智慧树知到《商业与投资银行Commercial and Investment Banking》章节测试答案.docx
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智慧树知到《商业与投资银行CommercialandInvestmentBanking》章节测试答案
第1章单元测试
1、Whichofthefollowingbestdefinesacustomerofabank?
答案：
Anyindividualororganisationwhichhasusedabankaccount
2、Thereisnolegaldefinitionofabank.Whichofthefollowingbestdescribesabank?
答案：
anyorganizationwhichactsafinancialintermediary
3、BankofAmericadevelopslicensingagreementswithotherbanksenablingthemtoissueBankAmericards,becomingthefirst"scheme"in1965.Trueorfalse?
答案：
对
4、Atanytimeineconomy,therearepeoplewhohavemorecashthanwhattheyactuallyneedandareabletolend.Theyarecalled:
答案：
Surplusagents
5、Theparticipantsinafinancialsystemcanbeindividuals,companies,financialinstitutionsandgovernments.Trueorfalse?
答案：
对
6、Whichofthebelowtransformationisnotdonebybanks?
答案：
Security
第2章单元测试
1、Therearetwoincomestreamsofabank.Theyareinterestandfees.Trueorfalse?
答案：
对
2、Capitalofabankisstatedonitsincomestatement.Trueorfalse?
答案：
错
3、Mortgageorcarloansareconsideredasinsecurelending.Trueorfalse?
答案：
错
4、SavingsBanksareeithermutuallyownedorstockholderownedentities.Trueorfalse?
答案：
对
5、Whichofthebelowisusuallybasedonmembershipofpeopleorcustomerswithsomesimilarinterest,suchasnurses,orteachersorevenunions.
答案：
CreditUnions
第3章单元测试
1、WhichofthebelowisthecurrentfinancialregulatorysystemintheUK?
答案：
Twinpeaks
2、Whichofthebelowisnotoneofthemainareasthatbanksmustsatisfysupervisorson?
答案：
Assets
3、Whichofthebelowisnotnecessarilytheroleofcentralbanks?
答案：
BankSupervision
4、In1977,BankofEnglandwasgrantedastheauthoritytosetinterestrates.Trueorfalse?
答案：
错
5、TheBankofEnglandmanagesthenationalreservesandholdthegovernment'sgold.Trueorfalse?
答案：
climax
6、FederalReserveBankwasfoundedbytheU.S.Congressin1913tooperateasthecentralbankoftheUSA.Trueorfalse?
答案：
对
7、The______comprisestheEuropeanCentralbankandthenationalcentralbanksofthosecountriesthathaveadoptedtheEuro.
答案：
Eurosystem
第4章单元测试
1、Whichofthebelowisnotstatedonabank'sbalancesheet?
答案：
错误
2、Financialratioscannotcompareacrossindustriesandcanbemanipulated.Trueorfalse?
答案：
对
3、Reservesarefundsheldinanaccountwithotherbanks.Trueorfalse?
答案：
错
4、Checkabledepositsarethebank'slowestcostoffunds.Trueorfalse?
答案：
木头碰撞，挤压
5、Whichofthebelowisnotageneralprincipleofbankmanagement?
答案：
Interestmanagement
第5章单元测试
1、Commercialbanksarepermittedtocreatemoneybyallowingmultipleclaimstoassetsondeposits.Trueorfalse?
答案：
对
2、Banksarelegallyrequiredtokeepacertainminimumpercentageofalldepositclaimsasliquidcash.Thisiscalled:
答案：
Reserveratio
3、ThefirstAutomatedTellerMachine（ATM）wasusedby?
答案：
BarclaysBank
4、TheCruickshankReportwasissuedin2000andhighlightedseveralconcernsaboutthestateoftheUKbankingindustry.Trueorfalse?
答案：
对
5、Aforwardcontractisnottradedonacentralizedexchangeandisthereforeregardedasover-the-counter（OTC）instruments.Trueorfalse?
答案：
对
6、Whichofthebelowisnotafinancialinnovationofthelastsixtyyears?
答案：
Branchbanking
7、Companiesrelyoninvestmentbanksindecidinghowtoraisecapital.Trueorfalse?
答案：
对
8、Investmentbanksserveasmiddlemenbetweencompaniesandinvestorswhenthecompanywantstoborrowloans.Trueorfalse?
答案：
错
第6章单元测试
1、"MergersandAcquisitions-M&A"isabigpartofAdvisoryServicesininvestmentbanking.Trueorfalse?
答案：
该问题答案暂未收录，请手动搜索。
2、Theterm"Derivatives"means?
bondsandstocks.Trueorfalse?
答案：
错
3、Whichofthebelowisnotaninvestmentbank?
答案：
Halifax
4、Whichisnotanincomesourceofinvestmentbanks?
答案：
TradeFinanceLoans
5、Investmentbanksrecommendwhatshallbetheinitialofferingpriceofcorporatestocks.Trueorfalse?
答案：
对
6、WhichofthebelowbankstopstheMergersandAcquisitions（M&A）volumerankingglobally?
答案：
GoldmanSachs
7、Stocksaretradedonprimarymarketafterthefirstissue.Trueorfalse?
答案：
错
8、Corporatefinanceisprimarilyconcernedwithmaximizingshareholdervaluethroughlong-termandshort-termfinancialplanningandtheimplementationofvariousstrategies.Everythingfromcapitalinvestmentdecisionstoinvestmentbankingfallsunderthedomainofcorporatefinance.Trueorfalse?
答案：
对
第7章单元测试
1、Whichofthebelowisnotafinancialsecurity?
答案：
Antiques
2、Whichofthebelowisnotaderivative?
答案：
Advances
3、Bondmarketcanessentiallybebrokendowntothreemaingroups.Whichofthebelowisnotoneofthesegroups?
答案：
Savers
4、Capitalmarketsareusedforshort-termfinancing;Moneymarketsareusedforlong-termfinancing.Trueorfalse?
答案：
错
5、Ordinarysharesareentitledtoreceivedividendsifanyareavailableafterthedividendsonpreferredsharesarepaid.Trueorfalse?
答案：
对
6、TheBankofEnglandcaninfluencethemoneymarketthroughopenmarketoperations（OMO）.Trueorfalse?
答案：
对
第8章单元测试
1、Whichofthebelowisnotanadvantageofglobalisation?
答案：
DemandforProtectionism
2、Whichofthebelowrepresentsadifferentmarketcomparedtoothers?
答案：
EquityMarket
3、WhichofthebelowdoesnotrepresentafeatureoftheForeignExchangemarket?
答案：
SupervisedbySecuritiesCommission
4、InForex,thecountercurrencyrepresentshowmuchofthequotecurrencyisneededforyoutogetoneunitofthecountercurrency.Trueorfalse?
答案：
错
5、IfthecurrentbidpricefortheEUR/USDcurrencypairis1.6750andthecurrentofferpriceis1.6753,thismeansthatcurrentlythemarketmakercanselltheEUR/USDat1.6750andbuyat1.6753.Thedifferencebetweenthoseprices（3pips）isthespread.Trueorfalse?
答案：
错
6、ForeignExchangePricesintheforwardmarketareinterest-ratebased.Trueorfalse?
答案：
对
第9章单元测试
1、Thehighertherisk,thelowerthereturn.Trueorfalse?
答案：
错
2、Whichofthebelowisnotamongthekeyriskcategoriesofbanks?
答案：
Depositrisk
3、Riskappetiteofabankshouldbeapprovedbywhichofthebelow?
答案：
BoardofDirectors
4、Propertiesarehighlyliquidassetscomparedtointerbankmarketloans,whichareilliquid.Trueorfalse?
答案：
错
第一章
1、Whichofthefollowingbestdefinesacustomerofabank?
A:
Someonewhohasarelationshipwithabank
B:
Anyorganisationthathasabankaccount
C:
Anyindividualororganisationwhichhasusedabankaccount
D:
Anyindividualororganisationwhichregularlyusesabankaccount
正确答案：
Anyindividualororganisationwhichhasusedabankaccount
2、Thereisnolegaldefinitionofabank.Whichofthefollowingbestdescribesabank?
A:
Anyorganisationwhichactsasafinancialintermediary
B:
Anyorganisationwhichtakesdeposits
C:
Anyorganisationwhichlendsmoney
D:
Anyorganisationwhichhasbankinitstitle
正确答案：
Anyorganisationwhichactsasafinancialintermediary
3、BankofAmericadevelopslicensingagreementswithotherbanksenablingthemtoissueBankAmericards,becomingthefirst"scheme"in1965.Trueorfalse?
A:
对
B:
错
正确答案：
对
4、Atanytimeineconomy,therearepeoplewhohavemorecashthanwhattheyactuallyneedandareabletolend.Theyarecalled:
A:
Deficitagents
B:
Surplusagents
C:
Bankagents
D:
Brokers
正确答案：
Surplusagents
5、Theparticipantsinafinancialsystemcanbeindividuals,companies,financialinstitutionsandgovernments.Trueorfalse?
A:
对
B:
错
正确答案：
对
6、Whichofthebelowtransformationisnotdonebybanks?
A:
Size
B:
Maturity
C:
Risk
D:
Security
正确答案：
Security
第二章
1、Therearetwoincomestreamsofabank.Theyareinterestandfees.Trueorfalse?
A:
对
B:
错
正确答案：
对
2、Capitalofabankisstatedonitsincomestatement.Trueorfalse?
A:
对
B:
错
正确答案：
错
3、Mortgageorcarloansareconsideredasinsecurelending.Trueorfalse?
A:
对
B:
错
正确答案：
错
4、SavingsBanksareeithermutuallyownedorstockholderownedentities.Trueorfalse?
A:
对
B:
错
正确答案：
对
5、Whichofthebelowisusuallybasedonmembershipofpeopleorcustomerswithsomesimilarinterest,suchasnurses,orteachersorevenunions.
A:
BuildingSocieties
B:
PensionFunds
C:
CreditUnions
D:
SavingsBanks
正确答案：
CreditUnions
第三章
1、WhichofthebelowisthecurrentfinancialregulatorysystemintheUK?
A:
Tripartite
B:
Twinpeaks
C:
FSA
D:
BOE
正确答案：
2、Whichofthebelowisnotoneofthemainareasthatbanksmustsatisfysupervisorson?
A:
Capital
B:
Liquidity
C:
SystemsandControls
D:
Assets
正确答案：
3、Whichofthebelowisnotnecessarilytheroleofcentralbanks?
A:
Issuingcurrency
B:
Bankerofthegovernment
C:
Lendersoflastresort
D:
BankSupervision
正确答案：
4、In1977,BankofEnglandwasgrantedastheauthoritytosetinterestrates.Trueorfalse?
A:
对
B:
错
正确答案：
5、TheBankofEnglandmanagesthenationalreservesandholdthegovernment'sgold.Trueorfalse?
A:
对
B:
错
正确答案：
6、FederalReserveBankwasfoundedbytheU.S.Congressin1913tooperateasthecentralbankoftheUSA.Trueorfalse?
A:
对
B:
错
正确答案：
7、The______comprisestheEuropeanCentralbankandthenationalcentralbanksofthosecountriesthathaveadoptedtheEuro.
A:
Eurosystem
B:
Euromoney
C:
Eurobank
D:
Eurobond
正确答案：
第四章
1、Whichofthebelowisnotstatedonabank'sbalancesheet?
A:
Assets
B:
Liabilities
C:
Capital
D:
Income
正确答案：
2、Financialratioscannotcompareacrossindustriesandcanbemanipulated.Trueorfalse?
A:
对
B:
错
正确答案：
3、Reservesarefundsheldinanaccountwithotherbanks.Trueorfalse?
A:
对
B:
错
正确答案：
4、Checkabledepositsarethebank'slowestcostoffunds.Trueorfalse?
A:
对
B:
错
正确答案：
5、Whichofthebelowisnotageneralprincipleofbankmanagement?
A:
Liquiditymanagement
B:
Asset-liabilitymanagement
C:
Capitaladequacymanagement
D:
Interestmanagement
正确答案：
第五章
1、Commercialbanksareper
升级会员 