇的银行

 payingbank

 RemittingBank

 RemittingBank

（4>银行的处理

 ReturnyourDraft

 cancelthesaiddraftfromyourrecordsandreturntherelativeadviceofdrawingtous

 Kindlyacknowledgereceiptbysigningandreturningtoustheattachedcopyofthisletter

六、汇款的查询

     根据汇出行和汇入行所给查询电文和查询书，按其所示内容进行处理。

     <一）电文一

Re:

OurP.O.RefH783746DatedFeb.20,2000

Thebeneficiaryclaimsnon-receiptofthefundsuptodate,youarekindlyrequestedtoinvestigatethismatterandrevertbytelex.

     <二）电文二

Re:

OurP.O.Ref8976224DatedJuly10,2001

PleasefurnishuswithmoreinformationsuchascontractNo.,thenameofthegoodsandthequantity,becausethebeneficiaryareunabletoapplywiththeinformationgiven.

     <三）电文三

Re:

OurP.O.RefJ67398DatedNov.18,2001

Pleaseletuslearnthefulladdressofthepayeeofyourabovepaymentorder,aswehavebeenunabletolocatethemandareholdingyourorderpending.

     <四）电文四

Re:

OurP.O.Ref563765DatedJan.7,2000

Ifthepaymenthasalreadybeeneffected,pleaseforwardusthepayee'sreceipt.

     <五）查询书一

XXXBank

To:

YYYBank

Our DD/MT/TTNo.TT200498dated8June2002forUSD505,000.00

infavourofKimHwaTextilesCo.,89LondonSt.,Singapore

Werefertotheaboveremittanceandrequestyoutotakenoteofthefollowingitem（s>marked“X”andactaccordingly:

Wehavereceivedyourletter/cabledated            .

Thenameandaddressofthepayeeareamendedtoreadasfollow:

Theremitterhasinformedusthattheaboveremittancehadnotyetbeenreceivedbythepayeeuptothedate.

Ifthepaymenthasalreadybeeneffected,pleaseforwardthepayeesreceipttous.

Kindlyconfirmtousbymail/cablethedateofpaymentoftheremittance.

TheaboveDDhasbeenreturntousforcacellation.

TheaboveDDhasbeenreportedlastandshouldbetreatedascancelled,pleaseconfirmthatyouhaveplacedstoppaymentonthisDD.

Attherequestoftheremitterpleasecanceltheaboveremittanceimmediately,ifunpaidandcredittheamounttoouraccountwithyouafterdeductingyourchargesifany,underadvicetous.

XXXBank      

     <六）查询书二

XXXBank

     To:

YYYBank

     Re:

YourTT999888dated990323forUSD8,900.00PayabletoHingLongMagnetronicCo.Ltd.

   Werefertotheabovementioneditemandwouldliketoadviseyouasmarked“X”below:

Thepaymentorderisnotproperlysigned,pleaseconfirmitsregularity.

Theamountinwordsandfiguresonthepaymentorderdiffer,pleaseconfirmthecorrectamount.

Paymentwaseffectedon             ,aphotocopyofthebeneficiarysreceiptisenclosedforyourreference.

Thebeneficiarycannotbelocatedattheaddressgiven,pleasegivefurtherinformation.

Name/addressofthebeneficiaryisincomplete,pleasegivefulldetails.

Beneficiary'sname/accountnumberdoesnotmatchwiththatinourrecordsPleasefurnishuswiththecorrectinformation.（Theaccountname/numbershouldread                           >.

Thebeneficiary'snamediffersfromthatinhis/heridentificationdocumentpleaseletushavethecorrectname.

Wedonotappeartohavereceivedyourreimbursement,pleasepromptlyinvestigateandcreditouraccountwithBankofAmericaN.T.&S.A.,insettlementunderadvicetous.

Weencloseaphotocopyoftelexfrom             of              withyourselves,pleaseauthenticateit.

□Wehavenotyetreceivedyourreplytoourletter（s>of            ,photocopy（ies>ofwhichis/areendorsedforyourreference.Pleaseletushaveyourreplyassoonaspossible.

□PleasecontactourMiss/Mr.                 ofremittanceDeptat                  .

□Withreferencetoyourletterdated                 claimingnon-receiptofourdebitadviceoftheaboveremittance,weherebyenclosetheduplicatedadviceforyourdisposal.

  Thankyouforyourkindlyattention.

XXXBank      

电文一

电文二

电文三

电文四

查询书一

查询书二

查询内容

　non-receiptofthefunds

　moreinformationsuchascontractNo.,thenameofthegoodsandthequantity

　thefulladdressofthepayee

Theconditionofpayment

Theconditionofpayment

Theamountandreimbursement

银行的处理

　arekindlyrequestedtoinvestigatethismatterandrevertbytelex.

Furnish

　areholdingyourorderpending

　forwardusthepayee'sreceipt

　confirmtousbymail/cablethedateofpaymentoftheremittance

　confirmthecorrectamount

andpromptlyinvestigateandcreditouraccountwithBankofAmericaN.T.&S.A.,insettlementunderadvicetous.

申明：

所有资料为本人收集整理，仅限个人学习使用，勿做商业用途。