保险专业英语常用词汇大全.docx
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保险专业英语常用词汇大全
保险专业英语常用词汇大全
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acceptance policy 核保政策
accountingperiod结算期
aggregatelimit累积限额
aggregatedloss累积损失ﻫantiselection逆选择
ART(AlternativeRiskTransfer新型风险转移 ﻫbalance所欠款项ﻫbarrages堰坝ﻫcaptive pools自保组合 ﻫcatastropherisk巨灾风险ﻫceidingcompany分出公司
cessionlimit 分保限额
claim-prone容易出险
claimsassistance理赔协助
clean cut结清方式
coinsurance共保
commencement andtermination 起讫
cover承保
cover责任额
depositpremium预付保费
destroyed毁坏
earth caves土坏房屋ﻫEPA
event limit事件限额ﻫexgratiapayments 通融赔款
excessloss超额赔款ﻫexclusion除外责任
exposedareas风险承受区域
facultativereinsurance临时分保
fault zone断层区ﻫfiniterisk有限制的风险ﻫflashfloods骤发洪水
floodingofrivers 洪水泛滥
framestructure框架结构
fullcoverage全额承保ﻫfullinsurancevalue足额保险价值ﻫfullliability全部责任
GeophysicsInstitute 地球物理研究所
GNPI总净保费收入
hailstorm 雹暴
heavydamage严重破坏 ﻫhollowbrickwall 空斗砖结构
hourclause小时条款ﻫhurricane 飓风
individuallosses单一损失ﻫinsurability可保性 ﻫinsuredlosses保险损失ﻫintensity烈度
layering层次
lessexposed损失可能性小
liability责任ﻫlightdamage轻度破坏
lineslips分保条ﻫloading附加费
loss occurrence损失发生
lossoccurringbasis损失发生基础ﻫlossparticipation 分担损失ﻫlosssettlement损失赔付ﻫmagnitude震级ﻫmaliciousdamage恶意损害
moderate damage中度破坏 ﻫmulti-story building多层建建筑ﻫMunichRe慕尼黑再
netretainedlines净自留额ﻫnet retained losses损失净自赔额ﻫnoprofitcommission 无纯益风险 ﻫnon-proportional reinsurance 非比例再保险
notification告知ﻫobject标的ﻫobligatory reinsurance固定分保ﻫoriginaldeductibles 原始免赔额 ﻫoriginal rate原始费率 ﻫpaid-upcapital已付资本ﻫpeakaccelerator峰值加速度 ﻫperil危险 ﻫPICC Re中保再
placement 安排 ﻫPML可能最大损失
policyholder保单持有者
pool共保组合
portfolioentry 未满期责任的出帐ﻫportfoliooutgo未满期责任的入帐ﻫpremium保费ﻫpreviouslosses既往损失
priority分保自留额
priority 自付责任
3保险英语词汇表
proportionalreinsurance 比例再保险ﻫrainstorm雨暴
rating费率 ﻫreinforcedconcrete building钢筋混凝土建筑ﻫreinstatement恢复保额
reinsured分出公司 ﻫreinsurer再保险人ﻫretention 自留额ﻫretentionareas滞洪区ﻫreturnperiod 重现期ﻫrevokelicense吊销营业执照
seaquake 海震ﻫsecondevent cover第二事件承保 ﻫsecuritization 证券化 ﻫseismicdemage震害ﻫset-off抵销
shear wallstructure剪力墙结构
single险位超赔ﻫspreadloss分散风险ﻫstoploss赔付率超赔 ﻫstorm surges风暴潮ﻫsusceptibilityofgoodstowater易受水浸性
tarrif费率表
TG拐点周期
tidalwave海啸ﻫtopographicmap地形图ﻫtornado 龙卷风ﻫtotalsum insured总保额
treaty-limits 合约限额ﻫtubestructure筒体结构 ﻫunderwritingpolicy 承保政策ﻫwindstorm风暴
2保险英语词汇翻译
ﻫhour clause小时条款ﻫhurricane飓风
individuallosses单一损失ﻫinsurability可保性 ﻫinsured losses保险损失ﻫintensity 烈度 ﻫlayering层次 ﻫlessexposed损失可能性小
liability责任ﻫlightdamage轻度破坏
lineslips分保条
loading附加费
lossoccurrence损失发生 ﻫlossoccurringbasis损失发生基础ﻫlossparticipation 分担损失 ﻫloss settlement损失赔付ﻫmagnitude 震级ﻫmalicious damage 恶意损害ﻫmoderate damage中度破坏ﻫmulti-storybuilding多层建建筑ﻫMunichRe慕尼黑再ﻫnetretainedlines净自留额
netretainedlosses 损失净自赔额
no profitcommission无纯益风险 ﻫnon-proportionalreinsurance非比例再保险
notification告知
object 标的
obligatoryreinsurance固定分保ﻫoriginal deductibles 原始免赔额 ﻫoriginalrate原始费率
paid-up capital已付资本
peakaccelerator峰值加速度
peril 危险 ﻫPICCRe中保再
placement安排ﻫPML可能最大损失ﻫpolicyholder保单持有者
pool 共保组合ﻫportfolioentry未满期责任的出帐
portfoliooutgo未满期责任的入帐ﻫpremium保费ﻫpreviouslosses既往损失
priority分保自留额
priority自付责任
3保险词汇翻译ﻫproportionalreinsurance比例再保险
rainstorm雨暴
rating 费率
reinforcedconcrete building钢筋混凝土建筑ﻫreinstatement恢复保额 ﻫreinsured分出公司
reinsurer 再保险人ﻫretention 自留额
retentionareas 滞洪区
returnperiod重现期ﻫrevoke license吊销营业执照 ﻫseaquake海震 ﻫsecond eventcover第二事件承保
securitization证券化ﻫseismicdemage 震害ﻫset-off抵销
shearwallstructure 剪力墙结构 ﻫsingle险位超赔ﻫspread loss分散风险
stoploss赔付率超赔
stormsurges 风暴潮ﻫsusceptibilityofgoodsto water易受水浸性
tarrif 费率表
TG拐点周期ﻫtidalwave海啸
topographicmap地形图 ﻫtornado龙卷风
totalsuminsured总保额
treaty-limits合约限额
tube structure筒体结构
underwritingpolicy 承保政策
windstorm风暴
保险Insurance
保险法Law of Insurance
保险公司Insurance Company
保险合同Insurance Contract
保险单Policy
保险条款Insurance Clauses
保险标的Insurance Subject
保险金额Insured Amount
保险期限Insurance Period
保险费Insurance Premium
保险人Insurer
被保险人Insured
保险代理人Insurance Agent
保险经纪人Insurance Broker
财产保险Property Insurance
产品责任保险Product Liability Insurance
劳工保险和雇主责任保险Workers Compensation and Employer Liability Insurance
年金保险Annuities Insurance
人寿保险Life Insurance
两全保险Endowment Assurance
现金价值Cash Value
终身寿险Whole Life Insurance
再保险 Reinsurance
保险基本英语术语
累积结余(accumulatedvalue)ﻫ
全险 (allrisks)
年金(annuity)ﻫ 比例计算法(average)
「比例分担」条文 (averagecondition)
受益人(beneficiary)
改善(betterment)ﻫ 盗窃罪(burglary)
现金价值 (cashvalue)ﻫ保险凭证(certificateofinsurance)
赔偿 (claim)
损害赔偿合约(contract ofindemnity)ﻫ 间接损失 (consequentialloss)
分摊 (contribution)ﻫ 互有疏忽(contributorynegligence)
参与供款计划 (contributoryplan)
可转换定期寿险(convertibleterminsurance)ﻫﻫ 冷静期(cooling-offperiod)ﻫ
保障范围(cover)
承保单(附条文收据)(covernote (conditional receipt))
ﻫ 客户保障声明书(customerprotection declaration form)ﻫ 递减定期寿险 (decreasingterminsurance)ﻫ 自付额/免赔额(deductible)ﻫ 界定福利计划(definedbenefitplan)ﻫ重复补偿 (doubleindemnity)
批单(endorsements)
储蓄保险(endowment insurance)
不受保项目(exceptions)
自付额(excess)
不受保项目(exclusion)
见exclusionsﻫ起赔额(率) (franchise)ﻫ 不可争议条款(incontestabilityprovision)
可保权益(insurable interest)
中间人(intermediary)
儿童保险单(juvenileinsurancepolicy)ﻫ 定额定期寿险(levelterminsurance)
雇员征费(levy)ﻫ 有限责任 (limits ofliability)ﻫ 理赔师(lossadjuster)ﻫ 恶意破坏(maliciousdamage)
重大转变(materialchanges)
重要事实(materialfact)ﻫ期满(maturity)
期满日(maturitydate)ﻫ 指定风险保险(namedperilpolicy)ﻫ 疏忽(negligence)ﻫ 缴清保单(paid-uppolicy)
终身寿险(permanentlife insurance)ﻫ个人责任(personalliability)ﻫ 保单 (policy)ﻫ保单附加条款 (policy rider)
保单现金提取条款 (policywithdrawalprovision)ﻫ 保费(premium)
第一受益人(primarybeneficiary)ﻫ 公众责任(publicliability)ﻫ 附加保障 (rider)ﻫ 标准风险 (standardrisks)ﻫ 次标准风险 (substandardrisks)
自杀不保条款(suicide exclusionprovision)
投保额(suminsured)
退保手续费(surrendercharge)ﻫ 定期寿险(termlife insurance)
第三者(thirdparty)
第三者责任(thirdpartyliability /publicliability)
完全及永久伤残(totalandpermanentdisability)
投保不足(under-insurance)
核保人(underwriters)
核保(underwriting)
最高诚信(utmostgood faith)
投资人寿保险(variable lifeinsurance)ﻫ 无效 (void)ﻫ 保费豁免/伤残权益(waiverofpremiumfor disabilitybenefit)ﻫ保费豁免/支付**益(waiverof premium forpayerbenefit)ﻫ终身寿险(wholelifeinsurance)ﻫ 每年续保定期计划 (yearlyrenewable term)
InsurancePolicy (orCertificate)保险单(或凭证)
1.Risks &Coverage险别
(1)freefromparticularaverage(F.P.A.)平安险
(2)withparticularaverage(W.A.)水渍险(基本险)
(3)allrisk一切险(综合险)
(4)totalloss only(T.L.O.)全损险
(5)warrisk战争险
(6)cargo(extendedcover)clauses货物(扩展)条款
(7)additionalrisk附加险
(8)from warehouseto warehouseclauses仓至仓条款
(9)theft,pilferage andnondelivery(T.P.N.D.)盗窃提货不着险
(10)rainfreshwaterdamage淡水雨淋险
(11)riskofshortage短量险
(12)risk ofcontamination沾污险
(13)riskofleakage渗漏险
(14)risk of clashing&breakage碰损破碎险
(15)risk ofodour串味险
(16)damage causedbysweating and/orheating受潮受热险
(17)hookdamage钩损险
(18)lossand/ordamagecaused bybreakage ofpacking包装破裂险
(19)risk of rusting锈损险
(20)risk of mould发霉险
(21)strike,riotsand civilcommotion(S.R.C.C.)罢工、暴动、民众骚乱险
(22)riskofspontaneous combustion自燃险
(23)deteriorationrisk腐烂变质险
(24)inherentvice risk内在缺陷险
(25)riskof naturalloss ornormalloss途耗或自然损耗险
(26)specialadditional risk特别附加险
(27)failuretodelivery交货不到险
(28)importduty进口关税险
(29)ondeck仓面险
(30)rejection拒收险
(31)aflatoxin黄曲霉素险
(32)fire risk extensionclause-forstorageofcargoatdestinationHong Kong,includingKowloon,orMacao出口货物到香港(包括九龙在内)或澳门存仓火险责任扩展条款
(33)surveyin customs risk海关检验险
(34)survey atjettyrisk码头检验险
(35)institutewarrisk学会战争险
(36)overlandtransportationrisks陆运险
(37)overlandtransportationallrisks陆运综合险
(38)airtransportationrisk航空运输险
(39)airtransportation all risk航空运输综合险
(40)airtransportation war risk航空运输战争险
(41)parcel postrisk邮包险
(42)parcelpostallrisk邮包综合险
(43)parcel postwarrisk邮包战争险
(44)investmentinsurance(politicalrisks)投资保险(政治风险)
(45)propertyinsurance财产保险
(46)erectionallrisks安装工程一切险
(47)contractorsallrisks建筑工程一切险
金融英语(fect):
保险业英文术语
(二)
2.thestipulationsforinsurance保险条款
(1)marineinsurancepolicy海运保险单
(2)specificpolicy单独保险单
(3)voyage policy航程保险单
(4)timepolicy期限保险单
(5)floatingpolicy(or open policy)流动保险单
(6)ocean marinecargo clauses海洋运输货物保险条款
(7)ocean marineinsuranceclauses (frozen products)海洋运输冷藏货物保险条款
(8)oceanmarinecargo warclauses海洋运输货物战争险条款
(9)ocean marineinsuranceclauses(woodoilin bulk)海洋运输散装桐油保险条款
(10)overlandtransportationinsuranceclauses(train, trucks)陆上运输货物保险条款(火车、汽车)
(11)overlandtransportationinsuranceclauses(frozenproducts)陆上运输冷藏货物保险条款
(12)airtransportationcargo insurance clauses航空运输货物保险条款
(13)airtransportationcargo warriskclauses航空运输货物战争险条款
(14)parcelpostinsuranceclauses邮包保险条款
(15)parcelpostwarrisk insuranceclauses邮包战争保险条款
(16)livestock&poultryinsuranceclauses(by sea,landor air)活牲畜、家禽的海上、陆上、航空保险条款
(17)…risksclausesoftheP.I.C.C. subjecttoC.I.C.根据中国人民保险公司的保险条款投保……险
(18)marineinsurancepoliciesor certificatesinnegotiableform,for110%fullCIFinvoicecoveringtherisksof War&W.A.asperthePeople'sInsuranceCo.ofChina dated1/1/1976. withextendedcover upto Kuala Lumpurwithclaims payablein(at)KualaLumpurin the currency of draft(irrespectiveofpercentage)作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险,负责到吉隆坡为止。
按照汇票所使用的货币在吉隆坡赔付(无免赔率)
(19)insurance policyor certificate settlingagent