英文涉外借贷合同范本.docx

英文涉外借贷合同范本.docx

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英文涉外借贷合同范本

英文涉外借贷合同范本

　　loancontract

　　contractnumber：

_____________

　　borrower：

________________

　　address：

_________________

　　lender：

__________________

　　address：

_________________

　　inaccordancewithprovisionsofcontractlawofthepeoplesrepublicofchinaandbankofchina，afterreviewingthestatusandtherequestoftheborrower，thelenderagreestogranttheborroweralineofcrediton.theborrower，lenderandguarantor，throughfriendlynegotiation，haveexecutedthiscontractasfollows：

　　article1currency，amountandtermoftheloan：

　　1.thecurrencyunderthisloanisreiminbi.

　　2.thelineoftheloanisyuan.

　　3.theperiodofthisloanis12monthsfromthedateofeffectivenessofthiscontract.

　　article2thepurposeoftheloan：

　　1.thepurposeofthisloanisusedforworkingcapitalturnover.

　　2.withoutwrittenapprovalofthelender，theborrowercouldnotusetheloanoutofthescopeofthepurpose.

　　article3interestrateandcalculationofinterest：

　　1.interestrate：

theinterestrateshallbe[***]duringtheloanterm，ifthecountrysrelatedauthorityadjustedtheinterestrateorthemannerofcalculationofinterest，theinterestofthiscontractshallbeadjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract.theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.itisnotobligedtoinformtheborrowerwhentheadjustmentofinterest.

　　2.theinterestshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.oneyearshallbecalculatedas360days.

　　3.thepaymentofinterests：

theborrowershallpaytheinterestsperquarter.thepaymentdateshallbe，and.ifthepaymentforthelastinstallmentisnotonthepaymentdate，theinterestsshalldeducttheinterestfromthebankaccountoftheborrower.intheeventthattheborrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheborrowerisnotenoughforthepaymentofinterest，thelendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheborrowersbreachofcontract.

　　article4overdueinterestsandmisusinginterests

　　1.iftheborrowerfailstorepaytheloanandcannotreachaagreementwiththelenderregardingtheextension，thelendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday.

　　2.iftheborrowerfailstousestheloaninaccordancewiththeprovisionssetforthinthiscontract，thelendershallhaverighttochargeainterestsforthemisusingpartatarateof[***]perday.

　　article5account

　　theborrowershallopenreiminbibasicaccountand/orforeigncurrencyaccountatthelenderorlendersbranchfortheuseofdraw-down，repayment，paymentofinterestsandfees.

　　article6draw-down

　　1.theloanunderthiscontractisrevolving，thebalanceofthiscontractshallnotmorethanthelineofcredit.

　　2.theborrowershallsendadraw-downapplicationastheformhereinattachedinthiscontract7daysbeforethedateofdraw-down.

　　3.theborrowershallnotdrawtheloanlessthan1million.

　　article7conditionsfordraw-down

　　thefollowingconditionsshallbesatisfiedinadvanceofthedraw-downdate：

　　1.theborrowerhasopenedforeignaccountandreiminbiaccountattheofficeofthelenderorthebranchofthelender；

　　2.thiscontractandtheappendiceshavebeeneffective；

　　3.theborrowerhasprovidedtherecognitionoftheinvestmentorcertificateoftheinvestmenttothelender；

　　4.theborrowerhasprovidedtheboardresolutionandpowerofattorneyregardingthisloancontract；

　　5.theborrowerhasprovidedthelistandthesignaturesampleoftheauthorizedpersonwhoempowertosignthiscontractanddocuments；

　　6.theguarantyunderthiscontracthasbeeneffective；

　　7.theborrowerhasbeensatisfiedthewarrantsunderarticle11ofthiscontract；

　　8.theotherrequirementforthedraw-downhavebeensatisfied.

　　article8repaymentplanandprepayment

　　1.theborrowershallrepaytheloaninaccordancewiththestatusofitscash.theborrowershallinformthelenderthepaymentamountanddate[***]priortomakethepayment.theborrowershallbeobligedtorepaytheprincipalandrelatedinterestsonduedatewithoutanycondition.

　　2.thepaymentmadebytheborrowerandthedeductionfromtheaccountoftheborrowershallbeusedforrepayingtheinterestatfirstandthenforrepayingtheprincipal.

　　3.intheeventtheborrowerfailstorepaytheloan，thelendershallhaverightstodeductthedebtfromthebankaccountoftheborroweratthelenderorempowerthebranchesofthelendertodeductthedebtfromthebankaccountoftheborroweratthelendersbranches；

　　4.theinstallmentofrepaymentshallnotlessthan1million.

　　article9debtcertificate

　　thelendershallkeeprecordinthelendersaccountfortheprincipal，interestsandfeesandotherfeesoftheborrowerunderthiscontract；theabovementionedrecordandthedocumentationforthedraw-down，repaymentandpaymentofinterestisthecertificatesofthedebtsbetweentheborrowerandthelender.

　　article10guaranty

　　1.（the'guarantor'）shallbetheguarantorfortheloanunderthiscontractandtakejointlyliabilities.

　　2.duringthetermofthiscontract，iftheguarantorsfinancialstatusbecomedeterioratedortheliabilitiesforrepaymentofdebtsbecomeweak，thelendershallhaverighttorequesttheborrowerchangesguarantororprovidemortgageandpawnsecuredforthisloanunderthiscontract.

　　article11representationsandwarranties

　　i.theborrowersrepresentsandwarrantsasfollows：

　　1.theborrowerisacompanydulyorganizedandvalidlyexistingunderthelawofthepeoplesrepublicofchinaandhasthepowerandauthoritytoownitspropertytoconsummatethetransactionscontemplatedinthiscontractandjointhelitigation.theborrowerhasthepowertohandleitassetsusedinoperation.

　　2.theborrowerisatitsoptiontosignandperformthiscontract.itistheborrowerstruemeaningandhasthepowertosignthiscontractanditisnotbreachitarticleofassociationorregulationsorcontracts.theprocedureforsignatureandperformanceofthiscontracthasbeengonethroughandfullyeffectiveness.

　　3.thealldocuments，materials，reportsandcertificatesprovidedtothelenderbytheborrowerforconsummationofthiscontractistrue，real，competeandeffective

　　4.theborrowershallnotconcealthefollowingeventswhichisbeinghappenedorhavebeenhappenedwhichwillcausethelenderrefusetoextendtheloan：

（1）theborrowerortheprincipalexecutivesoftheborrowerinvolveinmaterialeventswhichbreachregulations，lawsorcompensationtoothers；

（2）pendingactionsandarbitration；

　　（3）theborrowersdebtsorproposeddebtsorliensandotherencumbrances；

　　（4）theothermatterswillimpactthefinancialstatusorabilitiesofrepaymentforthedebts；

　　（5）theborrowerbreachedcontractwhichisbetweentheborrowerandothercreditors.

　　ii.theborrowerherebywarrantsasfollows：

　　1.usingthecapitaloftheloanasusagesetforthinthiscontract，theborrowerwillnotusetheloanasequityinvestment；theborrowerwillnotusethecapitaloftheloaninvestinsecurity，future，realestateetc.theborrowerwillnotlendtotheothersprivatelyorinvolvingothermaterswhichisprohibitedbythecountry.theborrowerwillnotmisusingorappropriationoftheloan.

　　2.makingpaymentandrelatedexpensesinaccordancewiththeprovisionssetforthinthiscontract；

　　3.providingupdatedfinancialstatementorfinancialbulletineveryquarter；providingtheauditedfinancialreportatthefirstquartofeachyear；providingoperationreport，financialreportorotherfilesandmaterialsandshallwarrantthereality，correctandeffectivenessforthefilesandmaterials；

　　4.anyanti-guarantyorothersimilardocumentswillnotmakeanyimpactontherightsandbenefitsofthelenders；

　　5.acceptingthesupervisionofthelender，providesassistanceandcooperationforthelenderssupervisions；

　　6.willnotreducetheregistrationcapital；priorapprovalfromthelendershallberequiredwhentheborrowerchangesofshareholdersandoperationmanner（includingbutnotlimitedtojointventure，cooperation，jointlycooperation；dissolution，closedown，liquidation，transformation；merger；changetosharecompany，usethehousing，machineryorotherrealassetsortrademark，intellectualproperty，knowhow，landingusingrightsorotherintangibleassetstoinvestinsharecompanyorinvestmentcompany，tradingofoperationrightorownrightbycontracting，jointoperation，trusteeship）

　　7.theborrowershallinformthelenderandwarrantstheliabilityunderitssecuritywillnotmorethannetassetsoftheborrowerwhentheborrowerguaranteeforotherpartyormortgageitsassets.theborrowerwarrantsthatwillnotdisposetheassetswhichwillmakeadverseimpactonitsabilityofpayingdebts.

　　8.theborrowerwillnotpaytheothersimilarloanspriortothelender；

　　9.theborrowerwarrantstoinformthelenderimmediatelywhenthefollowingeventsoccurred：

（1）theeventofbreachofcontractunderthiscontractorotherloanorguarantycontractsbetweentheborrowerandanybranchesofbankofchinaorotherbanks，non-bankfinancialorganization；

（2）theborrowerchangesshareholdersorrevisethearticleofassociation；

　　（3）theborrowersufferdifficultiesandbadresultinfinancialandoperation；

　　（4）theborrowerinvolvesinmaterialactionsorarbitration；

　　10.theborrowershallkeepsufficientbalanceforrepaymentprior[***]totheduedate.

　　11.theborrowershallkeepitsbanktransactionsregardingincome