第11章海上保险中英对照Word文档下载推荐.docx
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Thisinsurancecovers:
1)TotalorConstructiveTotalLossofthewholeconsignmentherebyinsuredcausedinthecourseoftransitbynaturalcalamities–heavyweather,lightning,tsunami,earthquakeandflood,incaseofconstructivetotalslossisclaimedfor,theInsuredshallabandontotheCompanythedamagedgoodsandallhisrightsandtitlepertainingthereto.Thegoodseachlightertaketoorfromtheseagoingvesselshallbedeemedaseparaterisk.
“ConstructiveTotalLoss”referstothelosswhereanactualtotallossappearstobeunavoidableorthecosttobeincurredinrecoveringorreconditioningthegoodstogetherwiththeforwardingcosttothedestinationnamedinthePolicywouldexceedtheirvalueonarrival.
2)TotalorpartialLosscausedbyaccidents–thecarryingconveyancebeinggrounded,stranded,sunkorincollisionwithfloatingiceorotherobjectsasfireorexplosion.
3)Partiallossoftheinsuredgoodsattributabletoheavyweather,lightningand/ortsunami,wheretheconveyancehasbeengrounded,stranded,sunkorburnt,irrespectiveofwhethertheeventoreventstookplacebeforeoraftersuchaccidents.
4)Partialortotallossconsequentonfallingofentirepackagesintoseaduringloading,transshipmentordischarge.
5)ReasonablecostincurredbytheInsuredinsalvagingthegoodsoravertingorminimizingalossrecoverableunderthePolicy,providedthatsuchcostshallnotexceedthesumInsuredoftheconsignmentsosaved.
6)Lossesattributabletodischargeoftheinsuredgoodsataportofdistressfollowingaseaperilaswellasspecialchargesarisingfromloading,warehousingandforwardingofthegoodsatanintermediateportofcallorrefuge.
7)SacrificeinandContributiontoGeneralAverageandSalvageCharges.
8)SuchproportionoflossessustainedbytheshipownersasistobereimbursedbytheCargoOwnerundertheContractofAffreightment“BothtoBlameCollision”clause.
2.WithAverage(W.A.)
AsidefromtheriskscoveredunderF.P.A.conditionasabove,thisinsurancealsocoverspartiallossesoftheinsuredgoodscausedbyheavyweather,lightning,tsunami,earthquakeand/orflood.
3.AllRisks
AsidefromtheriskscoveredundertheF.P.A.andW.A.conditionsasabove,thisinsurancealsocoversallrisksoflossofordamagetotheinsuredgoodswhetherpartialortotal,arisingfromexternalcausesinthecourseoftransit.
Ⅱ.Exclusions
Thisinsurancedoesnotcover:
1.Lossordamagecausedbytheintentionalactorfaultoftheinsured.
2.Lossordamagefallingundertheliabilityoftheconsignor.
3.Lossordamagearisingfromtheinferiorqualityorshortageoftheinsuredgoodspriortotheattachmentofthisinsurance.
4.Lossordamagearisingfromnormalloss,inherentviceornatureoftheinsuredgoods,lossofmarketand/ordelayintransitandanyexpensesarisingtherefrom.
5.Risksandliabilitiescoveredandexcludedbytheoceanmarine(cargo)warrisksclausesandstrike,riotandcivilcommotionclausesofthisCompany.
Ⅲ.CommencementandTerminationofCover
1.WarehousetoWarehouseClause
ThisinsuranceattachesfromthetimethegoodsherebyinsuredleavethewarehouseorplaceofstoragenamedinthePolicyforthecommencementofthetransitandcontinuesinforceintheordinarycourseoftransitincludingsea,landandinlandwaterwaytransitsandtransitinlighteruntiltheinsuredgoodsaredeliveredtotheconsignee’sfinalwarehouseorplaceofstorageatthedestinationnamedinthePolicyortoanyotherplaceusedbytheInsuredforallocationordistributionofthegoodsorstorageotherthanintheordinarycourseoftransit.Thisinsuranceshall,however,belimitedtosixty(60)daysaftercompletionofdischargeoftheinsuredgoodsfromtheseagoingvesselatthefinalportofdischargebeforetheyreachtheabovementionedwarehouseorplaceofstorage.Ifpriortotheexpirytotheabovementionedsixty(60)days,theinsuredgoodsaretobeforwardedtoadestinationotherthanthatnamedinthePolicy,thisinsuranceshallterminateatthecommencementofsuchtransit.
2.Ifowingtodelay,deviation,forceddischarge,reshipmentortransshipmentbeyondthecontroloftheinsuredoranychangeorterminationofthevoyagearisingfromtheexerciseofalibertygrantedtotheshipownersunderthecontractofaffreightment,theinsuredgoodsarriveataportorplaceotherthanthatnamedinthePolicy,subjecttoimmediatenoticebeinggiventotheCompanybytheInsuredandanadditionalpremiumbeingpaid,ifrequired,thisinsuranceshallremaininforceandshallterminateashereunder:
1)IftheinsuredgoodsaresoldatportorplacenotnamedinthePolicy,thisinsuranceshallterminateondeliveryofthegoodssold,butinnoeventshallthisinsuranceextendbeyondsixty(60)daysaftercompletionofdischargeoftheinsuredgoodsfromthecarryingvesselatsuchportorplace.
2)Iftheinsuredgoodsaretobeforwardedtothefinaldestinationnamedinthepolicyoranyotherdestination,thisinsuranceshallterminateinaccordancewithSectionⅠabove.
Ⅳ.DutyoftheInsured
ItisthedutyoftheInsuredtoattendtoallmattersasspecifiedhereunder,failingwhichtheCompanyreservestherighttorejecthisclaimforanylossifandwhensuchfailureprejudicetherightsoftheCompany.
1.TheInsuredshalltakedeliveryoftheinsuredgoodsingoodtimeupontheirarrivalattheportofdestinationnamedinthePolicy.Intheeventofanydamagetothegoods,theInsuredshallimmediatelyapplyforsurveytotheSurveyand/orsettlingagentstipulatedinthePolicy.Iftheinsuredgoodsarefoundshortinentirepackagesortoshowapparenttracesofdamage,theInsuredshallobtainfromthecarrier,baileeorotherrelevantauthorities,(CustomsandPortAuthorities,etc.)certificateoflossordamageand/orshortlandedmemo.Shouldthecarrier,baileeortheotherrelevantauthoritiesberesponsibleforsuchshortageordamage,theInsuredshalllodgeaclaimwiththeminwritingand,ifnecessary,obtaintheirconfirmationofanextensionofthetimelimitofvalidityofsuchclaim.
2.TheInsuredshall,andtheCompanyalso,takereasonablemeasuresimmediatelyinsalvagingthegoodsorpreventingorminimizingalossordamagethereto.ThemeasuressotakenbytheInsuredorbytheCompanyshallnotbeconsideredrespectively,asawaiverofabandonmenthereunder,orasanacceptancethereof.
3.Inthecaseofachangeofvoyageoranyomissionorerrorinthedescriptionoftheinterest,thenameofthevesselorvoyage,thisinsuranceshallremaininforceonlyuponpromptnoticetothisCompanywhentheInsuredbecomesawareofthesameandpaymentofanadditionalpremiumifrequired.
4.ThefollowingdocumentsshouldaccompanyanyclaimhereundermadeagainstthisCompany:
OriginalPolicy,BillofLading,InvoicePackingList,TallySheet,WeightMemo,CertificateofLossorDamageand/orSurveyReport,StatementofClaim.
Ifanythirdpartyisinvolved,documentsrelativetopursuingofrecoveryfromsuchpartyshouldalsobeincluded.
5.ImmediatenoticeshouldbegiventotheCompanywhentheCargoOwner’sactualresponsibilityundertheContractofAffreightment“BothtoBlameCollision”Clausebecomesknown.
Ⅴ.TheTimeofValidityofAClaim
Thetimeofvalidityofaclaimunderthisinsuranceshallnotexceedaperiodoftwoyearscountingfromthetimeofcompletionofdischargeoftheinsuredgoodsfromtheseagoingvesselatthefinalportofdischarge.
HullInsuranceClauses(PICC)
(1986.1.1)
Thesubjectmatterofthisinsuranceisthevessel,includingitshull,lifeboats,machinery,equipments,instruments,tackles,bunkersandstores.
ThisinsuranceisclassifiedintoTotalLossCoverandAllRiskCover.
ⅠScopeofCover
A.TotalLossCover
ThisinsurancecoverstotallossoftheInsuredvesselcausedby:
1.earthquake,volcaniceruption,lightningorothernaturalcalamities;
2.grounding,collision,contactwithanyobject,fixed,floatingorotherwise,orotherperilsofthesea;
3.fireorexplosions;
4.violenttheftbypersonsfromoutsidethevesselorpiracy;
5.jettison;
6.breakdownoforaccidenttonuclearinstallationsorreactors;
7.thisinsurancealsocoverstotallossoftheInsuredvesselcausedby:
1)accidentsinloading,dischargingorshiftingcargoorfuel;
2)anylatentdefectinamachineryorhullofthevessel;
3)wrongfulactswillfullycommittedbythemasterorcrewtotheprejudiceoftheInsuredinterest;
4)negligenceofthemaster,creworpilotsrepairersorcharterers;
5)actsofanygovernmentalauthoritytopreventorminimizeapollutionhazardresultingfromdamagetothevesselcausedbyrisksinsuredagainst,providedsuchlosshasnotresultedfromwantofduediligencebytheInsured,OwnersorManagers.
B.AllRisksCover
ThisinsurancecoverstotallossoforpartiallossofordamagetotheInsuredvesselarisingfromthecausesundertheTotalLossCoverandalsocoverstheunder-mentionedliabilityorexpense:
1.CollisionLiabilities
1)ThisinsurancecoverslegalliabilitiesoftheInsuredasaconsequenceoftheInsuredvesselcomingintocollisionorcontactwithanyothervessel,oranyobject,fixed,floatingorotherwise.However,thisclausedoesnotcoveranyliabilitiesinrespectof: