中英文翻译模板-个人住房借款合同(北京农业信用合作社).doc

中英文翻译模板-个人住房借款合同(北京农业信用合作社).doc

《中英文翻译模板-个人住房借款合同(北京农业信用合作社).doc》由会员分享，可在线阅读，更多相关《中英文翻译模板-个人住房借款合同(北京农业信用合作社).doc（18页珍藏版）》请在冰豆网上搜索。

IndividualHousingLoanContract

（Mortgageplusperiodicallypromisingloan）

Serialno.（2005）year（J）ZINo.（5099）

BeijingRuralCreditCooperatives

PartyA（borrower,mortgager）:

SUNQian

IDNo.440301650427416

Address:

Room501,Unit4,Building65,ArtGalleryHoujie,DongchengDistrict,Beijing

Tel:

13901082628

Postcode:

100010

Accountopeningcreditcooperative:

BeijingHaidianDistrictDongshengRuralCreditCooperatives

AccountNo.040600000127093

PartyB（lender,mortgagee）:

BeijingHaidianDistrictDongshengRuralCreditCooperatives

Address:

No.1Jia,QinghuaDonglu,HaidianDistrict,Beijing

Tel:

62312092

Postcode:

100083

Legalrepresentative:

WANGYongcai

PartyC（guarantor,namelydevelopersandhouse-saleunits）:

DerunRealEstateDevelopmentGroupCo.,Ltd.

Address:

IndustrialDevelopmentZone,MiyunCounty,Beijing

Accountopeningcreditcooperative:

BeijingHaidianDistrictDongshengRuralCreditCooperatives

AccountNo.0100000103000000404

Tel:

65995332

Postcode:

101500

Legalrepresentative:

ZHUANGYihong

Notice

Inordertoprotectyourinterest,pleasereadthefollowingitemscarefullybeforesigningthecontract:

1.YouhavehadthelawcommonsenseofhousingpurchaseloanandguaranteeforBeijingRuralCreditCooperatives;

2.Youhavehadredalltheitemsinthiscontract,andlearntheirmeaning;

3.Youhavemadesurethatthehand-inmaterialsareauthenticable,legalandeffective;

4.Youhavemakesurethatyouhavetheauthoritytosignthecontract;

5.Youhaveknownthatyouhavetoberesponsibleforallthecheating,breachingbehaviors.

6.Yousignthecontractintheprincipleofhonestandcredit.

7.Pleaseusepen,brushpenorsignaturepentofilltheblankstidily.

Ifyouhaveproblemsonthiscontract,pleaseconsulttoBeijingRuralCreditCooperativesorthedistrictsandtowns’associations.

Contents

ChapteroneGeneralprinciple

ChaptertwoLoan

ChapterthreeRepaymentofloan

ChapterfourGuaranteeofloan

ChapterfiveInsurance

ChaptersixRightsandObligations

ChaptersevenAlterationofthecontract

ChaptereightResponsibilitiesofbreachingthecontract

ChapternineOthercontracteditems

ChaptertenSpecialsigneditems

ChapteroneGeneralprinciple

Article1.ThecontractissignedaccordingtotheCivilLawGeneralRulesofP.R.C.,ContractLawofP.R.C.,GuaranteeLawofP.R.C.,LoanRules,ChinesePeopleBankIndividualHouseLoanManagement,andBeijingRuralCreditCooperativesIndividualHouseLoanOperationRegulations.

Article2.Allthepartiesareequal,willing,honestandcredittosignthecontractthroughnegotiation,andpromisetoobeythecontract.

Article3.Thecontractincludesloan,mortgage,guaranteeandsoon.

ChaptertwoLoan

Article4.Thepurposeofloan

Inthearticle47ofthiscontract.

Article5.Theamountofloan.

Inthearticle48ofthiscontract.

Article6.Thetermofloan.

Inthearticle49ofthiscontract.

Article7.Theinterestrateofloan.

Inthearticle50ofthecontract.

Incasetheinterestrateoftheloanunderthiscontractisadjustedbystatewithintheterm,thenewinterestrateisusedfromthefirstdayofthecomingyear.Butiftheadjustmentiswithinoneyearoftheterm（includingoneyear）,theinterestrateofthiscontractisnotchanged.

Incasethestatelegalregulatedinterestrateisadjusted,PartyBhasobligationtoimplementtherelatedregulationsofPeople’sBankofChina,andnoticetoPartyAisnotneeded.

Article8.Themodeandconditionsofrepayment.

PartyAandPartyBagreetoadoptthespecialmodeofrepayment,namelyPartyBdirectlydeliverstheloantotheaccountopenedbyPartyCaccordingtothesignedadvancedEntrusttransferringpaymentsAuthorization.Thenameandnumberoftheaccountisinthearticle51ofthiscontract.

ChapterthreeRepaymentofloan

Article9.Theprinciplesofrepayment

PartyAshouldrepaytheprincipalandinterestofloanfromthenextmonthaftertheloanhastransferredintotheaccountopenedbyPartyC.Onemonthisarepaymentperiod,thepresentprincipalandinterestshouldbepaidoffwithinthepresentmonth.Therepaymentdayis25thofeverymonth,andtherepaymentoflastperiodshouldnotlaterthanthecontractterm.

PartyAandPartyBshouldobeytheprincipleofrepayingtheprincipalfirstandtheinterestsecond,andtheprincipalandinterestareprepaidoffatthesametime.TherepaymentitemsofPartyAareaccountedintheorderof“owedinterestbeforeperiod-interestinpresentperiod-theprincipal”

Article10.Thetotalperiodsofrepayment.

PartyAandPartyBagreethatPartyArepaytheloanmonthly,andconfirmthetotalperiodsofrepayment.Thedetailsarein