六级阅读.docx
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六级阅读
Intoday'sworld,insuranceplaysavitalroleintheeconomicandsocialwelfareoftheentirepopulation.Thewishtoguardagainstdangerstolifeandpropertyisbasictohumannature.Byusingvariouskindsofinsurance,societyhasbeenabletoreducetheeffectsofsuchhazards.
Nowhereisinsurancemoreimportantthaninthemanagementofabusiness.Inmanyinstances,lossesinasmallfirmcanmeanthedifferencebetweengrowthandfailure,vitalityandstagnation(停滞).Veryfewsmallbusinesseshaveevenaportionofthefinancialresourcesavailabletolargerenterprises.Frequently,theymustoperateonaveryslightmarginiftheyhopetostayinbusiness.Andthus,theyareparticularlysensitivetounexpectedlosses.
Withoutenoughinsurance,whathappenstosuchafirmwhentheownerdiesorissuddenlydisabled?
Whenafirebreaksoutanddestroysthefirm'sbuildingorstock?
Whenanemployeeisfoundtohavestolencompanyfunds?
Whenacustomerisawardedaliabilityjudgmentforanaccident?
Toooften,thebusinessisforcedtothewall,itsfutureoperationsdrasticallycurbed;sometimes,itisdamagedbeyondrepair,itsabilitytocontinuecompletelycrushed.
Almostalways,asmallbusinessmanwouldfinditimpossibletohandlethefullburdenofhispotentialrisk.Theamountofmoneyhewouldhavetosetasidetocoverpossiblelosseswouldleavehimnothing,oralmostnothing,torunhisbusinesswith.Iflossweretooccurwhichhecouldrepairbyusinghisreservefund,whatassurancewouldhehavethatanotherloss—thesamekindordifferent—mightnotoccurnextweek,nextmonth?
Butthenhewouldhavenoreservefundandlittlelikelihoodofstayinginbusinessatall.
1.Thisselectiondealsmainlywith_______.
A.therelationbetweeninsuranceandsociety
B.accidentsandlosses
C.businessfailures
D.theimportanceofinsurancetobusiness
2.InParagraph3,"forcedtothewall"means"_______".
A.driventodespairB.stayinginastrongposition
C.doingwellD.climbingup
3.Theauthorthinksthat_______.
A.accidentsalwayshappen
B.abusinessmanshouldtakerisks
C.businessesshouldhaveadequateinsurance
D.insuranceisasocialwelfareproject
4.AdequateinsurancewilldoallofthefollowingEXCEPTthatitwill_______.
A.freesomebusinessfundsB.addtobenefitsforemployees
C.relievesomemanagementproblemsD.provideforunexpectedincidents
5.Theword"curbed"inParagraph3isnearestinmeaningto_______.
A.checkedB.advanced
C.expandedD.disturbed
答案:
1.D2.A3.C4.B5.A
Inrecentyears,wehaveallwatchedtheincreasingcommercializationofthecampus.Thenumerousadvertisingpostersandthegoldenarchesoffastfoodoutletsmaybeaninsulttoouraestheticsensibilities,buttheyare,arguably,noworsethanugly.Someoftheothernewfeaturesofcommercializedcampuslifedo,however,constituteaseriousthreattothingswerightlyrespect."Privatization"andthe"businessmodel"arethepotentialmenace.
Whatdothesenotionsmean?
Tome,theyinvolveanincreaseddependenceonindustryandcharitableactionsforoperatingtheuniversity;anincreasedamountofourresourcesbeingdirectedtoappliedorso-calledpracticalSubjects,bothinteachingandinresearch;aproprietary(所有权的,所有人的)treatmentofresearchresults,withthecommercialinterestinsecrecyoverridingthepublic'sinterestinfree,sharedknowledge;andanattempttoruntheuniversitymorelikeabusinessthattreatsindustryandstudentsasclientsandourselvesasserviceproviderswithsomethingtosell.Wepayincreasingattentiontotheimmediateneedsanddemandsofour"customers"and,astheoldsayinggoes,"thecustomerisalwaysright".
Privatizationisparticularlyfrighteningfromthepointofviewofpublicwell-being.Aresearcheremployedbyauniversity-affiliatedhospitalinCanada,workingundercontractwithamedicine-makingcompany,madepublicherfindingsthataparticulardrugwasharmful.Thisviolatedthetermsofhercontract,andsoshewasfired.Herdismissalcausedascandal,andshewassubsequentlyrestoredtoherpreviousposition.Theuniversityandhospitalinquestionarenowworkingoutsomethingsimilartotenure(终身任职)forhospital-basedresearchersandguidelinesforcontracts,sothatmorepublicexposureofprivatelyfundedresearchwillbecomepossible.Thisisararevictoryandasmallstepintherightdirection,butthegeneraltrendistheotherway.Thankstoprofit-drivenprivatefunding,researchersarenotonlyforcedtokeepvaluableinformationsecret,theyareoftencontractuallyobligedtokeepdiscovereddangerstopublichealthunderwraps,too.Ofcourse,wemustnotbetoonaiveaboutthis.Governmentscanunwiselyinsistonsecrecy,too,asdidtheBritishMinistryofAgriculture,Fisheries,andFoodintheworktheyfundedinconnectionwiththebovinespongiformencephalopathy(牛脑海绵体病)epidemic.Thispreventedothersfromreviewingtherelevant,dataandpointingoutthatproblemsweremoreserousthangovernmentwaslettingon.
57.Fromthefirstparagraphwecanlearnthatthecampuslifehasbecome
[A]moreconvenient [B]ratherugly[C]somewhatharmful [D]nomoreaestheticthanbefore
58."Privatization"andthe"businessmodel"inthispassagemostprobablymean
[A]potentialmenacetolife [B]newfeaturesofcampuslife
[C]newtrendoncampus [D]dependenceonindustryandcharities
59.Theauthorbelievesthatweshouldpay
[A]littleattentiontoappliedsubjects
[B]dueattentiontothepublicinterestinfree,sharedknowledge
[C]moreattentiontotheimmediateneedsanddemandsofourcustomers
[D]considerableattentiontothecommercialinterestinthesecrecyofresearchresults
60.Theresearchermentionedinthethird.paragraphwasfiredbecause
[A]sheworkedfortherivalofthecompany
[B]shefailedtokeepherresearchresultssecret
[C]shewasobligedtokeepherdiscoveriessecret
[D]shewascommittedtoacontractwithacompany
61.Itisimpliedinthepassagethat
[A]thegeneralpublicistoonaivetoacceptthe"privatization"
[B]thenotionthat"thecustomerisalwaysright"isoutofdate
[C]itisageneraltrendthattherewillbemorepublicdisclosureofprivatelyfundedresearch
[D]thebovinespongiformencephalopathyepidemicinBritainwasmoreseriousthanwhatwasdisclosed
答案:
CBBDD
PresidentBushtouchedoffafirestormofcriticismfromcongressionalDemocrats,civilfightsgroupsandnewspapereditorialistsWednesdaywhenhedecidedtointerveneinaSupremeCourtcasechallengingracialpreferencesintheUniversityofMichiganadmissionspolicy.Thehowlsofprotestwerequickandloud.Judgingfromthenoise,onemightconcludethatthispresidentisinbigpoliticaltroubleashelookstoreelectionin2004.Afterall,withpublicuncertaintyabouttheeconomy,thepossibilityofwarwithIraq,increasedtensionswithNorthKoreadominatingtheheadlines,andDemocratshurlingbrickbatsatBushforeverythingfromhiseconomicstimulusplanthattheysayfavorstherichtowhattheyseeashisabandonmentofminoritiesbyopposingtheMichigancase,hewouldappeartobepoised(使平衡)onthebrinkofpoliticaldisaster.
Butishe?
Notyet.Hisstandingwiththepublicisstrongerthanoutwardpollnumberssuggest.MuchwasmadethispastweekofaUSATODAYCNNGallupPollthatshowedBush'sjobapprovalratingdippingbelow60%forthefirsttimesinceSept.11,to58%.Thatcausedmanytocommentthathemightbefollowingdownapathhisfatherpreviouslytrod.TheelderBushachievedsuccessinthePersianGulfWarbutsawhisjobratingserodesteadily,largelybecauseofwhatmanyreadasaninadequateresponsetoaslumpingeconomy.Hewasdeniedasecondterm.ButfortheyoungerBushtobeindangerofarepeat,hewouldhavetodosomethingthatbreaksthebondhehasformedwiththeAmericanpubliconapersonallevelsinceSept.11thattranscends
hispositionsonvariousissues.
ThesameUSATODAYpollthatshowedBush'soveralljob-approvalslipping,butstillgood,alsofoundthathisso-calledpolitical"vitalsigns"areremarkablystrong.TheysuggestthatregardlessofwhetherpeopleagreeordisagreewithBush'shandlingofspecificproblemsorissues,heretainsahighdegreeofrespect,trustandsupportforpushingboldlyaheadasheseesfit.MostwhosaidthequalitiesdonotapplyareDemocrats,WhomorethanlikelyarenotgoingtovoteforBushanyway.ItistheswingvotersthatBushmusthold,andthepollshowsthatmostindependentsrankBushpositivelyonthesemeasures,Healso"getssomeprettystrongratingsfromwomen,whotraditionallyleantowardDemocraticpresidentialcandidates.
SowhenBushmakesabolddecisiontofightterrorism,opposetheMichiganadmissionspolicyorforceSaddamHusseintodisarm,manymaydisagree.Buttheyratehimhighforleading,which,afterall,iswhatweelectourpresidentstodo.Andmostseehimashonest,willingtogetalongwithhispoliticalopponentsandaneffectivegovernmentmanager.AnalystssaythosevitalsignswillseeBushthroughtheroughtimes.
52.ItcanbeinferredfromthepassagethattheUniversityofMichigan
[A]carriesoutapreferentialpolicyforrecruitingminoritystudents
[B]comesintoopenconflictswithBush'seconomicstimulusplan
[C]putsBushintroublebyabandoningminoritystudentsinitsadmission
[D]isstronglyopposedtoBush'sforeignpolicies
53.Accordingtothepassage,thepollnumbersindicatethat
[A]Bush'sstandingwiththepublicisverystrong
[B]Bush'seconomicpackagewinswidespreadsupport
[C]publicsupportforBushisdeclining
[D]Bushison