中国银行抵押合同英文翻译Word格式.docx

中国银行抵押合同英文翻译Word格式.docx

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BusinessLicenseNo.:

LegalRepresentative/Principal:

DomicileAddress:

Province

ZipCode:

AccountOpeningFinancialInstitutionsandAccountNo.:

BankofChinaGroupInvestmentLimitedSub-branch

AccountNo.:

Telephone:

Fax:

Lender:

BankofChinaGroupInvestmentLimited

Inordertoguaranteetheperformanceofthedebtunderthe"

mastercontract"

mentionedinarticle1ofthiscontract,themortgagorvoluntarilytakesthepropertywhichhasbeenincludedinthelistofpropertiesattachedtothelistofcollateralasthemortgageguaranteeforthecreditor'

srightsofthemortgagee.Thepartiesenterintothiscontractthroughequalconsultation.Unlessotherwiseagreedherein,theinterpretationoftermshereinshallbedeterminedinaccordancewiththemastercontract.

Article1MasterContract

Themastercontractofthiscontractis:

MortgageeandCo.,Ltd.signedtheFixedAssetLoansContractwhichcodeisNo.anditsamendedorsupplemented.

Article2RightofPrincipalCreditor

Underthemaincontractofcreditor'

srightsconstitutetheprincipalclaimofthiscontract,includingtheprincipalandinterest（includingstatutoryinterest,compoundinterest,defaultinterest,agreement）,defaultfine,compensationfordamage,andthecostofthecreditor'

srights（includingbutnotlimitedtocourtcosts,attorneyfees,notarizationfees,execution,etc.）,wastheguarantorforthedebtor/（counterguaranteecase,similarlyhereinafter）breachofcontractandcauseslossestothemortgageeandallotheraccruedexpenses.

Article3Collateral

Seeappendix“listofcollateral”fordetailsofthecollateral.

Duringthemortgageperiod,whenthecollateralisdamaged,lostorexpropriated,etc.,themortgageemayreceiveprioritycompensationforinsurance,compensationorcompensation.Iftheperiodfortheperformanceofthesecuredcreditor'

srightsisnotexpired,suchinsurancemoney,compensationorcompensationmayalsobedeposited.

Ifthecollateralisahouse,themortgagorshalltimelynotifythemortgageewhenheknowstheinformationofthehousetobedemolished.Housestobedemolishedduringtheperiodofmortgage,suchasmortgagesforhousesdemolishedusingcompensationintheformofpropertyrightexchange,themortgagorshall,inaccordancewithrequirementsofthemortgageeandthedebtor,themortgageeshallnegotiatethedebts,orinaccordancewiththerequirementsforthemortgageetopropertyrightsexchangehousesorothermortgagesresettingmortgageandsignanewmortgageagreement,aftertheoriginalmortgagepropertylossandthenewmortgageregistrationhasnotbeendealtwithbefore,themortgagorshall,inaccordancewithrequirementsofthemortgageeandhavesecuredpartyprovideguaranteeconditions.Ifthehouseiscompensatedintheformofcompensation,themortgageeshallhavetherighttoreceiveprioritycompensationforsuchcompensation,orrequirethemortgagortocontinuetousethecompensationassecuritypropertybyopeningaspecialdepositaccountordepositcertificate,andsignthecorrespondingdepositpledgeagreementordepositcertificate.

Article4MortgageRegistration

Mortgageregistrationisrequiredaccordingtolaw.Within15daysaftersigningthiscontract,themortgagorandthemortgageeshallgototherelevantregistrationdepartmenttohandlethemortgageregistrationprocedures.

Mortgageregisteritemoccurrencechange,needtocarryonchangetoregisteraccordingtothelaw,guarantorandhypothecpersonshouldbeinthedaythatregisteritemchange10daysgouptodealwithchangetoregisterabranchtoregister.

Article5PossessionandCustodyofCollateral

Thecollateralhereundershallbeownedandkeptbythemortgagor,buttheownershipcertificateofthecollateralshallbekeptbythemortgagee.Themortgagoragreestoacceptandeffectivelycooperatewiththeinspectionofthecollateralbythemortgageeanditsdesignatedinstitutionsandindividualsatanytime.

Themortgagorshallproperlykeep,maintainandmaintainthecollateralandtakeeffectivemeasurestoguaranteethesafetyandintegrityofthecollateral.Ifthecollateralneedstoberepaired,themortgagorshalltimelycarryoutandbearthecorrespondingexpenses.

Withoutthewrittenconsentofthemortgagee,themortgagorshallnottransfer,leaseorlendthecollateralinwholeorinpart,makecapitalcontributionintheformofphysicalobjects,transform,rebuildordisposeofthecollateralinanyothermanner;

Ifthemortgageeagreesinwriting,theproceedsfromthedisposalofthecollateralshallbeusedtopayoffthecreditor'

srightsinadvanceortoputindepositwithathirdpartydesignatedbythemortgagee.

Article6DisposalofReducedValueofCollateral

Wherethemortgagor'

sactissufficienttoreducethevalueofthecollateralbeforetheprincipalclaimsunderthiscontracthavebeenfullypaidoff,themortgageeshallhavetherighttodemandthatthemortgagorceasethebehavior.Wherethevalueofthemortgagedpropertyisreduced,themortgageehastherighttorequirethemortgagortorestorethevalueofthecollateral,ortoprovideotherguaranteesequivalenttothereducedvalueandrecognizedasthemortgagee.Ifthemortgagordoesnotrestorethevalueofthemortgagedpropertyanddoesnotprovideaguarantee,themortgageehastherighttorequirethedebtortopayoffthedebtinadvance.Ifthedebtorfailstoperformthedebtasrequired,themortgageehastherighttoexercisethemortgage.

Ifthelossordecreaseinvalueofthecollateraliscausedbynaturaldisaster,accident,infringementorotherreasons,themortgagorshallimmediatelytakemeasurestopreventfurtherexpansionofthelossandimmediatelynotifythemortgagorinwriting.

Article7Fruits

Thedebtorfailstoperformduedebts,orothercircumstancesoftheimplementationofthiscontractagreementhypothec,causingthemortgagedpropertyisheldinthepeople'

scourtinaccordancewiththelaw,fromthedateofseizure,themortgageehastherighttocollectthenaturalfruitsofthemortgagedpropertyorlegalfruits,butthemortgageefailstonotifythepersonwhohastheobligationtopaylegalfruits.

Thefruitsspecifiedintheprecedingparagraphshallfirstbeusedtocovertheexpensesforcollectingfruits.

Article8InsuranceofCollateral（Thisisanoptionalarticle.Choose1ofthefollowingitem:

1.Applicable2.Notapplicable）

Theamountinsuredshallnotbelessthantheassessedvalueofthecollateral.Thecontentsofthepolicyshallconformtotherequirementsofthemortgageeandshallnotbesubjecttorestrictiveconditionswhichareharmfultotherightsandinterestsofthemortgagee.

Themortgagorshallnotinterrupt,terminate,amendoralterthepolicyforanyreason,andshalltakeallreasonableandnecessarymeasurestoensurethattheinsuranceprovidedforinthisarticleremainsvalid,untiltheprincipalclaimsunderthiscontracthavebeenfullypaidoff.Ifthemortgagorfailstotakeoutinsuranceorviolatestheaforementionedagreement,themortgageeshallhavetherighttodecidetotakeoutinsuranceorcontinuetotakeoutinsuranceforthecollateral,andtheinsuranceexpensesshallbebornebythemortgagor,andmaybeincludedinthescopeoftheprincipalclaimtogetherwiththelossesthatmaythusbecausedtothemortgagee.

Within15daysafterthesigningofthiscontract,themortgagorshallsubmittheoriginalinsurancepolicyofthecollateraltothemortgageeandtransfertherightofclaimforinsurancebenefitsduetotheoccurrenceoftheinsuranceeventtothemortgagee.Theoriginalinsurancepolicyshallbeheldbythemortgageeuntilthecontractisfullypaid.

Article9OccurrenceofGuaranteeLiability

Ifthedebtor/guarantorfailstopayoffthemortgageeasagreedupononanynormalorearlyrepaymentday,themortgageeshallhavetherighttoexercisethemortgageaccordingtolawandasagreedherein.

Thedateofnormalpaymentreferredtointheprecedingparagraphshallbethedateofprincipalrepayment,interestpaymentorthedateonwhichthedebtor/guarantorshallmakeanypaymenttothemortgageepursuanttotheprovisionsofsuchcontract.Thedateofadvancepaymentreferredtointheprecedingparagraphshallbethedateonwhichthedebtor/guarantoragreestoadvancepaymentandthedateonwhichthemortgageerequeststhedebtor/guarantortorecovertheprincipalandinterestoftheclaim/oranyotherpaymentpursuanttothecontractorotherprovisions.

Article10PeriodMortgageExercise

Themortgageeshallexercisethemortgagerightwithinthelimitationperiodofthemainclaimactionaftertheoccurrenceofthereguaranteeresponsibility.

Iftheprincipalclaimispaidininstallments,themortgageeshallexercisetherightofmortgagebeforetheexpirationofthelimitationperiodofactionbasedonthelasttermoftheclaim.

Article11RealizationofMortgage

Afterguaranteeliabilityoccurs,themortgageehastherighttoenterintoanagreementwiththemortgagortodiscountorauctionthecollateral,andtheproceedsfromthesaleofthecollateralarepreferredtorepaytheprincipalcreditor'

srights.Ifnoagreementisreached,themortgageeshallhavetherighttorequestthepeople'

scourttosellthecollateralaccordingtolaw.

Theproceedsfromthedisposalofthecollateralshallbeusedtopayofftheprincipalclaimsafterthepriorityisgiventothedisposalexpensesofthecollateralandtheexpensespayabletothemortgageehereunderbythemortgagor.

Lorddebtoutsidethiscontract