国际结算上机作业.docx
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国际结算上机作业
三、信汇中的委托书和支付授权书
<一)汇出行IndustrialandCommercialBankofChina,Shangdong根据业务内容,填写支付授权书。
①Date:
15Sept.,2002;②PayingBank:
HongkongandShanghaiBankingCorp.Ltd.,HongKong。
③RefNo.MT28376。
④Amount:
HKD30,000.00;⑤Cover:
PleasedebitourA/Cwithyou;⑥Message:
CommissionunderS/CNO.FB9768;⑦Payee:
WinFoodCompany,Ltd.,HongKong;⑧Remitter:
ShangdongCerealsOil&FoodstuffsI&EGroupCorp.
IndustrialandCommercialBankofChina
Shangdong
PAYMENTORDER
Date:
15 , Sept. , 2002
TO:
HongkongandShanghaiBankingCorp.Ltd.,HongKong
No.ofpaymentorder
Tobepaidorcreditedto
Amount
No.MT28376
WinFoodCompany,Ltd.,HongKong
HKD30,000.00
Amountinwords:
HKdollarsthirtythousands
Byorderof ShangdongCerealsOil&FoodstuffsI&EGroupCorp.
Remarks
✓Youareauthorizedtodebitouraccountwithyou.
□WehavecreditedyourA/Cwithus.
□Fundsremittedtoyouvia
IndustrialandCommercialBankofChina
<二)1999年3月18日,中国银行广州分行收到中国银行香港分行信汇委托书,中国银行广州分行按信汇委托书所示内容对其进行审核。
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中国银行香港分行
BANKOFCHINA,HONGKONGBRANCH
下列汇款,请即解付,如有费用请内扣。
日期:
15,March,1999,Guangzhou
我已贷记你行账户。
Pleaseadviseandeffectthe
followingpaymentlessyourcharges
ifany.Incover,wehavecreditedyour
accountwithus.
此致
TOBANKOFCHINA,GUANGZHOU
信汇号码
No.ofMailtransfer
收款人
Tobepaidto
金额
Amount
MT992568
RuiqiGarmentCo.Ltd.,Guangzhou
a/cNo.34568-113
HKD200,000.00
大写金额
AmountinWords:
H.K.DollarsTwoHundredThousand
附言:
BeingProceedsunderS/C
汇款人
MessageNo.99CC03026
ByorderofUniversalGarmentImp.&Exp.Co.
HongKong
中国银行香港分行
BANKOFCHINA,HONGKONG
(1>汇出行
BANKOFCHINA,HONGKONGBRANCH
(2>汇入行
BANKOFCHINA,GUANGZHOU
(3>收款人
RuiqiGarmentCo.Ltd.,Guangzhou
(4>汇款人
UniversalGarmentImp.&Exp.Co.
(5>汇款货币及金额
HKD200,000.00
(6>款项用途
BeingProceedsunderS/C,MessageNo.99CC03026
(7>汇款头寸划拨指示
wehavecreditedyour
accountwithus.
四、票汇中的银行即期汇票
中国银行纽约分行于2002年6月1日收到WileteccCo.,Ltd.,HongKong提交的汇票,按所给问题对汇票进行审核和处理。
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(1>汇出行
BankofChina,Guangzhou
(2>汇入行
BankofChina,410MadisonAvenueNewYork
(3>收款人
WileteccCo.,Ltd.,NewYork
(4>汇款人
No
(5>汇款货币及金额
U.S.DollarsTwentyThousandOnly
(6>汇票的付款期限
Oneyearfromthedateissue
(7>客户提出汇票遗失,出票行的处理
要求出具担保书,通知汇入行注销票根
(8>是否是中心汇票
是
中心汇票是指以汇票票面货币的清算中心所在地银行为付款人的汇票,通常是货币的发行和结算中心。
如某汇票的票面金额以美元表示,而美元的清算中心在纽约,因此汇出行在开立汇票汇票时,要选择一家位于纽约的与自己有业务代理关系的银行为汇票付款人。
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五、汇款中的退汇
根据汇出行和汇入行发出的退汇电文和退汇通知书,按其所示内容进行处理。
<一)退汇电文一
WereturnherewithyourDraftNo.C249/7681forUSD200,000.00forcredittoouraccount786-723987-023AngloInternationalCo.andregrettoadvisethatweareunabletodeposittheproceedstothecaptionedaccountbecausethenameofthepayeediffersfromourrecords.ItshouldreadasAngloInternationalCo.Ltd....
<二)退汇电文二
OurDraftNo.3893-987dated20May2002forAUD105,000.00forcredittoGoodluckCo.Ltd.,referringtothecaptioneditem,weareinformedbytheremitterthattheabovementioneddrafthasgoneashtrayinmaildelivery.
Inthisconnection,weshallbemuchobligedifyouwillcancelthesaiddraftfromyourrecordsandreturntherelativeadviceofdrawingtous.
<三)退汇通知书
YourRemittancereceiptNo.TT56343
forHKD65,00000datedAug.30,2001payabletoA/CNo.86754forA/CofBBBCo.withreferencetotheabove,wereturnherewiththeremittancereceipttoyouforthefollowingreason(s>:
Noaccount
Accountclosed
NameNA/Cnotmatched
Insufficientdetailtoidentify
Kindlyacknowledgereceiptbysigningandreturningtoustheattachedcopyofthisletter.
业务及处理
退汇电文一
退汇电文二
退汇通知书
(1>汇款基本情况
DraftNo.C249/7681forUSD200,000.00forcredittoouraccount786-723987-023AngloInternationalCo.
DraftNo.3893-987dated20May2002forAUD105,000.00forcredittoGoodluckCo.Ltd.,
HKD65,00000datedAug.30,2001payabletoA/CNo.86754forA/CofBBBCo
(2>退汇理由
payeediffersfromourrecords
drafthasgoneashtrayinmaildelivery
Accountclosed
(3>退汇的银行
payingbank
RemittingBank
RemittingBank
(4>银行的处理
ReturnyourDraft
cancelthesaiddraftfromyourrecordsandreturntherelativeadviceofdrawingtous
Kindlyacknowledgereceiptbysigningandreturningtoustheattachedcopyofthisletter
六、汇款的查询
根据汇出行和汇入行所给查询电文和查询书,按其所示内容进行处理。
<一)电文一
Re:
OurP.O.RefH783746DatedFeb.20,2000
Thebeneficiaryclaimsnon-receiptofthefundsuptodate,youarekindlyrequestedtoinvestigatethismatterandrevertbytelex.
<二)电文二
Re:
OurP.O.Ref8976224DatedJuly10,2001
PleasefurnishuswithmoreinformationsuchascontractNo.,thenameofthegoodsandthequantity,becausethebeneficiaryareunabletoapplywiththeinformationgiven.
<三)电文三
Re:
OurP.O.RefJ67398DatedNov.18,2001
Pleaseletuslearnthefulladdressofthepayeeofyourabovepaymentorder,aswehavebeenunabletolocatethemandareholdingyourorderpending.
<四)电文四
Re:
OurP.O.Ref563765DatedJan.7,2000
Ifthepaymenthasalreadybeeneffected,pleaseforwardusthepayee'sreceipt.
<五)查询书一
XXXBank
To:
YYYBank
Our DD/MT/TTNo.TT200498dated8June2002forUSD505,000.00
infavourofKimHwaTextilesCo.,89LondonSt.,Singapore
Werefertotheaboveremittanceandrequestyoutotakenoteofthefollowingitem(s>marked“X”andactaccordingly:
Wehavereceivedyourletter/cabledated .
Thenameandaddressofthepayeeareamendedtoreadasfollow:
Theremitterhasinformedusthattheaboveremittancehadnotyetbeenreceivedbythepayeeuptothedate.
Ifthepaymenthasalreadybeeneffected,pleaseforwardthepayeesreceipttous.
Kindlyconfirmtousbymail/cablethedateofpaymentoftheremittance.
TheaboveDDhasbeenreturntousforcacellation.
TheaboveDDhasbeenreportedlastandshouldbetreatedascancelled,pleaseconfirmthatyouhaveplacedstoppaymentonthisDD.
Attherequestoftheremitterpleasecanceltheaboveremittanceimmediately,ifunpaidandcredittheamounttoouraccountwithyouafterdeductingyourchargesifany,underadvicetous.
XXXBank
<六)查询书二
XXXBank
To:
YYYBank
Re:
YourTT999888dated990323forUSD8,900.00PayabletoHingLongMagnetronicCo.Ltd.
Werefertotheabovementioneditemandwouldliketoadviseyouasmarked“X”below:
Thepaymentorderisnotproperlysigned,pleaseconfirmitsregularity.
Theamountinwordsandfiguresonthepaymentorderdiffer,pleaseconfirmthecorrectamount.
Paymentwaseffectedon ,aphotocopyofthebeneficiarysreceiptisenclosedforyourreference.
Thebeneficiarycannotbelocatedattheaddressgiven,pleasegivefurtherinformation.
Name/addressofthebeneficiaryisincomplete,pleasegivefulldetails.
Beneficiary'sname/accountnumberdoesnotmatchwiththatinourrecordsPleasefurnishuswiththecorrectinformation.(Theaccountname/numbershouldread >.
Thebeneficiary'snamediffersfromthatinhis/heridentificationdocumentpleaseletushavethecorrectname.
Wedonotappeartohavereceivedyourreimbursement,pleasepromptlyinvestigateandcreditouraccountwithBankofAmericaN.T.&S.A.,insettlementunderadvicetous.
Weencloseaphotocopyoftelexfrom of withyourselves,pleaseauthenticateit.
□Wehavenotyetreceivedyourreplytoourletter(s>of ,photocopy(ies>ofwhichis/areendorsedforyourreference.Pleaseletushaveyourreplyassoonaspossible.
□PleasecontactourMiss/Mr. ofremittanceDeptat .
□Withreferencetoyourletterdated claimingnon-receiptofourdebitadviceoftheaboveremittance,weherebyenclosetheduplicatedadviceforyourdisposal.
Thankyouforyourkindlyattention.
XXXBank
电文一
电文二
电文三
电文四
查询书一
查询书二
查询内容
non-receiptofthefunds
moreinformationsuchascontractNo.,thenameofthegoodsandthequantity
thefulladdressofthepayee
Theconditionofpayment
Theconditionofpayment
Theamountandreimbursement
银行的处理
arekindlyrequestedtoinvestigatethismatterandrevertbytelex.
Furnish
areholdingyourorderpending
forwardusthepayee'sreceipt
confirmtousbymail/cablethedateofpaymentoftheremittance
confirmthecorrectamount
andpromptlyinvestigateandcreditouraccountwithBankofAmericaN.T.&S.A.,insettlementunderadvicetous.
申明:
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