银行用语1.docx

1、银行用语1常见银行英语词汇acco unt nu mber 帐号depositor 存户pay-in slip 存款单a depo sit form 存款单a banding mach ine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of depo sit 存单depo sit book, p assbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to coun ter sig n 双签to endorse 背书endorser

2、背书人to cash 兑现to honor a cheque 兑付to disho nor a cheque 拒付to sus pend p ayme nt 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票bla nk cheque 空白支票rubber cheque 空头支票cheque stub, coun terfoil 票根cash cheque 现金支票travelers cheque 旅行支票cheque for transfer 转帐支票outsta nd

3、ing cheque 未付支票can celed cheque 已付支票forged cheque 伪支票Ban dars note 庄票，银票banker银行家pr eside nt 行长savings bank 储蓄银行Chase Bank大通银行Citiba nk 花旗银行Hongkong Shan ghai Banking Corpo rati on汇丰银行Chartered Bank of In dia, Australia and Chi na麦加利银行Ban que de IIn doChi ne 东方汇理银行cen tral bank, n ati onal bank, ban

4、 kers bank中央银行bank of issue, bank of circulati on 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贝占现银行exchange bank 汇兑银行request ing bank 委托开证银行issu ing bank, opening bank 开证银行advis ing bank, no tify ing bank通知银行n egotiatio n bank 议付银行confirming bank 保兑银行paying bank 付款银行

5、associate banker of collecti on代收银行con sig ned ban ker of collecti on委托银行clearing bank 清算银行local bank本地银行domestic bank 国内银行overseas bank 国外银行unincorpo rated bank 钱庄branch bank 银行分行trustee sav ings bank 信托储蓄银行trust company 信托公司financial trust金融信托公司unit trust信托投资公司trust in stitutio n银行的信托部credit dep a

6、rtme nt 银行的信用咅Bcommercial credit company (disco unt company) 商业信贷公司(贝占现公司）n eighborhood sav ings bank, bank of depo sit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行con structi on bank 建设银行bank of com muni cati ons 交通银行mutual sav ings bank 互助储蓄银行p ost office sav ings

7、bank 由 P局储蓄银行mortgage bank, buildi ng society 抵押银行in dustrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corres ponding bank 往来银行mercha nt bank, acce pti ng bank 承兑银行inv estme nt bank 投资银行imp ort and export bank (EXIMBANK) 进出口银行joi nt venture bank 合资银行money shop, n ative bank

8、钱庄credit coop eratives 信用社cleari ng house 票据交换所p ublic acco unting 公共会计bus in ess acco un ti ng 商业会计cost acco unting 成本会计dep reciati on acco un ti ng 折旧会计compu terized acco un ti ng 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investme

9、nt 投资surplus 结余idle capital 游资econo mic cycle 经济周期econo mic boom 经济繁荣econo mic recessi on 经济衰退econo mic dep ressi on 经济萧条econo mic crisis 经济危机econo mic recovery 经济复苏in flation通货膨胀deflation通货收缩devaluation 货币贬值revaluation货币增值intern ati onal bala nee of p ayme nt 国际收支favourable bala nee 顺差adverse bala

10、nee 逆差hard eurrency 硬通货soft eurrency 软通货intern ati onal mon etary system 国际货币制度the pu rehas ing po wer of money 货币购买力money in circulati on 货币流通量note issue 纸币发行量n ati onal budget 国家预算n ati onal gross pr oduct 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct excha n

11、ge 直接（对角）套汇in direct excha nge 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreig n curre ncy (excha nge) reserve 夕卜汇储备foreig n excha nge fluctuati on 夕卜汇波动foreig n excha nge crisis 夕卜汇危机discount贝占现disco unt rate, bank rate 贝占现率gold reserve 黄金储备money (finan cial) market 金融市场stock exchange 股票交易所broker经纪人commissi on 佣金bookkee ping 簿记bookkeeper 簿记员an app licatio n form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则sp ecime n sig nature 签字式样banking hours, bus in ess hours 营业时间